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Fund Overview

Fund Size

Fund Size

₹177 Cr

Expense Ratio

Expense Ratio

0.92%

ISIN

ISIN

INF200KA1T39

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

17 Feb 2021

About this fund

SBI Retirement Benefit Fund - Conservative Plan Direct Growth is a Retirement mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 3 years, 9 months and 12 days, having been launched on 17-Feb-21.
As of 28-Nov-24, it has a Net Asset Value (NAV) of ₹13.97, Assets Under Management (AUM) of 176.78 Crores, and an expense ratio of 0.92%.
  • SBI Retirement Benefit Fund - Conservative Plan Direct Growth has given a CAGR return of 9.17% since inception.
  • The fund's asset allocation comprises around 18.34% in equities, 77.81% in debts, and 3.86% in cash & cash equivalents.
  • You can start investing in SBI Retirement Benefit Fund - Conservative Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+11.89%

(Cat Avg.)

3 Years

+8.89%

(Cat Avg.)

Since Inception

+9.17%

(Cat Avg.)

Portfolio Summaryas of 15th November 2024

Equity32.41 Cr18.34%
Debt137.55 Cr77.81%
Others6.82 Cr3.86%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.25% Govt Stock 2063Bond - Gov't/Treasury35.99 Cr20.36%
7.1% Govt Stock 2034Bond - Gov't/Treasury25.4 Cr14.37%
6.79% Govt Stock 2034Bond - Gov't/Treasury12.47 Cr7.05%
7.34% Govt Stock 2064Bond - Gov't/Treasury10.38 Cr5.87%
Bharat Sanchar Nigam LimitedBond - Corporate Bond10.18 Cr5.76%
Torrent Power LimitedBond - Corporate Bond5.18 Cr2.93%
Rural Electrification Corporation LimitedBond - Corporate Bond5.12 Cr2.90%
Sundaram Finance LimitedBond - Corporate Bond5.11 Cr2.89%
7.25% State Government Of Maharashtra 2044Bond - Gov't/Treasury5.05 Cr2.86%
Power Finance Corporation Ltd.Bond - Corporate Bond5.05 Cr2.86%
Union Bank Of IndiaBond - Corporate Bond5.02 Cr2.84%
Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)Bond - Corporate Bond5.01 Cr2.84%
Godrej Properties LimitedBond - Corporate Bond5 Cr2.83%
TrepsCash - Repurchase Agreement3.66 Cr2.07%
Net Receivable / PayableCash - Collateral3.16 Cr1.78%
HDFC Bank LtdEquity2.83 Cr1.60%
7.93% Govt Stock 2033Bond - Gov't/Treasury2.58 Cr1.46%
ICICI Bank LtdEquity2.06 Cr1.17%
Reliance Industries LtdEquity1.91 Cr1.08%
Infosys LtdEquity1.87 Cr1.06%
Larsen & Toubro LtdEquity1.3 Cr0.73%
Tata Consultancy Services LtdEquity1.24 Cr0.70%
Maruti Suzuki India LtdEquity1.15 Cr0.65%
State Bank of IndiaEquity1.09 Cr0.62%
Axis Bank LtdEquity0.99 Cr0.56%
UltraTech Cement LtdEquity0.93 Cr0.53%
Kajaria Ceramics LtdEquity0.82 Cr0.46%
Endurance Technologies LtdEquity0.78 Cr0.44%
Divi's Laboratories LtdEquity0.78 Cr0.44%
Kotak Mahindra Bank LtdEquity0.77 Cr0.43%
Timken India LtdEquity0.76 Cr0.43%
Hindalco Industries LtdEquity0.72 Cr0.40%
L&T Technology Services LtdEquity0.7 Cr0.39%
Power Grid Corp Of India LtdEquity0.69 Cr0.39%
Jubilant Foodworks LtdEquity0.68 Cr0.39%
Schaeffler India LtdEquity0.65 Cr0.37%
Abbott India LtdEquity0.65 Cr0.37%
HDFC Life Insurance Co LtdEquity0.62 Cr0.35%
ZF Commercial Vehicle Control Systems India LtdEquity0.6 Cr0.34%
Grindwell Norton LtdEquity0.6 Cr0.34%
Sona BLW Precision Forgings LtdEquity0.57 Cr0.32%
Page Industries LtdEquity0.5 Cr0.28%
LTIMindtree LtdEquity0.48 Cr0.27%
Thermax LtdEquity0.45 Cr0.25%
Carborundum Universal LtdEquity0.44 Cr0.25%
Balrampur Chini Mills LtdEquity0.43 Cr0.24%
Esab India LtdEquity0.4 Cr0.23%
Chalet Hotels LtdEquity0.39 Cr0.22%
HDFC Asset Management Co LtdEquity0.39 Cr0.22%
ABB India LtdEquity0.38 Cr0.21%
AIA Engineering LtdEquity0.36 Cr0.21%
Cholamandalam Investment and Finance Co LtdEquity0.36 Cr0.20%
FSN E-Commerce Ventures LtdEquity0.35 Cr0.20%
Pitti Engineering LtdEquity0.35 Cr0.20%
ICICI Lombard General Insurance Co LtdEquity0.34 Cr0.19%
TeamLease Services LtdEquity0.33 Cr0.19%
Hawkins Cookers LtdEquity0.31 Cr0.17%
V-Guard Industries LtdEquity0.2 Cr0.11%
Nuvoco Vista Corp LtdEquity0.19 Cr0.11%

