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Fund Overview

Fund Size

Fund Size

₹75 Cr

Expense Ratio

Expense Ratio

2.14%

ISIN

ISIN

INF846K01T85

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

20 Dec 2019

About this fund

Axis Retirement Savings Fund - Conservative Plan Regular Growth is a Retirement mutual fund schemes offered by Axis Mutual Fund. This fund has been in existence for 4 years and 5 months, having been launched on 20-Dec-19.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹14.70, Assets Under Management (AUM) of 75.26 Crores, and an expense ratio of 2.14%.
  • Axis Retirement Savings Fund - Conservative Plan Regular Growth has given a CAGR return of 9.13% since inception.
  • The fund's asset allocation comprises around 39.74% in equities, 53.98% in debts, and 6.29% in cash & cash equivalents.
  • You can start investing in Axis Retirement Savings Fund - Conservative Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+17.42%

(Cat Avg.)

3 Years

+8.27%

(Cat Avg.)

Since Inception

+9.13%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity29.9 Cr39.74%
Debt40.62 Cr53.98%
Others4.73 Cr6.29%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2037Bond - Gov't/Treasury22.89 Cr30.42%
7.32% Govt Stock 2030Bond - Gov't/Treasury7.55 Cr10.03%
7.3% Govt Stock 2053Bond - Gov't/Treasury5 Cr6.65%
Power Finance Corporation LimitedBond - Corporate Bond4.19 Cr5.57%
Net Receivables / (Payables)Cash3.33 Cr4.42%
Reliance Industries LtdEquity2.93 Cr3.90%
Tata Consultancy Services LtdEquity2.29 Cr3.05%
Sun Pharmaceuticals Industries LtdEquity1.95 Cr2.59%
J.B. Chemicals & Pharmaceuticals LtdEquity1.91 Cr2.53%
Apollo Hospitals Enterprise LtdEquity1.78 Cr2.37%
Sundaram Finance LtdEquity1.62 Cr2.15%
Power Grid Corp Of India LtdEquity1.61 Cr2.14%
Clearing Corporation Of India LtdCash - Repurchase Agreement1.4 Cr1.87%
Infosys LtdEquity1.39 Cr1.85%
Tech Mahindra LtdEquity1.32 Cr1.76%
Hero MotoCorp LtdEquity1.27 Cr1.69%
Mahindra & Mahindra LtdEquity1.26 Cr1.68%
Bajaj Auto LtdEquity1.16 Cr1.55%
Nestle India LtdEquity1.12 Cr1.48%
7.25% Govt Stock 2063Bond - Gov't/Treasury0.99 Cr1.32%
ITC LtdEquity0.99 Cr1.31%
Maruti Suzuki India LtdEquity0.96 Cr1.28%
Bharti Airtel LtdEquity0.79 Cr1.05%
Bank of BarodaEquity0.76 Cr1.01%
Bharat Highways InvIT UnitEquity0.71 Cr0.94%
Kotak Mahindra Bank LtdEquity0.68 Cr0.91%
HCL Technologies LtdEquity0.68 Cr0.91%
Life Insurance Corporation of IndiaEquity0.67 Cr0.89%
Mankind Pharma LtdEquity0.65 Cr0.86%
Jio Financial Services LtdEquity0.56 Cr0.75%
Varun Beverages LtdEquity0.4 Cr0.53%
Coromandel International LtdEquity0.25 Cr0.33%
Avenue Supermarts LtdEquity0.18 Cr0.23%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Healthcare6.29 Cr8.36%
Technology5.69 Cr7.56%
Financial Services5 Cr6.64%
Consumer Cyclical4.66 Cr6.19%
Energy2.93 Cr3.90%
Consumer Defensive2.68 Cr3.56%
Utilities1.61 Cr2.14%
Communication Services0.79 Cr1.05%
Basic Materials0.25 Cr0.33%

Risk & Performance Ratios

Standard Deviation

This fund

5.57%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.45

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Devang Shah

Devang Shah

Since April 2024

Nitin Arora

Nitin Arora

Since May 2023

Hardik Shah

Hardik Shah

Since April 2024

Jayesh Sundar

Jayesh Sundar

Since January 2024

KN

Krishnaa N

Since March 2024

Additional Scheme Detailsas of 30th April 2024

ISININF846K01T85Expense Ratio2.14%Exit LoadNo ChargesFund Size₹75 CrAge20 Dec 2019Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 75+25 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹1977.17 Cr30.1%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹165.87 Cr13.4%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

2.0%1.0%₹1835.96 Cr36.2%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.3%0.0%₹839.31 Cr30.2%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.7%0.0%₹75.26 Cr19.1%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹839.31 Cr31.9%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹347.27 Cr31.0%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.6%0.0%₹347.27 Cr32.9%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹75.26 Cr17.4%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹503.50 Cr18.6%

