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Fund Overview

Fund Size

Fund Size

₹6,298 Cr

Expense Ratio

Expense Ratio

0.79%

ISIN

ISIN

INF179KA1JC4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

26 Mar 2014

About this fund

HDFC Banking and PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 10 years, 2 months and 23 days, having been launched on 26-Mar-14.
As of 14-Jun-24, it has a Net Asset Value (NAV) of ₹21.11, Assets Under Management (AUM) of 6297.89 Crores, and an expense ratio of 0.79%.
  • HDFC Banking and PSU Debt Fund Regular Growth has given a CAGR return of 7.58% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 96.42% in debts, and 3.34% in cash & cash equivalents.
  • You can start investing in HDFC Banking and PSU Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.86%

+5.71% (Cat Avg.)

3 Years

+5.20%

+4.64% (Cat Avg.)

5 Years

+6.65%

+5.86% (Cat Avg.)

10 Years

+7.53%

+6.12% (Cat Avg.)

Since Inception

+7.58%

(Cat Avg.)

Portfolio Summaryas of 15th May 2024

Debt6,072.12 Cr96.42%
Others225.77 Cr3.58%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury292.61 Cr4.65%
Indian Railway Finance Corp Ltd.Bond - Gov't Agency Debt274.95 Cr4.37%
Small Industries Development Bank Of IndiaBond - Corporate Bond224.27 Cr3.56%
7.26% Govt Stock 2033Bond - Gov't/Treasury217.61 Cr3.46%
HDFC Bank LimitedBond - Corporate Bond204.75 Cr3.25%
Indian Railway Finance Corporation LimitedBond - Corporate Bond200.79 Cr3.19%
Net Current AssetsCash179.29 Cr2.85%
Bajaj Housing Finance Ltd.Bond - Corporate Bond150.43 Cr2.39%
Rural Electrification Corporation LimitedBond - Corporate Bond149.8 Cr2.38%
Power Finance Corporation Ltd.Bond - Corporate Bond149.64 Cr2.38%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond149.12 Cr2.37%
Small Industries Development Bank Of IndiaBond - Corporate Bond139 Cr2.21%
Housing And Urban Development Corporation LimitedBond - Corporate Bond130.21 Cr2.07%
HDFC Bank LimitedBond - Corporate Bond126.7 Cr2.01%
State Bank Of IndiaBond - Corporate Bond126.49 Cr2.01%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond124.73 Cr1.98%
Small Industries Development Bank Of IndiaBond - Corporate Bond124.54 Cr1.98%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond124.52 Cr1.98%
Power Grid Corporation Of India LimitedBond - Corporate Bond100.64 Cr1.60%
Small Industries Development Bank Of IndiaBond - Corporate Bond100.55 Cr1.60%
LIC Housing Finance LimitedBond - Corporate Bond100.33 Cr1.59%
Bajaj Housing Finance Ltd.Bond - Corporate Bond100.26 Cr1.59%
Power Finance Corporation Ltd.Bond - Corporate Bond99.86 Cr1.59%
Rural Electrification Corporation LimitedBond - Corporate Bond99.86 Cr1.59%
LIC Housing Finance LimitedBond - Corporate Bond99.49 Cr1.58%
Union Bank of IndiaBond - Gov't Agency Debt94.21 Cr1.50%
7.26% Govt Stock 2032Bond - Gov't/Treasury88.53 Cr1.41%
Rural Electrification Corporation LimitedBond - Corporate Bond78.43 Cr1.25%
HDFC Bank LimitedBond - Corporate Bond75.27 Cr1.20%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.53 Cr1.18%
HDFC Bank LimitedBond - Corporate Bond72.39 Cr1.15%
Fullerton India Credit Company LtdBond - Corporate Bond70.15 Cr1.11%
8% Govt Stock 2034Bond - Gov't/Treasury65 Cr1.03%
HDFC Bank LimitedBond - Corporate Bond60.07 Cr0.95%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt60.05 Cr0.95%
Rec LimitedBond - Corporate Bond52.63 Cr0.84%
5.79% Govt Stock 2030Bond - Gov't/Treasury51.68 Cr0.82%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond51.25 Cr0.81%
Gujarat (Government of) 7.64%Bond - Sub-sovereign Government Debt50.8 Cr0.81%
Pipeline Infrastructure Ltd.Bond - Corporate Bond50.49 Cr0.80%
