Dezerv

Fund Overview

Fund Size

Fund Size

₹4,205 Cr

Expense Ratio

Expense Ratio

0.64%

ISIN

ISIN

INF740K018P2

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

10 Mar 2015

About this fund

DSP Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 9 years, 1 months and 4 days, having been launched on 10-Mar-15.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹18.14, Assets Under Management (AUM) of 4204.65 Crores, and an expense ratio of 0.64%.
  • DSP Low Duration Fund Regular Growth has given a CAGR return of 6.77% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 62.77% in debts, and 37.02% in cash & cash equivalents.
  • You can start investing in DSP Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.02%

+6.30%(Cat. Avg.)

3 Years

+5.28%

+5.11%(Cat. Avg.)

5 Years

+5.89%

+5.01%(Cat. Avg.)

Since Inception

+6.77%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt2,639.16 Cr62.77%
Others1,565.49 Cr37.23%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Axis Bank LimitedCash - CD/Time Deposit144.86 Cr3.45%
Canara BankBond - Gov't Agency Debt139.78 Cr3.32%
7.37% Govt Stock 2028Bond - Gov't/Treasury130.57 Cr3.11%
Small Industries Development Bank Of IndiaBond - Corporate Bond130.3 Cr3.10%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond123.56 Cr2.94%
HDFC Bank LimitedCash - CD/Time Deposit120.86 Cr2.87%
Icici Securities LimitedCash - Commercial Paper116.09 Cr2.76%
Treps / Reverse Repo Investments / Corporate Debt RepoCash - Repurchase Agreement104.76 Cr2.49%
Rec LimitedBond - Corporate Bond99.83 Cr2.37%
Axis Bank LimitedCash - CD/Time Deposit96.59 Cr2.30%
Standard Chartered Capital LimitedCash - Commercial Paper93.53 Cr2.22%
LIC Housing Finance LtdBond - Corporate Bond92.77 Cr2.21%
LIC Housing Finance LtdBond - Corporate Bond78.53 Cr1.87%
Rec LimitedBond - Corporate Bond76.71 Cr1.82%
Kotak Mahindra Prime LimitedBond - Corporate Bond75.9 Cr1.81%
Hdb Financial Services LimitedBond - Corporate Bond74.96 Cr1.78%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond72.34 Cr1.72%
HDFC Bank LimitedCash - CD/Time Deposit71.31 Cr1.70%
Rural Electrification Corporation LimitedBond - Corporate Bond67.56 Cr1.61%
Net Receivables/PayablesCash-56.51 Cr1.34%
Power Finance Corporation LimitedBond - Corporate Bond52.8 Cr1.26%
Bajaj Housing Finance LimitedBond - Corporate Bond52.53 Cr1.25%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.11 Cr1.24%
7.06% Govt Stock 2028Bond - Gov't/Treasury51.68 Cr1.23%
Titan Company LimitedBond - Corporate Bond51.6 Cr1.23%
National Housing BankBond - Corporate Bond50.8 Cr1.21%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.75 Cr1.18%
ICICI Securities LimitedCash - Commercial Paper48.9 Cr1.16%
India (Republic of)Bond - Short-term Government Bills48.73 Cr1.16%
ICICI Bank LimitedCash - CD/Time Deposit48.32 Cr1.15%
Axis Bank LimitedCash - CD/Time Deposit48.32 Cr1.15%
ICICI Bank LimitedCash - CD/Time Deposit48.3 Cr1.15%
Hsbc Investdirect Financial Services (I)LtdCash - Commercial Paper48.21 Cr1.15%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit47.96 Cr1.14%
Axis Bank LimitedCash - CD/Time Deposit47.61 Cr1.13%
ICICI Bank LimitedCash - CD/Time Deposit47.57 Cr1.13%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit47.42 Cr1.13%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit47.2 Cr1.12%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper46.98 Cr1.12%
Bank Of BarodaCash - CD/Time Deposit46.98 Cr1.12%
Bank Of BarodaCash - CD/Time Deposit46.86 Cr1.11%
Deutsche Investments India Private LimitedCash - Commercial Paper46.73 Cr1.11%
LIC Housing Finance LtdBond - Corporate Bond39.29 Cr0.93%
Power Finance Corporation Ltd.Bond - Corporate Bond36.03 Cr0.86%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond31.76 Cr0.76%
