Bank of India Credit Risk Fund Regular Growth
DebtCredit RiskHigh Risk
Regular
NAV (09-May-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹110 Cr
Expense Ratio
1.38%
ISIN
INF761K01DH6
Minimum SIP
₹5,000
Exit Load
4.00%
Inception Date
27 Feb 2015
About this fund
As of 09-May-25, it has a Net Asset Value (NAV) of ₹12.10, Assets Under Management (AUM) of 109.76 Crores, and an expense ratio of 1.38%.
- Bank of India Credit Risk Fund Regular Growth has given a CAGR return of 1.88% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 59.67% in debts, and 39.91% in cash & cash equivalents.
- You can start investing in Bank of India Credit Risk Fund Regular Growth with a SIP of ₹5000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.46%
+11.19% (Cat Avg.)
3 Years
+5.70%
+8.66% (Cat Avg.)
5 Years
+27.01%
+9.72% (Cat Avg.)
10 Years
+1.80%
+6.33% (Cat Avg.)
Since Inception
+1.88%
— (Cat Avg.)
Portfolio Summaryas of 15th April 2025
| Debt | ₹65.49 Cr | 59.67% |
| Others | ₹44.26 Cr | 40.33% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹11.99 Cr | 10.95% |
| Net Receivables / (Payables) | Cash - Collateral | ₹11.83 Cr | 10.80% |
| 7.99% Rashtriya Chemicals And Fertilizers Limited | Bond - Corporate Bond | ₹10.15 Cr | 9.27% |
| Nirma Limited | Bond - Corporate Bond | ₹10.06 Cr | 9.18% |
| JSW Steel Limited | Bond - Corporate Bond | ₹10.05 Cr | 9.18% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹10.05 Cr | 9.18% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹10.02 Cr | 9.15% |
| Manappuram Finance Limited | Bond - Corporate Bond | ₹10.01 Cr | 9.14% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹10 Cr | 9.14% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹9.88 Cr | 9.02% |
| Nuvoco Vistas Corporation Limited | Bond - Corporate Bond | ₹5 Cr | 4.57% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.46 Cr | 0.42% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹75.34 Cr | 68.81% |
| Cash - Repurchase Agreement | ₹11.99 Cr | 10.95% |
| Cash - Collateral | ₹11.83 Cr | 10.80% |
| Cash - CD/Time Deposit | ₹9.88 Cr | 9.02% |
| Mutual Fund - Open End | ₹0.46 Cr | 0.42% |
| Preferred Stock | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.89%
Cat. avg.
2.72%
Lower the better
Sharpe Ratio
This fund
-1.23
Cat. avg.
0.60
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.06
Higher the better
Fund Managers
Alok Singh
Since February 2015
Additional Scheme Detailsas of 15th April 2025
ISIN INF761K01DH6 | Expense Ratio 1.38% | Exit Load 4.00% | Fund Size ₹110 Cr | Age 10 years 2 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Fund TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
About the AMC
BOI Mutual Fund
Total AUM
₹10,386 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at High Risk
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What is the current NAV of Bank of India Credit Risk Fund Regular Growth?
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What is the portfolio composition of Bank of India Credit Risk Fund Regular Growth?
Who manages the Bank of India Credit Risk Fund Regular Growth?
- Alok Singh
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Bank of India Credit Risk Fund Regular Growth
DebtCredit RiskHigh Risk
Regular
NAV (09-May-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹110 Cr
Expense Ratio
1.38%
ISIN
INF761K01DH6
Minimum SIP
₹5,000
Exit Load
4.00%
Inception Date
27 Feb 2015
Risk Level
Your principal amount will be at High Risk
About this fund
As of 09-May-25, it has a Net Asset Value (NAV) of ₹12.10, Assets Under Management (AUM) of 109.76 Crores, and an expense ratio of 1.38%.
- Bank of India Credit Risk Fund Regular Growth has given a CAGR return of 1.88% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 59.67% in debts, and 39.91% in cash & cash equivalents.
- You can start investing in Bank of India Credit Risk Fund Regular Growth with a SIP of ₹5000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.46%
+11.19% (Cat Avg.)
3 Years
+5.70%
+8.66% (Cat Avg.)
5 Years
+27.01%
+9.72% (Cat Avg.)
10 Years
+1.80%
+6.33% (Cat Avg.)
Since Inception
+1.88%
— (Cat Avg.)
Portfolio Summaryas of 15th April 2025
| Debt | ₹65.49 Cr | 59.67% |
| Others | ₹44.26 Cr | 40.33% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹11.99 Cr | 10.95% |
| Net Receivables / (Payables) | Cash - Collateral | ₹11.83 Cr | 10.80% |
| 7.99% Rashtriya Chemicals And Fertilizers Limited | Bond - Corporate Bond | ₹10.15 Cr | 9.27% |
| Nirma Limited | Bond - Corporate Bond | ₹10.06 Cr | 9.18% |
| JSW Steel Limited | Bond - Corporate Bond | ₹10.05 Cr | 9.18% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹10.05 Cr | 9.18% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹10.02 Cr | 9.15% |
| Manappuram Finance Limited | Bond - Corporate Bond | ₹10.01 Cr | 9.14% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹10 Cr | 9.14% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹9.88 Cr | 9.02% |
| Nuvoco Vistas Corporation Limited | Bond - Corporate Bond | ₹5 Cr | 4.57% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.46 Cr | 0.42% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹75.34 Cr | 68.81% |
| Cash - Repurchase Agreement | ₹11.99 Cr | 10.95% |
| Cash - Collateral | ₹11.83 Cr | 10.80% |
| Cash - CD/Time Deposit | ₹9.88 Cr | 9.02% |
| Mutual Fund - Open End | ₹0.46 Cr | 0.42% |
| Preferred Stock | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.89%
Cat. avg.
2.72%
Lower the better
Sharpe Ratio
This fund
-1.23
Cat. avg.
0.60
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.06
Higher the better
Fund Managers
Alok Singh
Since February 2015
Additional Scheme Detailsas of 15th April 2025
ISIN INF761K01DH6 | Expense Ratio 1.38% | Exit Load 4.00% | Fund Size ₹110 Cr | Age 10 years 2 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Fund TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
About the AMC
BOI Mutual Fund
Total AUM
₹10,386 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Credit Risk Fund Regular Growth?
What are the returns of Bank of India Credit Risk Fund Regular Growth?
What is the portfolio composition of Bank of India Credit Risk Fund Regular Growth?
Who manages the Bank of India Credit Risk Fund Regular Growth?
- Alok Singh
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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