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Fund Overview

Fund Size

Fund Size

₹992 Cr

Expense Ratio

Expense Ratio

1.47%

ISIN

ISIN

INF204K01FQ3

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

08 Jun 2005

About this fund

Nippon India Credit Risk Fund Regular Growth is a Credit Risk mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 19 years, 5 months and 21 days, having been launched on 08-Jun-05.
As of 28-Nov-24, it has a Net Asset Value (NAV) of ₹33.11, Assets Under Management (AUM) of 991.65 Crores, and an expense ratio of 1.47%.
  • Nippon India Credit Risk Fund Regular Growth has given a CAGR return of 6.34% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 89.47% in debts, and 10.25% in cash & cash equivalents.
  • You can start investing in Nippon India Credit Risk Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.25%

+8.02% (Cat Avg.)

3 Years

+6.57%

+9.06% (Cat Avg.)

5 Years

+5.31%

+6.59% (Cat Avg.)

10 Years

+6.02%

+6.12% (Cat Avg.)

Since Inception

+6.34%

(Cat Avg.)

Portfolio Summaryas of 15th November 2024

Debt887.21 Cr89.47%
Others104.45 Cr10.53%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.32% Govt Stock 2030Bond - Gov't/Treasury71.62 Cr7.22%
Summit Digitel Infrastructure LimitedBond - Corporate Bond61 Cr6.15%
Triparty RepoCash - Repurchase Agreement57.47 Cr5.80%
7.1% Govt Stock 2029Bond - Gov't/Treasury50.53 Cr5.10%
Renew Solar Energy (Jharkhand Five) Private LimitedBond - Corporate Bond49.38 Cr4.98%
Century Textiles And Industries LimitedBond - Corporate Bond45.14 Cr4.55%
Shriram Housing Finance Limited 9.25%Bond - Corporate Bond40.37 Cr4.07%
DLF Cyber City Developers Ltd. 8.4%Bond - Corporate Bond40.24 Cr4.06%
Prestige Projects Private Limited 11.75%Bond - Corporate Bond40.08 Cr4.04%
Sandur Manganese And Iron Ores Limited (The) 11%Bond - Corporate Bond39.6 Cr3.99%
Piramal Capital & Housing Finance LimitedBond - Corporate Bond36.33 Cr3.66%
Delhi International Airport LimitedBond - Corporate Bond35.13 Cr3.54%
Indostar Capital Finance LimitedBond - Corporate Bond34.99 Cr3.53%
Profectus Capital Private LimitedBond - Corporate Bond26.35 Cr2.66%
Mindspace Business Parks ReitBond - Corporate Bond25.4 Cr2.56%
Nirma LimitedBond - Corporate Bond25.25 Cr2.55%
Godrej Industries LimitedBond - Corporate Bond25.19 Cr2.54%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.17 Cr2.54%
Godrej Industries LimitedBond - Corporate Bond25.05 Cr2.53%
Vastu Finserv India Private LimitedBond - Corporate Bond25.04 Cr2.52%
IndoStar Home Finance Private Limited 9.4%Bond - Corporate Bond19.85 Cr2.00%
Lodha Developers Private LimitedBond - Corporate Bond17.36 Cr1.75%
Net Current AssetsCash15.29 Cr1.54%
Eris Lifesciences LimitedBond - Corporate Bond15.1 Cr1.52%
Eris Lifesciences LimitedBond - Corporate Bond15.08 Cr1.52%
Vivriti Capital Ltd. 9.65%Bond - Corporate Bond14.45 Cr1.46%
Spandana Sphoorty Financial LimitedBond - Corporate Bond14 Cr1.41%
Power Finance Corporation LimitedBond - Corporate Bond10.06 Cr1.01%
Fullerton India Home Finance Company LimitedBond - Corporate Bond10.04 Cr1.01%
Vivriti Capital Private LimitedBond - Corporate Bond9.96 Cr1.00%
Indostar Home Finance Private LimitedBond - Corporate Bond9.92 Cr1.00%
SK Finance LimitedBond - Corporate Bond9.89 Cr1.00%
VAJRA 012 TRUSTBond - Asset Backed9.76 Cr0.98%
Trust Investment Advisors Private Limited**Cash9.63 Cr0.97%
U.P. Power Corporation LimitedBond - Corporate Bond7.52 Cr0.76%
Spandana Sphoorty Financial LimitedBond - Corporate Bond6.26 Cr0.63%
7.17% Govt Stock 2030Bond - Gov't/Treasury5.07 Cr0.51%
Indostar Capital Finance LimitedBond - Corporate Bond4.82 Cr0.49%
Renew Services Private LimitedBond - Corporate Bond4.01 Cr0.40%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End2.68 Cr0.27%
Profectus Capital Private LimitedBond - Corporate Bond1.5 Cr0.15%
Cash Margin - CcilOther Assets And Liabilities0.1 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

AA

A

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond769.51 Cr77.60%
Bond - Gov't/Treasury127.23 Cr12.83%
Cash - Repurchase Agreement57.47 Cr5.80%
Cash24.91 Cr2.51%
Bond - Asset Backed9.76 Cr0.98%
Mutual Fund - Open End2.68 Cr0.27%
Other Assets And Liabilities0.1 Cr0.01%

Risk & Performance Ratios

Standard Deviation

This fund

1.03%

Cat. avg.

