Dezerv

Fund Overview

Fund Size

Fund Size

₹655 Cr

Expense Ratio

Expense Ratio

1.51%

ISIN

ISIN

INF917K01AA5

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

18 Oct 2011

About this fund

HSBC Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 13 years, 8 months and 1 days, having been launched on 18-Oct-11.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹32.47, Assets Under Management (AUM) of 654.98 Crores, and an expense ratio of 1.51%.
  • HSBC Equity Savings Fund Regular Growth has given a CAGR return of 9.00% since inception.
  • The fund's asset allocation comprises around 68.81% in equities, 20.07% in debts, and 11.13% in cash & cash equivalents.
  • You can start investing in HSBC Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.00%

+6.60% (Cat Avg.)

3 Years

+13.50%

+11.54% (Cat Avg.)

5 Years

+14.55%

+11.90% (Cat Avg.)

10 Years

+8.59%

+8.20% (Cat Avg.)

Since Inception

+9.00%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity450.67 Cr68.81%
Debt131.44 Cr20.07%
Others72.87 Cr11.13%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TrepsCash - Repurchase Agreement23.87 Cr3.64%
State Bank of IndiaEquity23.52 Cr3.59%
Jio Financial Services LtdEquity22.8 Cr3.48%
Eternal LtdEquity22.64 Cr3.46%
HDFC Bank LtdEquity21.99 Cr3.36%
Trent LtdEquity21.45 Cr3.27%
7.06% Govt Stock 2028Bond - Gov't/Treasury19.85 Cr3.03%
LIC Housing Finance LtdCash - Commercial Paper19.64 Cr3.00%
Axis Bank LtdEquity19.22 Cr2.94%
Kotak Mahindra Bank LtdEquity16.76 Cr2.56%
Canara BankEquity16.34 Cr2.50%
7.04% Govt Stock 2029Bond - Gov't/Treasury16.15 Cr2.47%
7.38% Govt Stock 2027Bond - Gov't/Treasury15.97 Cr2.44%
ICICI Bank LtdEquity15.79 Cr2.41%
5.22% Govt Stock 2025Bond - Gov't/Treasury15.35 Cr2.34%
HDFC Bank LimitedCash - CD/Time Deposit14.49 Cr2.21%
Godfrey Phillips India LtdEquity14.06 Cr2.15%
Reliance Industries LtdEquity13 Cr1.98%
Tata Motors LtdEquity12.7 Cr1.94%
Punjab National BankEquity12.61 Cr1.93%
Bharti Airtel LtdEquity12.59 Cr1.92%
Divi's Laboratories LtdEquity11.9 Cr1.82%
Bajaj Finance LtdEquity11.01 Cr1.68%
7.18% Govt Stock 2033Bond - Gov't/Treasury10.79 Cr1.65%
7.32% Govt Stock 2030Bond - Gov't/Treasury10.67 Cr1.63%
7.1% Govt Stock 2034Bond - Gov't/Treasury10.65 Cr1.63%
National Housing BankBond - Corporate Bond10.22 Cr1.56%
Rec LimitedBond - Corporate Bond10.2 Cr1.56%
6.33% Government Of IndiaBond - Gov't/Treasury10.13 Cr1.55%
Safari Industries (India) LtdEquity9.81 Cr1.50%
