Aditya BSL Banking & PSU Debt Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (18-Jun-25)
₹381.820.01%1D
Returns (Since Inception)
8.54%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹8,991 Cr
Expense Ratio
0.39%
ISIN
INF209K01YN0
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Aditya BSL Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 5 months and 18 days, having been launched on 01-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹381.82, Assets Under Management (AUM) of 8990.71 Crores, and an expense ratio of 0.39%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹381.82, Assets Under Management (AUM) of 8990.71 Crores, and an expense ratio of 0.39%.
- Aditya BSL Banking & PSU Debt Fund Direct Growth has given a CAGR return of 8.54% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 96.49% in debts, and 3.21% in cash & cash equivalents.
- You can start investing in Aditya BSL Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.66%
+9.07% (Cat Avg.)
3 Years
+8.01%
+7.52% (Cat Avg.)
5 Years
+6.73%
+6.14% (Cat Avg.)
10 Years
+8.02%
+6.53% (Cat Avg.)
Since Inception
+8.54%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Debt | ₹8,675.39 Cr | 96.49% |
| Others | ₹315.33 Cr | 3.51% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹415.17 Cr | 4.62% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹303.86 Cr | 3.38% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹257.89 Cr | 2.87% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹246.5 Cr | 2.74% |
| National Housing Bank | Bond - Corporate Bond | ₹226.44 Cr | 2.52% |
| Net Receivables / (Payables) | Cash | ₹222.09 Cr | 2.47% |
| State Bank Of India | Bond - Corporate Bond | ₹215.94 Cr | 2.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹205.86 Cr | 2.29% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹189.8 Cr | 2.11% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹169.4 Cr | 1.88% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹169.22 Cr | 1.88% |
| Rec Limited | Bond - Corporate Bond | ₹168.38 Cr | 1.87% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹164.71 Cr | 1.83% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹155.42 Cr | 1.73% |
| State Bank Of India | Bond - Corporate Bond | ₹154.23 Cr | 1.72% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹153.99 Cr | 1.71% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹152.09 Cr | 1.69% |
| Rec Limited | Bond - Corporate Bond | ₹147.69 Cr | 1.64% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹142.23 Cr | 1.58% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹139.12 Cr | 1.55% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹132.45 Cr | 1.47% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹129.44 Cr | 1.44% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹128.68 Cr | 1.43% |
| Tata Capital Limited | Bond - Corporate Bond | ₹127.55 Cr | 1.42% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹123.41 Cr | 1.37% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹122.59 Cr | 1.36% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹117.62 Cr | 1.31% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹116.58 Cr | 1.30% |
| Indian Renewable Energy Development Agency Limited | Bond - Corporate Bond | ₹104.94 Cr | 1.17% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹104.57 Cr | 1.16% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹102.2 Cr | 1.14% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹100.99 Cr | 1.12% |
| Rec Limited | Bond - Corporate Bond | ₹100.78 Cr | 1.12% |
| Rec Limited | Bond - Corporate Bond | ₹97.7 Cr | 1.09% |
| Rec Limited | Bond - Corporate Bond | ₹91.05 Cr | 1.01% |
| Rec Limited | Bond - Corporate Bond | ₹88.73 Cr | 0.99% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹77.65 Cr | 0.86% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹77.56 Cr | 0.86% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹77.38 Cr | 0.86% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹76.99 Cr | 0.86% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹76.4 Cr | 0.85% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹75.8 Cr | 0.84% |
| State Bank Of India | Bond - Corporate Bond | ₹72.05 Cr | 0.80% |
