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Fund Overview

Fund Size

Fund Size

₹2,213 Cr

Expense Ratio

Expense Ratio

0.84%

ISIN

ISIN

INF200KA1S55

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

17 Feb 2021

About this fund

SBI Retirement Benefit Fund - Aggressive Plan Direct Growth is a Retirement mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 3 years and 2 months, having been launched on 17-Feb-21.
As of 16-Apr-24, it has a Net Asset Value (NAV) of ₹18.72, Assets Under Management (AUM) of 2213.12 Crores, and an expense ratio of 0.84%.
  • SBI Retirement Benefit Fund - Aggressive Plan Direct Growth has given a CAGR return of 21.39% since inception.
  • The fund's asset allocation comprises around 93.65% in equities, 4.09% in debts, and 2.26% in cash & cash equivalents.
  • You can start investing in SBI Retirement Benefit Fund - Aggressive Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+30.16%

--%(Cat. Avg.)

3 Years

+22.42%

--%(Cat. Avg.)

Since Inception

+21.39%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity2,072.63 Cr93.65%
Debt90.51 Cr4.09%
Others49.98 Cr2.26%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity168.81 Cr7.63%
ICICI Bank LtdEquity130.79 Cr5.91%
Maruti Suzuki India LtdEquity113.78 Cr5.14%
Infosys LtdEquity104.41 Cr4.72%
Reliance Industries LtdEquity89.15 Cr4.03%
State Bank of IndiaEquity86.73 Cr3.92%
Larsen & Toubro LtdEquity79 Cr3.57%
Axis Bank LtdEquity76.34 Cr3.45%
UltraTech Cement LtdEquity70.49 Cr3.18%
ABB India LtdEquity65.48 Cr2.96%
Endurance Technologies LtdEquity63.95 Cr2.89%
Kajaria Ceramics LtdEquity63.52 Cr2.87%
L&T Technology Services LtdEquity60.86 Cr2.75%
Timken India LtdEquity54.62 Cr2.47%
Abbott India LtdEquity53.43 Cr2.41%
Indian Hotels Co LtdEquity52.09 Cr2.35%
TrepsCash - Repurchase Agreement50.71 Cr2.29%
TVS Motor Co LtdEquity49.44 Cr2.23%
Hindalco Industries LtdEquity47.34 Cr2.14%
Sona BLW Precision Forgings LtdEquity45.72 Cr2.07%
Grindwell Norton LtdEquity43.27 Cr1.96%
Chalet Hotels LtdEquity41.91 Cr1.89%
Schaeffler India LtdEquity41.61 Cr1.88%
Esab India LtdEquity41.41 Cr1.87%
Divi's Laboratories LtdEquity40.65 Cr1.84%
Power Grid Corp Of India LtdEquity40.15 Cr1.81%
7.69% Govt Stock 2028Bond - Gov't/Treasury37.43 Cr1.69%
Cholamandalam Investment and Finance Co LtdEquity35.02 Cr1.58%
Phoenix Mills LtdEquity31.17 Cr1.41%
HDFC Asset Management Co LtdEquity31.16 Cr1.41%
ZF Commercial Vehicle Control Systems India LtdEquity29.81 Cr1.35%
ICICI Lombard General Insurance Co LtdEquity29.48 Cr1.33%
Page Industries LtdEquity27.15 Cr1.23%
Carborundum Universal LtdEquity26.64 Cr1.20%
08.03 GOI FCI 2024Bond - Gov't Agency Debt25.11 Cr1.13%
AIA Engineering LtdEquity24.71 Cr1.12%
FSN E-Commerce Ventures LtdEquity24.65 Cr1.11%
V-Guard Industries LtdEquity22.58 Cr1.02%
SBFC Finance LtdEquity22.36 Cr1.01%
TeamLease Services LtdEquity16.44 Cr0.74%
Nuvoco Vista Corp LtdEquity14.85 Cr0.67%
08.16 KA Sdl 2025Bond - Gov't/Treasury12.66 Cr0.57%
Hawkins Cookers LtdEquity11.67 Cr0.53%
09.10 Wb SDL 2024Bond - Gov't/Treasury10.07 Cr0.46%
Housing And Urban Development Corporation LimitedBond - Corporate Bond5.25 Cr0.24%
Net Receivable / PayableCash - Collateral-0.73 Cr0.03%

Allocation By Market Cap (Equity)

Large Cap Stocks

55.45%

Mid Cap Stocks

31.48%

Small Cap Stocks

6.73%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services580.69 Cr26.24%
Consumer Cyclical501.77 Cr22.67%
Industrials437.66 Cr19.78%
Technology165.27 Cr7.47%
Basic Materials132.68 Cr6.00%
Healthcare94.08 Cr4.25%
Energy89.15 Cr4.03%
Utilities40.15 Cr1.81%
Real Estate31.17 Cr1.41%

Risk & Performance Ratios

Standard Deviation

This fund

11.50%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

1.38

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since November 2023

Rohit Shimpi

Rohit Shimpi

Since October 2021

Ardhendu Bhattacharya

Ardhendu Bhattacharya

Since June 2021

PK

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 31st March 2024

ISININF200KA1S55Expense Ratio0.84%Exit LoadNo ChargesFund Size₹2,213 CrAge17 Feb 2021Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkS&P BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹1918.01 Cr30.9%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹167.81 Cr13.7%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

2.0%1.0%₹1749.88 Cr36.6%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.3%0.0%₹823.14 Cr31.2%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.8%0.0%₹75.17 Cr20.5%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

1.1%0.0%₹823.14 Cr33.1%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹338.40 Cr32.6%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.2%0.0%₹338.40 Cr34.6%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹75.17 Cr18.7%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹497.93 Cr18.0%

About the AMC

Total AUM

₹9,16,430 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

-0.0%₹982.84 Cr-
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Moderate Risk

-0.0%₹133.02 Cr7.1%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Moderate Risk

-0.0%₹850.68 Cr7.2%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹37.72 Cr38.9%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹226.08 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

---6.9%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%-7.0%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹235.32 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹43.81 Cr7.5%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹359.44 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹121.01 Cr6.8%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Moderate Risk

--₹283.06 Cr6.9%
SBI Long Term Advantage Fund Series I Direct Growth

Very High Risk

-0.0%₹46.32 Cr39.8%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹275.01 Cr47.7%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

---7.0%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

---7.1%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹353.59 Cr6.9%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹229.67 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Moderate Risk

--₹111.69 Cr6.7%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Moderate Risk

--₹125.71 Cr6.9%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹34.47 Cr6.9%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹31.71 Cr7.3%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹25.17 Cr7.4%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹25.72 Cr6.9%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹68.07 Cr41.9%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹294.36 Cr28.4%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹109.81 Cr7.1%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹207.54 Cr7.0%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹193.94 Cr37.0%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low to Moderate Risk

--₹266.67 Cr7.2%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low to Moderate Risk

-0.0%₹43.01 Cr7.1%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹439.66 Cr7.0%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Moderate Risk

--₹273.85 Cr7.0%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of SBI Retirement Benefit Fund - Aggressive Plan Direct Growth, as of 16-Apr-2024, is ₹18.72.
The fund has generated 30.16% over the last 1 year and 22.42% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 93.65% in equities, 4.09% in bonds, and 2.26% in cash and cash equivalents.
The fund managers responsible for SBI Retirement Benefit Fund - Aggressive Plan Direct Growth are:-
  1. Rajeev Radhakrishnan
  2. Rohit Shimpi
  3. Ardhendu Bhattacharya
  4. Pradeep Kesavan