Dixon Technologies (India) LtdEquity8.82 Cr1.35%
Nippon Life India Asset Management Ltd Ordinary SharesEquity8.4 Cr1.28%
Max Healthcare Institute Ltd Ordinary SharesEquity8.34 Cr1.27%
Bharat Electronics LtdEquity7.69 Cr1.17%
Mazagon Dock Shipbuilders LtdEquity7.65 Cr1.17%
Kaynes Technology India LtdEquity7.59 Cr1.16%
IndusInd Bank LtdEquity7.52 Cr1.15%
Cholamandalam Investment and Finance Co LtdEquity7.36 Cr1.12%
LIC Housing Finance LtdEquity7.04 Cr1.07%
Transformers & Rectifiers (India) LtdEquity6.84 Cr1.04%
Power Grid Corp Of India LtdEquity6.83 Cr1.04%
Hindustan Aeronautics Ltd Ordinary SharesEquity6.47 Cr0.99%
Havells India LtdEquity6.41 Cr0.98%
GE Vernova T&D India LtdEquity6.35 Cr0.97%
Manappuram Finance LtdEquity6.3 Cr0.96%
6.92% Govt Stock 2039Bond - Gov't/Treasury6.3 Cr0.96%
Mahindra & Mahindra LtdEquity5.95 Cr0.91%
Sun Pharmaceuticals Industries LtdEquity5.7 Cr0.87%
7.37% Govt Stock 2028Bond - Gov't/Treasury5.29 Cr0.81%
6.79% Govt Stock 2034Bond - Gov't/Treasury5.23 Cr0.80%
Steel Authority Of India LtdEquity5.17 Cr0.79%
Radico Khaitan LtdEquity5.07 Cr0.77%
Torrent Pharmaceuticals LtdEquity4.6 Cr0.70%
Tata Steel LtdEquity4.52 Cr0.69%
ITC LtdEquity4.01 Cr0.61%
Coforge LtdEquity3.42 Cr0.52%
Tata Power Co LtdEquity3.23 Cr0.49%
NTPC LtdEquity2.9 Cr0.44%
Container Corporation of India LtdEquity2.75 Cr0.42%
Bandhan Bank LtdEquity2.57 Cr0.39%
Indian Energy Exchange LtdEquity2.56 Cr0.39%
Blue Star LtdEquity2.45 Cr0.37%
Net Current Assets (Including Cash & Bank Balances)Cash-1.28 Cr0.20%
PB Fintech LtdEquity0.88 Cr0.13%
TrepCash0.8 Cr0.12%
KEI Industries LtdEquity0.79 Cr0.12%
BSE LtdEquity0.78 Cr0.12%
CG Power & Industrial Solutions LtdEquity0.69 Cr0.10%
ABB India LtdEquity0.6 Cr0.09%
Bajaj Auto LtdEquity0.58 Cr0.09%
Medi Assist Healthcare Services LtdEquity0.58 Cr0.09%
Muthoot Finance LtdEquity0.49 Cr0.07%
Hitachi Energy India Ltd Ordinary SharesEquity0.39 Cr0.06%
Persistent Systems LtdEquity0.37 Cr0.06%
Tata Consultancy Services LtdEquity0.36 Cr0.06%
Indian Hotels Co LtdEquity0.3 Cr0.05%
Sobha LtdEquity0.27 Cr0.04%
Global Health LtdEquity0.24 Cr0.04%
Aurobindo Pharma LtdEquity0.13 Cr0.02%
Jyoti CNC Automation LtdEquity0.12 Cr0.02%
United Spirits LtdEquity0.11 Cr0.02%
ICICI Prudential Life Insurance Co LtdEquity0.1 Cr0.02%
Prudent Corporate Advisory Services LtdEquity0.08 Cr0.01%
Infosys LtdEquity0.08 Cr0.01%
Larsen & Toubro LtdEquity0.04 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