| Mangalore Refinery And Petrochemicals Limited | Bond - Corporate Bond | ₹63.96 Cr | 0.71% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹56.73 Cr | 0.63% |
| Bank Of Baroda | Bond - Corporate Bond | ₹56.37 Cr | 0.63% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹53.4 Cr | 0.59% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹51.63 Cr | 0.57% |
| Bank Of Baroda | Bond - Corporate Bond | ₹51.35 Cr | 0.57% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.13 Cr | 0.57% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.11 Cr | 0.57% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.08 Cr | 0.57% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹51.07 Cr | 0.57% |
| Rec Limited | Bond - Corporate Bond | ₹50.54 Cr | 0.56% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.52 Cr | 0.56% |
| National Housing Bank | Bond - Corporate Bond | ₹50.42 Cr | 0.56% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.37 Cr | 0.56% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹50.24 Cr | 0.56% |
| Poonawalla Fincorp Ltd. | Bond - Corporate Bond | ₹50.01 Cr | 0.56% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹41.63 Cr | 0.46% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹41.04 Cr | 0.46% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹40.81 Cr | 0.45% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹35.62 Cr | 0.40% |
| Smfg India Home Finance Company Limited | Bond - Corporate Bond | ₹35.5 Cr | 0.39% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹35.19 Cr | 0.39% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹33 Cr | 0.37% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹31.35 Cr | 0.35% |
| 6.33% Gsec Mat - 05/05/2035 | Bond - Gov't/Treasury | ₹30.8 Cr | 0.34% |
| Tata Capital Limited | Bond - Corporate Bond | ₹30.48 Cr | 0.34% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹26.68 Cr | 0.30% |
| Ntpc Limited | Bond - Corporate Bond | ₹26.16 Cr | 0.29% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹26.08 Cr | 0.29% |
| GS CG 22/8/2028 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹26.08 Cr | 0.29% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹26.04 Cr | 0.29% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.87 Cr | 0.29% |
| Rec Limited | Bond - Corporate Bond | ₹25.84 Cr | 0.29% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹25.79 Cr | 0.29% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.76 Cr | 0.29% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.66 Cr | 0.29% |
| Rec Limited | Bond - Corporate Bond | ₹25.61 Cr | 0.28% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.57 Cr | 0.28% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.52 Cr | 0.28% |
| Smfg India Home Finance Company Limited | Bond - Corporate Bond | ₹25.36 Cr | 0.28% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.35 Cr | 0.28% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹25.35 Cr | 0.28% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25.34 Cr | 0.28% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.31 Cr | 0.28% |
| Axis Finance Limited | Bond - Corporate Bond | ₹25.26 Cr | 0.28% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.23 Cr | 0.28% |
| GS CG 22/2/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹25.21 Cr | 0.28% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.2 Cr | 0.28% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹25.19 Cr | 0.28% |
| Rec Limited | Bond - Corporate Bond | ₹25.17 Cr | 0.28% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹25.15 Cr | 0.28% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹25.06 Cr | 0.28% |
| Rec Limited | Bond - Corporate Bond | ₹24.88 Cr | 0.28% |
| Goi 06.05.2030 Gov | Bond - Gov't/Treasury | ₹21.58 Cr | 0.24% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹20.79 Cr | 0.23% |
| State Government Securities | Bond - Gov't/Treasury | ₹20.7 Cr | 0.23% |
| State Government Securities (21/11/2034) | Bond - Gov't/Treasury | ₹20.65 Cr | 0.23% |
| Tata Capital Limited | Bond - Corporate Bond | ₹20.63 Cr | 0.23% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.49 Cr | 0.23% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹20.38 Cr | 0.23% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹20.29 Cr | 0.23% |
| Goi Strips 12032029 | Bond - Gov't/Treasury | ₹20.01 Cr | 0.22% |
