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Fund Overview

Fund Size

Fund Size

₹5,477 Cr

Expense Ratio

Expense Ratio

0.78%

ISIN

ISIN

INF204KA1T56

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

15 May 2015

About this fund

Nippon India Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 9 years, 2 months and 5 days, having been launched on 15-May-15.
As of 19-Jul-24, it has a Net Asset Value (NAV) of ₹19.19, Assets Under Management (AUM) of 5477.18 Crores, and an expense ratio of 0.78%.
  • Nippon India Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.36% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 92.88% in debts, and 6.86% in cash & cash equivalents.
  • You can start investing in Nippon India Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.96%

+6.02% (Cat Avg.)

3 Years

+5.39%

+4.97% (Cat Avg.)

5 Years

+6.56%

+5.81% (Cat Avg.)

Since Inception

+7.36%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Debt5,087.22 Cr92.88%
Others389.97 Cr7.12%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2037Bond - Gov't/Treasury273.11 Cr4.99%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond219.49 Cr4.01%
7.26% Govt Stock 2033Bond - Gov't/Treasury192.34 Cr3.51%
7.23% Govt Stock 2039Bond - Gov't/Treasury188.31 Cr3.44%
7.18% Govt Stock 2033Bond - Gov't/Treasury179.51 Cr3.28%
Indian Railway Finance Corporation LimitedBond - Corporate Bond175.22 Cr3.20%
Net Current AssetsCash158.64 Cr2.90%
7.1% Govt Stock 2034Bond - Gov't/Treasury135.17 Cr2.47%
Rural Electrification Corporation LimitedBond - Corporate Bond125.6 Cr2.29%
Small Industries Development Bank Of IndiaBond - Corporate Bond124.11 Cr2.27%
Indian Railway Finance Corporation LimitedBond - Corporate Bond120.24 Cr2.20%
Axis Bank LimitedBond - Corporate Bond115.31 Cr2.11%
Power Grid Corporation Of India LimitedBond - Corporate Bond113.66 Cr2.08%
SBI General Insurance Company LimitedBond - Corporate Bond111.49 Cr2.04%
7.32% Govt Stock 2030Bond - Gov't/Treasury101.39 Cr1.85%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond100.35 Cr1.83%
Rural Electrification Corporation LimitedBond - Corporate Bond99.57 Cr1.82%
Small Industries Development Bank Of IndiaBond - Corporate Bond90.53 Cr1.65%
HDFC Bank LimitedBond - Corporate Bond90.47 Cr1.65%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond89.68 Cr1.64%
State Bank Of IndiaBond - Corporate Bond87.77 Cr1.60%
HDFC Bank LimitedBond - Corporate Bond85.47 Cr1.56%
Power Grid Corporation Of India LimitedBond - Corporate Bond83.49 Cr1.52%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond81.92 Cr1.50%
Power Finance Corporation LimitedBond - Corporate Bond79.78 Cr1.46%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond76.15 Cr1.39%
Power Finance Corporation Ltd.Bond - Corporate Bond75.38 Cr1.38%
Rural Electrification Corporation LimitedBond - Corporate Bond75.29 Cr1.37%
HDFC Bank Ltd. 7.65%Bond - Corporate Bond75.21 Cr1.37%
National Bank for Agriculture and Rural Development 7.68%Bond - Gov't Agency Debt75.03 Cr1.37%
National Housing Bank 7.59%Bond - Corporate Bond75 Cr1.37%
Small Industries Development Bank Of IndiaBond - Corporate Bond74.91 Cr1.37%
HDFC Bank LimitedBond - Corporate Bond74.88 Cr1.37%
Export-Import Bank of India 7.45%Bond - Gov't Agency Debt74.88 Cr1.37%
ICICI Bank LimitedBond - Corporate Bond74.51 Cr1.36%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond69.59 Cr1.27%
Summit Digitel Infrastructure LimitedBond - Corporate Bond50.3 Cr0.92%
Power Finance Corporation LimitedBond - Corporate Bond50.25 Cr0.92%
National Housing BankBond - Corporate Bond50.08 Cr0.91%
Tata Capital LimitedBond - Corporate Bond50.05 Cr0.91%
