Loading...

Fund Overview

Fund Size

Fund Size

₹13,429 Cr

Expense Ratio

Expense Ratio

0.33%

ISIN

ISIN

INF194K015G8

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

07 Mar 2013

About this fund

Bandhan Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 07-Mar-13.
As of 06-Dec-24, it has a Net Asset Value (NAV) of ₹24.16, Assets Under Management (AUM) of 13429.06 Crores, and an expense ratio of 0.33%.
  • Bandhan Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.79% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 77.66% in debts, and 22.06% in cash & cash equivalents.
  • You can start investing in Bandhan Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.17%

+7.98% (Cat Avg.)

3 Years

+6.22%

+5.79% (Cat Avg.)

5 Years

+6.74%

+6.13% (Cat Avg.)

10 Years

+7.55%

+6.31% (Cat Avg.)

Since Inception

+7.79%

(Cat Avg.)

Portfolio Summaryas of 15th November 2024

Debt10,428.84 Cr77.66%
Others3,000.22 Cr22.34%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury1,991.59 Cr14.77%
7.17% Govt Stock 2030Bond - Gov't/Treasury1,197.09 Cr8.88%
Indian Railway Finance Corporation LimitedBond - Corporate Bond725.23 Cr5.38%
Net Current AssetsCash574.72 Cr4.26%
Indian Railway Finance Corporation LimitedBond - Corporate Bond565.99 Cr4.20%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond494.4 Cr3.67%
Export-Import Bank of IndiaCash - Commercial Paper465.48 Cr3.45%
Rural Electrification Corporation LimitedBond - Corporate Bond394.89 Cr2.93%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond364.34 Cr2.70%
HDFC Bank LimitedBond - Corporate Bond349.72 Cr2.59%
7.1% Govt Stock 2034Bond - Gov't/Treasury309.9 Cr2.30%
Ntpc LimitedBond - Corporate Bond300.05 Cr2.23%
Indian Oil Corporation LimitedBond - Corporate Bond281.51 Cr2.09%
ICICI Bank Ltd.Cash - CD/Time Deposit269.56 Cr2.00%
Power Finance Corporation Ltd.Bond - Corporate Bond248.55 Cr1.84%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit245.01 Cr1.82%
Axis Bank LimitedCash - CD/Time Deposit235.79 Cr1.75%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond233.53 Cr1.73%
Power Finance Corporation Ltd.Bond - Corporate Bond225.4 Cr1.67%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond224.94 Cr1.67%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond224.65 Cr1.67%
ICICI Bank LimitedCash - CD/Time Deposit214.05 Cr1.59%
Export Import Bank Of IndiaBond - Corporate Bond199.76 Cr1.48%
Small Industries Development Bank Of IndiaBond - Corporate Bond198.72 Cr1.47%
Power Finance Corporation LimitedBond - Corporate Bond173.39 Cr1.29%
HDFC Bank LimitedBond - Corporate Bond170.53 Cr1.26%
7.32% Govt Stock 2030Bond - Gov't/Treasury158.59 Cr1.18%
Punjab National BankCash - CD/Time Deposit152.55 Cr1.13%
Small Industries Development Bank Of IndiaBond - Corporate Bond134.33 Cr1.00%
Rural Electrification Corporation LimitedBond - Corporate Bond125.21 Cr0.93%
Indian Oil Corporation LimitedBond - Corporate Bond124.56 Cr0.92%
Power Finance Corporation Ltd.Bond - Corporate Bond100 Cr0.74%
Canara BankCash - CD/Time Deposit98.48 Cr0.73%
Punjab National BankCash - CD/Time Deposit98.14 Cr0.73%
Union Bank of IndiaBond - Gov't Agency Debt98.12 Cr0.73%
Axis Bank LimitedCash - CD/Time Deposit98.01 Cr0.73%
Punjab National BankCash - CD/Time Deposit97.78 Cr0.73%
National Housing BankBond - Corporate Bond89.83 Cr0.67%
Rec LimitedBond - Corporate Bond76.58 Cr0.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.76 Cr0.55%
Punjab National BankCash - CD/Time Deposit73.8 Cr0.55%
Axis Bank LimitedCash - CD/Time Deposit73.49 Cr0.55%
National Housing BankBond - Corporate Bond50.17 Cr0.37%
Ntpc LimitedBond - Corporate Bond50.13 Cr0.37%
Rural Electrification Corporation LimitedBond - Corporate Bond49.98 Cr0.37%
National Housing BankBond - Corporate Bond49.94 Cr0.37%
Bank Of BarodaCash - CD/Time Deposit49.08 Cr0.36%
Axis Bank LimitedCash - CD/Time Deposit49.06 Cr0.36%
ICICI Bank - 25/02/2025Cash - CD/Time Deposit49.03 Cr0.36%
Bank Of BarodaCash - CD/Time Deposit48.9 Cr0.36%
ICICI Bank LimitedBond - Corporate Bond45.4 Cr0.34%
HDFC Bank LimitedBond - Corporate Bond40.05 Cr0.30%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End38.07 Cr0.28%
HDFC Bank LimitedBond - Corporate Bond36.31 Cr0.27%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond30.12 Cr0.22%
Indian Oil Corporation LimitedBond - Corporate Bond29.5 Cr0.22%
Power Grid Corporation Of India LimitedBond - Corporate Bond27.65 Cr0.21%
Ntpc LimitedBond - Corporate Bond25.2 Cr0.19%
HDFC Bank LimitedBond - Corporate Bond25.17 Cr0.19%
HDFC Bank LimitedBond - Corporate Bond25.03 Cr0.19%
Power Finance Corporation LimitedBond - Corporate Bond25 Cr0.19%
Nhpc LimitedBond - Corporate Bond25 Cr0.19%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.97 Cr0.19%
Rural Electrification Corporation LimitedBond - Corporate Bond24.91 Cr0.18%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit24.67 Cr0.18%
Export Import Bank Of IndiaBond - Corporate Bond24.67 Cr0.18%
Kotak Mahindra Bank Ltd.Cash - CD/Time Deposit24.64 Cr0.18%
Power Grid Corporation Of India LimitedBond - Corporate Bond10.12 Cr0.08%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.06 Cr0.04%
Power Finance Corporation LimitedBond - Corporate Bond5.03 Cr0.04%
Bajaj Housing Finance Ltd. 8%Bond - Corporate Bond5.01 Cr0.04%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.01 Cr0.04%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit4.95 Cr0.04%
Axis Bank LimitedBond - Corporate Bond1.5 Cr0.01%
07.18 Tn SDL 2027Bond - Gov't/Treasury1.21 Cr0.01%
Triparty Repo Trp_181124Cash - Repurchase Agreement0.79 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond6,741.75 Cr50.00%
Bond - Gov't/Treasury3,658.38 Cr27.13%
Cash - CD/Time Deposit1,907 Cr14.14%
Cash574.72 Cr4.26%
Cash - Commercial Paper465.48 Cr3.45%
Bond - Gov't Agency Debt98.12 Cr0.73%
Mutual Fund - Open End38.07 Cr0.28%
Cash - Repurchase Agreement0.79 Cr0.01%