Allocation By Market Cap (Equity)

Large Cap Stocks

11.59%

Mid Cap Stocks

3.97%

Small Cap Stocks

3.07%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services9.45 Cr5.35%
Industrials6.39 Cr3.61%
Consumer Cyclical5.98 Cr3.38%
Technology4.3 Cr2.43%
Energy1.91 Cr1.08%
Basic Materials1.84 Cr1.04%
Healthcare1.42 Cr0.80%
Utilities0.69 Cr0.39%
Consumer Defensive0.43 Cr0.24%

Risk & Performance Ratios

Standard Deviation

This fund

3.15%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.90

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Rohit Shimpi

Rohit Shimpi

Since October 2021

Ardhendu Bhattacharya

Ardhendu Bhattacharya

Since June 2021

PK

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 15th November 2024

ISIN
INF200KA1T39
Expense Ratio
0.92%
Exit Load
No Charges
Fund Size
₹177 Cr
Age
3 years 9 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹2161.97 Cr25.6%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹172.34 Cr12.5%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

2.0%1.0%₹2088.63 Cr28.7%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.2%0.0%₹922.37 Cr27.4%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.7%0.0%₹73.62 Cr17.3%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹922.37 Cr29.1%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹385.46 Cr32.9%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.1%0.0%₹385.46 Cr34.6%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹73.62 Cr15.7%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹511.17 Cr16.7%

About the AMC

SBI Mutual Fund

SBI Mutual Fund

Total AUM

₹11,20,990 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

0.5%0.0%₹1066.96 Cr-
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Moderate Risk

-0.0%₹139.31 Cr7.8%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Low Risk

-0.0%₹889.40 Cr7.6%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹41.83 Cr34.6%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹238.33 Cr8.8%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

---8.3%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%-8.0%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%-8.2%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹247.74 Cr8.5%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹46.30 Cr9.7%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%-8.2%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹378.30 Cr8.5%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹127.16 Cr8.3%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹298.08 Cr8.6%
SBI Long Term Advantage Fund Series I Direct Growth

Very High Risk

-0.0%₹52.72 Cr37.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%-7.9%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹300.57 Cr32.2%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

---8.0%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

---8.1%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹371.61 Cr8.4%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹241.92 Cr8.7%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹117.44 Cr8.2%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹132.28 Cr8.5%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%-8.3%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹36.31 Cr8.6%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹33.50 Cr9.6%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹26.58 Cr9.9%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low to Moderate Risk

-0.0%-7.8%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹26.96 Cr8.0%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹78.17 Cr40.3%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹368.67 Cr52.5%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹115.12 Cr8.0%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹218.10 Cr8.3%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹226.95 Cr24.2%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low Risk

--₹279.11 Cr7.7%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low to Moderate Risk

-0.0%₹45.04 Cr7.9%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%-7.9%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹461.50 Cr8.2%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Low to Moderate Risk

--₹288.14 Cr8.5%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of SBI Retirement Benefit Fund - Conservative Plan Direct Growth, as of 28-Nov-2024, is ₹13.97.
The fund has generated 11.89% over the last 1 year and 8.89% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 18.34% in equities, 77.81% in bonds, and 3.86% in cash and cash equivalents.
The fund managers responsible for SBI Retirement Benefit Fund - Conservative Plan Direct Growth are:-
  1. Rohit Shimpi
  2. Ardhendu Bhattacharya
  3. Pradeep Kesavan