HDFC Banking and PSU Debt Fund Regular Growth
DebtBanking & PSUModerate Risk
Regular
NAV (30-Nov-23)
₹20.26-0.01%1D
Returns (Since Inception)
7.57%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹6,411 Cr
Expense Ratio
0.81%
ISIN
INF179KA1JC4
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
26 Mar 2014
About this fund
HDFC Banking and PSU Debt Fund Regular Growth is one of the Banking & PSU mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 9 years, 8 months and 5 days, having been launched on 26-Mar-14.
As of 30-Nov-23, it has a Net Asset Value (NAV) of ₹20.26, Assets Under Management (AUM) of 6411.33 Crores, and an expense ratio of 0.81%.
As of 30-Nov-23, it has a Net Asset Value (NAV) of ₹20.26, Assets Under Management (AUM) of 6411.33 Crores, and an expense ratio of 0.81%.
- HDFC Banking and PSU Debt Fund Regular Growth has given a CAGR return of 7.57% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 82.65% in debts, and 17.16% in cash & cash equivalents.
- You can start investing in HDFC Banking and PSU Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.54%
+5.93%(Cat. Avg.)
3 Years
+4.50%
+4.19%(Cat. Avg.)
5 Years
+6.93%
+6.09%(Cat. Avg.)
Since Inception
+7.57%
--%(Cat. Avg.)
Portfolio Summaryas of 15th November 2023
| Debt | ₹5,298.95 Cr | 82.65% |
| Others | ₹1,112.38 Cr | 17.35% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Limited | Bonds | ₹229.41 Cr | 3.58% |
| Small Industries Development Bank Of India | Bonds | ₹224.09 Cr | 3.50% |
| 7.26% Govt Stock 2033 | Balanced Transactions | ₹214.75 Cr | 3.35% |
| 7.18% Govt Stock 2033 | Balanced Transactions | ₹209.31 Cr | 3.26% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Certificate of Deposit | ₹195.91 Cr | 3.06% |
| State Bank Of India | Certificate of Deposit | ₹195.34 Cr | 3.05% |
| 7.1% Govt Stock 2029 | Balanced Transactions | ₹193.65 Cr | 3.02% |
| 7.68% Govt Stock 2028 | Balanced Transactions | ₹164.3 Cr | 2.56% |
| Net Current Assets | Net Current Assets | ₹156.65 Cr | 2.44% |
| Power Finance Corporation Ltd. | Bonds | ₹149.37 Cr | 2.33% |
| Rural Electrification Corporation Limited | Bonds | ₹148.9 Cr | 2.32% |
| National Bank For Agriculture And Rural Development | Bonds | ₹148.85 Cr | 2.32% |
| Small Industries Development Bank Of India | Bonds | ₹138.78 Cr | 2.16% |
| Housing And Urban Development Corporation Limited | Bonds | ₹129.85 Cr | 2.03% |
| State Bank Of India | Bonds | ₹126.18 Cr | 1.97% |
| HDFC Bank Limited | Bonds | ₹125.69 Cr | 1.96% |
| Small Industries Development Bank Of India | Bonds | ₹124.44 Cr | 1.94% |
| National Bank For Agriculture And Rural Development | Bonds | ₹124.36 Cr | 1.94% |
| National Bank For Agriculture And Rural Development | Bonds | ₹124.29 Cr | 1.94% |
| Hdb Financial Services Limited | Bonds | ₹124.06 Cr | 1.94% |
| Treps - Tri-Party Repo | TREPS (Tri-Party Repo) | ₹117.73 Cr | 1.84% |
| 7.06% Govt Stock 2028 | Balanced Transactions | ₹109.42 Cr | 1.71% |
| Mahanagar Telephone Nigam Limited. | Bonds | ₹100.62 Cr | 1.57% |
| LIC Housing Finance Limited | Bonds | ₹100.51 Cr | 1.57% |
| Power Grid Corporation Of India Limited | Bonds | ₹100.32 Cr | 1.56% |
| Power Finance Corporation Ltd. | Bonds | ₹99.76 Cr | 1.56% |
| Axis Bank Limited | Certificate of Deposit | ₹99.75 Cr | 1.56% |
| Rural Electrification Corporation Limited | Bonds | ₹99.7 Cr | 1.56% |
| LIC Housing Finance Limited | Bonds | ₹99.32 Cr | 1.55% |
