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Fund Overview

Fund Size

Fund Size

₹7,187 Cr

Expense Ratio

Expense Ratio

1.57%

ISIN

ISIN

INF109K01GU4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

03 Dec 2010

About this fund

ICICI Prudential Credit Risk Fund Regular Growth is a Credit Risk mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 13 years, 4 months and 11 days, having been launched on 03-Dec-10.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹28.56, Assets Under Management (AUM) of 7186.77 Crores, and an expense ratio of 1.57%.
  • ICICI Prudential Credit Risk Fund Regular Growth has given a CAGR return of 8.17% since inception.
  • The fund's asset allocation comprises around 1.61% in equities, 89.86% in debts, and 8.26% in cash & cash equivalents.
  • You can start investing in ICICI Prudential Credit Risk Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.40%

+6.51%(Cat. Avg.)

3 Years

+6.50%

+8.96%(Cat. Avg.)

5 Years

+7.49%

+4.67%(Cat. Avg.)

10 Years

+8.01%

+6.12%(Cat. Avg.)

Since Inception

+8.17%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity115.64 Cr1.61%
Debt6,457.74 Cr89.86%
Others613.38 Cr8.53%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury1,007.96 Cr14.03%
Embassy Office Parks ReitBond - Asset Backed312.55 Cr4.35%
Varroc Engineering LimitedBond - Corporate Bond246.78 Cr3.43%
Ongc Petro Additions LimitedBond - Corporate Bond223.94 Cr3.12%
TrepsCash - Repurchase Agreement201.4 Cr2.80%
Aadhar Housing Finance LtdBond - Corporate Bond174.34 Cr2.43%
Net Current AssetsCash152.22 Cr2.12%
Nirma LimitedBond - Corporate Bond150.43 Cr2.09%
Dlf Home Developers LimitedBond - Corporate Bond149.89 Cr2.09%
Kalpataru Projects International LimitedBond - Corporate Bond148.77 Cr2.07%
Aadharshila Infratech Pvt Ltd.Bond - Corporate Bond148.22 Cr2.06%
7.06% Govt Stock 2028Bond - Gov't/Treasury139.32 Cr1.94%
Ess Kay Fincorp LimitedBond - Corporate Bond125.08 Cr1.74%
Nuvoco Vistas Corporation LimitedBond - Corporate Bond119.26 Cr1.66%
Yes Bank LimitedBond - Corporate Bond104.39 Cr1.45%
Varanasi Sangam Expressway Private LimitedBond - Corporate Bond103.18 Cr1.44%
Avanse Financial Services LimitedBond - Corporate Bond99.78 Cr1.39%
Macrotech Developers Ltd.Bond - Corporate Bond99.77 Cr1.39%
TVS Credit Services LimitedBond - Corporate Bond98.54 Cr1.37%
JM Financial Home Loans LimitedBond - Corporate Bond98.28 Cr1.37%
TVS Credit Services LimitedBond - Corporate Bond96.05 Cr1.34%
Prism Johnson LimitedBond - Corporate Bond93.95 Cr1.31%
Aspire Home Finance Corporation LimitedBond - Corporate Bond92.87 Cr1.29%
Lodha Developers LimitedBond - Corporate Bond89.13 Cr1.24%
Kogta Financial (India) LimitedBond - Corporate Bond89.04 Cr1.24%
Land Kart Builders Private LimitedBond - Corporate Bond82.63 Cr1.15%
IIFL Housing Finance LimitedBond - Corporate Bond79.52 Cr1.11%
Avanse Financial Services LimitedBond - Corporate Bond75.36 Cr1.05%
Aditya Birla Housing Finance LimitedBond - Corporate Bond75.02 Cr1.04%
Tata Projects LimitedBond - Corporate Bond74.95 Cr1.04%
Godrej Industries LimitedBond - Corporate Bond74.92 Cr1.04%
G R Infraprojects LimitedBond - Corporate Bond74.78 Cr1.04%
Indostar Capital Finance LimitedBond - Corporate Bond74.59 Cr1.04%
IIFL Home Finance LimitedBond - Corporate Bond74.45 Cr1.04%
JM Financial Asset Reconstruction Company LimitedBond - Corporate Bond74.3 Cr1.03%
JM Financial Asset Reconstruction Company LimitedBond - Corporate Bond74.17 Cr1.03%
Godrej Industries LimitedBond - Corporate Bond70.06 Cr0.97%
Godrej Industries LimitedBond - Corporate Bond69.99 Cr0.97%
Motherson Sumi Systems LimitedBond - Corporate Bond69.86 Cr0.97%
Bharat Highways InvIT UnitEquity55 Cr0.77%
Mindspace Business Parks ReitBond - Asset Backed54.04 Cr0.75%
