Fund Overview

Fund Size

Fund Size

₹6,411 Cr

Expense Ratio

Expense Ratio

0.81%

ISIN

ISIN

INF179KA1JC4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

26 Mar 2014

About this fund

HDFC Banking and PSU Debt Fund Regular Growth is one of the Banking & PSU mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 9 years, 8 months and 5 days, having been launched on 26-Mar-14.
As of 30-Nov-23, it has a Net Asset Value (NAV) of ₹20.26, Assets Under Management (AUM) of 6411.33 Crores, and an expense ratio of 0.81%.
  • HDFC Banking and PSU Debt Fund Regular Growth has given a CAGR return of 7.57% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 82.65% in debts, and 17.16% in cash & cash equivalents.
  • You can start investing in HDFC Banking and PSU Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.54%

+5.93%(Cat. Avg.)

3 Years

+4.50%

+4.19%(Cat. Avg.)

5 Years

+6.93%

+6.09%(Cat. Avg.)

Since Inception

+7.57%

--%(Cat. Avg.)

Portfolio Summaryas of 15th November 2023

Debt5,298.95 Cr82.65%
Others1,112.38 Cr17.35%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LimitedBonds229.41 Cr3.58%
Small Industries Development Bank Of IndiaBonds224.09 Cr3.50%
7.26% Govt Stock 2033Balanced Transactions214.75 Cr3.35%
7.18% Govt Stock 2033Balanced Transactions209.31 Cr3.26%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Certificate of Deposit195.91 Cr3.06%
State Bank Of IndiaCertificate of Deposit195.34 Cr3.05%
7.1% Govt Stock 2029Balanced Transactions193.65 Cr3.02%
7.68% Govt Stock 2028Balanced Transactions164.3 Cr2.56%
Net Current AssetsNet Current Assets156.65 Cr2.44%
Power Finance Corporation Ltd.Bonds149.37 Cr2.33%
Rural Electrification Corporation LimitedBonds148.9 Cr2.32%
National Bank For Agriculture And Rural DevelopmentBonds148.85 Cr2.32%
Small Industries Development Bank Of IndiaBonds138.78 Cr2.16%
Housing And Urban Development Corporation LimitedBonds129.85 Cr2.03%
State Bank Of IndiaBonds126.18 Cr1.97%
HDFC Bank LimitedBonds125.69 Cr1.96%
Small Industries Development Bank Of IndiaBonds124.44 Cr1.94%
National Bank For Agriculture And Rural DevelopmentBonds124.36 Cr1.94%
National Bank For Agriculture And Rural DevelopmentBonds124.29 Cr1.94%
Hdb Financial Services LimitedBonds124.06 Cr1.94%
Treps - Tri-Party RepoTREPS (Tri-Party Repo)117.73 Cr1.84%
7.06% Govt Stock 2028Balanced Transactions109.42 Cr1.71%
Mahanagar Telephone Nigam Limited.Bonds100.62 Cr1.57%
LIC Housing Finance LimitedBonds100.51 Cr1.57%
Power Grid Corporation Of India LimitedBonds100.32 Cr1.56%
Power Finance Corporation Ltd.Bonds99.76 Cr1.56%
Axis Bank LimitedCertificate of Deposit99.75 Cr1.56%
Rural Electrification Corporation LimitedBonds99.7 Cr1.56%
LIC Housing Finance LimitedBonds99.32 Cr1.55%
Rural Electrification Corporation LimitedBonds99.25 Cr1.55%
Export-Import Bank Of IndiaCertificate of Deposit97.69 Cr1.52%
7.26% Govt Stock 2032Balanced Transactions87.28 Cr1.36%
7.93% Govt Stock 2034Balanced Transactions79.64 Cr1.24%
Rural Electrification Corporation LimitedBonds78.32 Cr1.22%
Hindustan Petroleum Corporation LimitedBonds74.65 Cr1.16%
HDFC Bank LimitedBonds74.58 Cr1.16%
National Bank For Agriculture And Rural DevelopmentBonds74.45 Cr1.16%
Axis Bank LimitedCertificate of Deposit73.68 Cr1.15%
Punjab National BankCertificate of Deposit73.35 Cr1.14%
Mahanagar Telephone Nigam Limited.Bonds72.65 Cr1.13%
Fullerton India Credit Company LtdBonds70.23 Cr1.10%
National Bank For Agriculture And Rural DevelopmentBonds51.15 Cr0.80%
5.79% Govt Stock 2030Balanced Transactions50.74 Cr0.79%
Power Grid Corporation Of India LimitedBonds50.27 Cr0.78%
Power Finance Corporation Ltd.Bonds50.05 Cr0.78%
Small Industries Development Bank Of IndiaBonds50.05 Cr0.78%
Tata Capital Housing Finance LimitedBonds49.97 Cr0.78%
7.17% Govt Stock 2030Balanced Transactions49.78 Cr0.78%
Indian Railway Finance Corporation LimitedBonds49.76 Cr0.78%
National Bank For Agriculture And Rural DevelopmentBonds49.74 Cr0.78%
Indian Railway Finance Corporation LimitedBonds49.6 Cr0.77%
Small Industries Development Bank Of IndiaCertificate of Deposit49.44 Cr0.77%
Mahanagar Telephone Nigam Limited.Bonds48.28 Cr0.75%
HDFC Bank LimitedBonds47.81 Cr0.75%
Rec LimitedBonds46.93 Cr0.73%
Power Finance Corporation Ltd.Bonds39.18 Cr0.61%
Rural Electrification Corporation LimitedBonds35.02 Cr0.55%
Kotak Mahindra Investments LimitedBonds34.99 Cr0.55%
Housing And Urban Development Corporation Ltd.Bonds34.98 Cr0.55%
Ongc Petro Additions LimitedBonds34.93 Cr0.54%
Small Industries Development Bank Of IndiaBonds29.73 Cr0.46%
Reverse RepoTREPS (Tri-Party Repo)25.95 Cr0.40%
LIC Housing Finance LimitedBonds25.88 Cr0.40%
Indian Railway Finance Corporation LimitedBonds25.8 Cr0.40%
Mahanagar Telephone Nigam LimitedBonds25.48 Cr0.40%
Power Finance Corporation Ltd.Bonds25.18 Cr0.39%
National Bank For Agriculture And Rural DevelopmentBonds25.05 Cr0.39%
HDFC Bank LimitedBonds25.03 Cr0.39%
Bajaj Housing Finance LimitedBonds24.96 Cr0.39%
Rural Electrification Corporation LimitedBonds24.95 Cr0.39%
Bajaj Housing Finance LimitedBonds24.86 Cr0.39%
Small Industries Development Bank Of IndiaBonds24.78 Cr0.39%
Power Finance Corporation Ltd.Bonds24.65 Cr0.38%
Bank Of BarodaBonds20.07 Cr0.31%
Kotak Mahindra Bank LimitedCertificate of Deposit14.78 Cr0.23%
Corporate Debt Market Development FundFutures & Options12.11 Cr0.19%
India (Republic of) 7.32%Balanced Transactions10.04 Cr0.16%
Indian Railway Finance Corporation LimitedBonds5.07 Cr0.08%
National Bank For Agriculture And Rural DevelopmentBonds4.86 Cr0.08%
5.85% Govt Stock 2030Balanced Transactions4.62 Cr0.07%
Mahanagar Telephone Nigam Limited.Bonds3.72 Cr0.06%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