46.75%

Mid Cap Stocks

14.65%

Small Cap Stocks

7.41%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services204.12 Cr31.16%
Consumer Cyclical73.43 Cr11.21%
Industrials56.82 Cr8.67%
Healthcare31.48 Cr4.81%
Consumer Defensive23.25 Cr3.55%
Technology13.05 Cr1.99%
Energy13 Cr1.99%
Utilities12.97 Cr1.98%
Communication Services12.59 Cr1.92%
Basic Materials9.68 Cr1.48%
Real Estate0.27 Cr0.04%

Risk & Performance Ratios

Standard Deviation

This fund

7.45%

Cat. avg.

4.84%

Lower the better

Sharpe Ratio

This fund

0.77

Cat. avg.

0.76

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.27

Higher the better

Fund Managers

MC

Mahesh Chhabria

Since July 2023

PA

Praveen Ayathan

Since October 2023

CG

Cheenu Gupta

Since July 2021

SG

Sonal Gupta

Since October 2023

MA

Mohd Asif Rizwi

Since February 2025

Additional Scheme Detailsas of 31st May 2025

ISIN
INF917K01AA5
Expense Ratio
1.51%
Exit Load
No Charges
Fund Size
₹655 Cr
Age
13 years 8 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹77.49 Cr-
WhiteOak Capital Equity Savings Fund Regular Growth

Moderate Risk

2.0%0.0%₹77.49 Cr-
HSBC Equity Savings Fund Direct Growth

Moderate Risk

0.7%0.0%₹654.98 Cr3.9%
Invesco India Equity Savings Fund Regular Growth

Moderately High risk

2.3%0.0%₹414.32 Cr5.9%
Invesco India Equity Savings Fund Direct Growth

Moderately High risk

0.7%0.0%₹414.32 Cr7.6%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹1049.28 Cr9.2%
LIC MF Equity Savings Fund Direct Growth

Moderate Risk

1.3%1.0%₹21.56 Cr9.6%
ICICI Prudential Equity Savings Fund Regular Growth

Moderate Risk

1.0%0.0%₹13555.23 Cr8.5%
ICICI Prudential Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹13555.23 Cr8.9%
LIC MF Equity Savings Fund Regular Growth

Moderate Risk

2.4%1.0%₹21.56 Cr8.5%

About the AMC

Total AUM

₹1,22,950 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Consumption Fund Direct Growth

Very High Risk

0.8%1.0%₹1517.05 Cr5.6%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%1.0%₹1526.26 Cr7.9%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2390.92 Cr-7.0%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5396.34 Cr3.0%
HSBC Value Fund Direct Growth

Very High Risk

0.8%1.0%₹13325.48 Cr3.2%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%3.0%₹657.46 Cr22.6%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹4294.57 Cr9.3%
HSBC Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹11469.74 Cr3.5%
HSBC ELSS Fund Direct Growth

Very High Risk

1.1%0.0%₹4129.03 Cr5.1%
HSBC Equity Savings Fund Direct Growth

Moderate Risk

0.7%0.0%₹654.98 Cr3.9%
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹579.95 Cr9.9%
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3928.37 Cr9.9%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5894.57 Cr10.0%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹185.12 Cr9.6%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3247.48 Cr8.2%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹295.44 Cr8.6%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹647.81 Cr10.3%
HSBC Focused Fund Direct Growth

Very High Risk

0.9%1.0%₹1666.27 Cr5.6%
HSBC Business Cycles Fund Direct Growth

Very High Risk

1.1%1.0%₹1077.95 Cr5.7%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2601.90 Cr6.5%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%0.0%₹160.05 Cr8.0%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹1826.09 Cr3.0%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.1%1.0%₹54.37 Cr13.7%
HSBC Brazil Fund Direct Growth

Very High Risk

1.0%1.0%₹75.65 Cr15.2%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹50.69 Cr9.7%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹25743.22 Cr7.3%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹4940.27 Cr5.0%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.8%0.0%₹244.42 Cr11.8%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2735.55 Cr7.9%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1926.12 Cr10.0%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹16061.21 Cr-1.9%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

0.8%1.0%₹57.26 Cr7.2%
HSBC Managed Solutions India Conservative Direct Growth

Low to Moderate Risk

0.1%0.0%₹352.32 Cr7.8%
HSBC Managed Solutions India Moderate Direct Growth

Very High Risk

0.1%1.0%₹59.09 Cr8.9%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

0.1%1.0%₹40.53 Cr5.6%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹198.54 Cr9.2%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹2272.06 Cr7.5%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹133.40 Cr-7.7%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹340.08 Cr6.2%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹4173.37 Cr0.3%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹4757.28 Cr2.5%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.0%1.0%₹12.54 Cr17.6%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of HSBC Equity Savings Fund Regular Growth, as of 18-Jun-2025, is ₹32.47.
The fund has generated 3.00% over the last 1 year and 13.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 68.81% in equities, 20.07% in bonds, and 11.13% in cash and cash equivalents.
The fund managers responsible for HSBC Equity Savings Fund Regular Growth are:-
  1. Mahesh Chhabria
  2. Praveen Ayathan
  3. Cheenu Gupta
  4. Sonal Gupta
  5. Mohd Asif Rizwi