About the AMC

Total AUM

₹2,79,542 Cr

Address

Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025

Other Funds by Axis Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Axis Fixed Term Plan Series 120 (91 Days) Direct Growth

Moderate Risk

-0.0%--
Axis US Treasury Dynamic Bond ETF Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹96.79 Cr-
Axis India Manufacturing Fund Direct Growth

Very High Risk

0.4%1.0%₹4683.25 Cr-
Axis Fixed Term Plan Series 118 100 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 113 1228 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
Axis Fixed Term Plan Series 110 1553 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 105 1128 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 112 1143 Days Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Axis Nifty SDL September 2026 Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹77.96 Cr6.9%
Axis Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13655.95 Cr6.7%
Axis Global Equity Alpha Fund of Fund Direct Growth

Very High Risk

1.0%1.0%₹880.21 Cr25.4%
Axis Nifty Smallcap 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹293.15 Cr72.5%
Axis Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹5310.41 Cr33.3%
Axis Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹8551.93 Cr7.6%
Axis Equity Hybrid Fund Direct Growth

Very High Risk

1.0%1.0%₹1588.78 Cr21.0%
Axis Special Situations Fund Direct Growth

Very High Risk

1.2%1.0%₹1216.85 Cr37.6%
Axis Corporate Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹5336.26 Cr7.3%
Axis ESG Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹1362.05 Cr31.0%
Axis Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹4177.79 Cr8.3%
Axis Greater China Equity Fund of Fund Direct Growth

Very High Risk

0.6%1.0%₹146.76 Cr4.4%
Axis Value Fund Direct Growth

Very High Risk

1.1%1.0%₹531.98 Cr50.7%
Axis All Seasons Debt Fund of Funds Direct Growth

Moderately High risk

0.2%1.0%₹172.61 Cr7.0%
Axis Gilt Fund Direct Growth

Moderate Risk

0.4%0.0%₹328.09 Cr7.8%
Axis Bluechip Fund Direct Growth

Very High Risk

0.6%1.0%₹33351.61 Cr28.6%
Axis Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹1713.46 Cr6.4%
Axis Gold Fund Direct Growth

High Risk

0.2%1.0%₹482.60 Cr20.0%
Axis Focused 25 Fund Direct Growth

Very High Risk

0.8%1.0%₹13893.00 Cr26.7%
Axis Regular Saver Fund Direct Growth

Very High Risk

0.8%1.0%₹336.50 Cr10.0%
Axis Strategic Bond Fund Direct Growth

Moderately High risk

0.3%1.0%₹1970.65 Cr7.6%
Axis Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹35641.94 Cr31.8%
Axis Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹7944.42 Cr7.1%
Axis Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹32647.93 Cr7.3%
Axis Multi Asset Allocation Fund Direct Growth

Very High Risk

1.3%1.0%₹1202.42 Cr21.1%
Axis Midcap Fund Direct Growth

Very High Risk

0.5%1.0%₹26636.78 Cr45.2%
Axis Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5464.57 Cr7.5%
Axis Equity Saver Fund Direct Growth

Moderately High risk

1.1%1.0%₹907.89 Cr18.7%
Axis Balanced Advantage Fund Direct Growth

Moderately High risk

0.9%1.0%₹2123.94 Cr26.9%
Axis Nifty Midcap 50 Index Fund Direct Growth

Low Risk

0.2%0.0%₹280.68 Cr56.8%
Axis Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹105.45 Cr-
Axis CRISIL IBX 50:50 Gilt Plus SDL September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹34.01 Cr6.6%
Axis Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹460.54 Cr7.6%
Axis Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹4651.04 Cr7.6%
Axis Multicap Fund Direct Growth

Very High Risk

0.7%1.0%₹5310.41 Cr50.4%
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹68.60 Cr6.6%
Axis Nifty AAA Bond Plus SDL Apirl 2026 50:50 ETF Fund Of Funds Direct Growth

Low to Moderate Risk

0.1%0.0%₹291.83 Cr6.6%
Axis Silver Fund of Funds Direct Growth

Very High Risk

0.1%0.0%₹37.60 Cr18.8%
Axis Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹165.80 Cr64.7%
Axis CRISIL IBX 70:30 CPSE Plus SDL April 2025 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹541.26 Cr7.0%
Axis Long Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹249.29 Cr6.8%
Axis Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹449.43 Cr24.6%

Risk Level

Your principal amount will be at High Risk

High Risk
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The NAV of Axis Retirement Savings Fund - Conservative Plan Regular Growth, as of 17-May-2024, is ₹14.70.
The fund has generated 17.42% over the last 1 year and 8.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 39.74% in equities, 53.98% in bonds, and 6.29% in cash and cash equivalents.
The fund managers responsible for Axis Retirement Savings Fund - Conservative Plan Regular Growth are:-
  1. Devang Shah
  2. Nitin Arora
  3. Hardik Shah
  4. Jayesh Sundar
  5. Krishnaa N