Nippon India Banking & PSU Debt Fund Regular Growth
DebtBanking & PSUModerate Risk
Regular
NAV (25-Jul-24)
₹19.220.07%1D
Returns (Since Inception)
7.36%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹5,389 Cr
Expense Ratio
0.78%
ISIN
INF204KA1T56
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
15 May 2015
About this fund
Nippon India Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 9 years, 2 months and 11 days, having been launched on 15-May-15.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹19.22, Assets Under Management (AUM) of 5389.09 Crores, and an expense ratio of 0.78%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹19.22, Assets Under Management (AUM) of 5389.09 Crores, and an expense ratio of 0.78%.
- Nippon India Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.36% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 92.88% in debts, and 6.86% in cash & cash equivalents.
- You can start investing in Nippon India Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.08%
+6.00% (Cat Avg.)
3 Years
+5.41%
+4.98% (Cat Avg.)
5 Years
+6.65%
+5.84% (Cat Avg.)
Since Inception
+7.36%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Debt | ₹5,005.4 Cr | 92.88% |
| Others | ₹383.69 Cr | 7.12% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹271.54 Cr | 5.04% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹239.51 Cr | 4.44% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹219.63 Cr | 4.08% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹192.71 Cr | 3.58% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹179.83 Cr | 3.34% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹175.52 Cr | 3.26% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹172.11 Cr | 3.19% |
| Net Current Assets | Cash | ₹166.28 Cr | 3.09% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹125.63 Cr | 2.33% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹124.3 Cr | 2.31% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹120.64 Cr | 2.24% |
| Axis Bank Limited | Bond - Corporate Bond | ₹115.34 Cr | 2.14% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹113.6 Cr | 2.11% |
| SBI General Insurance Company Limited | Bond - Corporate Bond | ₹111.17 Cr | 2.06% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹100.53 Cr | 1.87% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹99.68 Cr | 1.85% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹90.72 Cr | 1.68% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹90.55 Cr | 1.68% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹89.8 Cr | 1.67% |
| State Bank Of India | Bond - Corporate Bond | ₹87.9 Cr | 1.63% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹85.42 Cr | 1.59% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹83.45 Cr | 1.55% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹79.9 Cr | 1.48% |
| HDFC Bank Ltd. 7.65% | Bond - Corporate Bond | ₹75.44 Cr | 1.40% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹75.39 Cr | 1.40% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹75.17 Cr | 1.39% |
| National Housing Bank | Bond - Corporate Bond | ₹75.16 Cr | 1.39% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹75 Cr | 1.39% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹75 Cr | 1.39% |
| Export-Import Bank of India 7.45% | Bond - Gov't Agency Debt | ₹74.93 Cr | 1.39% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹74.9 Cr | 1.39% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹74.67 Cr | 1.39% |
| Triparty Repo | Cash - Repurchase Agreement | ₹74.64 Cr | 1.39% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹69.68 Cr | 1.29% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹51.06 Cr | 0.95% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹50.31 Cr | 0.93% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.28 Cr | 0.93% |
| National Housing Bank | Bond - Corporate Bond | ₹50.13 Cr | 0.93% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.08 Cr | 0.93% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹49.93 Cr | 0.93% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹49.91 Cr | 0.93% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹49.9 Cr | 0.93% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹49.79 Cr | 0.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.77 Cr | 0.92% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹49.53 Cr | 0.92% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.32 Cr | 0.92% |
| HDFC Life Insurance Company Limited | Bond - Corporate Bond | ₹49.27 Cr | 0.91% |
| State Bank Of India | Bond - Corporate Bond | ₹48.33 Cr | 0.90% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹45.07 Cr | 0.84% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹44.79 Cr | 0.83% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹44.75 Cr | 0.83% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹40.39 Cr | 0.75% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹36.38 Cr | 0.68% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.43 Cr | 0.47% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.1 Cr | 0.47% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.06 Cr | 0.46% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.05 Cr | 0.46% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹24.99 Cr | 0.46% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.46% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.92 Cr | 0.46% |
