HSBC Equity Savings Fund Regular Growth
HybridEquity SavingsModerately High risk
Regular
NAV (25-Jul-24)
₹31.900.19%1D
Returns (Since Inception)
9.51%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹344 Cr
Expense Ratio
1.51%
ISIN
INF917K01AA5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
18 Oct 2011
About this fund
HSBC Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 12 years, 9 months and 8 days, having been launched on 18-Oct-11.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹31.90, Assets Under Management (AUM) of 344.15 Crores, and an expense ratio of 1.51%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹31.90, Assets Under Management (AUM) of 344.15 Crores, and an expense ratio of 1.51%.
- HSBC Equity Savings Fund Regular Growth has given a CAGR return of 9.51% since inception.
- The fund's asset allocation comprises around 39.45% in equities, 20.33% in debts, and 40.22% in cash & cash equivalents.
- You can start investing in HSBC Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+25.03%
+14.30% (Cat Avg.)
3 Years
+13.12%
+9.38% (Cat Avg.)
5 Years
+13.09%
+10.16% (Cat Avg.)
10 Years
+9.64%
+8.30% (Cat Avg.)
Since Inception
+9.51%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹135.76 Cr | 39.45% |
| Debt | ₹69.97 Cr | 20.33% |
| Others | ₹138.42 Cr | 40.22% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹108.89 Cr | 31.64% |
| Treps | Cash - Repurchase Agreement | ₹32.26 Cr | 9.37% |
| Bharat Electronics Ltd | Equity | ₹26.67 Cr | 7.75% |
| Future on Bharat Electronics Ltd | Equity - Future | ₹-22.85 Cr | 6.64% |
| Polycab India Ltd | Equity | ₹17.94 Cr | 5.21% |
| Future on Polycab India Ltd | Equity - Future | ₹-17.93 Cr | 5.21% |
| Net Current Assets (Including Cash & Bank Balances) | Cash | ₹-15.25 Cr | 4.43% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹14.79 Cr | 4.30% |
| Steel Authority Of India Ltd | Equity | ₹12.37 Cr | 3.59% |
| Future on Steel Authority Of India Ltd | Equity - Future | ₹-12.35 Cr | 3.59% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.97 Cr | 3.19% |
| Future on United Spirits Ltd | Equity - Future | ₹-10.74 Cr | 3.12% |
| United Spirits Ltd | Equity | ₹10.72 Cr | 3.12% |
| Larsen & Toubro Ltd | Equity | ₹10.29 Cr | 2.99% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹10.13 Cr | 2.94% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹10.07 Cr | 2.93% |
| National Housing Bank | Bond - Corporate Bond | ₹10.06 Cr | 2.92% |
| Transformers & Rectifiers (India) Ltd | Equity | ₹9.4 Cr | 2.73% |
| Future on Indian Energy Exchange Ltd | Equity - Future | ₹-8.33 Cr | 2.42% |
| Indian Energy Exchange Ltd | Equity | ₹8.33 Cr | 2.42% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-7.85 Cr | 2.28% |
| Ambuja Cements Ltd | Equity | ₹7.84 Cr | 2.28% |
| Canara Bank | Cash - CD/Time Deposit | ₹7.68 Cr | 2.23% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-7.47 Cr | 2.17% |
| CG Power & Industrial Solutions Ltd | Equity | ₹7.4 Cr | 2.15% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-7.06 Cr | 2.05% |
| HDFC Bank Ltd | Equity | ₹7.04 Cr | 2.05% |
| Siemens Ltd | Equity | ₹6.55 Cr | 1.90% |
| Bharat Heavy Electricals Ltd | Equity | ₹6.02 Cr | 1.75% |
| GE T&D India Ltd | Equity | ₹5.97 Cr | 1.73% |