| Rural Electrification Corporation Limited | Bonds | ₹99.25 Cr | 1.55% |
| Export-Import Bank Of India | Certificate of Deposit | ₹97.69 Cr | 1.52% |
| 7.26% Govt Stock 2032 | Balanced Transactions | ₹87.28 Cr | 1.36% |
| 7.93% Govt Stock 2034 | Balanced Transactions | ₹79.64 Cr | 1.24% |
| Rural Electrification Corporation Limited | Bonds | ₹78.32 Cr | 1.22% |
| Hindustan Petroleum Corporation Limited | Bonds | ₹74.65 Cr | 1.16% |
| HDFC Bank Limited | Bonds | ₹74.58 Cr | 1.16% |
| National Bank For Agriculture And Rural Development | Bonds | ₹74.45 Cr | 1.16% |
| Axis Bank Limited | Certificate of Deposit | ₹73.68 Cr | 1.15% |
| Punjab National Bank | Certificate of Deposit | ₹73.35 Cr | 1.14% |
| Mahanagar Telephone Nigam Limited. | Bonds | ₹72.65 Cr | 1.13% |
| Fullerton India Credit Company Ltd | Bonds | ₹70.23 Cr | 1.10% |
| National Bank For Agriculture And Rural Development | Bonds | ₹51.15 Cr | 0.80% |
| 5.79% Govt Stock 2030 | Balanced Transactions | ₹50.74 Cr | 0.79% |
| Power Grid Corporation Of India Limited | Bonds | ₹50.27 Cr | 0.78% |
| Power Finance Corporation Ltd. | Bonds | ₹50.05 Cr | 0.78% |
| Small Industries Development Bank Of India | Bonds | ₹50.05 Cr | 0.78% |
| Tata Capital Housing Finance Limited | Bonds | ₹49.97 Cr | 0.78% |
| 7.17% Govt Stock 2030 | Balanced Transactions | ₹49.78 Cr | 0.78% |
| Indian Railway Finance Corporation Limited | Bonds | ₹49.76 Cr | 0.78% |
| National Bank For Agriculture And Rural Development | Bonds | ₹49.74 Cr | 0.78% |
| Indian Railway Finance Corporation Limited | Bonds | ₹49.6 Cr | 0.77% |
| Small Industries Development Bank Of India | Certificate of Deposit | ₹49.44 Cr | 0.77% |
| Mahanagar Telephone Nigam Limited. | Bonds | ₹48.28 Cr | 0.75% |
| HDFC Bank Limited | Bonds | ₹47.81 Cr | 0.75% |
| Rec Limited | Bonds | ₹46.93 Cr | 0.73% |
| Power Finance Corporation Ltd. | Bonds | ₹39.18 Cr | 0.61% |
| Rural Electrification Corporation Limited | Bonds | ₹35.02 Cr | 0.55% |
| Kotak Mahindra Investments Limited | Bonds | ₹34.99 Cr | 0.55% |
| Housing And Urban Development Corporation Ltd. | Bonds | ₹34.98 Cr | 0.55% |
| Ongc Petro Additions Limited | Bonds | ₹34.93 Cr | 0.54% |
| Small Industries Development Bank Of India | Bonds | ₹29.73 Cr | 0.46% |
| Reverse Repo | TREPS (Tri-Party Repo) | ₹25.95 Cr | 0.40% |
| LIC Housing Finance Limited | Bonds | ₹25.88 Cr | 0.40% |
| Indian Railway Finance Corporation Limited | Bonds | ₹25.8 Cr | 0.40% |
| Mahanagar Telephone Nigam Limited | Bonds | ₹25.48 Cr | 0.40% |
| Power Finance Corporation Ltd. | Bonds | ₹25.18 Cr | 0.39% |
| National Bank For Agriculture And Rural Development | Bonds | ₹25.05 Cr | 0.39% |
| HDFC Bank Limited | Bonds | ₹25.03 Cr | 0.39% |
| Bajaj Housing Finance Limited | Bonds | ₹24.96 Cr | 0.39% |
| Rural Electrification Corporation Limited | Bonds | ₹24.95 Cr | 0.39% |
| Bajaj Housing Finance Limited | Bonds | ₹24.86 Cr | 0.39% |
| Small Industries Development Bank Of India | Bonds | ₹24.78 Cr | 0.39% |
| Power Finance Corporation Ltd. | Bonds | ₹24.65 Cr | 0.38% |
| Bank Of Baroda | Bonds | ₹20.07 Cr | 0.31% |
| Kotak Mahindra Bank Limited | Certificate of Deposit | ₹14.78 Cr | 0.23% |
| Corporate Debt Market Development Fund | Futures & Options | ₹12.11 Cr | 0.19% |
| India (Republic of) 7.32% | Balanced Transactions | ₹10.04 Cr | 0.16% |
| Indian Railway Finance Corporation Limited | Bonds | ₹5.07 Cr | 0.08% |
| National Bank For Agriculture And Rural Development | Bonds | ₹4.86 Cr | 0.08% |
