Nippon India Consumption Fund Regular Growth
EquityEquity - ConsumptionVery High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹2,419 Cr
Expense Ratio
1.97%
ISIN
INF204K01AQ4
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Sep 2004
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹195.26, Assets Under Management (AUM) of 2418.88 Crores, and an expense ratio of 1.97%.
- Nippon India Consumption Fund Regular Growth has given a CAGR return of 15.43% since inception.
- The fund's asset allocation comprises around 95.21% in equities, 0.00% in debts, and 4.79% in cash & cash equivalents.
- You can start investing in Nippon India Consumption Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-0.24%
— (Cat Avg.)
3 Years
+23.24%
— (Cat Avg.)
5 Years
+25.29%
— (Cat Avg.)
10 Years
+14.88%
— (Cat Avg.)
Since Inception
+15.43%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹2,303.02 Cr | 95.21% |
| Others | ₹115.86 Cr | 4.79% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Bharti Airtel Ltd | Equity | ₹186.55 Cr | 7.71% |
| Hindustan Unilever Ltd | Equity | ₹156.74 Cr | 6.48% |
| Mahindra & Mahindra Ltd | Equity | ₹147.46 Cr | 6.10% |
| ITC Ltd | Equity | ₹131.06 Cr | 5.42% |
| Triparty Repo | Cash - Repurchase Agreement | ₹118.5 Cr | 4.90% |
| Godrej Consumer Products Ltd | Equity | ₹108.66 Cr | 4.49% |
| Avenue Supermarts Ltd | Equity | ₹106 Cr | 4.38% |
| Berger Paints India Ltd | Equity | ₹86.93 Cr | 3.59% |
| United Spirits Ltd | Equity | ₹78.38 Cr | 3.24% |
| Havells India Ltd | Equity | ₹74.91 Cr | 3.10% |
| United Breweries Ltd | Equity | ₹70.88 Cr | 2.93% |
| Bajaj Auto Ltd | Equity | ₹70.04 Cr | 2.90% |
| Eicher Motors Ltd | Equity | ₹69.39 Cr | 2.87% |
| Sapphire Foods India Ltd | Equity | ₹68.37 Cr | 2.83% |
| InterGlobe Aviation Ltd | Equity | ₹63.02 Cr | 2.61% |
| Eternal Ltd | Equity | ₹62.66 Cr | 2.59% |
| Titan Co Ltd | Equity | ₹61.08 Cr | 2.53% |
| FSN E-Commerce Ventures Ltd | Equity | ₹59.88 Cr | 2.48% |
| Tata Consumer Products Ltd | Equity | ₹59.08 Cr | 2.44% |
| Zydus Wellness Ltd | Equity | ₹54.7 Cr | 2.26% |
| Asian Paints Ltd | Equity | ₹53.09 Cr | 2.19% |
| Hyundai Motor India Ltd | Equity | ₹49.23 Cr | 2.04% |
| Page Industries Ltd | Equity | ₹47.82 Cr | 1.98% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹45.88 Cr | 1.90% |
| Trent Ltd | Equity | ₹43.15 Cr | 1.78% |
| Jubilant Foodworks Ltd | Equity | ₹43.07 Cr | 1.78% |
| Go Fashion (India) Ltd | Equity | ₹36.06 Cr | 1.49% |
| Bata India Ltd | Equity | ₹32.99 Cr | 1.36% |
| Maruti Suzuki India Ltd | Equity | ₹32.02 Cr | 1.32% |
| PB Fintech Ltd | Equity | ₹29.55 Cr | 1.22% |
| Somany Ceramics Ltd | Equity | ₹28.95 Cr | 1.20% |
| TVS Motor Co Ltd | Equity | ₹27.81 Cr | 1.15% |
| Electronics Mart India Ltd | Equity | ₹26.74 Cr | 1.11% |
| Vedant Fashions Ltd | Equity | ₹26.59 Cr | 1.10% |
| Orient Electric Ltd Ordinary Shares | Equity | ₹25.29 Cr | 1.05% |
| Westlife Foodworld Ltd | Equity | ₹21.42 Cr | 0.89% |
| Metro Brands Ltd | Equity | ₹17.59 Cr | 0.73% |
| Net Current Assets | Cash | ₹-2.7 Cr | 0.11% |
| Cash Margin - Ccil | Cash - Collateral | ₹0.06 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
65.33%
Mid Cap Stocks
16.60%
Small Cap Stocks
13.28%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Cyclical | ₹968.65 Cr | 40.05% |
| Consumer Defensive | ₹811.37 Cr | 33.54% |
| Communication Services | ₹186.55 Cr | 7.71% |
| Industrials | ₹166.88 Cr | 6.90% |
| Basic Materials | ₹140.02 Cr | 5.79% |
| Financial Services | ₹29.55 Cr | 1.22% |
Risk & Performance Ratios
Standard Deviation
This fund
14.88%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.87
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Kinjal Desai
Since November 2020
Amar Kalkundrikar
Since October 2020
Additional Scheme Detailsas of 31st May 2025
ISIN | INF204K01AQ4 | Expense Ratio | 1.97% | Exit Load | 1.00% | Fund Size | ₹2,419 Cr | Age | 20 years 8 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty India Consumption TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Consumption Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| ITI Bharat Consumption Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹203.82 Cr | - |
| ITI Bharat Consumption Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹203.82 Cr | - |
| Edelweiss Consumption Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹363.64 Cr | - |
| Edelweiss Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹363.64 Cr | - |
| ICICI Prudential Nifty FMCG ETF Very High Risk | 0.2% | - | ₹559.96 Cr | -3.3% |
| Bank of India Consumption Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹382.57 Cr | - |
| Bank of India Consumption Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹382.57 Cr | - |
| Bajaj Finserv Consumption Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹570.97 Cr | - |
| Bajaj Finserv Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹570.97 Cr | - |
| SBI Nifty India Consumption Index Fund Regular Growth Very High Risk | 0.9% | 0.0% | ₹340.15 Cr | - |
About the AMC
Total AUM
₹6,00,436 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Other Funds by Nippon India Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Kinjal Desai
- Amar Kalkundrikar
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