| Blue Star Ltd | Equity | ₹5.88 Cr | 1.71% |
| Suzlon Energy Ltd | Equity | ₹5.29 Cr | 1.54% |
| Prestige Estates Projects Ltd | Equity | ₹5.28 Cr | 1.54% |
| REC Ltd | Equity | ₹5.25 Cr | 1.53% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.14 Cr | 1.49% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹4.85 Cr | 1.41% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹4.75 Cr | 1.38% |
| KEI Industries Ltd | Equity | ₹4.51 Cr | 1.31% |
| Trent Ltd | Equity | ₹4.38 Cr | 1.27% |
| Aditya Vision Ltd | Equity | ₹4.34 Cr | 1.26% |
| Safari Industries (India) Ltd | Equity | ₹4.08 Cr | 1.18% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹4.07 Cr | 1.18% |
| Medi Assist Healthcare Services Ltd | Equity | ₹3.75 Cr | 1.09% |
| Manappuram Finance Ltd | Equity | ₹3.56 Cr | 1.03% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-3.54 Cr | 1.03% |
| Persistent Systems Ltd | Equity | ₹3.46 Cr | 1.01% |
| EIH Ltd | Equity | ₹3.43 Cr | 1.00% |
| Timken India Ltd | Equity | ₹3.29 Cr | 0.96% |
| Varun Beverages Ltd | Equity | ₹3.26 Cr | 0.95% |
| Godrej Properties Ltd | Equity | ₹3.21 Cr | 0.93% |
| Ahluwalia Contracts (India) Ltd | Equity | ₹3.12 Cr | 0.91% |
| LIC Housing Finance Ltd | Equity | ₹3.11 Cr | 0.90% |
| Future on LIC Housing Finance Ltd | Equity - Future | ₹-3.1 Cr | 0.90% |
| Electronics Mart India Ltd | Equity | ₹3.1 Cr | 0.90% |
| Indian Hotels Co Ltd | Equity | ₹3.06 Cr | 0.89% |
| Zomato Ltd | Equity | ₹3.01 Cr | 0.87% |
| Sobha Ltd | Equity | ₹2.93 Cr | 0.85% |
| Zensar Technologies Ltd | Equity | ₹2.77 Cr | 0.80% |
| Dixon Technologies (India) Ltd | Equity | ₹2.63 Cr | 0.77% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹2.56 Cr | 0.74% |
| KPIT Technologies Ltd | Equity | ₹2.45 Cr | 0.71% |
| Kaynes Technology India Ltd | Equity | ₹2.31 Cr | 0.67% |
| TD Power Systems Ltd | Equity | ₹2.31 Cr | 0.67% |
| National Aluminium Co Ltd | Equity | ₹1.96 Cr | 0.57% |
| Future on National Aluminium Co Ltd | Equity - Future | ₹-1.96 Cr | 0.57% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹1.9 Cr | 0.55% |
| Bandhan Bank Ltd | Equity | ₹1.6 Cr | 0.46% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-1.58 Cr | 0.46% |
| Sonata Software Ltd | Equity | ₹1.42 Cr | 0.41% |
| Hindustan Petroleum Corp Ltd | Equity | ₹1.08 Cr | 0.31% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-1.07 Cr | 0.31% |
| GAIL (India) Ltd | Equity | ₹1 Cr | 0.29% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-1 Cr | 0.29% |
| ICICI Bank Ltd | Equity | ₹0.8 Cr | 0.23% |
| Future on Bata India Ltd | Equity - Future | ₹-0.69 Cr | 0.20% |
| Bata India Ltd | Equity | ₹0.68 Cr | 0.20% |
| Future on Abbott India Ltd | Equity - Future | ₹-0.34 Cr | 0.10% |
| Abbott India Ltd | Equity | ₹0.33 Cr | 0.10% |
| Balkrishna Industries Ltd | Equity | ₹0.29 Cr | 0.08% |
| Future on Balkrishna Industries Ltd | Equity - Future | ₹-0.28 Cr | 0.08% |
| Future on Dixon Technologies (India) Ltd | Equity - Future | ₹-0.24 Cr | 0.07% |
| Sundaram Finance Ltd | Equity | ₹0.23 Cr | 0.07% |
| Infosys Ltd | Equity | ₹0.2 Cr | 0.06% |
| Future on Aurobindo Pharma Ltd | Equity - Future | ₹-0.14 Cr | 0.04% |
| Infosys Limited | Equity - Future | ₹-0.14 Cr | 0.04% |
| Future on Sobha Ltd | Equity - Future | ₹-0.14 Cr | 0.04% |