| National Housing Bank | Cash - Commercial Paper | ₹24.66 Cr | 0.46% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.6 Cr | 0.46% |
| Rec Limited | Bond - Corporate Bond | ₹24.37 Cr | 0.45% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.32 Cr | 0.45% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹23.94 Cr | 0.44% |
| Ntpc Limited | Bond - Corporate Bond | ₹20.11 Cr | 0.37% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹19.83 Cr | 0.37% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.33 Cr | 0.28% |
| 07.49 MH Sdl 2036 | Bond - Gov't/Treasury | ₹15.32 Cr | 0.28% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹15.25 Cr | 0.28% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹14.94 Cr | 0.28% |
| 6.64% Govt Stock 2035 | Bond - Gov't/Treasury | ₹14.55 Cr | 0.27% |
| 07.63 MH Sdl 2036 | Bond - Gov't/Treasury | ₹14.3 Cr | 0.27% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹14.06 Cr | 0.26% |
| 08.48 KL Sdl 2030 | Bond - Gov't/Treasury | ₹10.55 Cr | 0.20% |
| 07.70 Kt Gs 2033 | Bond - Gov't/Treasury | ₹10.22 Cr | 0.19% |
| 07.65 GJ Sgs 2033 | Bond - Gov't/Treasury | ₹10.18 Cr | 0.19% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.05 Cr | 0.19% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹9.95 Cr | 0.18% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.13 Cr | 0.10% |
| 8.15% Govt Stock 2026 | Bond - Gov't/Treasury | ₹5.13 Cr | 0.10% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹5 Cr | 0.09% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹4.98 Cr | 0.09% |
| 06.70 AP Sdl 2026 | Bond - Gov't/Treasury | ₹4.96 Cr | 0.09% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹2.54 Cr | 0.05% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹1 Cr | 0.02% |
| 7.72% Govt Stock 2028 | Bond - Gov't/Treasury | ₹1 Cr | 0.02% |
| Cash Margin - Ccil | Cash - Collateral | ₹0.74 Cr | 0.01% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹0.7 Cr | 0.01% |
| Hindustan Petroleum Corporation Limited | Bond - Corporate Bond | ₹0.69 Cr | 0.01% |
| National Highways Authority Of India | Bond - Corporate Bond | ₹0.21 Cr | 0.00% |
| Nhpc Limited | Bond - Corporate Bond | ₹0.21 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹3,725.65 Cr | 69.13% |
| Bond - Gov't/Treasury | ₹1,159.71 Cr | 21.52% |
| Cash | ₹166.28 Cr | 3.09% |
| Bond - Gov't Agency Debt | ₹150.1 Cr | 2.79% |
| Cash - Repurchase Agreement | ₹74.64 Cr | 1.39% |
| Cash - CD/Time Deposit | ₹73.26 Cr | 1.36% |
| Cash - Commercial Paper | ₹24.66 Cr | 0.46% |
| Mutual Fund - Open End | ₹14.06 Cr | 0.26% |
| Cash - Collateral | ₹0.74 Cr | 0.01% |
Risk & Performance Ratios
Standard Deviation
This fund
1.14%
Cat. avg.
1.50%
Lower the better
Sharpe Ratio
This fund
-0.34
Cat. avg.
-0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.55
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th July 2024
ISIN | INF204KA1T56 | Expense Ratio | 0.78% | Exit Load | No Charges | Fund Size | ₹5,389 Cr | Age | 15 May 2015 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Banking and PSU Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Realised Gain (capital gains) are taxed at your marginal income tax rate
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹14109.10 Cr | 7.2% |
| Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹14109.10 Cr | 6.9% |
| Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹620.60 Cr | 7.0% |
| Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹620.60 Cr | 7.4% |
| PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹45.38 Cr | 6.8% |
| PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹45.38 Cr | 6.6% |
| Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹346.42 Cr | 6.8% |
| Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹346.42 Cr | 7.1% |
| Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹207.53 Cr | 7.0% |
| Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹207.53 Cr | 6.5% |
About the AMC
Total AUM
₹4,96,196 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Other Funds by Nippon India Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Nippon India Banking & PSU Debt Fund Regular Growth?
The NAV of Nippon India Banking & PSU Debt Fund Regular Growth, as of 25-Jul-2024, is ₹19.22.
What are the returns of Nippon India Banking & PSU Debt Fund Regular Growth?
The fund has generated 7.08% over the last 1 year and 5.41% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Nippon India Banking & PSU Debt Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 92.88% in bonds, and 6.86% in cash and cash equivalents.
Who manages the Nippon India Banking & PSU Debt Fund Regular Growth?
The fund managers responsible for Nippon India Banking & PSU Debt Fund Regular Growth are:-
- Vivek Sharma
- Pranay Sinha
- Kinjal Desai
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
©2021-2022 Dezerv. All Rights Reserved
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.