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Fund Overview

Fund Size

Fund Size

₹214 Cr

Expense Ratio

Expense Ratio

0.71%

ISIN

ISIN

INF0GCD01016

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

02 Feb 2021

About this fund

TrustMF Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Trust Mutual Fund. This fund has been in existence for 3 years, 5 months and 10 days, having been launched on 02-Feb-21.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹1174.79, Assets Under Management (AUM) of 213.55 Crores, and an expense ratio of 0.71%.
  • TrustMF Banking & PSU Debt Fund Regular Growth has given a CAGR return of 4.93% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 87.82% in debts, and 11.73% in cash & cash equivalents.
  • You can start investing in TrustMF Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.84%

+6.11% (Cat Avg.)

3 Years

+4.89%

+4.99% (Cat Avg.)

Since Inception

+4.93%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Debt187.54 Cr87.82%
Others26.01 Cr12.18%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.37% Govt Stock 2028Bond - Gov't/Treasury25.33 Cr11.86%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond25 Cr11.71%
National Housing BankBond - Corporate Bond19 Cr8.90%
Indian Railway Finance Corporation LimitedBond - Corporate Bond18.85 Cr8.83%
HDFC Bank LimitedBond - Corporate Bond18.33 Cr8.59%
Rural Electrification Corporation LimitedBond - Corporate Bond18.09 Cr8.47%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond18.03 Cr8.44%
Small Industries Development Bank of India 7.68%Bond - Corporate Bond18 Cr8.43%
LIC Housing Finance LtdBond - Corporate Bond17.38 Cr8.14%
TrepsCash - Repurchase Agreement13.03 Cr6.10%
Bank Of BarodaCash - CD/Time Deposit4.94 Cr2.32%
ICICI Bank Ltd.Bond - Corporate Bond4.77 Cr2.23%
LIC Housing Finance Ltd.Bond - Corporate Bond4.76 Cr2.23%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit3.8 Cr1.78%
Net Current AssetsCash2.78 Cr1.30%
Investment in Corporate Debt Market Development Fund (CDMDF)$$Mutual Fund - Open End0.97 Cr0.45%
182 DTB 11072024Bond - Gov't/Treasury0.5 Cr0.23%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond162.21 Cr75.96%
Bond - Gov't/Treasury25.83 Cr12.10%
Cash - Repurchase Agreement13.03 Cr6.10%
Cash - CD/Time Deposit8.74 Cr4.09%
Cash2.78 Cr1.30%
Mutual Fund - Open End0.97 Cr0.45%

Risk & Performance Ratios

Standard Deviation

This fund

1.36%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.68

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

Jalpan Shah

Jalpan Shah

Since June 2024

NJ

Neeraj Jain

Since April 2024

Additional Scheme Detailsas of 30th June 2024

ISIN
INF0GCD01016
Expense Ratio
0.71%
Exit Load
No Charges
Fund Size
₹214 Cr
Age
02 Feb 2021
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Banking and PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14279.57 Cr7.2%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14279.57 Cr6.9%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹618.16 Cr7.0%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹618.16 Cr7.4%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹380.18 Cr6.8%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹380.18 Cr7.1%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹906 Cr

Address

801, 8th Floor, G Block, Naman Center, Bandra Kurla Complex, Mumbai, 400051

Other Funds by Trust Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
TrustMF Fixed Maturity Plan - Series II (1196 Days) Direct Growth

High Risk

-0.0%-9.0%
TrustMF Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹213.55 Cr7.4%
TRUSTMF Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹70.74 Cr6.8%
TrustMF Short Term Fund Direct Growth

Moderate Risk

0.2%0.0%₹116.14 Cr7.0%
TrustMF Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹194.69 Cr7.4%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹90.09 Cr7.2%
TrustMF Corporate Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹64.78 Cr7.1%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of TrustMF Banking & PSU Debt Fund Regular Growth, as of 11-Jul-2024, is ₹1174.79.
The fund has generated 6.84% over the last 1 year and 4.89% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 87.82% in bonds, and 11.73% in cash and cash equivalents.
The fund managers responsible for TrustMF Banking & PSU Debt Fund Regular Growth are:-
  1. Jalpan Shah
  2. Neeraj Jain