
DebtBanking & PSUModerate Risk
Regular
NAV (14-Oct-26)
Returns (Since Inception)
Fund Size
₹3,733 Cr
Expense Ratio
0.61%
ISIN
INF677K01AE7
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
20 Sep 2007
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.82%
+3.96% (Cat Avg.)
3 Years
+6.43%
+6.62% (Cat Avg.)
5 Years
+5.22%
+5.86% (Cat Avg.)
10 Years
+6.21%
+6.14% (Cat Avg.)
Since Inception
+5.07%
— (Cat Avg.)
| Debt | ₹3,017.71 Cr | 80.84% |
| Others | ₹715.07 Cr | 19.16% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹159.07 Cr | 4.27% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹130.76 Cr | 3.51% |
| 6.94% Govt Stock 2036 | Bond - Gov't/Treasury | ₹126.32 Cr | 3.39% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹114.74 Cr | 3.08% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹109.38 Cr | 2.94% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹104.27 Cr | 2.80% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹102.79 Cr | 2.76% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹100.28 Cr | 2.69% |
| SHIVSHAKTI SECURITISATION TRUST | Bond - Asset Backed | ₹81.18 Cr | 2.18% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹77.71 Cr | 2.09% |
| National Housing Bank | Bond - Corporate Bond | ₹77.29 Cr | 2.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹76.55 Cr | 2.06% |
| Rec Limited | Bond - Corporate Bond | ₹76.14 Cr | 2.05% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹75.52 Cr | 2.03% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹74.74 Cr | 2.01% |
| Canara Bank | Cash - CD/Time Deposit | ₹73.19 Cr | 1.97% |
| Rec Limited | Bond - Corporate Bond | ₹71.4 Cr | 1.92% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹71.22 Cr | 1.91% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹63.07 Cr | 1.69% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹53.85 Cr | 1.45% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹53.58 Cr | 1.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹53.23 Cr | 1.43% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹52.93 Cr | 1.42% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹52.18 Cr | 1.40% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹51.53 Cr | 1.38% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.38 Cr | 1.38% |
| Tata Capital Limited | Bond - Corporate Bond | ₹51.19 Cr | 1.38% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹51.16 Cr | 1.37% |
| National Housing Bank | Bond - Corporate Bond | ₹51.04 Cr | 1.37% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.99 Cr | 1.37% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.97 Cr | 1.37% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.28 Cr | 1.35% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹49.49 Cr | 1.33% |
| Canara Bank | Cash - CD/Time Deposit | ₹48.88 Cr | 1.31% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹48.87 Cr | 1.31% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹48.85 Cr | 1.31% |
| Indian Bank | Cash - CD/Time Deposit | ₹48.82 Cr | 1.31% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹48.79 Cr | 1.31% |
| Canara Bank | Cash - CD/Time Deposit | ₹48.52 Cr | 1.30% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹48.52 Cr | 1.30% |
| Indian Bank | Bond - Gov't Agency Debt | ₹47.5 Cr | 1.28% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹46.38 Cr | 1.25% |
| Rec Limited | Bond - Corporate Bond | ₹42.68 Cr | 1.15% |
| Gujarat (Government of) 7.02% | Bond - Sub-sovereign Government Debt | ₹42.27 Cr | 1.14% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹40.93 Cr | 1.10% |
| Rec Limited | Bond - Corporate Bond | ₹40.36 Cr | 1.08% |
| SIDDHIVINAYAK SECURITISATION TRUST | Bond - Asset Backed | ₹38.24 Cr | 1.03% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹34.57 Cr | 0.93% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹32.02 Cr | 0.86% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹30.87 Cr | 0.83% |
| 6.36% Govt Stock 2031 | Bond - Gov't/Treasury | ₹29.67 Cr | 0.80% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹27.53 Cr | 0.74% |
| National Highways Authority Of India | Bond - Corporate Bond | ₹26.91 Cr | 0.72% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.89 Cr | 0.70% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.76 Cr | 0.69% |
| Rec Limited | Bond - Corporate Bond | ₹25.72 Cr | 0.69% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹25.68 Cr | 0.69% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.39 Cr | 0.68% |
| Rec Limited | Bond - Corporate Bond | ₹25.38 Cr | 0.68% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.68% |
| 7.72% Maharashtra Sgs 2032 | Bond - Gov't/Treasury | ₹25.19 Cr | 0.68% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹24.78 Cr | 0.67% |
| 6.01% Govt Stock 2030 | Bond - Gov't/Treasury | ₹24.6 Cr | 0.66% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.43 Cr | 0.66% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹24.25 Cr | 0.65% |
| Rec Limited** | Cash | ₹24.23 Cr | 0.65% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹20.93 Cr | 0.56% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹17.97 Cr | 0.48% |
| SBI Funds Management Private Ltd | Bond - Corporate Bond | ₹14.04 Cr | 0.38% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.38 Cr | 0.28% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹9.95 Cr | 0.27% |
| Rec Limited | Bond - Corporate Bond | ₹5.2 Cr | 0.14% |
| Net Current Assets (Including Cash & Bank Balances) | Cash | ₹3.5 Cr | 0.09% |
| Gujarat (Government of) 7.59% | Bond - Sub-sovereign Government Debt | ₹3.07 Cr | 0.08% |
| Pay_6.5225% &Rec_ois_22/05/28 | Interest Rate Swap | ₹-0.6 Cr | 0.02% |
| Pay_6.4475% &Rec_ois_25/08/31 | Interest Rate Swap | ₹0.56 Cr | 0.01% |
| Pay_6.3450% &Rec_ois_02/06/28 | Interest Rate Swap | ₹-0.32 Cr | 0.01% |
| Pay_ois% &Rec_6.64%_15/05/29 | Interest Rate Swap | ₹0.24 Cr | 0.01% |
AAA
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹2,556.59 Cr | 68.69% |
| Cash - CD/Time Deposit | ₹526.21 Cr | 14.14% |
| Bond - Gov't/Treasury | ₹240.34 Cr | 6.46% |
| Cash - Repurchase Agreement | ₹159.07 Cr | 4.27% |
| Bond - Asset Backed | ₹119.42 Cr | 3.21% |
| Bond - Gov't Agency Debt | ₹47.5 Cr | 1.28% |
| Bond - Sub-sovereign Government Debt | ₹45.34 Cr | 1.22% |
| Cash | ₹27.73 Cr | 0.75% |
| Interest Rate Swap | ₹-0.13 Cr | 0.05% |
Standard Deviation
This fund
1.48%
Cat. avg.
1.73%
Lower the better
Sharpe Ratio
This fund
0.12
Cat. avg.
0.23
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.43
Higher the better
Since November 2022
Since May 2024
ISIN INF677K01AE7 | Expense Ratio 0.61% | Exit Load No Charges | Fund Size ₹3,733 Cr | Age 19 years | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking and PSU Debt A-II TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹1,60,154 Cr
Address
16, V N Road, Mumbai, 400 001
Your principal amount will be at Moderate Risk

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