Dezerv

Fund Overview

Fund Size

Fund Size

₹14,375 Cr

Expense Ratio

Expense Ratio

0.63%

ISIN

ISIN

INF194K01SN6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

07 Mar 2013

About this fund

Bandhan Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 11 years, 1 months and 7 days, having been launched on 07-Mar-13.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹22.35, Assets Under Management (AUM) of 14375.16 Crores, and an expense ratio of 0.63%.
  • Bandhan Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.52% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 94.48% in debts, and 5.26% in cash & cash equivalents.
  • You can start investing in Bandhan Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.48%

+6.04%(Cat. Avg.)

3 Years

+5.04%

+4.68%(Cat. Avg.)

5 Years

+6.85%

+5.97%(Cat. Avg.)

10 Years

+7.35%

+6.24%(Cat. Avg.)

Since Inception

+7.52%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt13,581.94 Cr94.48%
Others793.23 Cr5.52%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.1% Govt Stock 2029Bond - Gov't/Treasury1,292.38 Cr8.98%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond1,195.04 Cr8.31%
Indian Railway Finance Corporation LimitedBond - Corporate Bond749.94 Cr5.21%
HDFC Bank LimitedBond - Corporate Bond735.65 Cr5.11%
Rural Electrification Corporation LimitedBond - Corporate Bond594.36 Cr4.13%
Bajaj Housing Finance LimitedBond - Corporate Bond575.27 Cr4.00%
Indian Railway Finance Corporation LimitedBond - Corporate Bond566.09 Cr3.94%
7.17% Govt Stock 2030Bond - Gov't/Treasury497.42 Cr3.46%
7.26% Govt Stock 2032Bond - Gov't/Treasury490.21 Cr3.41%
HDFC Bank LimitedBond - Corporate Bond446.9 Cr3.11%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond433.16 Cr3.01%
Power Finance Corporation Ltd.Bond - Corporate Bond400.07 Cr2.78%
6.54% Govt Stock 2032Bond - Gov't/Treasury372.62 Cr2.59%
Net Current AssetsCash358.67 Cr2.49%
HDFC Bank LimitedBond - Corporate Bond355.28 Cr2.47%
Bajaj Housing Finance Ltd. 8%Bond - Corporate Bond350.53 Cr2.44%
Ntpc LimitedBond - Corporate Bond344.46 Cr2.39%
Small Industries Development Bank Of IndiaBond - Corporate Bond296.81 Cr2.06%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond287.35 Cr2.00%
ICICI Bank Ltd.Bond - Corporate Bond280.77 Cr1.95%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond280.72 Cr1.95%
Indian Oil Corporation LimitedBond - Corporate Bond279.72 Cr1.94%
Small Industries Development Bank Of IndiaBond - Corporate Bond279.27 Cr1.94%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond269.12 Cr1.87%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond250.68 Cr1.74%
Power Finance Corporation Ltd.Bond - Corporate Bond249.6 Cr1.74%
Power Finance Corporation Ltd.Bond - Corporate Bond224.8 Cr1.56%
Axis Bank LimitedCash - CD/Time Deposit188.12 Cr1.31%
7.26% Govt Stock 2033Bond - Gov't/Treasury171.91 Cr1.20%
Small Industries Development Bank Of IndiaBond - Corporate Bond168.52 Cr1.17%
Ntpc LimitedBond - Corporate Bond115.7 Cr0.80%
REC Ltd. 7.64%Bond - Corporate Bond100.15 Cr0.70%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond99.35 Cr0.69%
National Housing BankBond - Corporate Bond89.71 Cr0.62%
Rec LimitedBond - Corporate Bond82.55 Cr0.57%
HDFC Bank LimitedBond - Corporate Bond78.16 Cr0.54%
Power Finance Corporation Ltd.Bond - Corporate Bond50.13 Cr0.35%
Bajaj Housing Finance LimitedBond - Corporate Bond49.91 Cr0.35%
HDFC Bank LimitedBond - Corporate Bond49.81 Cr0.35%
Axis Bank LimitedCash - CD/Time Deposit49.2 Cr0.34%
Axis Bank LimitedCash - CD/Time Deposit49.19 Cr0.34%
Axis Bank LimitedCash - CD/Time Deposit49.18 Cr0.34%
ICICI Bank LimitedBond - Corporate Bond45.55 Cr0.32%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End37.11 Cr0.26%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond29.93 Cr0.21%
Indian Oil Corporation LimitedBond - Corporate Bond29.12 Cr0.20%
Power Grid Corporation Of India LimitedBond - Corporate Bond27.64 Cr0.19%
Rec LimitedBond - Corporate Bond26.32 Cr0.18%
Ntpc LimitedBond - Corporate Bond25.21 Cr0.18%
HDFC Bank LimitedBond - Corporate Bond25.13 Cr0.17%
National Bank for Agriculture and Rural Development 7.68%Bond - Gov't Agency Debt25.06 Cr0.17%
Export Import Bank Of IndiaBond - Corporate Bond25 Cr0.17%
Nhpc LimitedBond - Corporate Bond24.97 Cr0.17%
Power Finance Corporation LimitedBond - Corporate Bond24.93 Cr0.17%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.92 Cr0.17%
Bajaj Housing Finance LimitedBond - Corporate Bond24.91 Cr0.17%
08.27 Tn SDL 2026Bond - Gov't/Treasury20.31 Cr0.14%
Triparty RepoCash - Repurchase Agreement17.16 Cr0.12%
Reliance Jio Infocomm LimitedBond - Corporate Bond14.47 Cr0.10%
Power Grid Corporation Of India LimitedBond - Corporate Bond10.19 Cr0.07%
08.27 HR Sdl2025dec2Bond - Gov't/Treasury10.15 Cr0.07%
08.27 HR Sdl 2025decBond - Gov't/Treasury10.15 Cr0.07%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond10 Cr0.07%
Ntpc LimitedBond - Corporate Bond9.69 Cr0.07%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.09 Cr0.04%
Power Finance Corporation LimitedBond - Corporate Bond5.06 Cr0.04%
07.99 KA Sdl 2025Bond - Gov't/Treasury5.05 Cr0.04%
08.03 GJ Sdl 2025Bond - Gov't/Treasury5.03 Cr0.04%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.03 Cr0.03%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit4.74 Cr0.03%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit4.72 Cr0.03%
Axis Bank LimitedBond - Corporate Bond1.51 Cr0.01%
07.18 Tn SDL 2027Bond - Gov't/Treasury1.19 Cr0.01%
Cash Margin - CcilCash - Collateral0.66 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond10,724.25 Cr74.55%
Bond - Gov't/Treasury2,876.43 Cr20.00%
Cash358.67 Cr2.49%
Cash - CD/Time Deposit345.14 Cr2.40%
Mutual Fund - Open End37.11 Cr0.26%
Bond - Gov't Agency Debt25.06 Cr0.17%
Cash - Repurchase Agreement17.16 Cr0.12%
Cash - Collateral0.66 Cr0.00%