G R Infraprojects LimitedBond - Corporate Bond50.33 Cr0.70%
TATA Motors LimitedBond - Corporate Bond50.32 Cr0.70%
Indostar Capital Finance LimitedBond - Corporate Bond49.9 Cr0.69%
Narayana Hrudayalaya LimitedBond - Corporate Bond49.85 Cr0.69%
Creamline Dairy Products LimitedBond - Corporate Bond49.81 Cr0.69%
Hampi Expressways Private LimitedBond - Corporate Bond49.61 Cr0.69%
Aadhar Housing Finance LimitedBond - Corporate Bond49.46 Cr0.69%
Astec Lifesciences LimitedBond - Corporate Bond48.84 Cr0.68%
Creamline Dairy Products LimitedBond - Corporate Bond48.81 Cr0.68%
SK Finance LimitedBond - Corporate Bond45 Cr0.63%
Godrej Industries LimitedBond - Corporate Bond44.45 Cr0.62%
Yes Bank LimitedBond - Corporate Bond43.42 Cr0.60%
Gr Phagwara Expressway LimitedBond - Corporate Bond40.5 Cr0.56%
Ongc Petro Additions LimitedBond - Corporate Bond40.09 Cr0.56%
Tmf Holdings LimitedBond - Corporate Bond40.07 Cr0.56%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond39.82 Cr0.55%
India Infrastructure TrustEquity38.64 Cr0.54%
JMc Projects (India) LimitedBond - Corporate Bond37.53 Cr0.52%
JMc Projects (India) LimitedBond - Corporate Bond37.51 Cr0.52%
TVS Credit Services LimitedBond - Corporate Bond34.84 Cr0.48%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond34.76 Cr0.48%
Bahadur Chand Investments Private LimitedBond - Corporate Bond34.62 Cr0.48%
Bahadur Chand Investments Private LimitedBond - Corporate Bond34.43 Cr0.48%
Dme Development LimitedBond - Corporate Bond33.29 Cr0.46%
JM Financial Credit Solutions LimitedBond - Corporate Bond29.53 Cr0.41%
Adani Capital Private LimitedBond - Corporate Bond27.37 Cr0.38%
Adani Capital Private LimitedBond - Corporate Bond27.36 Cr0.38%
Kalpataru Projects International LimitedBond - Corporate Bond25.01 Cr0.35%
Indostar Capital Finance LimitedBond - Corporate Bond24.88 Cr0.35%
Jhajjar Power LimitedBond - Corporate Bond24.8 Cr0.35%
Jhajjar Power LimitedBond - Corporate Bond24.65 Cr0.34%
Kalpataru Projects International LimitedBond - Corporate Bond24.07 Cr0.33%
Macrotech Developers LimitedBond - Corporate Bond22.31 Cr0.31%
Data Infrastructure Trust UnitEquity22 Cr0.31%
Dme Development LimitedBond - Corporate Bond21.97 Cr0.31%
Dme Development LimitedBond - Corporate Bond21.95 Cr0.31%
Dme Development LimitedBond - Corporate Bond21.92 Cr0.30%
Macrotech Developers LimitedBond - Corporate Bond21.89 Cr0.30%
Dme Development LimitedBond - Corporate Bond21.85 Cr0.30%
Dme Development LimitedBond - Corporate Bond21.77 Cr0.30%
Dme Development LimitedBond - Corporate Bond21.59 Cr0.30%
Dme Development LimitedBond - Corporate Bond21.54 Cr0.30%
TATA Motors Finance LimitedBond - Corporate Bond20.03 Cr0.28%
Corporate Debt Market Development Fund (Class A2)Mutual Fund - Open End20.03 Cr0.28%
Sheela Foam LimitedBond - Corporate Bond20 Cr0.28%
Sheela Foam LimitedBond - Corporate Bond20 Cr0.28%
Sheela Foam LimitedBond - Corporate Bond19.99 Cr0.28%
Sheela Foam LimitedBond - Corporate Bond19.99 Cr0.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond19.83 Cr0.28%
Dme Development LimitedBond - Corporate Bond18.34 Cr0.26%
Dme Development LimitedBond - Corporate Bond18.33 Cr0.25%
The Great Eastern Shipping Company LimitedBond - Corporate Bond12.87 Cr0.18%
Macrotech Developers Ltd.Bond - Corporate Bond10.89 Cr0.15%
TATA Motors LimitedBond - Corporate Bond10.05 Cr0.14%
7.38% Govt Stock 2027Bond - Gov't/Treasury4.42 Cr0.06%
Indian Railway Finance Corporation LimitedBond - Corporate Bond0.9 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

AA

A

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services93.64 Cr1.30%
Real Estate22 Cr0.31%

Risk & Performance Ratios

Standard Deviation

This fund

1.01%

Cat. avg.

7.99%

Lower the better

Sharpe Ratio

This fund

1.14

Cat. avg.

