Dezerv

Fund Overview

Fund Size

Fund Size

₹123 Cr

Expense Ratio

Expense Ratio

1.53%

ISIN

ISIN

INF761K01DH6

Minimum SIP

Minimum SIP

₹5,000

Exit Load

Exit Load

4.00%

Inception Date

Inception Date

27 Feb 2015

About this fund

Bank of India Credit Risk Fund Regular Growth is a Credit Risk mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 9 years, 4 months and 28 days, having been launched on 27-Feb-15.
As of 24-Jul-24, it has a Net Asset Value (NAV) of ₹11.55, Assets Under Management (AUM) of 123.35 Crores, and an expense ratio of 1.53%.
  • Bank of India Credit Risk Fund Regular Growth has given a CAGR return of 1.54% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 50.13% in debts, and 49.53% in cash & cash equivalents.
  • You can start investing in Bank of India Credit Risk Fund Regular Growth with a SIP of ₹5000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.21%

+6.81% (Cat Avg.)

3 Years

+39.25%

+8.91% (Cat Avg.)

5 Years

+10.28%

+6.04% (Cat Avg.)

Since Inception

+1.54%

(Cat Avg.)

Portfolio Summaryas of 15th July 2024

Debt61.83 Cr50.13%
Others61.51 Cr49.87%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TrepsCash - Repurchase Agreement16.58 Cr13.44%
Net Receivables / (Payables)Cash - Collateral12.39 Cr10.05%
Century Textiles And Industries LimitedBond - Corporate Bond11.88 Cr9.63%
Steel Authority Of India LimitedBond - Corporate Bond11.52 Cr9.34%
JSW Steel LimitedBond - Corporate Bond10.05 Cr8.15%
360 One Prime Ltd. 9.22%Bond - Corporate Bond10 Cr8.11%
Gic Housing Finance LimitedBond - Corporate Bond9.99 Cr8.10%
Manappuram Finance LimitedBond - Corporate Bond9.99 Cr8.10%
Godrej Industries LimitedBond - Corporate Bond9.91 Cr8.04%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit7.2 Cr5.84%
Canara BankCash - CD/Time Deposit6.81 Cr5.52%
ICICI Bank LimitedCash - CD/Time Deposit4.67 Cr3.78%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit1.92 Cr1.56%
Corporate Debt Market Development FundMutual Fund - Open End0.43 Cr0.35%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond73.35 Cr59.47%
Cash - CD/Time Deposit20.59 Cr16.69%
Cash - Repurchase Agreement16.58 Cr13.44%
Cash - Collateral12.39 Cr10.05%
Mutual Fund - Open End0.43 Cr0.35%
Preferred Stock0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

70.73%

Cat. avg.

8.06%

Lower the better

Sharpe Ratio

This fund

0.59

Cat. avg.

0.20

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

6.77

Higher the better

Fund Managers

AS

Alok Singh

Since February 2015

Additional Scheme Detailsas of 15th July 2024

ISIN
INF761K01DH6
Expense Ratio
1.53%
Exit Load
4.00%
Fund Size
₹123 Cr
Age
27 Feb 2015
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Credit Risk Fund TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹343.50 Cr6.6%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹343.50 Cr7.6%
Aditya BSL Credit Risk Fund Regular Growth

Moderately High risk

1.6%3.0%₹917.32 Cr7.9%
Aditya BSL Credit Risk Fund Direct Growth

Moderately High risk

0.7%3.0%₹917.32 Cr8.9%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹141.92 Cr7.4%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹141.92 Cr8.3%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹386.27 Cr6.7%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.4%1.0%₹1026.73 Cr7.6%
SBI Credit Risk Fund Regular Growth

High Risk

1.6%3.0%₹2412.63 Cr7.5%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.1%1.0%₹192.14 Cr15.4%

About the AMC

Total AUM

₹7,906 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹71.32 Cr47.6%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹37.68 Cr48.6%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹840.76 Cr51.9%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹72.91 Cr13.4%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.4%1.0%₹133.45 Cr23.6%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹598.24 Cr51.3%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.3%1.0%₹159.17 Cr43.4%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹1467.36 Cr65.0%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹348.51 Cr45.8%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1634.36 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹76.99 Cr6.9%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

0.9%1.0%₹404.90 Cr63.1%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.0%0.0%₹1428.33 Cr54.6%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.7%0.0%₹168.68 Cr6.8%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.2%4.0%₹123.35 Cr6.5%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹1236.83 Cr54.2%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹96.94 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹35.25 Cr7.6%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Bank of India Credit Risk Fund Regular Growth, as of 24-Jul-2024, is ₹11.55.
The fund has generated 6.21% over the last 1 year and 39.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 50.13% in bonds, and 49.53% in cash and cash equivalents.
The fund managers responsible for Bank of India Credit Risk Fund Regular Growth are:-
  1. Alok Singh