IntrumentAmount sortHoldings sort
Bonds4,125.42 Cr64.35%
Balanced Transactions1,173.53 Cr18.30%
Certificate of Deposit799.94 Cr12.48%
Net Current Assets156.65 Cr2.44%
TREPS (Tri-Party Repo)143.68 Cr2.24%
Futures & Options12.11 Cr0.19%

Risk & Performance Ratios

Standard Deviation

This fund

1.14%

Cat. avg.

1.63%

Lower the better

Sharpe Ratio

This fund

-0.31

Cat. avg.

-0.40

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.39

Higher the better

Fund Managers

AB

Anil Bamboli

Since March 2014

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 15th November 2023

ISININF179KA1JC4Expense Ratio0.81%Exit LoadNo ChargesFund Size₹6,411 CrAge26 Mar 2014Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkIISL NIFTY Banking and PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Profits (capital gains) are taxed at your marginal income tax rate

Disclaimer: Dezerv is not a tax advisor.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14779.63 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14779.63 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹655.38 Cr6.5%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.1%0.0%₹655.38 Cr6.9%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹398.12 Cr5.9%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹398.12 Cr6.2%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹252.77 Cr6.8%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹252.77 Cr6.3%

About the AMC

HDFC Mutual Fund

HDFC Mutual Fund

Total AUM

₹3,41,679 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameFund size
1Y returns
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Regular Growth