0.39

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

7.82

Higher the better

Fund Managers

Manish Banthia

Manish Banthia

Since November 2016

AK

Akhil Kakkar

Since January 2024

Additional Scheme Detailsas of 31st March 2024

ISININF109K01GU4Expense Ratio1.57%Exit Load1.00%Fund Size₹7,187 CrAge03 Dec 2010Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Credit Risk Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹366.63 Cr5.8%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹366.63 Cr6.8%
Aditya BSL Credit Risk Fund Regular Growth

Moderately High risk

1.6%3.0%₹983.67 Cr6.9%
Aditya BSL Credit Risk Fund Direct Growth

Moderately High risk

0.7%3.0%₹983.67 Cr7.8%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹153.57 Cr7.5%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹153.57 Cr8.3%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹395.91 Cr6.6%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.6%1.0%₹1024.31 Cr7.8%
SBI Credit Risk Fund Regular Growth

Moderately High risk

1.6%3.0%₹2506.12 Cr6.8%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.1%1.0%₹195.23 Cr15.2%

About the AMC

Total AUM

₹7,16,138 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹43.56 Cr-
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth

Low to Moderate Risk

---7.1%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

1.0%0.0%₹39.44 Cr45.3%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth

Moderately High risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth

Low to Moderate Risk

-0.0%-6.8%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth

Very High Risk

1.2%1.0%₹1532.37 Cr35.9%
ICICI Prudential Floating Interest Fund Direct Growth

Low to Moderate Risk

0.6%0.0%₹9927.07 Cr8.8%
ICICI Prudential Gilt Fund Direct Growth

Moderate Risk

0.6%0.0%₹4864.57 Cr8.2%
ICICI Prudential All Seasons Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹11882.75 Cr8.0%
ICICI Prudential Long Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹807.21 Cr8.0%
ICICI Prudential Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹35428.34 Cr7.3%
ICICI Prudential Innovation Fund Direct Growth

Very High Risk

0.6%1.0%₹4213.72 Cr-
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth

Very High Risk

1.4%1.0%₹122.03 Cr6.2%
ICICI Prudential Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹2936.92 Cr7.7%
ICICI Prudential Smallcap Fund Direct Growth

Very High Risk

0.6%1.0%₹7172.70 Cr46.5%
ICICI Prudential Midcap Fund Direct Growth

Very High Risk

1.0%1.0%₹5517.29 Cr55.1%
ICICI Prudential Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹5186.46 Cr66.7%
ICICI Prudential Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹6954.57 Cr27.5%
ICICI Prudential Regular Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹3417.40 Cr15.5%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹15509.32 Cr7.7%
ICICI Prudential Nifty Next 50 Index Direct Growth

Very High Risk

0.3%0.0%₹4443.55 Cr64.0%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth

High Risk

0.6%1.0%₹851.01 Cr19.3%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.9%1.0%₹7186.77 Cr8.1%
ICICI Prudential Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹12307.23 Cr48.0%
ICICI Pru Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹11342.34 Cr51.4%
ICICI Prudential Short Term Fund Direct Growth

Moderate Risk

0.5%0.0%₹16875.68 Cr8.0%
ICICI Prudential US Bluechip Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹3192.14 Cr20.4%
ICICI Prudential Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹26229.81 Cr7.8%
ICICI Prudential Exports and Services Fund Direct Growth

Very High Risk

1.6%1.0%₹1273.61 Cr43.8%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.0%0.0%₹12894.81 Cr37.9%
ICICI Prudential Technology Direct Growth

Very High Risk

0.9%1.0%₹11977.27 Cr30.4%
ICICI Prudential Income Optimizer Fund (FOF) Direct Growth

Moderately High risk

1.3%1.0%₹272.01 Cr16.5%
ICICI Prudential Flexicap Fund Direct Growth

Very High Risk

0.7%1.0%₹14571.31 Cr44.2%
ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹9663.46 Cr11.5%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

0.8%0.0%₹366.59 Cr50.9%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.7%0.0%₹649.09 Cr61.0%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk

1.0%0.0%₹56.70 Cr20.5%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderate Risk

1.0%0.0%₹127.18 Cr7.3%
ICICI Prudential India Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹17992.31 Cr52.4%
ICICI Prudential Passive Multi-Asset Fund of Funds Direct Growth

Very High Risk

0.5%1.0%₹1067.40 Cr18.5%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹8836.80 Cr7.7%

Risk Level

Your principal amount will be at High Risk

High Risk
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The NAV of ICICI Prudential Credit Risk Fund Regular Growth, as of 12-Apr-2024, is ₹28.56.
The fund has generated 7.40% over the last 1 year and 6.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 1.61% in equities, 89.86% in bonds, and 8.26% in cash and cash equivalents.
The fund managers responsible for ICICI Prudential Credit Risk Fund Regular Growth are:-
  1. Manish Banthia
  2. Akhil Kakkar