Dezerv

Fund Overview

Fund Size

Fund Size

₹329 Cr

Expense Ratio

Expense Ratio

0.41%

ISIN

ISIN

INF903J01IN3

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

30 Dec 2004

About this fund

Sundaram Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 19 years, 6 months and 12 days, having been launched on 30-Dec-04.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹39.66, Assets Under Management (AUM) of 328.60 Crores, and an expense ratio of 0.41%.
  • Sundaram Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.31% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 94.66% in debts, and 4.99% in cash & cash equivalents.
  • You can start investing in Sundaram Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.12%

+6.11% (Cat Avg.)

3 Years

+5.05%

+4.99% (Cat Avg.)

5 Years

+5.77%

+5.83% (Cat Avg.)

10 Years

+6.73%

+6.23% (Cat Avg.)

Since Inception

+7.31%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Debt311.04 Cr94.66%
Others17.56 Cr5.34%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury35.3 Cr10.74%
Indian Oil Corporation LimitedBond - Corporate Bond29.89 Cr9.10%
7.32% Govt Stock 2030Bond - Gov't/Treasury25.35 Cr7.71%
Rural Electrification Corporation LimitedBond - Corporate Bond24.95 Cr7.59%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.81 Cr7.55%
Export Import Bank Of IndiaBond - Corporate Bond24.49 Cr7.45%
National Housing BankBond - Corporate Bond19.99 Cr6.08%
Small Industries Development Bank Of IndiaBond - Corporate Bond19.92 Cr6.06%
Power Finance Corporation LimitedBond - Corporate Bond19.38 Cr5.90%
National Bank for Agriculture and Rural Development 7.62%Bond - Gov't Agency Debt14.97 Cr4.56%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond14.91 Cr4.54%
LIC Housing Finance LtdBond - Corporate Bond10.02 Cr3.05%
Power Grid Corporation Of India LimitedBond - Corporate Bond10 Cr3.04%
Cash And Other Net Current Assets^Cash9.39 Cr2.86%
7.37% Govt Stock 2028Bond - Gov't/Treasury5.07 Cr1.54%
Indian Railway Finance Corporation LimitedBond - Corporate Bond5.01 Cr1.52%
Rural Electrification Corporation LimitedBond - Corporate Bond5 Cr1.52%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond5 Cr1.52%
Kotak Mahindra Prime LimitedBond - Corporate Bond5 Cr1.52%
HDFC Bank LimitedBond - Corporate Bond4.99 Cr1.52%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.98 Cr1.51%
TrepsCash - Repurchase Agreement4.09 Cr1.25%
HDFC Bank LimitedCash - CD/Time Deposit2.91 Cr0.88%
7.1% Govt Stock 2034Bond - Gov't/Treasury2.01 Cr0.61%
Corporate Debt Market Development Fund - Class A2Mutual Fund - Open End1.17 Cr0.36%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond228.34 Cr69.49%
Bond - Gov't/Treasury67.72 Cr20.61%
Bond - Gov't Agency Debt14.97 Cr4.56%
Cash9.39 Cr2.86%
Cash - Repurchase Agreement4.09 Cr1.25%
Cash - CD/Time Deposit2.91 Cr0.88%
Mutual Fund - Open End1.17 Cr0.36%

Risk & Performance Ratios

Standard Deviation

This fund

1.18%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.72

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

DS

Dwijendra Srivastava

Since July 2010

Sandeep Agarwal

Sandeep Agarwal

Since May 2022

Additional Scheme Detailsas of 31st May 2024

ISIN
INF903J01IN3
Expense Ratio
0.41%
Exit Load
No Charges
Fund Size
₹329 Cr
Age
30 Dec 2004
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking & PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14279.57 Cr7.2%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14279.57 Cr6.9%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹618.16 Cr7.0%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹618.16 Cr7.4%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹380.18 Cr6.8%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹380.18 Cr7.1%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹61,835 Cr

Address

Sundaram Towers, Chennai, 600 014

Other Funds by Sundaram Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Sundaram Multi Asset Allocation Fund Direct Growth