7.17% Govt Stock 2030Bond - Gov't/Treasury50.27 Cr0.80%
Power Grid Corporation of India Ltd.Bond - Gov't Agency Debt50.17 Cr0.80%
Power Grid Corporation Of India LimitedBond - Corporate Bond50.16 Cr0.80%
National Housing BankBond - Corporate Bond50.12 Cr0.80%
Small Industries Development Bank Of IndiaBond - Corporate Bond50.1 Cr0.80%
Export-Import Bank of IndiaBond - Gov't Agency Debt50.01 Cr0.79%
Tata Capital Housing Finance Ltd.Bond - Corporate Bond50 Cr0.79%
Indian Railway Finance Corporation LimitedBond - Corporate Bond49.93 Cr0.79%
Indian Railway Finance Corporation LimitedBond - Corporate Bond49.81 Cr0.79%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.79 Cr0.79%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond48.54 Cr0.77%
Rec LimitedBond - Corporate Bond47.06 Cr0.75%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond43.2 Cr0.69%
Rural Electrification Corporation LimitedBond - Corporate Bond35.2 Cr0.56%
Housing And Urban Development Corporation Ltd.Bond - Corporate Bond35.05 Cr0.56%
Ongc Petro Additions LimitedBond - Corporate Bond34.97 Cr0.56%
Gujarat (Government of) 7.64%Bond - Sub-sovereign Government Debt30.49 Cr0.48%
7.1% Govt Stock 2034Bond - Gov't/Treasury30.24 Cr0.48%
Bank Of BarodaBond - Corporate Bond30.08 Cr0.48%
Small Industries Development Bank Of IndiaBond - Corporate Bond29.79 Cr0.47%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.87 Cr0.41%
LIC Housing Finance LtdBond - Corporate Bond25.81 Cr0.41%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond25.53 Cr0.41%
Gujarat (Government of) 7.63%Bond - Sub-sovereign Government Debt25.39 Cr0.40%
Power Finance Corporation Ltd.Bond - Corporate Bond25.35 Cr0.40%
Pipeline Infrastructure Ltd.Bond - Corporate Bond25.07 Cr0.40%
REC Ltd.Bond - Corporate Bond25.07 Cr0.40%
HDFC Bank LimitedBond - Corporate Bond25.06 Cr0.40%
Rural Electrification Corporation LimitedBond - Corporate Bond25.05 Cr0.40%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.02 Cr0.40%
HDFC Bank LimitedBond - Corporate Bond25.01 Cr0.40%
REC Ltd.Bond - Corporate Bond24.99 Cr0.40%
HDFC Bank LimitedBond - Corporate Bond24.97 Cr0.40%
Bajaj Housing Finance LimitedBond - Corporate Bond24.96 Cr0.40%
Tata Capital Housing Finance LimitedBond - Corporate Bond24.95 Cr0.40%
Rural Electrification Corporation LimitedBond - Corporate Bond24.93 Cr0.40%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.85 Cr0.39%
Power Finance Corporation Ltd.Bond - Corporate Bond24.73 Cr0.39%
Rec LimitedBond - Corporate Bond24.18 Cr0.38%
State Bank Of IndiaBond - Corporate Bond24.17 Cr0.38%
Punjab National BankCash - CD/Time Deposit23.62 Cr0.38%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond22.24 Cr0.35%
Gujarat (Government of) 7.63%Bond - Sub-sovereign Government Debt20.31 Cr0.32%
7.18% Govt Stock 2037Bond - Gov't/Treasury20.18 Cr0.32%
Corporate Debt Market Development FundMutual Fund - Open End15.73 Cr0.25%
Rural Electrification Corporation LimitedBond - Corporate Bond14.93 Cr0.24%
7.32% Govt Stock 2030Bond - Gov't/Treasury10.13 Cr0.16%
Indian Railway Finance Corporation LimitedBond - Corporate Bond5.1 Cr0.08%
Maharashtra (Government of) 7.63%Bond - Sub-sovereign Government Debt5.09 Cr0.08%
5.85% Govt Stock 2030Bond - Gov't/Treasury4.69 Cr0.07%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond3.7 Cr0.06%
Treps - Tri-Party RepoCash - Repurchase Agreement0.29 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond4,586.55 Cr72.83%
Bond - Gov't/Treasury830.94 Cr13.19%
Bond - Gov't Agency Debt529.38 Cr8.41%
Cash179.29 Cr2.85%
Bond - Sub-sovereign Government Debt132.08 Cr2.10%
Cash - CD/Time Deposit23.62 Cr0.38%
Mutual Fund - Open End15.73 Cr0.25%
Cash - Repurchase Agreement0.29 Cr0.00%

