Dezerv

Fund Overview

Fund Size

Fund Size

₹572 Cr

Expense Ratio

Expense Ratio

1.68%

ISIN

ISIN

INF917K01130

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

3.00%

Inception Date

Inception Date

08 Oct 2009

About this fund

HSBC Credit Risk Fund Regular Growth is a Credit Risk mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 14 years, 7 months and 14 days, having been launched on 08-Oct-09.
As of 21-May-24, it has a Net Asset Value (NAV) of ₹26.43, Assets Under Management (AUM) of 571.64 Crores, and an expense ratio of 1.68%.
  • HSBC Credit Risk Fund Regular Growth has given a CAGR return of 6.88% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 94.92% in debts, and 4.83% in cash & cash equivalents.
  • You can start investing in HSBC Credit Risk Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.40%

+6.31% (Cat Avg.)

3 Years

+5.48%

+8.88% (Cat Avg.)

5 Years

+4.61%

+4.90% (Cat Avg.)

10 Years

+6.42%

+6.04% (Cat Avg.)

Since Inception

+6.88%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Debt542.6 Cr94.92%
Others29.04 Cr5.08%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury101.42 Cr17.74%
Nuvoco Vistas Corporation LimitedBond - Corporate Bond26.07 Cr4.56%
Dlf Cyber City Developers LtdBond - Corporate Bond25.56 Cr4.47%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.44 Cr4.45%
Nirma LimitedBond - Corporate Bond25.41 Cr4.45%
Tata Projects LimitedBond - Corporate Bond21.22 Cr3.71%
Jm Financial Services LimitedBond - Corporate Bond20.69 Cr3.62%
8.34% Govt Stock 2033Bond - Gov't/Treasury20.65 Cr3.61%
Hinduja Leyland Finance LimitedBond - Corporate Bond20.38 Cr3.57%
Andhra Pradesh Expressway LimitedBond - Corporate Bond17.46 Cr3.05%
Phoenix Arc Private LimitedBond - Corporate Bond16.97 Cr2.97%
Godrej Industries LimitedBond - Corporate Bond15.85 Cr2.77%
Aadhar Housing Finance LtdBond - Corporate Bond15.81 Cr2.77%
TVS Credit Services LimitedBond - Corporate Bond15.68 Cr2.74%
Godrej Housing Finance LimitedBond - Corporate Bond15.64 Cr2.74%
PNb Housing Finance LimitedBond - Corporate Bond15.18 Cr2.66%
JSW Steel LimitedBond - Corporate Bond15.15 Cr2.65%
Tmf Holdings LimitedBond - Corporate Bond15.11 Cr2.64%
Ongc Petro Additions LimitedBond - Corporate Bond10.76 Cr1.88%
Aadhar Housing Finance LimitedBond - Corporate Bond10.75 Cr1.88%
TATA Motors LimitedBond - Corporate Bond10.73 Cr1.88%
Ongc Petro Additions LimitedBond - Corporate Bond10.73 Cr1.88%
Tata Housing Development Company LimitedBond - Corporate Bond10.23 Cr1.79%
7.26% Govt Stock 2033Bond - Gov't/Treasury10.2 Cr1.78%
Godrej IndustriesBond - Corporate Bond10.14 Cr1.77%
PNb Housing Finance LimitedBond - Corporate Bond10.13 Cr1.77%
Indostar Capital Finance LimitedBond - Corporate Bond10.05 Cr1.76%
Oriental Nagpur Betul Highway LimitedBond - Corporate Bond8.53 Cr1.49%
Yarrow Infrastructure Private LimitedBond - Corporate Bond7.64 Cr1.34%
TrepsCash - Repurchase Agreement6.41 Cr1.12%
The Tata Power Company LimitedBond - Corporate Bond5.6 Cr0.98%
Tata Projects LimitedCash - Commercial Paper5.36 Cr0.94%
Ongc Petro Additions LimitedBond - Corporate Bond5.25 Cr0.92%
Oriental Nagpur Betul Highway LimitedBond - Corporate Bond5.04 Cr0.88%
CDMDF CLASS A2Mutual Fund - Open End1.44 Cr0.25%
Vector Green Prayagraj Solar Private LimitedBond - Corporate Bond1.21 Cr0.21%
Malwa Solar Power Generation Private LimitedBond - Corporate Bond1.03 Cr0.18%
Sepset Constructions LimitedBond - Corporate Bond1.02 Cr0.18%
Net Current Assets (Including Cash & Bank Balances)Cash-0.64 Cr0.11%
Priapus Infrastructure LimitedBond - Corporate Bond0.16 Cr0.03%
Citra Real Estate LimitedBond - Corporate Bond0.15 Cr0.03%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond426.79 Cr74.66%
Bond - Gov't/Treasury132.27 Cr23.14%
Cash - Repurchase Agreement6.41 Cr1.12%
Cash - Commercial Paper5.36 Cr0.94%
Mutual Fund - Open End1.44 Cr0.25%
Cash-0.64 Cr0.11%

Risk & Performance Ratios

Standard Deviation

This fund

1.23%

Cat. avg.