| Gs CG 16/6/2030 - (Strips) Tb | Bond - Gov't/Treasury | ₹18.73 Cr | 0.21% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹16.54 Cr | 0.18% |
| Pipeline Infrastructure Limited | Bond - Corporate Bond | ₹16.47 Cr | 0.18% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹15.89 Cr | 0.18% |
| 7.26 MP Gs 2035 | Bond - Gov't/Treasury | ₹15.69 Cr | 0.17% |
| State Government Securities (26/12/2039) | Bond - Gov't/Treasury | ₹15.59 Cr | 0.17% |
| State Government Securities (26/12/2033) | Bond - Gov't/Treasury | ₹15.54 Cr | 0.17% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹15.35 Cr | 0.17% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹15.28 Cr | 0.17% |
| Aditya Birla Capital Limited | Bond - Corporate Bond | ₹15.23 Cr | 0.17% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹15.19 Cr | 0.17% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.18 Cr | 0.17% |
| Maharashtra (Government of) | Bond - Sub-sovereign Government Debt | ₹15.11 Cr | 0.17% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹15.06 Cr | 0.17% |
| 06.98 MH Sdl 2028 | Bond - Gov't/Treasury | ₹14.41 Cr | 0.16% |
| Goi Strips - Mat 160628 | Bond - Gov't/Treasury | ₹13.01 Cr | 0.14% |
| Goi Strips - Mat 120328 | Bond - Gov't/Treasury | ₹12.77 Cr | 0.14% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹12.54 Cr | 0.14% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹12.2 Cr | 0.14% |
| GS CG 22/8/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹11.82 Cr | 0.13% |
| 7.46% Govt Stock 2073 | Bond - Gov't/Treasury | ₹10.83 Cr | 0.12% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.78 Cr | 0.12% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.64 Cr | 0.12% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹10.64 Cr | 0.12% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹10.61 Cr | 0.12% |
| State Government Securities | Bond - Gov't/Treasury | ₹10.32 Cr | 0.11% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.11% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹9.83 Cr | 0.11% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹9.15 Cr | 0.10% |
| India (Republic of) 0% | Bond - Gov't/Treasury | ₹9.12 Cr | 0.10% |
| 0% GOI - 17062027 STRIPS | Bond - Gov't/Treasury | ₹8.9 Cr | 0.10% |
| Goi Strips 12092028 | Bond - Gov't/Treasury | ₹8.8 Cr | 0.10% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹8.49 Cr | 0.09% |
| Goi - 22oct29 Strips 0% | Bond - Gov't/Treasury | ₹8.02 Cr | 0.09% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹7.96 Cr | 0.09% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹7.12 Cr | 0.08% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹6.36 Cr | 0.07% |
| 06.47 MH Sdl 2028 | Bond - Gov't/Treasury | ₹5.93 Cr | 0.07% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.39 Cr | 0.06% |
| Karnataka (Government of) | Bond - Sub-sovereign Government Debt | ₹5.23 Cr | 0.06% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.22 Cr | 0.06% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.22 Cr | 0.06% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.2 Cr | 0.06% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹5.19 Cr | 0.06% |
| Tata Capital Limited | Bond - Corporate Bond | ₹5.17 Cr | 0.06% |
| 7.09% Govt Stock 2074 | Bond - Gov't/Treasury | ₹5.15 Cr | 0.06% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.15 Cr | 0.06% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.15 Cr | 0.06% |
| 08.42 KL Sdl 2026 | Bond - Gov't/Treasury | ₹5.08 Cr | 0.06% |
| 06.75 KA Sdl 2035 | Bond - Gov't/Treasury | ₹5.05 Cr | 0.06% |
| 07.99 KL Sdl 2025 | Bond - Gov't/Treasury | ₹5.04 Cr | 0.06% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.06% |
| 08.53 Tn SDL 2028 | Bond - Gov't/Treasury | ₹4.31 Cr | 0.05% |
| Goi Strips - Mat 161228 | Bond - Gov't/Treasury | ₹4.24 Cr | 0.05% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹4.2 Cr | 0.05% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹4.14 Cr | 0.05% |
| GS CG 17/06/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹4.07 Cr | 0.05% |
| Goi Strips - Mat 161229 | Bond - Gov't/Treasury | ₹3.98 Cr | 0.04% |
| GS CG 22/2/2031 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹3.57 Cr | 0.04% |
| GS CG 22/8/2031 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹3.46 Cr | 0.04% |