Risk & Performance Ratios

Standard Deviation

This fund

0.98%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.45

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

AB

Anil Bamboli

Since March 2014

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 15th May 2024

ISININF179KA1JC4Expense Ratio0.79%Exit LoadNo ChargesFund Size₹6,298 CrAge26 Mar 2014Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Banking & PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14279.57 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14279.57 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹624.25 Cr6.7%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹624.25 Cr7.1%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹380.18 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹380.18 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹6,24,584 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

1.1%1.0%₹828.19 Cr-
HDFC Technology Fund Direct Growth

Very High Risk

1.0%1.0%₹953.31 Cr-
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹31.07 Cr7.2%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

---6.9%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low to Moderate Risk

-0.0%-7.1%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%-7.0%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-0.0%-7.2%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹30.26 Cr7.2%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low to Moderate Risk

-0.0%-7.1%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹432.16 Cr7.2%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%-7.0%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹86471.32 Cr42.3%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹23138.21 Cr22.7%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

High Risk

-1.0%₹45.09 Cr24.7%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹29175.05 Cr44.2%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.2%1.0%₹1444.40 Cr62.7%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹19454.33 Cr50.8%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹628.88 Cr7.0%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1243.55 Cr6.9%
HDFC Business Cycle Fund Direct Growth

Very High Risk

0.7%1.0%₹2906.75 Cr32.3%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹178.99 Cr62.6%
HDFC Credit Risk Debt Fund Direct Growth

Moderately High risk

1.0%1.0%₹7980.05 Cr7.7%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹187.29 Cr7.1%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹6297.89 Cr7.3%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

0.6%1.0%₹3294.60 Cr26.7%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.2%1.0%₹656.45 Cr-
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

0.1%1.0%₹3053.79 Cr26.6%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹2041.53 Cr20.3%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹2418.16 Cr7.6%
HDFC Dynamic Debt Fund Direct Growth

Moderate Risk

0.7%0.0%₹679.40 Cr8.1%
HDFC Medium Term Debt Fund Direct Growth

Moderately High risk

0.6%0.0%₹4173.35 Cr7.4%
HDFC Income Fund Direct Growth

Moderate Risk

0.8%0.0%₹754.30 Cr7.2%
HDFC Infrastructure Fund Direct Growth

Very High Risk

1.2%1.0%₹2054.80 Cr80.7%
HDFC Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹56818.19 Cr7.3%
HDFC Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹28959.05 Cr7.7%
HDFC Mid-Cap Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹65394.16 Cr56.1%
HDFC Hybrid Debt Fund Direct Growth

Moderately High risk

1.3%1.0%₹3182.24 Cr16.4%
HDFC TaxSaver Direct Growth

Very High Risk

1.1%0.0%₹14752.93 Cr48.0%
HDFC Multi - Asset Fund Direct Growth

High Risk

0.8%1.0%₹2897.11 Cr25.0%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

1.0%1.0%₹4306.53 Cr19.0%
HDFC Short Term Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹13055.75 Cr7.6%
HDFC Top 100 Fund Direct Growth

Very High Risk

1.0%1.0%₹33488.50 Cr36.2%
HDFC S&P BSE 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹130.49 Cr37.9%
HDFC Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹147.44 Cr58.0%
HDFC Dividend Yield Fund Direct Growth

Very High Risk

0.6%1.0%₹5144.72 Cr48.5%
HDFC Low Duration Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹17516.30 Cr7.8%
HDFC Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹12297.96 Cr8.5%
HDFC Capital Builder Value Fund Direct Growth

Very High Risk

1.0%1.0%₹6823.27 Cr47.3%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of HDFC Banking and PSU Debt Fund Regular Growth, as of 14-Jun-2024, is ₹21.11.
The fund has generated 6.86% over the last 1 year and 5.20% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 96.42% in bonds, and 3.34% in cash and cash equivalents.
The fund managers responsible for HDFC Banking and PSU Debt Fund Regular Growth are:-
  1. Anil Bamboli
  2. Dhruv Muchhal