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Fund Overview

Fund Size

Fund Size

₹5,968 Cr

Expense Ratio

Expense Ratio

0.39%

ISIN

ISIN

INF174K01KH7

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Kotak Banking & PSU Debt Direct Growth is a Banking & PSU mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 11 years, 5 months and 17 days, having been launched on 01-Jan-13.
As of 14-Jun-24, it has a Net Asset Value (NAV) of ₹62.21, Assets Under Management (AUM) of 5967.83 Crores, and an expense ratio of 0.39%.
  • Kotak Banking & PSU Debt Direct Growth has given a CAGR return of 8.16% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 96.11% in debts, and 3.63% in cash & cash equivalents.
  • You can start investing in Kotak Banking & PSU Debt Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.36%

+5.71% (Cat Avg.)

3 Years

+5.86%

+4.64% (Cat Avg.)

5 Years

+7.16%

+5.86% (Cat Avg.)

10 Years

+7.89%

+6.12% (Cat Avg.)

Since Inception

+8.16%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Debt5,735.61 Cr96.11%
Others232.22 Cr3.89%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2037Bond - Gov't/Treasury595.4 Cr9.98%
7.18% Govt Stock 2033Bond - Gov't/Treasury486.82 Cr8.16%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond425.72 Cr7.13%
8.34% Govt Stock 2033Bond - Gov't/Treasury299.91 Cr5.03%
HDFC Bank LimitedBond - Corporate Bond234.27 Cr3.93%
Power Grid Corporation Of India LimitedBond - Corporate Bond201.29 Cr3.37%
National Housing Bank 0.0759%Bond - Corporate Bond200.13 Cr3.35%
Rural Electrification Corporation LimitedBond - Corporate Bond155.89 Cr2.61%
Net Current Assets/(Liabilities)Cash154.93 Cr2.60%
Rural Electrification Corporation LimitedBond - Corporate Bond152.09 Cr2.55%
Power Finance Corp Ltd. 0.076%Bond - Corporate Bond150.01 Cr2.51%
LIC Housing Finance LimitedBond - Corporate Bond149.58 Cr2.51%
State Bank Of IndiaBond - Corporate Bond140.2 Cr2.35%
Small Industries Development Bank Of IndiaBond - Corporate Bond135.74 Cr2.27%
Small Industries Development Bank Of IndiaBond - Corporate Bond114.21 Cr1.91%
Punjab National BankBond - Corporate Bond108.78 Cr1.82%
Power Finance Corporation Ltd.Bond - Corporate Bond100.17 Cr1.68%
Indian Railway Finance Corporation LimitedBond - Corporate Bond100.15 Cr1.68%
Power Finance Corporation Ltd.Bond - Corporate Bond99.96 Cr1.68%
REC Ltd. 0.0764%Bond - Corporate Bond99.95 Cr1.67%
National Bank for Agriculture and Rural Development 0.0762%Bond - Gov't Agency Debt99.83 Cr1.67%
Canara BankBond - Corporate Bond99.59 Cr1.67%
Union Bank Of IndiaBond - Corporate Bond98.19 Cr1.65%
Small Industries Development Bank of India 0.0775%Bond - Corporate Bond95.1 Cr1.59%
Power Grid Corporation Of India LimitedBond - Corporate Bond87.79 Cr1.47%
HDFC Bank LimitedBond - Corporate Bond80.04 Cr1.34%
Food Corporation Of IndiaBond - Corporate Bond76.53 Cr1.28%
HDFC Bank LimitedBond - Corporate Bond75.27 Cr1.26%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond75.23 Cr1.26%
Small Industries Development Bank Of IndiaBond - Corporate Bond75.15 Cr1.26%
HDFC Bank LimitedBond - Corporate Bond70.08 Cr1.17%
Rural Electrification Corporation LimitedBond - Corporate Bond61.62 Cr1.03%
Power Finance Corporation LimitedBond - Corporate Bond54.98 Cr0.92%
Rural Electrification Corporation LimitedBond - Corporate Bond54.85 Cr0.92%
HDFC Bank LimitedBond - Corporate Bond51.95 Cr0.87%
Food Corporation Of IndiaBond - Corporate Bond49.94 Cr0.84%
HDFC Bank LimitedBond - Corporate Bond49.82 Cr0.83%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.69 Cr0.83%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond48.54 Cr0.81%
HDFC Bank LimitedBond - Corporate Bond45.61 Cr0.76%
Maharashtra (Government of) 0.0763%Bond - Sub-sovereign Government Debt39.17 Cr0.66%
Dme Development LimitedBond - Corporate Bond32.08 Cr0.54%
Dme Development LimitedBond - Corporate Bond32.05 Cr0.54%
Dme Development LimitedBond - Corporate Bond31.99 Cr0.54%
Dme Development LimitedBond - Corporate Bond31.97 Cr0.54%
Dme Development LimitedBond - Corporate Bond31.88 Cr0.53%
Dme Development LimitedBond - Corporate Bond31.87 Cr0.53%
Dme Development LimitedBond - Corporate Bond31.8 Cr0.53%
Dme Development LimitedBond - Corporate Bond31.68 Cr0.53%
Dme Development LimitedBond - Corporate Bond31.47 Cr0.53%
Dme Development LimitedBond - Corporate Bond31.38 Cr0.53%
Small Industries Development Bank Of IndiaBond - Corporate Bond29.85 Cr0.50%
HDFC Bank LimitedBond - Corporate Bond25.99 Cr0.44%
SBI ALTERNATIVE INVESTMENT FUNDMutual Fund - Open End15.32 Cr0.26%
Bank Of BarodaBond - Corporate Bond12.94 Cr0.22%
Canara BankCash - CD/Time Deposit6.99 Cr0.12%
Rec LimitedBond - Corporate Bond5.25 Cr0.09%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond5.09 Cr0.09%
Power Finance Corporation LimitedBond - Corporate Bond2.63 Cr0.04%
Power Finance Corporation Ltd.Bond - Corporate Bond1.01 Cr0.02%
06.46 GJ Sdl 2030Bond - Gov't/Treasury0.42 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond4,269.04 Cr71.53%
Bond - Gov't/Treasury1,382.55 Cr23.17%
Cash154.93 Cr2.60%
Bond - Gov't Agency Debt99.83 Cr1.67%
Bond - Sub-sovereign Government Debt39.17 Cr0.66%
Mutual Fund - Open End15.32 Cr0.26%
Cash - CD/Time Deposit6.99 Cr0.12%