| 7.54% Govt Stock 2036 | Bond - Gov't/Treasury | ₹3.28 Cr | 0.04% |
| 07.20 MH Sdl 2027 | Bond - Gov't/Treasury | ₹3.08 Cr | 0.03% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹2.48 Cr | 0.03% |
| 7.59% Govt Stock 2029 | Bond - Gov't/Treasury | ₹2.22 Cr | 0.02% |
| 07.76 Uk SDL 2033 | Bond - Gov't/Treasury | ₹2.14 Cr | 0.02% |
| 7.09% Govt Stock 2054 | Bond - Gov't/Treasury | ₹2.07 Cr | 0.02% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹1.98 Cr | 0.02% |
| 07.98 KA Sdl 2025 | Bond - Gov't/Treasury | ₹1.91 Cr | 0.02% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹1.76 Cr | 0.02% |
| 07.46 MP Sgs 2032 | Bond - Gov't/Treasury | ₹1.48 Cr | 0.02% |
| 08.36 MH Sdl 2026 | Bond - Gov't/Treasury | ₹1.42 Cr | 0.02% |
| 06.63 GJ Sdl 2029 | Bond - Gov't/Treasury | ₹1.23 Cr | 0.01% |
| 7.57% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.08 Cr | 0.01% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.06 Cr | 0.01% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹1.03 Cr | 0.01% |
| 08.39 MP Sdl 2026 | Bond - Gov't/Treasury | ₹0.76 Cr | 0.01% |
| 07.66 Up SDL 2032 | Bond - Gov't/Treasury | ₹0.53 Cr | 0.01% |
| Reserve Bank Of India 0% | Bond - Gov't Agency Debt | ₹0.52 Cr | 0.01% |
| National Highways Authority Of India | Bond - Corporate Bond | ₹0.52 Cr | 0.01% |
| 08.46 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹0.51 Cr | 0.01% |
| Gs CG 01/6/2029 - (Strips) Tb | Bond - Gov't/Treasury | ₹0.49 Cr | 0.01% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,573.43 Cr | 84.24% |
| Bond - Gov't/Treasury | ₹1,014.18 Cr | 11.28% |
| Cash | ₹222.09 Cr | 2.47% |
| Bond - Asset Backed | ₹63.17 Cr | 0.70% |
| Cash - Repurchase Agreement | ₹56.73 Cr | 0.63% |
| Mutual Fund - Open End | ₹26.68 Cr | 0.30% |
| Bond - Sub-sovereign Government Debt | ₹24.09 Cr | 0.27% |
| Cash - CD/Time Deposit | ₹9.83 Cr | 0.11% |
| Bond - Gov't Agency Debt | ₹0.52 Cr | 0.01% |
Risk & Performance Ratios
Standard Deviation
This fund
1.01%
Cat. avg.
1.35%
Lower the better
Sharpe Ratio
This fund
1.24
Cat. avg.
0.65
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.44
Higher the better
Fund Managers
KG
Kaustubh Gupta
Since September 2009
HS
Harshil Suvarnkar
Since March 2021
Additional Scheme Detailsas of 31st May 2025
ISIN | INF209K01YN0 | Expense Ratio | 0.39% | Exit Load | No Charges | Fund Size | ₹8,991 Cr | Age | 12 years 5 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Banking & PSU Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv Banking and PSU Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹142.07 Cr | 9.6% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹142.07 Cr | 10.2% |
| HSBC Banking & PSU Debt Direct Growth Moderate Risk | 0.2% | 0.0% | ₹4294.57 Cr | 9.3% |
| LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹1931.59 Cr | 10.1% |
| Axis Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹13470.40 Cr | 9.5% |
| Invesco India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹104.86 Cr | 9.4% |
| DSP Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹4104.46 Cr | 9.2% |
| DSP Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4104.46 Cr | 9.6% |
| Edelweiss Banking and PSU Debt Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹270.43 Cr | 10.1% |
| Edelweiss Banking and PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹270.43 Cr | 9.8% |
About the AMC
Total AUM
₹3,96,389 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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We're here to help.
What is the current NAV of Aditya BSL Banking & PSU Debt Fund Direct Growth?
The NAV of Aditya BSL Banking & PSU Debt Fund Direct Growth, as of 18-Jun-2025, is ₹381.82.
What are the returns of Aditya BSL Banking & PSU Debt Fund Direct Growth?
The fund has generated 9.66% over the last 1 year and 8.01% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya BSL Banking & PSU Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 96.49% in bonds, and 3.21% in cash and cash equivalents.
Who manages the Aditya BSL Banking & PSU Debt Fund Direct Growth?
The fund managers responsible for Aditya BSL Banking & PSU Debt Fund Direct Growth are:-
- Kaustubh Gupta
- Harshil Suvarnkar
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.