| 5.85% Govt Stock 2030 | Balanced Transactions | ₹4.62 Cr | 0.07% |
| Mahanagar Telephone Nigam Limited. | Bonds | ₹3.72 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Intrument | Amount | Holdings |
|---|---|---|
| Bonds | ₹4,125.42 Cr | 64.35% |
| Balanced Transactions | ₹1,173.53 Cr | 18.30% |
| Certificate of Deposit | ₹799.94 Cr | 12.48% |
| Net Current Assets | ₹156.65 Cr | 2.44% |
| TREPS (Tri-Party Repo) | ₹143.68 Cr | 2.24% |
| Futures & Options | ₹12.11 Cr | 0.19% |
Risk & Performance Ratios
Standard Deviation
This fund
1.14%
Cat. avg.
1.63%
Lower the better
Sharpe Ratio
This fund
-0.31
Cat. avg.
-0.40
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.39
Higher the better
Fund Managers
AB
Anil Bamboli
Since March 2014
DM
Dhruv Muchhal
Since June 2023
Additional Scheme Detailsas of 15th November 2023
| ISIN | INF179KA1JC4 | Expense Ratio | 0.81% | Exit Load | No Charges | Fund Size | ₹6,411 Cr | Age | 26 Mar 2014 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | IISL NIFTY Banking and PSU Debt TR INR |
|---|
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Profits (capital gains) are taxed at your marginal income tax rate
Disclaimer: Dezerv is not a tax advisor.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹14779.63 Cr | 6.8% |
| Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹14779.63 Cr | 6.5% |
| Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹655.38 Cr | 6.5% |
| Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹655.38 Cr | 6.9% |
| PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹45.38 Cr | 6.8% |
| PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹45.38 Cr | 6.6% |
| Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹398.12 Cr | 5.9% |
| Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.4% | 0.0% | ₹398.12 Cr | 6.2% |
| Tata Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹252.77 Cr | 6.8% |
| Tata Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹252.77 Cr | 6.3% |
About the AMC
HDFC Mutual Fund
Total AUM
₹3,41,679 Cr
Address
“HUL House”, 2nd Floor, Mumbai, 400 020
Other Funds by HDFC Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Returns Calculator
Total investment of --
Would have become
--
----
A monthly SIP of ₹100 in this fund over the past 1 year(s) with a yearly stepup of 0% would be valued at ₹0 today.
Disclaimer
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of HDFC Banking and PSU Debt Fund Regular Growth?
The NAV of HDFC Banking and PSU Debt Fund Regular Growth, as of 30-Nov-2023, is ₹20.26.
What are the returns of HDFC Banking and PSU Debt Fund Regular Growth?
The fund has generated 6.54% over the last 1 year and 4.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of HDFC Banking and PSU Debt Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 82.65% in bonds, and 17.16% in cash and cash equivalents.
Who manages the HDFC Banking and PSU Debt Fund Regular Growth?
The fund managers responsible for HDFC Banking and PSU Debt Fund Regular Growth are:-
- Anil Bamboli
- Dhruv Muchhal
Disclaimers: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Note that there may be slight discrepancies in NAV prices. Data is sourced from Morningstar. Please consult your legal, tax, and financial advisors to determine the implications or consequences of your investments in such securities.
©2021-2022 Dezerv. All Rights Reserved
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.