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Fund Overview

Fund Size

Fund Size

₹404 Cr

Expense Ratio

Expense Ratio

0.71%

ISIN

ISIN

INF0GCD01016

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

02 Feb 2021

About this fund

TrustMF Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Trust Mutual Fund. This fund has been in existence for 3 years, 2 months and 18 days, having been launched on 02-Feb-21.
As of 19-Apr-24, it has a Net Asset Value (NAV) of ₹1155.56, Assets Under Management (AUM) of 404.34 Crores, and an expense ratio of 0.71%.
  • TrustMF Banking & PSU Debt Fund Regular Growth has given a CAGR return of 4.75% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 35.71% in debts, and 63.92% in cash & cash equivalents.
  • You can start investing in TrustMF Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.67%

+5.88%(Cat. Avg.)

3 Years

+4.76%

+4.69%(Cat. Avg.)

Since Inception

+4.75%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt144.4 Cr35.71%
Others259.95 Cr64.29%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
08.90 MH Sdl 2024Bond - Gov't/Treasury25.19 Cr9.68%
ICICI Bank LimitedBond - Corporate Bond24.94 Cr9.58%
Rural Electrification Corporation LimitedBond - Corporate Bond24.88 Cr9.55%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.8 Cr9.52%
Axis Bank LimitedCash - CD/Time Deposit24.59 Cr9.45%
Export-Import Bank Of IndiaCash - CD/Time Deposit15.77 Cr6.06%
ICICI Home Finance Company LimitedBond - Corporate Bond14.9 Cr5.72%
State Bank Of IndiaCash - CD/Time Deposit13.87 Cr5.33%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond13.21 Cr5.07%
HDFC Bank LimitedCash - CD/Time Deposit12.8 Cr4.92%
Axis Bank LimitedCash - CD/Time Deposit11.89 Cr4.57%
State Bank Of IndiaBond - Corporate Bond9.92 Cr3.81%
ICICI Bank LimitedCash - CD/Time Deposit9.59 Cr3.68%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit9.48 Cr3.64%
TrepsCash - Repurchase Agreement8.55 Cr3.28%
08.83 Tn SDL 2024Bond - Gov't/Treasury5.02 Cr1.93%
State Bank Of IndiaBond - Corporate Bond4.96 Cr1.90%
Net Current AssetsCash4.66 Cr1.79%
Investment in Corporate Debt Market Development Fund (CDMDF)$$Mutual Fund - Open End0.96 Cr0.37%
India (Republic of)Bond - Short-term Government Bills0.4 Cr0.15%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond117.61 Cr45.17%
Cash - CD/Time Deposit97.99 Cr37.63%
Bond - Gov't/Treasury30.21 Cr11.60%
Cash - Repurchase Agreement8.55 Cr3.28%
Cash4.66 Cr1.79%
Mutual Fund - Open End0.96 Cr0.37%
Bond - Short-term Government Bills0.4 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

1.41%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

-0.47

Cat. avg.

-0.35

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.22

Higher the better

Fund Managers

NJ

Neeraj Jain

Since April 2024

Additional Scheme Detailsas of 31st March 2024

ISININF0GCD01016Expense Ratio0.71%Exit LoadNo ChargesFund Size₹404 CrAge02 Feb 2021Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Banking and PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14384.47 Cr6.7%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14384.47 Cr6.4%
Franklin India Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹633.12 Cr6.7%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹633.12 Cr7.1%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹402.51 Cr6.3%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹402.51 Cr6.6%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr6.9%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.04 Cr6.4%

About the AMC

Total AUM

₹1,155 Cr

Address

801, 8th Floor, G Block, Naman Center, Bandra Kurla Complex, Mumbai, 400051

Other Funds by Trust Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
TrustMF Fixed Maturity Plan - Series II (1196 Days) Direct Growth

High Risk

-0.0%-8.4%
TrustMF Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹404.34 Cr7.2%
TRUSTMF Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹88.40 Cr6.8%
TrustMF Short Term Fund Direct Growth

Moderate Risk

0.2%0.0%₹102.56 Cr6.6%
TrustMF Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹214.83 Cr7.3%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹99.85 Cr7.2%
TrustMF Corporate Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹81.87 Cr6.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of TrustMF Banking & PSU Debt Fund Regular Growth, as of 19-Apr-2024, is ₹1155.56.
The fund has generated 6.67% over the last 1 year and 4.76% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 35.71% in bonds, and 63.92% in cash and cash equivalents.
The fund managers responsible for TrustMF Banking & PSU Debt Fund Regular Growth are:-
  1. Neeraj Jain