SBI Multi Asset Allocation Fund Direct Growth
HybridMulti Asset AllocationHigh Risk
Direct
NAV (25-Jul-24)
₹60.41-0.09%1D
Returns (Since Inception)
12.72%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹5,537 Cr
Expense Ratio
0.54%
ISIN
INF200K01TZ3
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
19 Mar 2013
About this fund
SBI Multi Asset Allocation Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 11 years, 4 months and 7 days, having been launched on 19-Mar-13.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹60.41, Assets Under Management (AUM) of 5537.39 Crores, and an expense ratio of 0.54%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹60.41, Assets Under Management (AUM) of 5537.39 Crores, and an expense ratio of 0.54%.
- SBI Multi Asset Allocation Fund Direct Growth has given a CAGR return of 12.72% since inception.
- The fund's asset allocation comprises around 43.42% in equities, 33.52% in debts, and 5.12% in cash & cash equivalents.
- You can start investing in SBI Multi Asset Allocation Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+28.13%
— (Cat Avg.)
3 Years
+16.30%
— (Cat Avg.)
5 Years
+16.09%
— (Cat Avg.)
10 Years
+12.62%
— (Cat Avg.)
Since Inception
+12.72%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Equity | ₹2,404.29 Cr | 43.42% |
| Debt | ₹1,856.34 Cr | 33.52% |
| Others | ₹1,276.74 Cr | 23.06% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| SBI Gold ETF | Mutual Fund - ETF | ₹659.81 Cr | 11.92% |
| Nippon India Silver ETF | Mutual Fund - ETF | ₹238.97 Cr | 4.32% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹205.81 Cr | 3.72% |
| Infopark Properties Limited | Bond - Corporate Bond | ₹160.13 Cr | 2.89% |
| Treps | Cash - Repurchase Agreement | ₹157.89 Cr | 2.85% |
| SBI Silver ETF | Mutual Fund - ETF | ₹110.28 Cr | 1.99% |
| VRL Logistics Ltd | Equity | ₹108.6 Cr | 1.96% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹104.61 Cr | 1.89% |
| GAIL (India) Ltd | Equity | ₹103.17 Cr | 1.86% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹101.03 Cr | 1.82% |
| ZF Commercial Vehicle Control Systems India Ltd | Equity | ₹100.6 Cr | 1.82% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹99.95 Cr | 1.80% |
| Bajaj Housing Finance Ltd. | Bond - Corporate Bond | ₹90 Cr | 1.63% |
| Renserv Global Pvt Ltd. | Bond - Corporate Bond | ₹89.95 Cr | 1.62% |
| Steel Authority Of India Ltd | Equity | ₹85.59 Cr | 1.55% |
| Wipro Ltd | Equity | ₹83.96 Cr | 1.52% |
| State Bank of India | Equity | ₹83.73 Cr | 1.51% |
| Oil & Natural Gas Corp Ltd | Equity | ₹80.63 Cr | 1.46% |
| Whirlpool of India Ltd | Equity | ₹76.97 Cr | 1.39% |
| Biocon Ltd | Equity | ₹75.4 Cr | 1.36% |
| Tata Projects Limited | Bond - Corporate Bond | ₹75.23 Cr | 1.36% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹75.06 Cr | 1.36% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹74.68 Cr | 1.35% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹74.51 Cr | 1.35% |
| Tata Technologies Ltd | Equity | ₹72.96 Cr | 1.32% |
| 07.75 RJ Gs 2036 | Bond - Gov't/Treasury | ₹72.2 Cr | 1.30% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹66.21 Cr | 1.20% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹66.08 Cr | 1.19% |
| VIP Industries Ltd | Equity | ₹65.53 Cr | 1.18% |
| Vedanta Ltd | Equity | ₹64.32 Cr | 1.16% |