Risk & Performance Ratios

Standard Deviation

This fund

1.07%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

0.28

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

DA

Deepak Agrawal

Since August 2008

Abhishek Bisen

Abhishek Bisen

Since November 2022

PK

Palha Khanna

Since July 2023

Additional Scheme Detailsas of 31st May 2024

ISININF174K01KH7Expense Ratio0.39%Exit LoadNo ChargesFund Size₹5,968 CrAge01 Jan 2013Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Banking and PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14279.57 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14279.57 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹624.25 Cr6.7%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹624.25 Cr7.1%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹380.18 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹380.18 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹4,28,353 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Kotak FMP Series 327 Direct Growth

Moderately High risk

-0.0%--
Kotak FMP Series 326 - 175 Days Direct Growth

Moderate Risk

----
Kotak FMP Series 325 - 90 Days Direct Growth

Moderate Risk

-0.0%--
Kotak FMP Series 324 - 109 Days Direct Growth

Moderately High risk

-0.0%--
Kotak Healthcare Fund Direct Growth

Very High Risk

0.7%1.0%₹288.07 Cr-
Kotak FMP Series 323 Direct Growth

Low Risk

-0.0%--
Kotak Consumption Fund Direct Growth

Very High Risk

0.7%1.0%₹604.38 Cr-
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹19.62 Cr-
Kotak Multi Asset Allocation Fund Direct Growth

High Risk

0.3%1.0%₹6089.40 Cr-
Kotak S&P BSE Housing Index Fund Direct Growth

Very High Risk

0.2%0.0%₹14.03 Cr-
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 308 - 1125 Days Direct Growth

Low Risk

-0.0%-7.6%
Kotak Yearly Interval Plan Series 1 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 304 Direct Growth

Moderate Risk

---7.1%
Kotak Fixed Maturity Plan Series 262 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 291 - 1826 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 264 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 310 - 1131 Days Direct Growth

Moderate Risk

-0.0%-7.1%
Kotak FMP Series 306 Direct Growth

Moderate Risk

-0.0%--
Kotak Quarterly Interval Series 12 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 249 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 295 Direct Growth

Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 258 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 298 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 290 - 1180 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Monthly Interval Series 4 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 293 - 1826 Days Direct Growth

Moderate Risk

-0.0%--
Kotak India Growth Fund Series IV Direct Growth

Very High Risk

0.3%0.0%₹132.94 Cr50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 287 - 1188 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 272 Direct Growth

Low to Moderate Risk

----
Kotak Fixed Maturity Plan Series 273 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 305 Direct Growth

Low to Moderate Risk

-0.0%-7.0%
Kotak FMP Series 300 - 1223 days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
Kotak Quarterly Interval Series 13 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 292 - 1735 Days Direct Growth

Low to Moderate Risk

-0.0%₹424.46 Cr7.2%
Kotak FMP Series 289 -1179 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 288 -1177 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹15282.62 Cr46.1%
Kotak Flexicap Fund Direct Growth

Very High Risk

0.6%1.0%₹48469.47 Cr40.8%
Kotak Equity Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹22329.12 Cr49.8%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.6%0.0%₹5768.54 Cr45.1%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹202.41 Cr-
Kotak Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹663.74 Cr26.1%
Kotak Infrastructure and Economic Reform Fund Direct Growth

Very High Risk

0.7%1.0%₹1989.53 Cr65.5%
Kotak Low Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹9154.40 Cr7.6%
Kotak Bluechip Fund Direct Growth

Very High Risk

0.6%1.0%₹8199.81 Cr35.7%
Kotak Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹1903.40 Cr8.1%
Kotak Bond Fund Short Term Plan Direct Growth

Moderate Risk

0.4%0.0%₹14949.40 Cr7.4%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Kotak Banking & PSU Debt Direct Growth, as of 14-Jun-2024, is ₹62.21.
The fund has generated 7.36% over the last 1 year and 5.86% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 96.11% in bonds, and 3.63% in cash and cash equivalents.
The fund managers responsible for Kotak Banking & PSU Debt Direct Growth are:-
  1. Deepak Agrawal
  2. Abhishek Bisen
  3. Palha Khanna