High Risk

0.2%1.0%₹2181.68 Cr-
Sundaram Emerging Small Cap - Series VI Direct Growth

Low Risk

0.8%0.0%₹45.47 Cr7.8%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth

Very High Risk

1.4%0.0%₹20.57 Cr28.4%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth

Very High Risk

1.2%0.0%₹34.82 Cr42.0%
Sundaram FTP IQ Direct Growth

Moderate Risk

-0.0%--
Sundaram Long Term Tax Advantage Fund Series II Direct Growth

Very High Risk

1.4%0.0%₹13.26 Cr29.7%
Sundaram Emerging Small Cap - Series VII Direct Growth

Low Risk

1.0%0.0%₹159.75 Cr11.3%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth

Very High Risk

1.2%0.0%₹86.84 Cr41.2%
Sundaram Emerging Small Cap - Series V Direct Growth

Low Risk

0.8%0.0%₹83.88 Cr7.5%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth

Very High Risk

1.4%-₹38.37 Cr41.1%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth

Very High Risk

1.4%0.0%₹24.76 Cr40.8%
Sundaram Long Term Tax Advantage Fund - Series VI Direct Growth

Very High Risk

1.1%0.0%--
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth

Very High Risk

1.2%0.0%₹41.11 Cr40.9%
Sundaram Fixed Term Plan Series IM Direct Growth

Moderate Risk

-0.0%--
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct Growth

Very High Risk

1.2%0.0%₹42.49 Cr41.3%
Sundaram Multi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2724.92 Cr45.9%
Sundaram Dividend Yield Fund Direct Growth

Very High Risk

1.0%1.0%₹923.54 Cr47.1%
Sundaram Aggressive Hybrid Fund Direct Growth

High Risk

0.7%1.0%₹4979.18 Cr29.3%
Sundaram Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹5480.86 Cr7.4%
Sundaram Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹503.92 Cr7.4%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹841.07 Cr20.5%
Sundaram Focused Fund Direct Growth

Very High Risk

1.1%0.0%₹1110.63 Cr34.3%
Sundaram Nifty 100 Equal Weight Fund Direct Growth

Very High Risk

0.6%0.0%₹85.73 Cr48.3%
Sundaram Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹187.41 Cr7.5%
Sundaram Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2018.20 Cr7.6%
Sundaram Tax Savings Fund Direct Growth

Very High Risk

1.6%0.0%₹1355.38 Cr33.1%
Sundaram Balanced Advantage Fund Direct Growth

High Risk

0.6%1.0%₹1504.64 Cr23.2%
Sundaram Large Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹3528.52 Cr29.5%
Sundaram Services Fund Direct Growth

Very High Risk

0.7%1.0%₹3631.82 Cr32.5%
Sundaram Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2064.78 Cr30.3%
Sundaram Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹264.76 Cr7.4%
Sundaram Medium Term Bond Fund Direct Growth

Moderate Risk

1.3%1.0%₹42.17 Cr6.2%
Sundaram Infrastructure Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹1044.07 Cr63.6%
Sundaram Financial Services Opportunities Direct Growth

Very High Risk

0.8%1.0%₹1386.75 Cr36.2%
Sundaram Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹328.60 Cr7.3%
Sundaram large and Mid Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹6859.35 Cr41.1%
Sundaram Global Brand Fund Direct Growth

Very High Risk

1.3%1.0%₹114.38 Cr18.6%
Sundaram Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹709.57 Cr7.2%
Sundaram Debt Oriented Hybrid Fund Direct Growth

Moderate Risk

1.1%0.0%₹26.53 Cr12.0%
Sundaram Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹3331.22 Cr46.6%
Sundaram Diversified Equity Direct Growth

Very High Risk

0.6%0.0%₹1649.12 Cr28.2%
Sundaram Consumption Fund Direct Growth

Very High Risk

1.3%1.0%₹1494.81 Cr33.9%
Sundaram Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹11820.86 Cr58.7%
Sundaram Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1040.15 Cr6.8%
Sundaram Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹119.30 Cr7.9%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Sundaram Banking & PSU Debt Fund Regular Growth, as of 11-Jul-2024, is ₹39.66.
The fund has generated 7.12% over the last 1 year and 5.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 94.66% in bonds, and 4.99% in cash and cash equivalents.
The fund managers responsible for Sundaram Banking & PSU Debt Fund Regular Growth are:-
  1. Dwijendra Srivastava
  2. Sandeep Agarwal