| Aurobindo Pharma Ltd | Equity | ₹0.13 Cr | 0.04% |
| Future on ICICI Prudential Life Insurance Company Limited | Equity - Future | ₹-0.1 Cr | 0.03% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹0.09 Cr | 0.03% |
| Sobha Limited | Equity | ₹0.06 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
31.27%
Mid Cap Stocks
19.10%
Small Cap Stocks
20.70%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹116.94 Cr | 33.98% |
| Financial Services | ₹34.47 Cr | 10.02% |
| Consumer Cyclical | ₹26.37 Cr | 7.66% |
| Basic Materials | ₹22.17 Cr | 6.44% |
| Consumer Defensive | ₹13.98 Cr | 4.06% |
| Technology | ₹12.94 Cr | 3.76% |
| Real Estate | ₹11.43 Cr | 3.32% |
| Healthcare | ₹4.21 Cr | 1.22% |
| Energy | ₹1.08 Cr | 0.31% |
| Utilities | ₹1 Cr | 0.29% |
Risk & Performance Ratios
Standard Deviation
This fund
4.98%
Cat. avg.
4.54%
Lower the better
Sharpe Ratio
This fund
1.42
Cat. avg.
0.71
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.36
Higher the better
Fund Managers
Kapil Punjabi
Since May 2024
MC
Mahesh Chhabria
Since July 2023
PA
Praveen Ayathan
Since October 2023
CG
Cheenu Gupta
Since July 2021
SG
Sonal Gupta
Since October 2023
AG
Abhishek Gupta
Since April 2024
HG
Hitesh Gondhia
Since October 2023
Additional Scheme Detailsas of 30th June 2024
ISIN | INF917K01AA5 | Expense Ratio | 1.51% | Exit Load | No Charges | Fund Size | ₹344 Cr | Age | 18 Oct 2011 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Equity Savings TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹6076.80 Cr | 20.5% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹6076.80 Cr | 19.2% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.5% | 0.0% | ₹441.78 Cr | 15.8% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.5% | 0.0% | ₹441.78 Cr | 16.9% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk | 2.5% | 1.0% | ₹481.60 Cr | 15.4% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk | 1.5% | 1.0% | ₹481.60 Cr | 16.6% |
| Tata Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹155.98 Cr | 15.7% |
| Bandhan Equity Savings Fund Regular Growth Moderate Risk | 1.4% | 0.0% | ₹127.90 Cr | 10.3% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹92.83 Cr | 9.2% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹841.07 Cr | 17.6% |
About the AMC
Total AUM
₹1,10,764 Cr
Address
16, V N Road, Mumbai, 400 001
Other Funds by HSBC Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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What is the current NAV of HSBC Equity Savings Fund Regular Growth?
The NAV of HSBC Equity Savings Fund Regular Growth, as of 25-Jul-2024, is ₹31.90.
What are the returns of HSBC Equity Savings Fund Regular Growth?
The fund has generated 25.03% over the last 1 year and 13.12% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of HSBC Equity Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 39.45% in equities, 20.33% in bonds, and 40.22% in cash and cash equivalents.
Who manages the HSBC Equity Savings Fund Regular Growth?
The fund managers responsible for HSBC Equity Savings Fund Regular Growth are:-
- Kapil Punjabi
- Mahesh Chhabria
- Praveen Ayathan
- Cheenu Gupta
- Sonal Gupta
- Abhishek Gupta
- Hitesh Gondhia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.