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Fund Overview

Fund Size

Fund Size

₹4,321 Cr

Expense Ratio

Expense Ratio

0.34%

ISIN

ISIN

INF200K01V08

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

SBI Banking and PSU Fund Direct Growth is a Banking & PSU mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 11 years, 3 months and 14 days, having been launched on 01-Jan-13.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹2985.37, Assets Under Management (AUM) of 4320.63 Crores, and an expense ratio of 0.34%.
  • SBI Banking and PSU Fund Direct Growth has given a CAGR return of 7.89% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 92.48% in debts, and 3.16% in cash & cash equivalents.
  • You can start investing in SBI Banking and PSU Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.01%

+6.04%(Cat. Avg.)

3 Years

+5.24%

+4.68%(Cat. Avg.)

5 Years

+6.85%

+5.97%(Cat. Avg.)

10 Years

+7.71%

+6.24%(Cat. Avg.)

Since Inception

+7.89%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt3,995.82 Cr92.48%
Others149.58 Cr3.46%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury464.83 Cr10.76%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond205.68 Cr4.76%
Ongc Petro Additions LimitedBond - Convertible175.23 Cr4.06%
Power Finance Corporation Ltd.Bond - Corporate Bond167.93 Cr3.89%
State Bank of IndiaBond - Gov't Agency Debt152.46 Cr3.53%
West Bengal (Government of) 7.52%Bond - Sub-sovereign Government Debt151.73 Cr3.51%
Power Finance Corporation Ltd.Bond - Corporate Bond150.39 Cr3.48%
Rural Electrification Corporation LimitedBond - Corporate Bond149.65 Cr3.46%
GAil (India) LimitedBond - Corporate Bond149.14 Cr3.45%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond139.14 Cr3.22%
Uttar Pradesh (Government of) 7.38%Bond - Sub-sovereign Government Debt135.14 Cr3.13%
Power Grid Corporation Of India LimitedBond - Corporate Bond131.21 Cr3.04%
Indian Railway Finance Corporation LimitedBond - Corporate Bond124.99 Cr2.89%
HDFC Bank LimitedBond - Corporate Bond124.59 Cr2.88%
Export Import Bank Of IndiaBond - Corporate Bond115.21 Cr2.67%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond101.39 Cr2.35%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond100.35 Cr2.32%
Ongc Petro Additions LimitedBond - Corporate Bond100.1 Cr2.32%
Tamil Nadu (Government of) 7.5%Bond - Sub-sovereign Government Debt91.19 Cr2.11%
Small Industries Development Bank of IndiaBond - Corporate Bond90.23 Cr2.09%
8.25% Govt Stock 2033Bond - Gov't/Treasury76.27 Cr1.77%
Small Industries Development Bank Of IndiaBond - Corporate Bond75.24 Cr1.74%
National Housing BankBond - Corporate Bond74.8 Cr1.73%
Bank Of BarodaBond - Corporate Bond74.48 Cr1.72%
TrepsCash - Repurchase Agreement69.68 Cr1.61%
Net Receivable / PayableCash - Collateral67.02 Cr1.55%
Rural Electrification Corporation LimitedBond - Corporate Bond66.32 Cr1.53%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond50.7 Cr1.17%
07.49 MH Sdl 2036Bond - Gov't/Treasury50.49 Cr1.17%
HDFC Bank LimitedBond - Corporate Bond50.27 Cr1.16%
Small Industries Development Bank Of IndiaBond - Corporate Bond50.17 Cr1.16%
Rural Electrification Corporation LimitedBond - Corporate Bond50.1 Cr1.16%
HDFC Bank LimitedBond - Corporate Bond50.03 Cr1.16%
Indian Railway Finance Corporation LimitedBond - Corporate Bond49.96 Cr1.16%
8.1% Govt Stock 2034Bond - Gov't/Treasury49.83 Cr1.15%
Indian Railway Finance Corporation LimitedBond - Corporate Bond49.76 Cr1.15%
7.32% Govt Stock 2030Bond - Gov't/Treasury40.54 Cr0.94%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond34.89 Cr0.81%
Nhpc LimitedBond - Corporate Bond32.91 Cr0.76%
Ntpc LimitedBond - Corporate Bond31.35 Cr0.73%
Punjab National BankBond - Corporate Bond30.08 Cr0.70%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt25.06 Cr0.58%
Nhpc LimitedBond - Corporate Bond25 Cr0.58%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond24.93 Cr0.58%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.88 Cr0.58%
Power Finance Corporation Ltd.Bond - Corporate Bond24.86 Cr0.58%
Ntpc LimitedBond - Corporate Bond15.19 Cr0.35%
Corporate Debt Market Development Fund-A2Mutual Fund - Open End12.87 Cr0.30%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond12.11 Cr0.28%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.25 Cr0.12%
Axis Bank LimitedBond - Corporate Bond3.01 Cr0.07%
Nhpc LimitedBond - Corporate Bond1.99 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond2,758.3 Cr63.84%
Bond - Gov't/Treasury681.95 Cr15.78%
Bond - Sub-sovereign Government Debt378.05 Cr8.75%
Bond - Gov't Agency Debt177.52 Cr4.11%
Bond - Convertible175.23 Cr4.06%
Cash - Repurchase Agreement69.68 Cr1.61%
Cash - Collateral67.02 Cr1.55%
Mutual Fund - Open End12.87 Cr0.30%

Risk & Performance Ratios

Standard Deviation

This fund

1.15%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

-0.08

Cat. avg.

-0.35

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.22

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since November 2013

Ardhendu Bhattacharya

Ardhendu Bhattacharya

Since December 2023

PK

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 31st March 2024

ISININF200K01V08Expense Ratio0.34%Exit LoadNo ChargesFund Size₹4,321 CrAge01 Jan 2013Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Banking and PSU Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14375.16 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14375.16 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹637.92 Cr6.9%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹637.92 Cr7.2%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹413.38 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹413.38 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.04 Cr6.5%

About the AMC

Total AUM

₹9,16,430 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

-0.0%₹952.31 Cr-
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Moderate Risk

-0.0%₹133.02 Cr7.1%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Moderate Risk

-0.0%₹850.68 Cr7.2%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹37.72 Cr39.6%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹226.08 Cr7.0%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

---6.9%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹235.32 Cr6.8%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹43.81 Cr7.5%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%-7.0%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹359.44 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹121.01 Cr6.8%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹283.06 Cr6.9%
SBI Long Term Advantage Fund Series I Direct Growth

Very High Risk

-0.0%₹46.32 Cr40.5%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹275.01 Cr49.5%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

---6.9%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

---7.0%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹353.59 Cr6.8%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹229.67 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹111.69 Cr6.7%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹125.71 Cr6.9%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹34.47 Cr6.8%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹31.71 Cr7.3%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹25.17 Cr7.5%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹25.72 Cr6.9%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹68.07 Cr42.5%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹294.36 Cr30.7%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹109.81 Cr7.1%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹207.54 Cr7.0%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹193.94 Cr37.3%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low to Moderate Risk

--₹266.67 Cr7.2%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low to Moderate Risk

-0.0%₹43.01 Cr7.1%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹439.66 Cr7.0%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Low to Moderate Risk

--₹273.85 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of SBI Banking and PSU Fund Direct Growth, as of 12-Apr-2024, is ₹2985.37.
The fund has generated 7.01% over the last 1 year and 5.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 92.48% in bonds, and 3.16% in cash and cash equivalents.
The fund managers responsible for SBI Banking and PSU Fund Direct Growth are:-
  1. Rajeev Radhakrishnan
  2. Ardhendu Bhattacharya
  3. Pradeep Kesavan