6.69% Govt Stock 2024Bond - Gov't/Treasury29.37 Cr0.70%
Goi Strips 16122024Bond - Gov't/Treasury27.13 Cr0.65%
Power Finance Corporation Ltd.Bond - Corporate Bond26.74 Cr0.64%
Power Finance Corporation LimitedBond - Corporate Bond26.54 Cr0.63%
Bajaj Finance LimitedBond - Corporate Bond26.54 Cr0.63%
HDFC Bank LimitedBond - Corporate Bond26.52 Cr0.63%
Power Finance Corporation Ltd.Bond - Corporate Bond26.44 Cr0.63%
08.96 MH Sdl 2024Bond - Gov't/Treasury26.35 Cr0.63%
Hdb Financial Services LimitedBond - Corporate Bond26.06 Cr0.62%
Power Finance Corporation Ltd.Bond - Corporate Bond25.97 Cr0.62%
Larsen And Toubro LimitedBond - Corporate Bond25.96 Cr0.62%
LIC Housing Finance LtdBond - Corporate Bond25.96 Cr0.62%
08.30 MP Sdl 2026Bond - Gov't/Treasury25.85 Cr0.61%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.85 Cr0.61%
7.38% Govt Stock 2027Bond - Gov't/Treasury25.75 Cr0.61%
Power Finance Corporation LimitedBond - Corporate Bond25.61 Cr0.61%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.54 Cr0.61%
Power Finance Corporation LimitedBond - Corporate Bond25.52 Cr0.61%
08.44 MH Sdl 2024Bond - Gov't/Treasury25.32 Cr0.60%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.32 Cr0.60%
Goi 12.04.2024 GovBond - Gov't/Treasury25.28 Cr0.60%
Power Finance Corporation LimitedBond - Corporate Bond25.21 Cr0.60%
Power Finance Corporation Ltd.Bond - Corporate Bond25.17 Cr0.60%
Kotak Mahindra Prime LimitedBond - Corporate Bond25.16 Cr0.60%
Power Finance Corporation LimitedBond - Corporate Bond25.06 Cr0.60%
Gs CG 16/6/2024 - (Strips) TbBond - Gov't/Treasury24.65 Cr0.59%
Rec LimitedBond - Corporate Bond24.53 Cr0.58%
Panatone Finvest LtdCash - Commercial Paper24.41 Cr0.58%
Goi Strips 12092024Bond - Gov't/Treasury24.26 Cr0.58%
ICICI Bank Ltd.Bond - Corporate Bond23.52 Cr0.56%
HDFC Bank LimitedCash - CD/Time Deposit23.5 Cr0.56%
Panatone Finvest LimitedCash - Commercial Paper23.48 Cr0.56%
HDFC Bank Ltd.Bond - Corporate Bond23.42 Cr0.56%
Standard Chartered Capital LimitedCash - Commercial Paper23.21 Cr0.55%
6.80% Govt Stock 2025Bond - Gov't/Treasury23.14 Cr0.55%
Goi 15.12.2025 GovBond - Gov't/Treasury22.59 Cr0.54%
08.73 KA Sdl 2024Bond - Gov't/Treasury20.91 Cr0.50%
Goi 26.04.2024 GovBond - Gov't/Treasury20.75 Cr0.49%
08.90 MH Sdl 2024Bond - Gov't/Treasury20.19 Cr0.48%
Goi Strips 15032048Bond - Gov't/Treasury20.06 Cr0.48%
Goi 26.10.2024 GovBond - Gov't/Treasury20.04 Cr0.48%
0% GOI - 12122024 STRIPSBond - Gov't/Treasury19.34 Cr0.46%
Hdb Financial Services LimitedBond - Corporate Bond16.28 Cr0.39%
Tata Capital LimitedBond - Corporate Bond15.54 Cr0.37%
08.99 MP Sdl 2024Bond - Gov't/Treasury15.38 Cr0.37%
Bajaj Housing Finance LimitedBond - Corporate Bond15.05 Cr0.36%
Hdb Financial Services LimitedBond - Corporate Bond13.8 Cr0.33%
LIC Housing Finance LtdBond - Corporate Bond10.49 Cr0.25%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond10.02 Cr0.24%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End8.82 Cr0.21%
0% Goi- 19122024 StripsBond - Gov't/Treasury6.8 Cr0.16%
Goi 12.10.2024 GovBond - Gov't/Treasury5.43 Cr0.13%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond5.21 Cr0.12%
Hdb Financial Services LimitedBond - Corporate Bond5.13 Cr0.12%
Hdb Financial Services LimitedBond - Corporate Bond3.18 Cr0.08%
Axis Finance LimitedBond - Corporate Bond1.6 Cr0.04%
Hdb Financial Services LimitedBond - Corporate Bond1.01 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond1,943.04 Cr46.21%
Cash - CD/Time Deposit933.66 Cr22.21%
Bond - Gov't/Treasury610.82 Cr14.53%
Cash - Commercial Paper471.54 Cr11.21%
Bond - Gov't Agency Debt139.78 Cr3.32%
Cash - Repurchase Agreement104.76 Cr2.49%
Cash-56.51 Cr1.34%
Bond - Short-term Government Bills48.73 Cr1.16%
Mutual Fund - Open End8.82 Cr0.21%

