Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth
HybridRetirementVery High Risk
Direct
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹389 Cr
Expense Ratio
1.04%
ISIN
INF209KB1I23
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
12 Mar 2019
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹20.65, Assets Under Management (AUM) of 388.52 Crores, and an expense ratio of 1.04%.
- Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth has given a CAGR return of 14.43% since inception.
- The fund's asset allocation comprises around 95.51% in equities, 0.33% in debts, and 4.16% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+29.43%
— (Cat Avg.)
3 Years
+15.23%
— (Cat Avg.)
5 Years
+16.83%
— (Cat Avg.)
Since Inception
+14.43%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹371.09 Cr | 95.51% |
| Debt | ₹1.28 Cr | 0.33% |
| Others | ₹16.15 Cr | 4.16% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹33.49 Cr | 8.62% |
| ICICI Bank Ltd | Equity | ₹25.85 Cr | 6.65% |
| Reliance Industries Ltd | Equity | ₹23.86 Cr | 6.14% |
| Infosys Ltd | Equity | ₹16.96 Cr | 4.36% |
| Larsen & Toubro Ltd | Equity | ₹16.17 Cr | 4.16% |
| UltraTech Cement Ltd | Equity | ₹14.24 Cr | 3.67% |
| Brigade Enterprises Ltd | Equity | ₹13.73 Cr | 3.53% |
| Bharti Hexacom Ltd | Equity | ₹13.32 Cr | 3.43% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹13.22 Cr | 3.40% |
| State Bank of India | Equity | ₹12.22 Cr | 3.15% |
| NTPC Ltd | Equity | ₹10.4 Cr | 2.68% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹10.38 Cr | 2.67% |
| Fortis Healthcare Ltd | Equity | ₹7.38 Cr | 1.90% |
| Strides Pharma Science Ltd | Equity | ₹7.31 Cr | 1.88% |
| TD Power Systems Ltd | Equity | ₹6.74 Cr | 1.73% |
| SJS Enterprises Ltd | Equity | ₹6.64 Cr | 1.71% |
| Godrej Consumer Products Ltd | Equity | ₹6.54 Cr | 1.68% |
| Vinati Organics Ltd | Equity | ₹6.42 Cr | 1.65% |
| ITC Ltd | Equity | ₹6.34 Cr | 1.63% |
| Hindalco Industries Ltd | Equity | ₹6.24 Cr | 1.61% |
| Dixon Technologies (India) Ltd | Equity | ₹6.19 Cr | 1.59% |
| Utkarsh Small Finance Bank Ltd | Equity | ₹6.15 Cr | 1.58% |
| Bank of Baroda | Equity | ₹5.99 Cr | 1.54% |
| Timken India Ltd | Equity | ₹5.89 Cr | 1.52% |
| Axis Bank Ltd | Equity | ₹5.88 Cr | 1.51% |
| Max Financial Services Ltd | Equity | ₹5.83 Cr | 1.50% |
| Voltas Ltd | Equity | ₹5.82 Cr | 1.50% |
| Thermax Ltd | Equity | ₹5.8 Cr | 1.49% |
| Sona BLW Precision Forgings Ltd | Equity | ₹5.77 Cr | 1.48% |
| CIE Automotive India Ltd | Equity | ₹5.68 Cr | 1.46% |
| Coforge Ltd | Equity | ₹5.35 Cr | 1.38% |
| Tata Motors Ltd | Equity | ₹5.15 Cr | 1.32% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹5.04 Cr | 1.30% |
| RHI Magnesita India Ltd | Equity | ₹4.78 Cr | 1.23% |
| Bajaj Auto Ltd | Equity | ₹4.62 Cr | 1.19% |
| Container Corporation of India Ltd | Equity | ₹4.4 Cr | 1.13% |
| Torrent Pharmaceuticals Ltd | Equity | ₹4.33 Cr | 1.11% |
| Bajaj Finance Ltd | Equity | ₹4.22 Cr | 1.09% |
| Flair Writing Industries Ltd | Equity | ₹4.11 Cr | 1.06% |
| Zomato Ltd | Equity | ₹4.01 Cr | 1.03% |
| Westlife Foodworld Ltd | Equity | ₹4.01 Cr | 1.03% |
| Union Bank of India | Equity | ₹3.84 Cr | 0.99% |
| Oil & Natural Gas Corp Ltd | Equity | ₹3.7 Cr | 0.95% |
| SBFC Finance Ltd | Equity | ₹3.59 Cr | 0.92% |
| Titan Co Ltd | Equity | ₹2.99 Cr | 0.77% |
| Net Receivables / (Payables) | Cash | ₹2.93 Cr | 0.75% |
| La Opala RG Ltd | Equity | ₹1.72 Cr | 0.44% |
| Cipla Ltd | Equity | ₹1.63 Cr | 0.42% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.26% |
| IndusInd Bank Ltd | Equity | ₹0.37 Cr | 0.09% |
| 0% Goi - 16dec25 Strips | Bond - Gov't/Treasury | ₹0.27 Cr | 0.07% |
| Sundaram - Clayton Limited | Preferred Stock | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
59.05%
Mid Cap Stocks
14.79%
Small Cap Stocks
18.25%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹112.48 Cr | 28.95% |
| Industrials | ₹53.71 Cr | 13.82% |
| Consumer Cyclical | ₹40.59 Cr | 10.45% |
| Healthcare | ₹31.02 Cr | 7.98% |
| Technology | ₹28.49 Cr | 7.33% |
| Energy | ₹27.56 Cr | 7.09% |
| Basic Materials | ₹26.91 Cr | 6.93% |
| Real Estate | ₹13.73 Cr | 3.53% |
| Communication Services | ₹13.32 Cr | 3.43% |
| Consumer Defensive | ₹12.88 Cr | 3.31% |
| Utilities | ₹10.4 Cr | 2.68% |
Risk & Performance Ratios
Standard Deviation
This fund
11.93%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.80
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Additional Scheme Detailsas of 30th June 2024
ISIN | INF209KB1I23 | Expense Ratio | 1.04% | Exit Load | No Charges | Fund Size | ₹389 Cr | Age | 12 Mar 2019 | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2107.27 Cr | 31.1% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.60 Cr | 14.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2002.53 Cr | 37.2% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹894.08 Cr | 31.7% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.96 Cr | 19.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹894.08 Cr | 33.5% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹366.98 Cr | 33.9% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.0% | 0.0% | ₹366.98 Cr | 35.8% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.96 Cr | 17.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹519.24 Cr | 18.9% |
About the AMC
Total AUM
₹3,61,512 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth?
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Who manages the Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth?
- Dhaval Shah
- Harshil Suvarnkar
- Dhaval Joshi
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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