Kotak Credit Risk Fund Regular Growth
DebtCredit RiskModerately High risk
Regular
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹790 Cr
Expense Ratio
1.71%
ISIN
INF174K01DY7
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
11 May 2010
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹27.52, Assets Under Management (AUM) of 789.60 Crores, and an expense ratio of 1.71%.
- Kotak Credit Risk Fund Regular Growth has given a CAGR return of 7.39% since inception.
- The fund's asset allocation comprises around 2.11% in equities, 90.24% in debts, and 4.22% in cash & cash equivalents.
- You can start investing in Kotak Credit Risk Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.11%
+6.86% (Cat Avg.)
3 Years
+4.89%
+8.93% (Cat Avg.)
5 Years
+5.74%
+6.06% (Cat Avg.)
10 Years
+7.01%
+6.10% (Cat Avg.)
Since Inception
+7.39%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹16.68 Cr | 2.11% |
| Debt | ₹712.51 Cr | 90.24% |
| Others | ₹60.41 Cr | 7.65% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹84.71 Cr | 10.65% |
| The Tata Power Company Limited | Bond - Corporate Bond | ₹68.71 Cr | 8.64% |
| Godrej Industries 0.0842% | Bond - Corporate Bond | ₹50.02 Cr | 6.29% |
| Tata Projects Limited | Bond - Corporate Bond | ₹49.79 Cr | 6.26% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹44.76 Cr | 5.63% |
| VAJRA 008 TRUST | Bond - Asset Backed | ₹44.2 Cr | 5.56% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹41.96 Cr | 5.28% |
| Prestige Projects Private Limited 0.1175% | Bond - Corporate Bond | ₹40.08 Cr | 5.04% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹39.83 Cr | 5.01% |
| Macrotech Developers Limited | Bond - Corporate Bond | ₹37.94 Cr | 4.77% |
| India Grid Trust 0.0788% | Bond - Corporate Bond | ₹35.13 Cr | 4.42% |
| Net Current Assets/(Liabilities) | Cash | ₹32.53 Cr | 4.09% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹31.71 Cr | 3.99% |
| Aadhar Housing Finance Ltd. 0.0865% | Bond - Corporate Bond | ₹30.29 Cr | 3.81% |
| Au Small Finance Bank Limited | Bond - Corporate Bond | ₹30.15 Cr | 3.79% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹29.75 Cr | 3.74% |
| Bharat Highways Invit | Mutual Fund - Unspecified | ₹23.15 Cr | 2.91% |
| Nirma Limited | Bond - Corporate Bond | ₹20.04 Cr | 2.52% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹16.56 Cr | 2.08% |
| Thdc India Limited | Bond - Corporate Bond | ₹9.91 Cr | 1.25% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹3.63 Cr | 0.46% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹3.61 Cr | 0.45% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹3.59 Cr | 0.45% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹3.57 Cr | 0.45% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹3.53 Cr | 0.44% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹3.51 Cr | 0.44% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.09 Cr | 0.26% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.08 Cr | 0.26% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.07 Cr | 0.26% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.05 Cr | 0.26% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.03 Cr | 0.25% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.01 Cr | 0.25% |
| Triparty Repo | Cash - Repurchase Agreement | ₹0.3 Cr | 0.04% |
| 8.34% Govt Stock 2033 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹558.52 Cr | 70.23% |
| Bond - Gov't/Treasury | ₹84.72 Cr | 10.65% |
| Bond - Asset Backed | ₹75.91 Cr | 9.55% |
| Cash | ₹32.53 Cr | 4.09% |
| Mutual Fund - Unspecified | ₹23.15 Cr | 2.91% |
| Equity - REIT | ₹16.56 Cr | 2.08% |
| Mutual Fund - Open End | ₹3.63 Cr | 0.46% |
| Cash - Repurchase Agreement | ₹0.3 Cr | 0.04% |
Risk & Performance Ratios
Standard Deviation
This fund
1.99%
Cat. avg.
8.06%
Lower the better
Sharpe Ratio
This fund
-0.48
Cat. avg.
0.20
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
6.77
Higher the better
Fund Managers
Additional Scheme Detailsas of 30th June 2024
ISIN | INF174K01DY7 | Expense Ratio | 1.71% | Exit Load | 1.00% | Fund Size | ₹790 Cr | Age | 11 May 2010 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Credit Risk Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹343.50 Cr | 6.8% |
| Bandhan Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹343.50 Cr | 7.8% |
| Aditya BSL Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 3.0% | ₹917.32 Cr | 8.0% |
| Aditya BSL Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 3.0% | ₹917.32 Cr | 9.0% |
| Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹141.92 Cr | 7.5% |
| Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹141.92 Cr | 8.4% |
| UTI Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹386.27 Cr | 6.7% |
| Nippon India Credit Risk Fund Regular Growth High Risk | 1.4% | 1.0% | ₹1026.73 Cr | 7.7% |
| SBI Credit Risk Fund Regular Growth High Risk | 1.6% | 3.0% | ₹2412.63 Cr | 7.5% |
| DSP Credit Risk Fund Regular Growth Moderately High risk | 1.1% | 1.0% | ₹192.14 Cr | 15.5% |
About the AMC
Total AUM
₹4,47,798 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Kotak Credit Risk Fund Regular Growth?
What are the returns of Kotak Credit Risk Fund Regular Growth?
What is the portfolio composition of Kotak Credit Risk Fund Regular Growth?
Who manages the Kotak Credit Risk Fund Regular Growth?
- Deepak Agrawal
- Sunit garg
- Palha Khanna
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.