Franklin India Banking & PSU Debt Fund Regular Growth

Fund Overview

Fund Size

₹621 Cr

Expense Ratio

0.52%

ISIN

INF090I01KO5

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

25 Apr 2014

About this fund

Franklin India Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 10 years, 3 months and 1 days, having been launched on 25-Apr-14.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹20.81, Assets Under Management (AUM) of 620.60 Crores, and an expense ratio of 0.52%.

Franklin India Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.41% since inception.
The fund's asset allocation comprises around 0.00% in equities, 85.47% in debts, and 9.20% in cash & cash equivalents.
You can start investing in Franklin India Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.04%

+6.00% (Cat Avg.)

3 Years

+5.36%

+4.98% (Cat Avg.)

5 Years

+6.32%

+5.84% (Cat Avg.)

10 Years

+7.31%

+6.22% (Cat Avg.)

Since Inception

+7.41%

— (Cat Avg.)

Portfolio Summaryas of 15th July 2024

Debt	₹530.44 Cr	85.47%
Others	₹58.91 Cr	9.49%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
8% Govt Stock 2034	Bond - Gov't/Treasury	₹66.38 Cr	10.70%
National Housing Bank	Bond - Corporate Bond	₹50.05 Cr	8.06%
Ongc Petro Additions Limited 8.29%	Bond - Convertible	₹31.25 Cr	5.03%
Call, Cash & Other Assets	Cash - Collateral	₹28.64 Cr	4.62%
HDFC Bank Limited	Bond - Corporate Bond	₹26.85 Cr	4.33%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹26.76 Cr	4.31%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹26.66 Cr	4.30%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹26.17 Cr	4.22%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.72 Cr	4.14%
Bajaj Finance Limited	Bond - Corporate Bond	₹25.72 Cr	4.14%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹25.71 Cr	4.14%
State Bank Of India	Bond - Corporate Bond	₹25.69 Cr	4.14%
HDFC Bank Limited	Bond - Corporate Bond	₹25.53 Cr	4.11%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹25.4 Cr	4.09%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.25 Cr	4.07%
Rec Limited	Bond - Corporate Bond	₹25.16 Cr	4.05%
Punjab National Bank	Cash - CD/Time Deposit	₹23.91 Cr	3.85%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹20.25 Cr	3.26%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹15.88 Cr	2.56%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹15.61 Cr	2.52%
Nuclear Power Corporation Of India Limited	Bond - Corporate Bond	₹10.36 Cr	1.67%
Small Industries Development Bank of India 7.68%	Bond - Corporate Bond	₹10.24 Cr	1.65%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹10.16 Cr	1.64%
Export Import Bank Of India	Bond - Corporate Bond	₹5.36 Cr	0.86%
Ntpc Limited	Bond - Corporate Bond	₹5.28 Cr	0.85%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹5.15 Cr	0.83%
HDFC Bank Limited	Bond - Corporate Bond	₹5.1 Cr	0.82%
Power Finance Corporation Limited	Bond - Corporate Bond	₹4.54 Cr	0.73%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹1.82 Cr	0.29%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹452.99 Cr	72.99%
Bond - Gov't/Treasury	₹81.99 Cr	13.21%
Bond - Convertible	₹31.25 Cr	5.03%
Cash - Collateral	₹28.64 Cr	4.62%
Cash - CD/Time Deposit	₹23.91 Cr	3.85%
Mutual Fund - Open End	₹1.82 Cr	0.29%

Risk & Performance Ratios

Fund Managers

Anuj Tagra

Since March 2024

Chandni Gupta

Since March 2024

Sandeep Manam

Since October 2021

Additional Scheme Detailsas of 15th July 2024

ISIN

INF090I01KO5

Expense Ratio

0.52%

Exit Load

No Charges

Fund Size

₹621 Cr

Age

25 Apr 2014

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Banking & PSU Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹14109.10 Cr	7.2%
Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk	0.6%	0.0%	₹14109.10 Cr	6.9%
Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹620.60 Cr	7.0%
Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹620.60 Cr	7.4%
PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.38 Cr	6.8%
PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk	0.4%	0.0%	₹45.38 Cr	6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹346.42 Cr	6.8%
Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹346.42 Cr	7.1%
Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹207.53 Cr	7.0%
Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹207.53 Cr	6.5%