Rural Electrification Corporation LimitedBond - Corporate Bond50.01 Cr0.91%
Rural Electrification Corporation LimitedBond - Corporate Bond49.9 Cr0.91%
Rural Electrification Corporation LimitedBond - Corporate Bond49.88 Cr0.91%
Power Finance Corporation Ltd.Bond - Corporate Bond49.87 Cr0.91%
Power Finance Corporation LimitedBond - Corporate Bond49.76 Cr0.91%
Hdb Financial Services LimitedBond - Corporate Bond49.74 Cr0.91%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.71 Cr0.91%
Power Finance Corporation Ltd.Bond - Corporate Bond49.48 Cr0.90%
HDFC Life Insurance Company LimitedBond - Corporate Bond49.18 Cr0.90%
State Bank Of IndiaBond - Corporate Bond48.4 Cr0.88%
Hdb Financial Services LimitedBond - Corporate Bond45.04 Cr0.82%
Small Industries Development Bank Of IndiaBond - Corporate Bond44.69 Cr0.82%
Power Finance Corporation Ltd.Bond - Corporate Bond40.39 Cr0.74%
Rural Electrification Corporation LimitedBond - Corporate Bond36.38 Cr0.66%
Triparty RepoCash - Repurchase Agreement35.89 Cr0.66%
HDFC Bank LimitedBond - Corporate Bond25.38 Cr0.46%
Power Finance Corporation LimitedBond - Corporate Bond25.1 Cr0.46%
Power Grid Corporation Of India LimitedBond - Corporate Bond25.07 Cr0.46%
HDFC Bank LimitedBond - Corporate Bond25.05 Cr0.46%
Power Finance Corporation Ltd.Bond - Corporate Bond24.98 Cr0.46%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.92 Cr0.45%
Axis Bank LimitedBond - Corporate Bond24.9 Cr0.45%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.89 Cr0.45%
National Housing BankCash - Commercial Paper24.58 Cr0.45%
Indian Railway Finance Corporation LimitedBond - Corporate Bond24.52 Cr0.45%
Rec LimitedBond - Corporate Bond24.32 Cr0.44%
HDFC Bank LimitedBond - Corporate Bond24.26 Cr0.44%
Bank Of BarodaCash - CD/Time Deposit23.86 Cr0.44%
Ntpc LimitedBond - Corporate Bond20.12 Cr0.37%
Small Industries Development Bank Of IndiaBond - Corporate Bond19.8 Cr0.36%
07.49 MH Sdl 2036Bond - Gov't/Treasury15.33 Cr0.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.32 Cr0.28%
HDFC Bank LimitedBond - Corporate Bond14.92 Cr0.27%
6.64% Govt Stock 2035Bond - Gov't/Treasury14.52 Cr0.27%
07.63 MH Sdl 2036Bond - Gov't/Treasury14.31 Cr0.26%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End13.59 Cr0.25%
08.48 KL Sdl 2030Bond - Gov't/Treasury10.53 Cr0.19%
07.70 Kt Gs 2033Bond - Gov't/Treasury10.23 Cr0.19%
07.65 GJ Sgs 2033Bond - Gov't/Treasury10.19 Cr0.19%
Power Finance Corporation LimitedBond - Corporate Bond10.05 Cr0.18%
HDFC Bank LimitedBond - Corporate Bond9.95 Cr0.18%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond5.13 Cr0.09%
8.15% Govt Stock 2026Bond - Gov't/Treasury5.12 Cr0.09%
ICICI Bank LimitedBond - Corporate Bond5.01 Cr0.09%
Power Grid Corporation Of India LimitedBond - Corporate Bond4.98 Cr0.09%
06.70 AP Sdl 2026Bond - Gov't/Treasury4.96 Cr0.09%
7.26% Govt Stock 2032Bond - Gov't/Treasury2.53 Cr0.05%
6.79% Govt Stock 2027Bond - Gov't/Treasury2.25 Cr0.04%
Rural Electrification Corporation LimitedBond - Corporate Bond1 Cr0.02%
7.72% Govt Stock 2028Bond - Gov't/Treasury1 Cr0.02%
Rural Electrification Corporation LimitedBond - Corporate Bond0.7 Cr0.01%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond0.69 Cr0.01%
Cash Margin - CcilCash - Collateral0.29 Cr0.01%
Nhpc LimitedBond - Corporate Bond0.21 Cr0.00%
National Highways Authority Of IndiaBond - Corporate Bond0.21 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond3,909.61 Cr71.38%
Bond - Gov't/Treasury1,160.83 Cr21.19%
Cash158.64 Cr2.90%
Bond - Gov't Agency Debt149.91 Cr2.74%
Cash - Repurchase Agreement35.89 Cr0.66%
Cash - Commercial Paper24.58 Cr0.45%
Cash - CD/Time Deposit23.86 Cr0.44%
Mutual Fund - Open End13.59 Cr0.25%
Cash - Collateral0.29 Cr0.01%