Risk & Performance Ratios

Standard Deviation

This fund

0.62%

Cat. avg.

0.89%

Lower the better

Sharpe Ratio

This fund

-0.43

Cat. avg.

-0.42

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.01

Higher the better

Fund Managers

KM

Karan Mundra

Since March 2022

SV

Shalini Vasanta

Since June 2023

Additional Scheme Detailsas of 31st March 2024

ISININF740K018P2Expense Ratio0.64%Exit LoadNo ChargesFund Size₹4,205 CrAge10 Mar 2015Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Low Duration Debt Idx A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹499.21 Cr7.7%
Mahindra Manulife Low Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹499.21 Cr6.8%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹2277.65 Cr7.0%
Kotak Low Duration Fund Regular Growth

Moderate Risk

1.2%0.0%₹7962.52 Cr6.8%
Mirae Asset Savings Fund Regular Growth

Moderate Risk

0.9%0.0%₹463.30 Cr7.1%
HDFC Low Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹15261.51 Cr7.2%
Bandhan Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹5283.81 Cr7.0%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹873.71 Cr7.1%
ICICI Prudential Savings Fund Regular Growth

Moderate Risk

0.5%0.0%₹16301.74 Cr7.9%
Sundaram Low Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹390.33 Cr6.6%

About the AMC

Total AUM

₹1,51,093 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.7%1.0%₹765.15 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹59.82 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.9%0.0%₹540.84 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.7%0.0%₹16.39 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.2%1.0%₹1435.15 Cr-
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹46.62 Cr6.8%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹628.04 Cr7.1%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---7.0%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2375.57 Cr7.3%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.8%1.0%₹3076.09 Cr22.0%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2902.39 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹505.39 Cr27.6%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹468.29 Cr64.1%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹2352.32 Cr53.1%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹58.96 Cr13.3%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4204.65 Cr7.4%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹807.70 Cr39.0%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹2293.21 Cr6.9%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹359.44 Cr7.3%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹9977.36 Cr38.0%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹712.70 Cr8.0%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.8%1.0%₹8805.52 Cr29.8%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2188.97 Cr41.6%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹195.23 Cr16.0%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹3363.58 Cr71.3%
DSP Liquidity Fund Direct Growth

Moderate Risk

0.1%0.0%₹16940.42 Cr7.3%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.6%0.0%₹174.01 Cr14.5%
DSP Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹13038.55 Cr48.9%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹2227.76 Cr7.6%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2995.78 Cr7.2%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹15968.56 Cr45.2%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.1%0.0%₹990.34 Cr51.0%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹10812.48 Cr46.1%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹931.75 Cr9.1%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹3699.48 Cr7.6%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹14075.55 Cr43.2%
DSP World Agriculture Direct Growth

Very High Risk

1.8%0.0%₹16.96 Cr-10.0%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3550.89 Cr37.6%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹889.25 Cr24.1%
DSP World Energy Direct Growth

Very High Risk

1.6%0.0%₹137.46 Cr-1.9%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹729.25 Cr2.1%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹152.70 Cr-0.6%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.5%0.0%₹964.40 Cr16.2%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹3810.45 Cr8.3%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2617.33 Cr6.9%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹49.34 Cr6.9%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹87.26 Cr6.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of DSP Low Duration Fund Regular Growth, as of 12-Apr-2024, is ₹18.14.
The fund has generated 7.02% over the last 1 year and 5.28% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 62.77% in bonds, and 37.02% in cash and cash equivalents.
The fund managers responsible for DSP Low Duration Fund Regular Growth are:-
  1. Karan Mundra
  2. Shalini Vasanta