6.91%

Lower the better

Sharpe Ratio

This fund

0.52

Cat. avg.

0.22

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

5.53

Higher the better

Fund Managers

KD

Kinjal Desai

Since May 2018

SB

Sushil Budhia

Since February 2020

Additional Scheme Detailsas of 15th November 2024

ISIN
INF204K01FQ3
Expense Ratio
1.47%
Exit Load
1.00%
Fund Size
₹992 Cr
Age
19 years 5 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Credit Risk Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹305.41 Cr7.4%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹305.41 Cr8.5%
Aditya BSL Credit Risk Fund Regular Growth

Moderately High risk

1.5%3.0%₹935.68 Cr12.0%
Aditya BSL Credit Risk Fund Direct Growth

Moderately High risk

0.7%3.0%₹935.68 Cr13.0%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹165.00 Cr8.3%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹165.00 Cr9.2%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹321.30 Cr8.0%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.5%1.0%₹991.65 Cr8.2%
SBI Credit Risk Fund Regular Growth

High Risk

1.6%3.0%₹2303.51 Cr8.1%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.1%1.0%₹188.14 Cr7.8%

About the AMC

Nippon India Mutual Fund

Nippon India Mutual Fund

Total AUM

₹5,78,235 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth

Moderately High risk

-0.0%--
Nippon India Innovation Fund Direct Growth

Very High Risk

0.7%1.0%₹2223.85 Cr33.0%
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹2.76 Cr6.5%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth

Low to Moderate Risk

---8.2%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Annual Series I Direct Growth

Low Risk

-0.0%₹2.91 Cr7.4%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth

Low to Moderate Risk

-0.0%₹186.11 Cr8.5%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth

Moderate Risk

-0.0%-9.0%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth

Moderate Risk

-0.0%₹168.51 Cr9.5%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth

Low Risk

--₹40.32 Cr9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth

Low Risk

-0.0%₹2.75 Cr6.4%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XXXX Series 9 Direct Growth

Moderate Risk

-0.0%--
Nippon India Interval Fund Quarterly Series II Direct Growth

Low to Moderate Risk

-0.0%₹30.75 Cr7.4%
Nippon India Fixed Horizon Fund XXXX Series 18 Direct Growth

Moderate Risk

-0.0%--
Nippon India Interval Fund Monthly Series II Direct Growth

Low Risk

-0.0%₹3.68 Cr5.8%
Nippon India Fixed Horizon Fund XXXX Sr 20 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XXXX Series 13 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLV - Series 4 Direct Growth

Low to Moderate Risk

-0.0%-8.2%
Nippon India Fixed Horizon Fund XLI Series 9 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 8 Direct Growth

Moderate Risk

-0.0%₹62.23 Cr9.8%
Nippon India Interval Fund Monthly Series I Direct Growth

Low Risk

-0.0%₹3.22 Cr5.8%
Nippon India Fixed Horizon Fund - XLV - Series 5 Direct Growth

Moderately High risk

-0.0%-9.1%
Nippon India Fixed Horizon Fund XXXIX Series 13 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 2 Direct Growth

Moderate Risk

----
Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹285.69 Cr9.5%
Nippon India Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹15155.71 Cr8.2%
Nippon India Gilt Securities Fund Direct Growth

Moderate Risk

0.5%0.0%₹2093.77 Cr10.3%
Nippon India Banking & Financial Services Fund Direct Growth

Very High Risk

1.1%1.0%₹6237.85 Cr22.5%
Nippon India Power & Infra Fund Direct Growth

Very High Risk

0.9%1.0%₹7402.07 Cr44.5%
Nippon India Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4417.39 Cr9.9%
Nippon India Growth Fund Direct Growth

Very High Risk

0.8%1.0%₹33922.40 Cr39.0%
Nippon India Multi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹38677.71 Cr36.3%
Nippon India Gold Savings Fund Direct Growth

Very High Risk

0.9%1.0%₹2237.03 Cr22.3%
Nippon India Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹7820.98 Cr8.6%

Risk Level

Your principal amount will be at High Risk

High Risk
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The NAV of Nippon India Credit Risk Fund Regular Growth, as of 28-Nov-2024, is ₹33.11.
The fund has generated 8.25% over the last 1 year and 6.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 89.47% in bonds, and 10.25% in cash and cash equivalents.
The fund managers responsible for Nippon India Credit Risk Fund Regular Growth are:-
  1. Kinjal Desai
  2. Sushil Budhia