Risk & Performance Ratios

Standard Deviation

This fund

0.94%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

-0.35

Cat. avg.

-0.35

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.22

Higher the better

Fund Managers

Suyash Choudhary

Suyash Choudhary

Since July 2021

GK

Gautam Kaul

Since December 2021

Additional Scheme Detailsas of 31st March 2024

ISININF194K01SN6Expense Ratio0.63%Exit LoadNo ChargesFund Size₹14,375 CrAge07 Mar 2013Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkNifty Banking & PSU Debt Idx A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14375.16 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14375.16 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹637.92 Cr6.9%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹637.92 Cr7.2%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹413.38 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹413.38 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.04 Cr6.5%

About the AMC

Total AUM

₹1,41,295 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.7%0.0%₹1261.04 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹24.96 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹34.15 Cr-
Bandhan Retirement Fund Direct Growth

High Risk

0.8%0.0%₹153.35 Cr-
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹19.45 Cr-
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr7.4%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1833.81 Cr6.8%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹16934.43 Cr7.4%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.7%1.0%₹3883.52 Cr56.8%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.8%0.0%₹2258.65 Cr7.3%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1357.10 Cr38.4%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹17.48 Cr30.0%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹1543.05 Cr7.6%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1504.81 Cr40.5%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹340.60 Cr7.2%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1009.31 Cr79.7%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.2%0.0%₹120.20 Cr11.3%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.8%0.0%₹1657.06 Cr6.5%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹491.15 Cr6.3%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4327.50 Cr7.6%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹8536.99 Cr7.0%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1164.85 Cr27.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹8448.81 Cr46.7%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹6807.21 Cr37.0%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹113.35 Cr6.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.5%0.0%₹6139.72 Cr40.7%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5283.81 Cr7.3%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.3%1.0%₹6.24 Cr13.6%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹478.31 Cr6.8%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1972.48 Cr44.0%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹742.32 Cr-
Bandhan Floating Rate Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹216.14 Cr7.1%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5767.97 Cr8.4%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.2%1.0%₹305.99 Cr46.2%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹347.56 Cr7.4%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹166.91 Cr6.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹348.77 Cr8.0%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3957.85 Cr7.4%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹18.01 Cr22.0%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹102.07 Cr12.4%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹161.04 Cr6.6%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹428.31 Cr35.5%
Bandhan All Seasons Bond Fund Direct Growth

Moderate Risk

0.1%0.0%₹119.97 Cr6.9%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹57.17 Cr69.1%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹4389.28 Cr75.6%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹691.54 Cr28.8%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹111.15 Cr33.1%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹366.63 Cr6.8%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Bandhan Banking & PSU Debt Fund Regular Growth, as of 12-Apr-2024, is ₹22.35.
The fund has generated 6.48% over the last 1 year and 5.04% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 94.48% in bonds, and 5.26% in cash and cash equivalents.
The fund managers responsible for Bandhan Banking & PSU Debt Fund Regular Growth are:-
  1. Suyash Choudhary
  2. Gautam Kaul