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Fund Overview

Fund Size

Fund Size

₹29 Cr

Expense Ratio

Expense Ratio

0.61%

ISIN

ISIN

INF209KB1J48

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

12 Mar 2019

About this fund

Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth is a Retirement mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 5 years, 2 months and 6 days, having been launched on 12-Mar-19.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹14.24, Assets Under Management (AUM) of 28.50 Crores, and an expense ratio of 0.61%.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth has given a CAGR return of 7.04% since inception.
  • The fund's asset allocation comprises around 23.64% in equities, 61.97% in debts, and 14.39% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+12.95%

(Cat Avg.)

3 Years

+6.83%

(Cat Avg.)

5 Years

+7.07%

(Cat Avg.)

Since Inception

+7.04%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity6.74 Cr23.64%
Debt17.67 Cr61.97%
Others4.1 Cr14.39%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.27% Govt Stock 2026Bond - Gov't/Treasury5.01 Cr17.45%
7.18% Govt Stock 2033Bond - Gov't/Treasury4.99 Cr17.39%
Clearing Corporation Of India LimitedCash - Repurchase Agreement3.45 Cr12.01%
7.26% Govt Stock 2033Bond - Gov't/Treasury2.26 Cr7.86%
HDFC Bank LimitedBond - Corporate Bond2.05 Cr7.13%
08.21 Tn SDL 2025Bond - Gov't/Treasury1.51 Cr5.27%
6.57% Govt Stock 2033Bond - Gov't/Treasury0.96 Cr3.33%
7.17% Govt Stock 2030Bond - Gov't/Treasury0.75 Cr2.61%
Net Receivables / (Payables)Cash0.68 Cr2.37%
ICICI Bank LtdEquity0.59 Cr2.05%
HDFC Bank LtdEquity0.45 Cr1.57%
Infosys LtdEquity0.41 Cr1.44%
Reliance Industries LtdEquity0.41 Cr1.43%
State Bank of IndiaEquity0.37 Cr1.28%
Larsen & Toubro LtdEquity0.31 Cr1.08%
0% Goi - 16dec25 StripsBond - Gov't/Treasury0.27 Cr0.93%
Fortis Healthcare LtdEquity0.25 Cr0.86%
Sun Pharmaceuticals Industries LtdEquity0.23 Cr0.81%
IndusInd Bank LtdEquity0.23 Cr0.79%
Bharti Airtel LtdEquity0.2 Cr0.69%
Hindalco Industries LtdEquity0.19 Cr0.67%
UltraTech Cement LtdEquity0.19 Cr0.65%
Utkarsh Small Finance Bank LtdEquity0.18 Cr0.63%
Voltas LtdEquity0.18 Cr0.62%
V-Guard Industries LtdEquity0.18 Cr0.61%
Brigade Enterprises LtdEquity0.17 Cr0.61%
TD Power Systems LtdEquity0.15 Cr0.54%
Bank of BarodaEquity0.15 Cr0.53%
Bajaj Auto LtdEquity0.15 Cr0.52%
Max Financial Services LtdEquity0.15 Cr0.52%
Dixon Technologies (India) LtdEquity0.15 Cr0.52%
Thermax LtdEquity0.14 Cr0.50%
Tata Motors LtdEquity0.14 Cr0.49%
Godrej Consumer Products LtdEquity0.14 Cr0.47%
ITC LtdEquity0.14 Cr0.47%
Strides Pharma Science LtdEquity0.13 Cr0.44%
RHI Magnesita India LtdEquity0.11 Cr0.37%
Torrent Pharmaceuticals LtdEquity0.1 Cr0.33%
Westlife Foodworld LtdEquity0.09 Cr0.31%
Flair Writing Industries LtdEquity0.08 Cr0.29%
SBFC Finance LtdEquity0.07 Cr0.23%
Star Health and Allied Insurance Co LtdEquity0.07 Cr0.23%
Bajaj Finance LtdEquity0.06 Cr0.22%
SJS Enterprises LtdEquity0.06 Cr0.22%
CMS Info Systems LtdEquity0.06 Cr0.20%
Container Corporation of India LtdEquity0.05 Cr0.18%
Zomato LtdEquity0.05 Cr0.17%
Cholamandalam Investment and Finance Co LtdEquity0.02 Cr0.07%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services2.33 Cr8.13%
Industrials1.26 Cr4.39%
Healthcare0.7 Cr2.45%
Technology0.56 Cr1.96%
Consumer Cyclical0.49 Cr1.71%
Energy0.41 Cr1.43%
Basic Materials0.38 Cr1.33%
Consumer Defensive0.27 Cr0.95%
Communication Services0.2 Cr0.69%
Real Estate0.17 Cr0.61%

Risk & Performance Ratios

Standard Deviation

This fund

3.45%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.38

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

DS

Dhaval Shah

Since December 2021

HS

Harshil Suvarnkar

Since March 2021

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 30th April 2024

ISININF209KB1J48Expense Ratio0.61%Exit LoadNo ChargesFund Size₹29 CrAge12 Mar 2019Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL ST Debt Hybrid 75+25 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Axis Retirement Savings Fund - Aggressive Plan Regular Growth

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Axis Retirement Savings Fund - Conservative Plan Direct Growth

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Axis Retirement Savings Fund - Aggressive Plan Direct Growth

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Axis Retirement Savings Fund - Dynamic Plan Regular Growth

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Axis Retirement Savings Fund - Dynamic Plan Direct Growth

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Axis Retirement Savings Fund - Conservative Plan Regular Growth

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About the AMC

Total AUM

₹3,44,491 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹91.81 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.2%1.0%₹1295.47 Cr-
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹84.87 Cr-
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹241.20 Cr-
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Moderate Risk

-0.0%₹271.27 Cr7.5%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹23.88 Cr7.0%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹290.41 Cr7.1%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹201.28 Cr6.7%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth, as of 17-May-2024, is ₹14.24.
The fund has generated 12.95% over the last 1 year and 6.83% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 23.64% in equities, 61.97% in bonds, and 14.39% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth are:-
  1. Dhaval Shah
  2. Harshil Suvarnkar
  3. Dhaval Joshi