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Fund Overview

Fund Size

Fund Size

₹984 Cr

Expense Ratio

Expense Ratio

1.58%

ISIN

ISIN

INF209KA1K47

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

3.00%

Inception Date

Inception Date

17 Apr 2015

About this fund

Aditya BSL Credit Risk Fund Regular Growth is a Credit Risk mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 8 years, 11 months and 28 days, having been launched on 17-Apr-15.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹18.72, Assets Under Management (AUM) of 983.67 Crores, and an expense ratio of 1.58%.
  • Aditya BSL Credit Risk Fund Regular Growth has given a CAGR return of 7.22% since inception.
  • The fund's asset allocation comprises around 0.64% in equities, 92.35% in debts, and 2.50% in cash & cash equivalents.
  • You can start investing in Aditya BSL Credit Risk Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.87%

+6.51%(Cat. Avg.)

3 Years

+6.72%

+8.96%(Cat. Avg.)

5 Years

+6.47%

+4.67%(Cat. Avg.)

Since Inception

+7.22%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity6.25 Cr0.64%
Debt908.39 Cr92.35%
Others43.99 Cr4.47%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury105.9 Cr10.77%
7.26% Govt Stock 2033Bond - Gov't/Treasury65.73 Cr6.68%
Century Textiles And Industried LimitedBond - Corporate Bond49.93 Cr5.08%
TATA Projects LimitedBond - Corporate Bond49.46 Cr5.03%
JM Financial Credit Solutions LimitedBond - Corporate Bond37.09 Cr3.77%
7.18% Govt Stock 2037Bond - Gov't/Treasury30.23 Cr3.07%
Steel Authority Of India LimitedBond - Corporate Bond30.1 Cr3.06%
Gic Housing Finance LimitedBond - Corporate Bond29.96 Cr3.05%
JSW Steel LimitedBond - Corporate Bond29.86 Cr3.04%
Hinduja Housing Finance Limited 8.85%Bond - Corporate Bond28.9 Cr2.94%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond25.07 Cr2.55%
Godrej Industries LimitedBond - Corporate Bond25.03 Cr2.54%
Ongc Petro Additions Limited 8.29%Bond - Convertible25.03 Cr2.54%
Avanse Financial Services Limited 9.5221%Bond - Corporate Bond25.03 Cr2.54%
Arka Fincap Limited 9.9%Bond - Corporate Bond25 Cr2.54%
Dlf Home Developers Limited 8.5%Bond - Corporate Bond24.98 Cr2.54%
The Tata Power Company LimitedBond - Corporate Bond24.94 Cr2.54%
Adani Transmission LimitedBond - Corporate Bond24.92 Cr2.53%
Nexus Select TrustBond - Corporate Bond24.91 Cr2.53%
Yes Bank LimitedBond - Corporate Bond24.85 Cr2.53%
G R Infraprojects LimitedBond - Corporate Bond24.67 Cr2.51%
Creditaccess Grameen LimitedBond - Corporate Bond20.52 Cr2.09%
Summit Digitel Infrastructure LimitedBond - Corporate Bond20.12 Cr2.05%
Ongc Petro Additions Limited 8.12%Bond - Corporate Bond20.02 Cr2.04%
JM Financial Products LimitedBond - Corporate Bond19.77 Cr2.01%
Ess KAy Auto Finance Private LimitedBond - Corporate Bond17.45 Cr1.77%
Net Receivables / (Payables)Cash16.55 Cr1.68%
Bharat Highways InvitMutual Fund - Unspecified16.34 Cr1.66%
Dlf Cyber City Developers LtdBond - Corporate Bond15.84 Cr1.61%
Pcbl Limited 8.79%Bond - Corporate Bond14.89 Cr1.51%
GSCG 15JUN2026Bond - Gov't/Treasury8.57 Cr0.87%
0% GOI - 15122026 STRIPSBond - Gov't/Treasury8.27 Cr0.84%
Belstar Investment And Finance Private LimitedBond - Corporate Bond6.98 Cr0.71%
IRB InvIT Fund Units 2017-Series IVEquity6.25 Cr0.64%
TATA Motors LimitedBond - Corporate Bond5.03 Cr0.51%
Dme Development LimitedBond - Corporate Bond4.31 Cr0.44%
Dme Development LimitedBond - Corporate Bond4.31 Cr0.44%
Dme Development LimitedBond - Corporate Bond4.3 Cr0.44%
Clearing Corporation Of India LimitedCash - Repurchase Agreement4.29 Cr0.44%
Dme Development LimitedBond - Corporate Bond4.29 Cr0.44%
Dme Development LimitedBond - Corporate Bond4.28 Cr0.44%
Dme Development LimitedBond - Corporate Bond4.28 Cr0.43%
Dme Development LimitedBond - Corporate Bond4.26 Cr0.43%
Dme Development LimitedBond - Corporate Bond4.25 Cr0.43%
Dme Development LimitedBond - Corporate Bond4.21 Cr0.43%
Dme Development LimitedBond - Corporate Bond4.2 Cr0.43%
Sharekhan LimitedCash - Commercial Paper3.76 Cr0.38%
SBI - Corporate Debt Market Development Fund – A2 UnitsMutual Fund - Open End3.06 Cr0.31%
Power Finance Corporation LimitedBond - Corporate Bond1.15 Cr0.12%
Rec LimitedBond - Corporate Bond0.5 Cr0.05%
Ntpc LimitedBond - Corporate Bond0.03 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