8.06%

Lower the better

Sharpe Ratio

This fund

-0.08

Cat. avg.

0.24

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

7.23

Higher the better

Fund Managers

Kapil Punjabi

Kapil Punjabi

Since November 2022

SR

Shriram Ramanathan

Since November 2012

Additional Scheme Detailsas of 30th April 2024

ISININF917K01130Expense Ratio1.68%Exit Load3.00%Fund Size₹572 CrAge08 Oct 2009Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNifty Credit Risk Bond B-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹350.99 Cr6.1%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹350.99 Cr7.1%
Aditya BSL Credit Risk Fund Regular Growth

Moderately High risk

1.6%3.0%₹928.77 Cr6.8%
Aditya BSL Credit Risk Fund Direct Growth

Moderately High risk

0.7%3.0%₹928.77 Cr7.8%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹151.80 Cr7.3%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹151.80 Cr8.2%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹391.03 Cr6.5%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.4%1.0%₹1028.05 Cr7.6%
SBI Credit Risk Fund Regular Growth

High Risk

1.6%3.0%₹2477.06 Cr6.8%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.2%1.0%₹193.80 Cr15.3%

About the AMC

Total AUM

₹1,10,045 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Consumption Fund Direct Growth

Very High Risk

0.8%1.0%₹1243.63 Cr-
HSBC Balanced Advantage Fund Direct Growth

High Risk

0.8%1.0%₹1421.95 Cr23.0%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2410.04 Cr69.8%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5367.33 Cr35.2%
HSBC Value Fund Direct Growth

Very High Risk

0.8%1.0%₹12067.47 Cr57.8%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

0.9%3.0%₹571.64 Cr7.3%
HSBC Banking & PSU Debt Direct Growth

Low to Moderate Risk

0.2%0.0%₹4634.35 Cr6.7%
HSBC Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹10342.47 Cr65.4%
HSBC ELSS Fund Direct Growth

Very High Risk

1.1%0.0%₹3888.63 Cr45.1%
HSBC Equity Savings Fund Direct Growth

Moderately High risk

0.6%0.0%₹274.96 Cr24.2%
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹418.94 Cr7.8%
HSBC Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹3648.10 Cr6.9%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5985.83 Cr6.4%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹162.29 Cr7.3%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1157.74 Cr7.5%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹194.95 Cr7.2%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹801.50 Cr7.6%
HSBC Focused Fund Direct Growth

Very High Risk

0.9%1.0%₹1650.01 Cr37.8%
HSBC Business Cycles Fund Direct Growth

Very High Risk

1.3%1.0%₹833.40 Cr52.2%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1863.15 Cr6.8%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%0.0%₹106.85 Cr16.3%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹1759.39 Cr34.2%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.6%1.0%₹32.43 Cr16.1%
HSBC Brazil Fund Direct Growth

Very High Risk

1.9%1.0%₹39.19 Cr9.1%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹46.36 Cr6.6%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹18588.86 Cr7.4%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹4399.08 Cr45.0%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.6%0.0%₹220.35 Cr41.9%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2100.02 Cr7.5%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹1882.30 Cr6.7%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹14619.42 Cr52.0%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

1.4%1.0%₹127.24 Cr11.9%
HSBC Managed Solutions India Conservative Direct Growth

Moderately High risk

0.5%1.0%₹27.38 Cr9.2%
HSBC Managed Solutions India Moderate Direct Growth

High Risk

0.9%1.0%₹57.34 Cr26.4%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

1.0%1.0%₹40.59 Cr31.4%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹226.76 Cr6.7%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹2110.87 Cr8.2%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹109.99 Cr68.4%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹246.41 Cr24.9%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2768.75 Cr51.5%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2976.09 Cr62.8%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.6%1.0%₹6.31 Cr19.0%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of HSBC Credit Risk Fund Regular Growth, as of 21-May-2024, is ₹26.43.
The fund has generated 6.40% over the last 1 year and 5.48% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 94.92% in bonds, and 4.83% in cash and cash equivalents.
The fund managers responsible for HSBC Credit Risk Fund Regular Growth are:-
  1. Kapil Punjabi
  2. Shriram Ramanathan