Dezerv

Fund Overview

Fund Size

Fund Size

₹594 Cr

Expense Ratio

Expense Ratio

1.64%

ISIN

ISIN

INF789F1A744

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

30 Aug 2018

About this fund

UTI Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 6 years, 2 months and 1 days, having been launched on 30-Aug-18.
As of 30-Oct-24, it has a Net Asset Value (NAV) of ₹17.51, Assets Under Management (AUM) of 594.41 Crores, and an expense ratio of 1.64%.
  • UTI Equity Savings Fund Regular Growth has given a CAGR return of 9.50% since inception.
  • The fund's asset allocation comprises around 27.46% in equities, 21.16% in debts, and 51.38% in cash & cash equivalents.
  • You can start investing in UTI Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+15.36%

+15.68% (Cat Avg.)

3 Years

+10.15%

+8.87% (Cat Avg.)

5 Years

+11.21%

+10.07% (Cat Avg.)

Since Inception

+9.50%

(Cat Avg.)

Portfolio Summaryas of 30th September 2024

Equity163.24 Cr27.46%
Debt125.77 Cr21.16%
Others305.4 Cr51.38%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset259.25 Cr43.62%
7.32% Govt Stock 2030Bond - Gov't/Treasury67.02 Cr11.27%
Net Current AssetsCash63.82 Cr10.74%
HDFC Bank LtdEquity30.88 Cr5.20%
Infosys LtdEquity29.67 Cr4.99%
Kotak Mahindra Bank LtdEquity26.44 Cr4.45%
Grasim Industries LtdEquity25.27 Cr4.25%
Mahindra & Mahindra LtdEquity25.16 Cr4.23%
Future on Mahindra & Mahindra LtdEquity - Future-23.27 Cr3.91%
Future on Grasim Industries LtdEquity - Future-22.34 Cr3.76%
Future on Kotak Mahindra Bank LtdEquity - Future-21.46 Cr3.61%
07.18 Goi 2028Bond - Gov't/Treasury20.65 Cr3.47%
7.06% Govt Stock 2028Bond - Gov't/Treasury20.24 Cr3.41%
Future on HDFC Bank LtdEquity - Future-20.07 Cr3.38%
Future on Infosys LtdEquity - Future-19.26 Cr3.24%
Axis Bank LtdEquity18.61 Cr3.13%
ICICI Bank LtdEquity16.94 Cr2.85%
IndusInd Bank LtdEquity16.93 Cr2.85%
07.04 Goi 2064Bond - Gov't/Treasury16.88 Cr2.84%
Axis Bank Ltd.Bond - Corporate Bond-15.3 Cr2.57%
Maruti Suzuki India LtdEquity14.12 Cr2.38%
SBI Life Insurance Co LtdEquity12.35 Cr2.08%
Future on Maruti Suzuki India LtdEquity - Future-11.61 Cr1.95%
HCL Technologies LtdEquity11.12 Cr1.87%
Future on JSW Steel LtdEquity - Future-10.21 Cr1.72%
Future on IndusInd Bank LtdEquity - Future-10.19 Cr1.71%
JSW Steel LtdEquity10.15 Cr1.71%
Future on NMDC LtdEquity - Future-10.09 Cr1.70%
NMDC LtdEquity10.03 Cr1.69%
Power Grid Corp Of India LtdEquity9.88 Cr1.66%
Future on SBI Life Insurance Co LtdEquity - Future-9.2 Cr1.55%
ICICI Bank Ltd.Bond - Corporate Bond-8.89 Cr1.50%
Wipro LtdEquity8.76 Cr1.47%
InterGlobe Aviation LtdEquity8.61 Cr1.45%
Reliance Industries LtdEquity7.55 Cr1.27%
HDFC Life Insurance Co LtdEquity7.54 Cr1.27%
State Bank of IndiaEquity7.31 Cr1.23%
ITC LtdEquity7.23 Cr1.22%
Future on State Bank of IndiaEquity - Future-7.02 Cr1.18%
Hindalco Industries LtdEquity6.74 Cr1.13%
Hindustan Unilever LtdEquity6.7 Cr1.13%
Bajaj Finance LtdEquity6.58 Cr1.11%
Hero MotoCorp LtdEquity6.15 Cr1.03%
Cipla LtdEquity6.12 Cr1.03%
Stock Holding Corpn Of India Ltd Std - MarginCash - Collateral6 Cr1.01%
Future on Bajaj Finserv LtdEquity - Future-5.97 Cr1.00%
Bajaj Finserv LtdEquity5.92 Cr1.00%
Larsen & Toubro LtdEquity5.9 Cr0.99%
Future on Hindalco Industries LtdEquity - Future-5.53 Cr0.93%
Future on HDFC Life Insurance Co LtdEquity - Future-5.18 Cr0.87%
Future on Wipro LtdEquity - Future-5.15 Cr0.87%
Vedanta LtdEquity5.08 Cr0.85%
Future on Hero MotoCorp LtdEquity - Future-5 Cr0.84%
Bharti Airtel LtdEquity4.93 Cr0.83%
Future on Hindustan Unilever LtdEquity - Future-4.82 Cr0.81%
Future on HCL Technologies LtdEquity - Future-4.78 Cr0.80%
Oil & Natural Gas Corp LtdEquity4.64 Cr0.78%
Future on Reliance Industries LtdEquity - Future-4.61 Cr0.78%
Future on Power Grid Corp Of India LtdEquity - Future-4.61 Cr0.78%
Future on Cipla LtdEquity - Future-4.01 Cr0.67%
Dr Reddy's Laboratories LtdEquity3.94 Cr0.66%
GAIL (India) LtdEquity3.79 Cr0.64%
Bajaj Auto LtdEquity3.72 Cr0.63%
Future on InterGlobe Aviation LtdEquity - Future-3.62 Cr0.61%
Aurobindo Pharma LtdEquity3.54 Cr0.60%
Future on Larsen & Toubro LtdEquity - Future-3.33 Cr0.56%
NTPC LtdEquity2.87 Cr0.48%
Shriram Finance LtdEquity2.54 Cr0.43%
Future on Bajaj Finance LtdEquity - Future-2.52 Cr0.42%
Future on Tata Consultancy Services LtdEquity - Future-2.18 Cr0.37%
Tata Consultancy Services LtdEquity2.17 Cr0.36%
Future on Oil & Natural Gas Corp LtdEquity - Future-2.08 Cr0.35%
Tata Motors LtdEquity2.06 Cr0.35%
Future on Tata Communications LtdEquity - Future-1.93 Cr0.33%
Tata Communications LtdEquity1.92 Cr0.32%
Eicher Motors LtdEquity1.8 Cr0.30%
Future on ITC LtdEquity - Future-1.76 Cr0.30%
DLF LtdEquity1.6 Cr0.27%
Indus Towers Ltd Ordinary SharesEquity1.39 Cr0.23%
Coal India LtdEquity1.32 Cr0.22%
Future on Aurobindo Pharma LtdEquity - Future-1.29 Cr0.22%
Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.1)Equity1.13 Cr0.19%
India (Republic of)Bond - Short-term Government Bills0.98 Cr0.16%
Future on Dabur India LtdEquity - Future-0.71 Cr0.12%
Dabur India LtdEquity0.7 Cr0.12%
Future on Coal India LtdEquity - Future-0.65 Cr0.11%
Future on DLF LtdEquity - Future-0.59 Cr0.10%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.52 Cr0.09%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity0.48 Cr0.08%