About the AMC

Franklin Templeton Mutual Fund

+91 22 6751 9100

https://www.franklintempletonindia.com/

Total AUM

₹97,621 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Multi-Asset Solution Fund of Funds Direct Growth High Risk	0.5%	1.0%	₹55.01 Cr	19.8%
Franklin India Equity Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹624.76 Cr	12.6%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹406.45 Cr	6.8%
Franklin India Floating Rate Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹336.70 Cr	8.6%
Franklin India Credit Risk Fund Direct Growth High Risk	-	3.0%	₹104.00 Cr	7.5%
Franklin India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1467.42 Cr	7.6%
Templeton India Value Fund Direct Growth Very High Risk	0.8%	1.0%	₹2137.53 Cr	46.8%
Templeton India Equity Income Fund Direct Growth Very High Risk	1.3%	1.0%	₹2325.52 Cr	51.9%
Franklin India Government Securities Direct Growth Moderate Risk	0.6%	0.0%	₹141.03 Cr	6.4%
Franklin India Corporate Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹770.80 Cr	7.4%
Franklin India Pension Plan Direct Growth Moderately High risk	1.5%	3.0%	₹519.24 Cr	19.8%
Franklin India Short Term Income Plan Direct Growth Moderate Risk	-	0.0%	₹12.51 Cr	0.7%
Franklin Asian Equity Fund Direct Growth Very High Risk	1.6%	1.0%	₹244.25 Cr	9.7%
Franklin India Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹4575.97 Cr	71.0%
Franklin Build India Direct Growth Very High Risk	1.0%	1.0%	₹2738.26 Cr	69.6%
Franklin India Bluechip Fund Direct Growth Very High Risk	0.9%	1.0%	₹8160.81 Cr	31.2%
Franklin India Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹16677.20 Cr	44.1%
Franklin India Prima Fund Direct Growth Very High Risk	0.9%	1.0%	₹12015.33 Cr	54.7%
Franklin India Equity Advantage Fund Direct Growth Very High Risk	1.3%	1.0%	₹3510.46 Cr	36.4%
Franklin India Smaller Companies Fund Direct Growth Very High Risk	0.9%	1.0%	₹14023.15 Cr	56.6%
Franklin India Focused Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹12198.10 Cr	36.9%
Franklin India Taxshield Fund Direct Growth Very High Risk	1.0%	0.0%	₹6815.90 Cr	45.0%
Franklin India Technology Fund Direct Growth Very High Risk	1.1%	1.0%	₹1610.63 Cr	56.1%
Franklin India Equity Hybrid Fund Direct Growth Very High Risk	1.1%	1.0%	₹1901.46 Cr	32.2%
Franklin India Dynamic Asset Allo FOF Direct Growth High Risk	0.5%	1.0%	₹1328.44 Cr	26.9%
Franklin India NSE Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹703.56 Cr	25.2%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹3558.34 Cr	26.8%
Franklin India Debt Hybrid Fund Direct Growth Moderately High risk	0.7%	0.0%	₹245.24 Cr	15.2%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹15.48 Cr	6.9%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹164.26 Cr	309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹45.54 Cr	309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹47.42 Cr	308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth Low Risk	-	0.0%	₹29.52 Cr	309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth Very High Risk	-	0.0%	₹105.84 Cr	309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth Moderately High risk	0.7%	0.0%	-	-
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth Moderate Risk	-	0.0%	-	-
Franklin India Balanced Advantage Fund Direct Growth Very High Risk	0.4%	1.0%	₹2074.62 Cr	26.9%
Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹620.60 Cr	7.4%

Risk Level

Your principal amount will be at Moderate Risk

Still got questions?
We're here to help.

What is the current NAV of Franklin India Banking & PSU Debt Fund Regular Growth?

The NAV of Franklin India Banking & PSU Debt Fund Regular Growth, as of 25-Jul-2024, is ₹20.81.

What are the returns of Franklin India Banking & PSU Debt Fund Regular Growth?

The fund has generated 7.04% over the last 1 year and 5.36% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Franklin India Banking & PSU Debt Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 85.47% in bonds, and 9.20% in cash and cash equivalents.

Who manages the Franklin India Banking & PSU Debt Fund Regular Growth?

The fund managers responsible for Franklin India Banking & PSU Debt Fund Regular Growth are:-

Anuj Tagra
Chandni Gupta
Sandeep Manam

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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