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Fund Overview

Fund Size

Fund Size

₹947 Cr

Expense Ratio

Expense Ratio

0.58%

ISIN

ISIN

INF789F014Z9

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

03 Feb 2014

About this fund

UTI Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 10 years, 2 months and 14 days, having been launched on 03-Feb-14.
As of 16-Apr-24, it has a Net Asset Value (NAV) of ₹19.88, Assets Under Management (AUM) of 946.59 Crores, and an expense ratio of 0.58%.
  • UTI Banking & PSU Debt Fund Regular Growth has given a CAGR return of 6.97% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 94.41% in debts, and 5.34% in cash & cash equivalents.
  • You can start investing in UTI Banking & PSU Debt Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.42%

+6.12%(Cat. Avg.)

3 Years

+7.14%

+4.74%(Cat. Avg.)

5 Years

+5.80%

+6.00%(Cat. Avg.)

10 Years

+6.89%

+6.24%(Cat. Avg.)

Since Inception

+6.97%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt893.65 Cr94.41%
Others52.93 Cr5.59%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.38% Govt Stock 2027Bond - Gov't/Treasury121.09 Cr12.79%
Rural Electrification Corporation LimitedBond - Corporate Bond60.44 Cr6.39%
Axis Bank LimitedBond - Corporate Bond54.9 Cr5.80%
ICICI Bank LimitedBond - Corporate Bond52.62 Cr5.56%
Net Current AssetsCash50.15 Cr5.30%
Export-Import Bank of IndiaBond - Gov't Agency Debt49.97 Cr5.28%
Power Finance Corporation LimitedBond - Corporate Bond40.25 Cr4.25%
HDFC Bank LimitedBond - Corporate Bond40.03 Cr4.23%
Indian Railway Finance Corporation LimitedBond - Corporate Bond30.24 Cr3.19%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond29.99 Cr3.17%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.62 Cr2.71%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.09 Cr2.65%
Export Import Bank Of IndiaBond - Corporate Bond25.04 Cr2.65%
Power Finance Corporation Ltd.Bond - Corporate Bond25.03 Cr2.64%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.01 Cr2.64%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.97 Cr2.64%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.93 Cr2.63%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.92 Cr2.63%
Indian Oil Corporation LimitedBond - Corporate Bond24.18 Cr2.55%
7.06% Govt Stock 2028Bond - Gov't/Treasury20 Cr2.11%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.05 Cr1.59%
Small Industries Development Bank of IndiaBond - Corporate Bond15.02 Cr1.59%
Rural Electrification Corporation LimitedBond - Corporate Bond15 Cr1.58%
National Housing BankBond - Corporate Bond14.95 Cr1.58%
ICICI Bank LimitedBond - Corporate Bond14.9 Cr1.57%
Nhpc LimitedBond - Corporate Bond14.84 Cr1.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond14.26 Cr1.51%
Power Finance Corporation Ltd.Bond - Corporate Bond10.08 Cr1.06%
7.17% Govt Stock 2028Bond - Gov't/Treasury10.03 Cr1.06%
Rural Electrification Corporation LimitedBond - Corporate Bond10.02 Cr1.06%
Nhpc LimitedBond - Corporate Bond9.97 Cr1.05%
India (Republic of)Bond - Gov't/Treasury5.4 Cr0.57%
07.85 Tn SDL 2027Bond - Gov't/Treasury5.06 Cr0.53%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.97 Cr0.52%
Power Finance Corporation Ltd.Bond - Corporate Bond4.96 Cr0.52%
ICICI Bank LimitedBond - Corporate Bond4.81 Cr0.51%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITSMutual Fund - Open End2.39 Cr0.25%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.39 Cr0.04%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond682.09 Cr72.06%
Bond - Gov't/Treasury161.59 Cr17.07%
Cash50.15 Cr5.30%
Bond - Gov't Agency Debt49.97 Cr5.28%
Mutual Fund - Open End2.39 Cr0.25%
Cash - Repurchase Agreement0.39 Cr0.04%

Risk & Performance Ratios

Standard Deviation

This fund

3.25%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

0.53

Cat. avg.

-0.35

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.22

Higher the better

Fund Managers

Anurag Mittal

Anurag Mittal

Since December 2021

Additional Scheme Detailsas of 31st March 2024

ISININF789F014Z9Expense Ratio0.58%Exit LoadNo ChargesFund Size₹947 CrAge03 Feb 2014Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Banking and PSU Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14384.47 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14384.47 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹637.92 Cr6.9%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹637.92 Cr7.2%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹402.51 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹402.51 Cr6.8%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.04 Cr6.5%

About the AMC

Total AUM

₹2,75,399 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

1.0%1.0%₹620.27 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.1%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.1%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr7.0%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low to Moderate Risk

-0.0%₹10.46 Cr7.2%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.3%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.8%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Moderate Risk

-0.0%-6.9%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1488.67 Cr7.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹230.68 Cr-
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹946.59 Cr6.8%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2480.93 Cr37.5%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹25.90 Cr-
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹4848.58 Cr67.9%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2978.15 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3547.50 Cr7.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹176.10 Cr31.2%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹4548.63 Cr8.4%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3531.62 Cr41.6%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2092.74 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹395.91 Cr7.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3586.43 Cr43.4%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1031.88 Cr25.9%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹382.86 Cr7.4%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5306.20 Cr32.2%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹3484.10 Cr31.1%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹24503.54 Cr20.4%
UTI Bond Fund Direct Growth

Moderate Risk

1.3%0.0%₹299.56 Cr6.4%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹18736.25 Cr7.3%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹644.37 Cr6.9%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹584.12 Cr36.3%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.9%1.0%₹2085.09 Cr53.4%
UTI MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹2767.03 Cr32.5%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12329.61 Cr27.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1578.76 Cr13.7%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹11679.82 Cr7.8%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹9943.94 Cr42.8%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹8577.75 Cr37.0%
UTI Healthcare Fund Direct Growth

Very High Risk

1.4%1.0%₹947.26 Cr51.2%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16198.82 Cr25.4%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3107.87 Cr60.4%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2689.14 Cr7.9%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.4%0.0%₹2672.43 Cr7.4%
UTI Multi Asset Fund Direct Growth

Very High Risk

1.1%1.0%₹1394.07 Cr41.8%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹2758.79 Cr47.5%
UTI Medium Term Fund Direct Growth

Moderate Risk

1.0%1.0%₹39.68 Cr7.0%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of UTI Banking & PSU Debt Fund Regular Growth, as of 16-Apr-2024, is ₹19.88.
The fund has generated 6.42% over the last 1 year and 7.14% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 94.41% in bonds, and 5.34% in cash and cash equivalents.
The fund managers responsible for UTI Banking & PSU Debt Fund Regular Growth are:-
  1. Anurag Mittal