| Indian Energy Exchange Ltd | Equity | ₹62.38 Cr | 1.13% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹60.2 Cr | 1.09% |
| FSN E-Commerce Ventures Ltd | Equity | ₹59.57 Cr | 1.08% |
| Ashoka Buildcon Ltd | Equity | ₹58.63 Cr | 1.06% |
| HDFC Bank Ltd | Equity | ₹58.56 Cr | 1.06% |
| Brigade Enterprises Ltd | Equity | ₹55.82 Cr | 1.01% |
| CESC Ltd | Equity | ₹55.05 Cr | 0.99% |
| Life Insurance Corporation of India | Equity | ₹53.02 Cr | 0.96% |
| 07.73 UP Gs 2034 | Bond - Gov't/Treasury | ₹51.36 Cr | 0.93% |
| Indian Bank | Bond - Corporate Bond | ₹50.13 Cr | 0.91% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹50 Cr | 0.90% |
| SMFG India Home Finance Co Ltd. | Bond - Corporate Bond | ₹49.96 Cr | 0.90% |
| JM Financial Asset Reconstruction Company Limited | Bond - Corporate Bond | ₹49.78 Cr | 0.90% |
| Emami Ltd | Equity | ₹49.72 Cr | 0.90% |
| Jm Financial Credit Solutions Limited | Bond - Corporate Bond | ₹49.41 Cr | 0.89% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹47.48 Cr | 0.86% |
| Kalpataru Projects International Ltd | Equity | ₹46.96 Cr | 0.85% |
| Mahindra Lifespace Developers Ltd | Equity | ₹44.8 Cr | 0.81% |
| Indian Bank | Equity | ₹44.06 Cr | 0.80% |
| Britannia Industries Ltd | Equity | ₹40.67 Cr | 0.73% |
| Jm Financial Services Limited | Bond - Corporate Bond | ₹39.9 Cr | 0.72% |
| Gokaldas Exports Ltd | Equity | ₹39.52 Cr | 0.71% |
| ICICI Bank Ltd | Equity | ₹39.36 Cr | 0.71% |
| Jubilant Foodworks Ltd | Equity | ₹37.01 Cr | 0.67% |
| Net Receivable / Payable | Cash - Collateral | ₹35.6 Cr | 0.64% |
| Sundaram Finance Ltd. | Bond - Corporate Bond | ₹35.04 Cr | 0.63% |
| Cube Highways Trust | Equity | ₹31.9 Cr | 0.58% |
| City Union Bank Ltd | Equity | ₹31.85 Cr | 0.58% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹31.85 Cr | 0.58% |
| HCL Technologies Ltd | Equity | ₹31.39 Cr | 0.57% |
| Sagar Cements Ltd | Equity | ₹31.35 Cr | 0.57% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹29.86 Cr | 0.54% |
| Ashiana Housing Ltd | Equity | ₹29.51 Cr | 0.53% |
| Gland Pharma Ltd | Equity | ₹29.43 Cr | 0.53% |
| HeidelbergCement India Ltd | Equity | ₹29.23 Cr | 0.53% |
| V-Mart Retail Ltd | Equity | ₹27.67 Cr | 0.50% |
| LTIMindtree Ltd | Equity | ₹27.39 Cr | 0.49% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.45% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹25.04 Cr | 0.45% |
| Tech Mahindra Ltd | Equity | ₹24.73 Cr | 0.45% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹24.71 Cr | 0.45% |
| Laurus Labs Ltd | Equity | ₹24.48 Cr | 0.44% |
| HDFC Asset Management Co Ltd | Equity | ₹23.83 Cr | 0.43% |
| JM Financial Services Limited | Bond - Corporate Bond | ₹23.78 Cr | 0.43% |
| United Spirits Ltd | Equity | ₹23.36 Cr | 0.42% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹23.09 Cr | 0.42% |
| Bharti Airtel Ltd | Equity | ₹23 Cr | 0.42% |
| Harsha Engineers International Ltd | Equity | ₹20.07 Cr | 0.36% |
| Rallis India Ltd | Equity | ₹17.28 Cr | 0.31% |
| JM Financial Products Limited | Cash - Commercial Paper | ₹16.72 Cr | 0.30% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹15.86 Cr | 0.29% |
| ACC Ltd | Equity | ₹15.02 Cr | 0.27% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹15.02 Cr | 0.27% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹14.91 Cr | 0.27% |
| Elin Electronics Ltd | Equity | ₹13.87 Cr | 0.25% |
