Dezerv

Fund Overview

Fund Size

Fund Size

₹362 Cr

Expense Ratio

Expense Ratio

1.51%

ISIN

ISIN

INF789F1A744

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

30 Aug 2018

About this fund

UTI Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 5 years, 9 months and 13 days, having been launched on 30-Aug-18.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹17.01, Assets Under Management (AUM) of 361.72 Crores, and an expense ratio of 1.51%.
  • UTI Equity Savings Fund Regular Growth has given a CAGR return of 9.62% since inception.
  • The fund's asset allocation comprises around 28.40% in equities, 23.02% in debts, and 48.58% in cash & cash equivalents.
  • You can start investing in UTI Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+17.19%

+14.64% (Cat Avg.)

3 Years

+10.90%

+8.89% (Cat Avg.)

5 Years

+10.69%

+9.16% (Cat Avg.)

Since Inception

+9.62%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity102.73 Cr28.40%
Debt83.28 Cr23.02%
Others175.71 Cr48.58%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset156.88 Cr43.37%
7.32% Govt Stock 2030Bond - Gov't/Treasury40.54 Cr11.21%
Net Current AssetsCash28.58 Cr7.90%
Infosys LtdEquity20.72 Cr5.73%
Grasim Industries LtdEquity20.63 Cr5.70%
HDFC Bank LtdEquity18.83 Cr5.21%
Future on Grasim Industries LtdEquity - Future-18.5 Cr5.11%
Kotak Mahindra Bank LtdEquity16.98 Cr4.69%
India (Republic of) 7.04%Bond - Gov't/Treasury16.64 Cr4.60%
7.18% Govt Stock 2037Bond - Gov't/Treasury15.14 Cr4.18%
ICICI Bank LtdEquity15.02 Cr4.15%
Future on Infosys LtdEquity - Future-14.57 Cr4.03%
Future on Kotak Mahindra Bank LtdEquity - Future-12.94 Cr3.58%
Axis Bank LtdEquity12.76 Cr3.53%
Maruti Suzuki India LtdEquity11.65 Cr3.22%
Future on HDFC Bank LtdEquity - Future-11.35 Cr3.14%
Future on Maruti Suzuki India LtdEquity - Future-10.88 Cr3.01%
7.06% Govt Stock 2028Bond - Gov't/Treasury10 Cr2.76%
Reliance Industries LtdEquity9.08 Cr2.51%
IndusInd Bank LtdEquity8.79 Cr2.43%
Future on JSW Steel LtdEquity - Future-8.75 Cr2.42%
JSW Steel LtdEquity8.68 Cr2.40%
Axis Bank Ltd.Bond - Corporate Bond-8.65 Cr2.39%
SBI Life Insurance Company LimitedEquity8.53 Cr2.36%
ICICI Bank Ltd.Bond - Corporate Bond-7.83 Cr2.16%
State Bank of IndiaEquity7.71 Cr2.13%
Future on State Bank of IndiaEquity - Future-7.41 Cr2.05%
Hindalco Industries LtdEquity7.22 Cr1.99%
Mahindra & Mahindra LtdEquity7.01 Cr1.94%
Future on SBI Life Insurance Company LimitedEquity - Future-6.91 Cr1.91%
Future on NMDC LtdEquity - Future-6.58 Cr1.82%
NMDC LtdEquity6.56 Cr1.81%
Future on IndusInd Bank LtdEquity - Future-6.18 Cr1.71%
HCL Technologies LtdEquity5.81 Cr1.61%
Future on Hindalco Industries LtdEquity - Future-5.06 Cr1.40%
364 DTB 08082024Bond - Gov't/Treasury4.94 Cr1.36%
Hindustan Unilever LtdEquity4.86 Cr1.34%
ITC LtdEquity4.7 Cr1.30%
Future on Bajaj Finserv LtdEquity - Future-4.62 Cr1.28%
Bajaj Finserv LtdEquity4.59 Cr1.27%
Future on Reliance Industries LtdEquity - Future-4.47 Cr1.23%
Larsen & Toubro LtdEquity4.35 Cr1.20%
Bharti Airtel LtdEquity4.23 Cr1.17%
Future on Hindustan Unilever LtdEquity - Future-3.76 Cr1.04%
Oil & Natural Gas Corp LtdEquity3.65 Cr1.01%
Future on HCL Technologies LtdEquity - Future-3.54 Cr0.98%
Future on Mahindra & Mahindra LtdEquity - Future-3.54 Cr0.98%
InterGlobe Aviation LtdEquity3.51 Cr0.97%
Power Grid Corp Of India LtdEquity3.42 Cr0.94%
Aurobindo Pharma LtdEquity2.86 Cr0.79%
Cipla LtdEquity2.38 Cr0.66%
GAIL (India) LtdEquity2.03 Cr0.56%
Future on Tata Consultancy Services LtdEquity - Future-1.88 Cr0.52%
Tata Consultancy Services LtdEquity1.86 Cr0.52%
Hero MotoCorp LtdEquity1.85 Cr0.51%
Future on Oil & Natural Gas Corp LtdEquity - Future-1.85 Cr0.51%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement1.78 Cr0.49%
Coal India LtdEquity1.72 Cr0.48%
Tata Motors Ltd Class AEquity1.66 Cr0.46%
Future on Cipla LtdEquity - Future-1.61 Cr0.45%
NTPC LtdEquity1.57 Cr0.43%
Eicher Motors LtdEquity1.27 Cr0.35%
DLF LtdEquity1.19 Cr0.33%
Vedanta LtdEquity1.17 Cr0.32%
Bajaj Auto LtdEquity1.15 Cr0.32%
Future on Power Grid Corp Of India LtdEquity - Future-1.12 Cr0.31%
Future on Larsen & Toubro LtdEquity - Future-1.1 Cr0.30%
Future on Aurobindo Pharma LtdEquity - Future-1.05 Cr0.29%
India (Republic of)Bond - Short-term Government Bills0.95 Cr0.26%
Future on ITC LtdEquity - Future-0.94 Cr0.26%
Dr Reddy's Laboratories LtdEquity0.76 Cr0.21%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity0.64 Cr0.18%
Future on Coal India LtdEquity - Future-0.62 Cr0.17%
Future on Dabur India LtdEquity - Future-0.62 Cr0.17%
Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.0.50)Equity0.62 Cr0.17%
Dabur India LtdEquity0.61 Cr0.17%
Future on DLF LtdEquity - Future-0.54 Cr0.15%
Indus Towers Ltd Ordinary SharesEquity0.54 Cr0.15%