Allocation By Market Cap (Equity)

Large Cap Stocks

68.35%

Mid Cap Stocks

0.81%

Small Cap Stocks

--

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services152.04 Cr25.58%
Basic Materials58.39 Cr9.82%
Consumer Cyclical53.02 Cr8.92%
Technology51.72 Cr8.70%
Utilities16.54 Cr2.78%
Consumer Defensive14.64 Cr2.46%
Industrials14.51 Cr2.44%
Healthcare13.59 Cr2.29%
Energy13.51 Cr2.27%
Communication Services8.73 Cr1.47%
Real Estate1.6 Cr0.27%

Risk & Performance Ratios

Standard Deviation

This fund

4.47%

Cat. avg.

4.43%

Lower the better

Sharpe Ratio

This fund

1.06

Cat. avg.

0.80

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.52

Higher the better

Fund Managers

VS

V Srivatsa

Since August 2018

Sunil Patil

Sunil Patil

Since August 2018

Additional Scheme Detailsas of 30th September 2024

ISIN
INF789F1A744
Expense Ratio
1.64%
Exit Load
1.00%
Fund Size
₹594 Cr
Age
6 years 2 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
Crisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹7643.87 Cr19.6%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹7643.87 Cr18.2%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹508.67 Cr16.5%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹508.67 Cr17.7%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderate Risk

2.5%1.0%₹658.09 Cr17.2%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderate Risk

1.4%1.0%₹658.09 Cr18.5%
Tata Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹203.61 Cr16.7%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹161.85 Cr10.4%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹90.25 Cr9.6%
Sundaram Equity Savings Fund Regular Growth

Moderately High risk

2.1%0.0%₹926.21 Cr18.8%

About the AMC

UTI Mutual Fund

UTI Mutual Fund

Total AUM

₹3,16,744 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.8%1.0%₹842.84 Cr21.9%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.1%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.5%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.3%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.8%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---8.5%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr7.0%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%-9.2%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹1353.44 Cr7.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹499.47 Cr63.9%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹824.14 Cr8.4%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2941.79 Cr35.4%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹32.85 Cr35.8%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹8449.82 Cr56.5%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹6590.89 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4691.22 Cr8.6%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹251.78 Cr35.3%
UTI Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6035.45 Cr8.1%
UTI Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹4658.37 Cr39.9%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹2651.01 Cr7.8%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹327.34 Cr8.9%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹4484.74 Cr49.9%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1191.78 Cr31.2%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹522.16 Cr10.5%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹6330.44 Cr34.2%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹4182.70 Cr33.4%
UTI Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹27706.23 Cr28.3%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹314.88 Cr9.8%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.1%0.0%₹21108.56 Cr7.5%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹663.08 Cr10.5%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹776.98 Cr38.0%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2472.37 Cr44.3%
UTI MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹3248.95 Cr31.4%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.9%1.0%₹13987.44 Cr28.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1665.27 Cr17.5%
UTI Money Market Fund Direct Growth

Moderate Risk

0.1%0.0%₹17356.35 Cr7.8%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹12708.24 Cr38.3%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹10757.21 Cr46.4%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹1201.38 Cr57.2%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹20432.09 Cr28.3%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3923.61 Cr43.2%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2567.03 Cr8.8%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.4%0.0%₹2706.92 Cr7.8%
UTI Multi Asset Fund Direct Growth

High Risk

0.7%1.0%₹4059.60 Cr37.9%
UTI Core Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹4086.38 Cr48.5%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.8%1.0%₹40.30 Cr8.8%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of UTI Equity Savings Fund Regular Growth, as of 30-Oct-2024, is ₹17.51.
The fund has generated 15.36% over the last 1 year and 10.15% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 27.46% in equities, 21.16% in bonds, and 51.38% in cash and cash equivalents.
The fund managers responsible for UTI Equity Savings Fund Regular Growth are:-
  1. V Srivatsa
  2. Sunil Patil