| Axis Bank Ltd | Equity | ₹13.07 Cr | 0.24% |
| PVR INOX Ltd | Equity | ₹10.95 Cr | 0.20% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.04 Cr | 0.18% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹10 Cr | 0.18% |
| Infosys Ltd | Equity | ₹3.41 Cr | 0.06% |
| Nuvoco Vista Corp Ltd | Equity | ₹0.79 Cr | 0.01% |
| Sundaram - Clayton Limited | Preferred Stock | ₹0.03 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
18.55%
Mid Cap Stocks
12.47%
Small Cap Stocks
18.96%
Allocation By Credit Quality (Debt)
AAA
AA
A
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹507.92 Cr | 9.17% |
| Consumer Cyclical | ₹406.85 Cr | 7.35% |
| Industrials | ₹280.04 Cr | 5.06% |
| Technology | ₹243.85 Cr | 4.40% |
| Basic Materials | ₹243.59 Cr | 4.40% |
| Utilities | ₹158.22 Cr | 2.86% |
| Healthcare | ₹145.17 Cr | 2.62% |
| Real Estate | ₹130.14 Cr | 2.35% |
| Consumer Defensive | ₹113.75 Cr | 2.05% |
| Communication Services | ₹94.15 Cr | 1.70% |
| Energy | ₹80.63 Cr | 1.46% |
Risk & Performance Ratios
Standard Deviation
This fund
6.92%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.49
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Dinesh Balachandran
Since October 2021
MS
Mansi Sajeja
Since December 2023
PK
Pradeep Kesavan
Since December 2023
VS
Vandna Soni
Since January 2024
Additional Scheme Detailsas of 15th July 2024
ISIN | INF200K01TZ3 | Expense Ratio | 0.54% | Exit Load | 1.00% | Fund Size | ₹5,537 Cr | Age | 19 Mar 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3404.39 Cr | 23.2% |
| Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹3404.39 Cr | 25.2% |
| Nippon India Multi Asset fund Direct Growth Very High Risk | 0.3% | 1.0% | ₹3601.88 Cr | 32.0% |
| Nippon India Multi Asset fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹3601.88 Cr | 30.3% |
| SBI Multi Asset Allocation Fund Regular Growth High Risk | 1.5% | 1.0% | ₹5537.39 Cr | 27.0% |
| Quant Multi Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹2541.51 Cr | 41.7% |
| UTI Multi Asset Fund Regular Growth High Risk | 2.0% | 1.0% | ₹2418.31 Cr | 37.2% |
| ICICI Prudential Multi-Asset Fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹43928.78 Cr | 31.0% |
| HDFC Multi - Asset Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3141.18 Cr | 22.7% |
| Motilal Oswal Multi Asset Fund Direct Growth High Risk | 0.9% | 1.0% | ₹101.71 Cr | 16.0% |
About the AMC
Total AUM
₹9,74,502 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at High Risk
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What is the current NAV of SBI Multi Asset Allocation Fund Direct Growth?
The NAV of SBI Multi Asset Allocation Fund Direct Growth, as of 25-Jul-2024, is ₹60.41.
What are the returns of SBI Multi Asset Allocation Fund Direct Growth?
The fund has generated 28.13% over the last 1 year and 16.30% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Multi Asset Allocation Fund Direct Growth?
The fund's allocation of assets is distributed as 43.42% in equities, 33.52% in bonds, and 5.12% in cash and cash equivalents.
Who manages the SBI Multi Asset Allocation Fund Direct Growth?
The fund managers responsible for SBI Multi Asset Allocation Fund Direct Growth are:-
- Dinesh Balachandran
- Mansi Sajeja
- Pradeep Kesavan
- Vandna Soni
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.