Risk & Performance Ratios

Standard Deviation

This fund

1.14%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.34

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

Vivek Sharma

Vivek Sharma

Since June 2020

Pranay Sinha

Pranay Sinha

Since March 2021

KD

Kinjal Desai

Since May 2018

Additional Scheme Detailsas of 30th June 2024

ISIN
INF204KA1T56
Expense Ratio
0.78%
Exit Load
No Charges
Fund Size
₹5,477 Cr
Age
15 May 2015
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Banking and PSU Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14109.10 Cr7.1%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14109.10 Cr6.8%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹620.60 Cr7.0%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹620.60 Cr7.3%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹346.42 Cr6.7%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹346.42 Cr7.0%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹4,96,196 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth

Moderately High risk

-0.0%--
Nippon India Innovation Fund Direct Growth

Very High Risk

0.8%1.0%₹1807.11 Cr-
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹2.91 Cr6.9%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth

Low to Moderate Risk

---7.4%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Annual Series I Direct Growth

Low Risk

-0.0%₹16.64 Cr7.2%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth

Low to Moderate Risk

-0.0%₹186.11 Cr7.6%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth

Moderate Risk

-0.0%-7.7%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth

Moderate Risk

-0.0%₹162.70 Cr7.7%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth

Low Risk

--₹40.32 Cr9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth

Low Risk

-0.0%₹3.63 Cr6.9%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XXXX Series 9 Direct Growth

Moderate Risk

-0.0%--
Nippon India Interval Fund Quarterly Series II Direct Growth

Moderate Risk

-0.0%₹58.46 Cr7.4%
Nippon India Fixed Horizon Fund XXXX Series 18 Direct Growth

Moderate Risk

-0.0%--
Nippon India Interval Fund Monthly Series II Direct Growth

Low Risk

-0.0%₹3.79 Cr6.2%
Nippon India Fixed Horizon Fund XXXX Sr 20 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XXXX Series 13 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLV - Series 4 Direct Growth

Low to Moderate Risk

-0.0%-7.4%
Nippon India Fixed Horizon Fund XLI Series 9 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 8 Direct Growth

Moderate Risk

-0.0%₹60.03 Cr7.8%
Nippon India Interval Fund Monthly Series I Direct Growth

Low Risk

-0.0%₹3.17 Cr6.2%
Nippon India Fixed Horizon Fund - XLV - Series 5 Direct Growth

Moderately High risk

-0.0%-8.9%
Nippon India Fixed Horizon Fund XXXIX Series 13 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 2 Direct Growth

Moderate Risk

----
Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹265.50 Cr7.6%
Nippon India Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹15072.15 Cr8.6%
Nippon India Gilt Securities Fund Direct Growth

Moderate Risk

0.5%0.0%₹1649.93 Cr8.4%
Nippon India Banking & Financial Services Fund Direct Growth

Very High Risk

1.1%1.0%₹5932.60 Cr26.0%
Nippon India Power & Infra Fund Direct Growth

Very High Risk

1.1%1.0%₹6694.49 Cr73.9%
Nippon India Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4580.48 Cr7.6%
Nippon India Growth Fund Direct Growth

Very High Risk

0.8%1.0%₹30838.94 Cr55.3%
Nippon India Multi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹34943.27 Cr47.0%
Nippon India Gold Savings Fund Direct Growth

High Risk

0.9%1.0%₹1848.28 Cr22.2%
Nippon India Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹7817.10 Cr7.7%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Nippon India Banking & PSU Debt Fund Regular Growth, as of 19-Jul-2024, is ₹19.19.
The fund has generated 6.96% over the last 1 year and 5.39% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 92.88% in bonds, and 6.86% in cash and cash equivalents.
The fund managers responsible for Nippon India Banking & PSU Debt Fund Regular Growth are:-
  1. Vivek Sharma
  2. Pranay Sinha
  3. Kinjal Desai