Risk & Performance Ratios

Standard Deviation

This fund

0.93%

Cat. avg.

1.49%

Lower the better

Sharpe Ratio

This fund

-0.05

Cat. avg.

-0.41

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.35

Higher the better

Fund Managers

Suyash Choudhary

Suyash Choudhary

Since July 2021

GK

Gautam Kaul

Since December 2021

BS

Brijesh Shah

Since June 2024

Additional Scheme Detailsas of 15th November 2024

ISIN
INF194K015G8
Expense Ratio
0.33%
Exit Load
No Charges
Fund Size
₹13,429 Cr
Age
11 years 9 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking & PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13429.06 Cr8.2%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹13429.06 Cr7.8%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹586.11 Cr7.9%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹586.11 Cr8.3%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹247.92 Cr7.9%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹247.92 Cr8.3%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,62,815 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%0.0%₹1778.43 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹43.66 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹296.21 Cr42.6%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹172.89 Cr19.8%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹24.39 Cr39.0%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr10.3%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1145.63 Cr6.7%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13348.48 Cr7.5%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹6916.82 Cr39.9%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹3048.03 Cr12.0%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1697.45 Cr30.6%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹18.99 Cr23.1%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹3206.45 Cr12.4%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1745.59 Cr40.9%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹343.73 Cr10.6%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.8%0.0%₹1776.78 Cr52.6%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.0%0.0%₹119.55 Cr11.5%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1492.28 Cr8.9%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹482.13 Cr9.4%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹11051.28 Cr7.9%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹9724.53 Cr8.9%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1564.74 Cr18.9%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹10035.78 Cr29.1%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹7334.41 Cr24.9%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹114.03 Cr8.5%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹6900.19 Cr22.9%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5529.40 Cr7.7%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.08 Cr12.3%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹486.13 Cr7.9%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2426.89 Cr30.3%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹950.78 Cr29.3%
Bandhan Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹329.93 Cr8.6%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹7740.04 Cr8.3%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.5%1.0%₹322.10 Cr45.7%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹413.94 Cr10.2%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹150.60 Cr9.1%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹543.94 Cr11.0%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3662.43 Cr7.7%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹19.85 Cr19.0%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹194.14 Cr9.8%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹141.11 Cr6.8%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1283.11 Cr21.0%
Bandhan All Seasons Bond Fund Direct Growth

Moderately High risk

0.1%0.0%₹125.03 Cr8.7%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹136.10 Cr33.8%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹8716.22 Cr58.0%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹787.10 Cr28.2%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹148.13 Cr22.8%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹305.41 Cr8.6%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Bandhan Banking & PSU Debt Fund Direct Growth, as of 06-Dec-2024, is ₹24.16.
The fund has generated 8.17% over the last 1 year and 6.22% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 77.66% in bonds, and 22.06% in cash and cash equivalents.
The fund managers responsible for Bandhan Banking & PSU Debt Fund Direct Growth are:-
  1. Suyash Choudhary
  2. Gautam Kaul
  3. Brijesh Shah