Low to Moderate Risk

₹29.86 Cr6.8%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low to Moderate Risk

₹29.86 Cr7.0%
HDFC FMP 1204D December 2022 (47) Regular Growth

Low to Moderate Risk

--
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

--
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Regular Growth

Low to Moderate Risk

-6.5%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-6.8%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Regular Growth

Moderate Risk

-6.7%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-6.9%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Regular Growth

Moderate Risk

--
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Moderate Risk

₹28.98 Cr7.0%
HDFC Fixed Maturity Plan 1876 Days Series 46 Regular Growth

Moderate Risk

₹28.98 Cr6.9%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low to Moderate Risk

-6.8%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Regular Growth

Low to Moderate Risk

-6.5%
HDFC Fixed Maturity Plan 1861 Days Series 46 Regular Growth

Moderate Risk

₹413.54 Cr6.6%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Moderate Risk

₹413.54 Cr6.8%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Regular Growth

Moderate Risk

--
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

--
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

₹63980.65 Cr22.8%
HDFC Balanced Advantage Fund Regular Growth

Very High Risk

₹63980.65 Cr22.0%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

₹20539.47 Cr10.7%
HDFC Hybrid Equity Fund Regular Growth

Very High Risk

₹20539.47 Cr10.0%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

High Risk

₹38.05 Cr18.9%
HDFC Small Cap Fund Direct Growth

Very High Risk

₹23183.60 Cr39.5%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

₹1152.58 Cr27.5%
HDFC Housing Opportunities Fund Regular Growth

Very High Risk

₹1152.58 Cr26.2%
HDFC Large and Mid Cap Fund Regular Growth

Very High Risk

₹11883.08 Cr24.6%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

₹11883.08 Cr25.7%
HDFC Gold Exchange Traded Fund

High Risk

₹3999.78 Cr16.1%
HDFC Nifty G-Sec July 2031 Index Fund Regular Growth

Moderate Risk

₹575.52 Cr6.9%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

₹575.52 Cr7.1%
HDFC Nifty G-sec Dec 2026 Index Fund Regular Growth

Low to Moderate Risk

₹1159.34 Cr6.5%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

₹1159.34 Cr6.7%
HDFC Nifty IT ETF

Very High Risk

₹50.96 Cr8.8%
HDFC Nifty Private Bank ETF

Very High Risk

₹313.37 Cr5.7%
HDFC Business Cycle Fund Regular Growth

Very High Risk

₹2655.89 Cr18.0%
HDFC Business Cycle Fund Direct Growth

Very High Risk

₹2655.89 Cr19.7%
HDFC Floating Rate Debt Fund Regular Growth

Low to Moderate Risk

₹16858.02 Cr7.5%
HDFC Credit Risk Debt Fund Direct Growth

Moderately High risk

₹8308.59 Cr7.1%
HDFC Credit Risk Debt Fund Regular Growth

Moderately High risk

₹8308.59 Cr6.4%
HDFC Banking and PSU Debt Fund Regular Growth

Moderate Risk

₹6411.33 Cr6.5%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

₹6411.33 Cr7.0%
HDFC Mid-Cap Opportunities Fund Regular Growth

Very High Risk

₹47846.43 Cr33.8%
HDFC Dynamic PE Ratio Fund of Funds Plan A Regular Growth

High Risk

₹38.05 Cr18.0%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

₹2789.98 Cr16.6%
HDFC Banking & Financial Services Fund Regular Growth

Very High Risk

₹2789.98 Cr14.8%
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

₹2735.68 Cr16.6%
HDFC Asset Allocator Fund of Funds Regular Growth

High Risk

₹2735.68 Cr15.3%
HDFC Gold Fund Direct Growth

High Risk

₹1640.81 Cr17.6%
HDFC Gilt Fund Direct Growth

Moderate Risk

₹2381.31 Cr6.7%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

Returns Calculator

Total investment of --

Would have become

--

----

A monthly SIP of ₹100 in this fund over the past 1 year(s) with a yearly stepup of 0% would be valued at ₹0 today.

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The NAV of HDFC Banking and PSU Debt Fund Regular Growth, as of 30-Nov-2023, is ₹20.26.
The fund has generated 6.54% over the last 1 year and 4.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 82.65% in bonds, and 17.16% in cash and cash equivalents.
The fund managers responsible for HDFC Banking and PSU Debt Fund Regular Growth are:-
  1. Anil Bamboli
  2. Dhruv Muchhal