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Fund Overview

Fund Size

Fund Size

₹3,884 Cr

Expense Ratio

Expense Ratio

0.33%

ISIN

ISIN

INF200K01V08

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

SBI Banking and PSU Fund Direct Growth is a Banking & PSU mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 11 years, 6 months and 19 days, having been launched on 01-Jan-13.
As of 19-Jul-24, it has a Net Asset Value (NAV) of ₹3051.78, Assets Under Management (AUM) of 3883.91 Crores, and an expense ratio of 0.33%.
  • SBI Banking and PSU Fund Direct Growth has given a CAGR return of 7.91% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 88.34% in debts, and 6.81% in cash & cash equivalents.
  • You can start investing in SBI Banking and PSU Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.32%

+6.02% (Cat Avg.)

3 Years

+5.50%

+4.97% (Cat Avg.)

5 Years

+6.49%

+5.81% (Cat Avg.)

10 Years

+7.66%

+6.23% (Cat Avg.)

Since Inception

+7.91%

(Cat Avg.)

Portfolio Summaryas of 15th July 2024

Debt3,430.88 Cr88.34%
Others277.69 Cr7.15%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2037Bond - Gov't/Treasury242.98 Cr6.26%
Net Receivable / PayableCash - Collateral213.79 Cr5.50%
7.3% Govt Stock 2053Bond - Gov't/Treasury205.81 Cr5.30%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond205.08 Cr5.28%
Ongc Petro Additions LimitedBond - Convertible175.34 Cr4.51%
7.1% Govt Stock 2034Bond - Gov't/Treasury166.36 Cr4.28%
7.18% Govt Stock 2033Bond - Gov't/Treasury152.44 Cr3.93%
GAil (India) LimitedBond - Corporate Bond149.38 Cr3.85%
Power Finance Corporation Ltd.Bond - Corporate Bond149.22 Cr3.84%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond139.33 Cr3.59%
Power Grid Corporation Of India LimitedBond - Corporate Bond131.33 Cr3.38%
State Bank of IndiaBond - Corporate Bond118.79 Cr3.06%
Export Import Bank Of IndiaBond - Corporate Bond115.1 Cr2.96%
Power Finance Corporation Ltd.Bond - Corporate Bond104.01 Cr2.68%
7.34% Govt Stock 2064Bond - Gov't/Treasury103.25 Cr2.66%
Ongc Petro Additions LimitedBond - Corporate Bond100.31 Cr2.58%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond100.25 Cr2.58%
National Housing BankBond - Corporate Bond99.99 Cr2.57%
HDFC Bank LimitedBond - Corporate Bond95.26 Cr2.45%
Small Industries Development Bank of IndiaBond - Corporate Bond90.18 Cr2.32%
Small Industries Development Bank Of IndiaBond - Corporate Bond75.23 Cr1.94%
Bank Of BarodaBond - Corporate Bond74.8 Cr1.93%
National Housing BankBond - Corporate Bond74.77 Cr1.93%
Rural Electrification Corporation LimitedBond - Corporate Bond66.14 Cr1.70%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond50.67 Cr1.30%
HDFC Bank LimitedBond - Corporate Bond50.32 Cr1.30%
Small Industries Development Bank Of IndiaBond - Corporate Bond50.15 Cr1.29%
Rural Electrification Corporation LimitedBond - Corporate Bond50.11 Cr1.29%
HDFC Bank LimitedBond - Corporate Bond49.91 Cr1.29%
Indian Railway Finance Corporation LimitedBond - Corporate Bond49.88 Cr1.28%
Indian Railway Finance Corporation LimitedBond - Corporate Bond49.76 Cr1.28%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond34.84 Cr0.90%
Nhpc LimitedBond - Corporate Bond32.91 Cr0.85%
Punjab National BankBond - Corporate Bond30.03 Cr0.77%
HDFC Bank LimitedBond - Corporate Bond29.97 Cr0.77%
Ntpc LimitedBond - Corporate Bond25.22 Cr0.65%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt25.06 Cr0.65%
Power Finance Corporation Ltd.Bond - Corporate Bond25.05 Cr0.64%
Nhpc LimitedBond - Corporate Bond25.02 Cr0.64%
Rural Electrification Corporation LimitedBond - Corporate Bond24.96 Cr0.64%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.95 Cr0.64%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond24.88 Cr0.64%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.85 Cr0.64%
TrepsCash - Repurchase Agreement20.9 Cr0.54%
Corporate Debt Market Development Fund-A2Mutual Fund - Open End13.03 Cr0.34%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond12.09 Cr0.31%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.23 Cr0.13%
Axis Bank LimitedBond - Corporate Bond3.01 Cr0.08%
Nhpc LimitedBond - Corporate Bond1.99 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond2,564.95 Cr66.04%
Bond - Gov't/Treasury870.84 Cr22.42%
Cash - Collateral213.79 Cr5.50%
Bond - Convertible175.34 Cr4.51%
Bond - Gov't Agency Debt25.06 Cr0.65%
Cash - Repurchase Agreement20.9 Cr0.54%
Mutual Fund - Open End13.03 Cr0.34%

Risk & Performance Ratios

Standard Deviation

This fund

1.14%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.25

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since November 2013

Ardhendu Bhattacharya

Ardhendu Bhattacharya

Since December 2023

PK

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 15th July 2024

ISIN
INF200K01V08
Expense Ratio
0.33%
Exit Load
No Charges
Fund Size
₹3,884 Cr
Age
01 Jan 2013
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking and PSU Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14109.10 Cr7.1%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14109.10 Cr6.8%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹620.60 Cr7.0%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹620.60 Cr7.3%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹346.42 Cr6.7%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹346.42 Cr7.0%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹9,74,502 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

0.5%0.0%₹1009.66 Cr-
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Moderate Risk

-0.0%₹135.96 Cr7.3%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Moderate Risk

-0.0%₹868.87 Cr7.3%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹42.06 Cr38.0%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹231.73 Cr7.5%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%-7.3%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%-7.4%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹241.05 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹44.86 Cr7.8%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%-7.4%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹368.19 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹123.83 Cr7.4%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹289.96 Cr7.6%
SBI Long Term Advantage Fund Series I Direct Growth

Very High Risk

-0.0%₹51.91 Cr38.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%-7.2%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹305.37 Cr45.1%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

---7.2%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

---7.4%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹361.87 Cr7.4%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹235.36 Cr7.5%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹114.34 Cr7.4%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹128.76 Cr7.6%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%-7.4%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹35.33 Cr7.6%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹32.47 Cr7.8%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹25.78 Cr7.8%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low to Moderate Risk

-0.0%-7.2%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹26.28 Cr7.2%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹76.67 Cr41.2%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹334.02 Cr38.8%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹112.29 Cr7.3%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹212.38 Cr7.5%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹222.47 Cr37.4%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low to Moderate Risk

--₹272.54 Cr7.3%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low to Moderate Risk

-0.0%₹43.96 Cr7.3%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%-7.2%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹449.71 Cr7.4%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Low to Moderate Risk

--₹280.44 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of SBI Banking and PSU Fund Direct Growth, as of 19-Jul-2024, is ₹3051.78.
The fund has generated 7.32% over the last 1 year and 5.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 88.34% in bonds, and 6.81% in cash and cash equivalents.
The fund managers responsible for SBI Banking and PSU Fund Direct Growth are:-
  1. Rajeev Radhakrishnan
  2. Ardhendu Bhattacharya
  3. Pradeep Kesavan