A

BB

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Industrials6.25 Cr0.64%

Risk & Performance Ratios

Standard Deviation

This fund

1.81%

Cat. avg.

7.99%

Lower the better

Sharpe Ratio

This fund

0.77

Cat. avg.

0.39

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

7.82

Higher the better

Fund Managers

SC

Sunaina Cunha

Since April 2015

MS

Mohit Sharma

Since August 2020

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 31st March 2024

ISININF209KA1K47Expense Ratio1.58%Exit Load3.00%Fund Size₹984 CrAge17 Apr 2015Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Credit Risk Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 3 years

Realised Gain (STCG - short-term capital gains) are taxed at your marginal income tax rate

Withdrawal after 3 years

Flat 20% tax on Realised gain (LTCG - long-term capital gains) with the benefit of indexation

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹366.63 Cr5.8%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹366.63 Cr6.8%
Aditya BSL Credit Risk Fund Regular Growth

Moderately High risk

1.6%3.0%₹983.67 Cr6.9%
Aditya BSL Credit Risk Fund Direct Growth

Moderately High risk

0.7%3.0%₹983.67 Cr7.8%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹153.57 Cr7.5%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹153.57 Cr8.3%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹395.91 Cr6.6%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.6%1.0%₹1024.31 Cr7.8%
SBI Credit Risk Fund Regular Growth

Moderately High risk

1.6%3.0%₹2506.12 Cr6.8%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.1%1.0%₹195.23 Cr15.2%

About the AMC

Total AUM

₹3,34,896 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹99.56 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.4%1.0%₹1095.89 Cr-
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹78.33 Cr-
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹250.08 Cr-
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Moderate Risk

-0.0%₹268.74 Cr7.4%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-6.9%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹23.66 Cr6.8%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹287.82 Cr7.0%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹199.62 Cr6.9%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Aditya BSL Credit Risk Fund Regular Growth, as of 12-Apr-2024, is ₹18.72.
The fund has generated 6.87% over the last 1 year and 6.72% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.64% in equities, 92.35% in bonds, and 2.50% in cash and cash equivalents.
The fund managers responsible for Aditya BSL Credit Risk Fund Regular Growth are:-
  1. Sunaina Cunha
  2. Mohit Sharma
  3. Dhaval Joshi