Allocation By Market Cap (Equity)

Large Cap Stocks

68.35%

Mid Cap Stocks

0.81%

Small Cap Stocks

--

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services93.2 Cr25.77%
Basic Materials44.87 Cr12.41%
Technology28.4 Cr7.85%
Consumer Cyclical24.58 Cr6.80%
Energy14.45 Cr3.99%
Consumer Defensive10.17 Cr2.81%
Industrials7.86 Cr2.17%
Utilities7.02 Cr1.94%
Healthcare5.99 Cr1.66%
Communication Services5.4 Cr1.49%
Real Estate1.19 Cr0.33%

Risk & Performance Ratios

Standard Deviation

This fund

4.50%

Cat. avg.

4.54%

Lower the better

Sharpe Ratio

This fund

1.09

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.36

Higher the better

Fund Managers

VS

V Srivatsa

Since August 2018

Sunil Patil

Sunil Patil

Since August 2018

Additional Scheme Detailsas of 31st May 2024

ISININF789F1A744Expense Ratio1.51%Exit Load1.00%Fund Size₹362 CrAge30 Aug 2018Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCrisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹5605.87 Cr20.8%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹5605.87 Cr19.5%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹405.69 Cr16.6%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹405.69 Cr17.8%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹447.80 Cr15.5%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹447.80 Cr16.7%
Tata Equity Savings Fund Regular Growth

Moderately High risk

1.1%0.0%₹147.97 Cr15.8%
Bandhan Equity Savings Fund Regular Growth

Moderate Risk

1.4%0.0%₹113.46 Cr10.7%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹92.15 Cr9.1%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹848.56 Cr19.5%

About the AMC

Total AUM

₹2,86,304 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹644.99 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.2%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.0%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.8%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Moderate Risk

-0.0%-7.2%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1394.29 Cr7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹278.46 Cr94.2%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹947.38 Cr6.7%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2579.48 Cr36.9%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹25.18 Cr20.5%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹6276.71 Cr69.9%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹6064.84 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3856.33 Cr7.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹202.42 Cr42.3%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5258.55 Cr8.5%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3773.05 Cr39.5%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2349.32 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹389.99 Cr7.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3776.13 Cr50.9%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1056.18 Cr24.7%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹581.37 Cr7.6%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5487.53 Cr33.9%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹3614.56 Cr34.6%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹23972.31 Cr21.3%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹297.39 Cr6.2%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹23329.86 Cr7.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹621.38 Cr7.5%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹602.97 Cr37.8%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2287.67 Cr58.7%
UTI MNC Fund Direct Growth

Very High Risk

1.1%1.0%₹2863.72 Cr35.6%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12482.57 Cr29.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1579.66 Cr14.8%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹14121.21 Cr7.7%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹10682.52 Cr43.8%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹8931.67 Cr44.1%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹938.43 Cr52.1%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16695.00 Cr26.5%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3435.05 Cr61.9%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2680.40 Cr7.6%
UTI - Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2629.59 Cr7.3%
UTI Multi Asset Fund Direct Growth

High Risk

1.1%1.0%₹1681.45 Cr38.3%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹2978.06 Cr50.9%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.9%1.0%₹40.31 Cr6.9%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of UTI Equity Savings Fund Regular Growth, as of 11-Jun-2024, is ₹17.01.
The fund has generated 17.19% over the last 1 year and 10.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 28.40% in equities, 23.02% in bonds, and 48.58% in cash and cash equivalents.
The fund managers responsible for UTI Equity Savings Fund Regular Growth are:-
  1. V Srivatsa
  2. Sunil Patil