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SBI Multi Asset Allocation Fund Direct Growth
HybridMulti Asset AllocationHigh Risk
Direct
NAV (16-Feb-26)
₹74.440.20%1D
Returns (Since Inception)
12.90%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹14,944 Cr
Expense Ratio
0.58%
ISIN
INF200K01TZ3
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
19 Mar 2013
About this fund
SBI Multi Asset Allocation Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 12 years, 10 months and 29 days, having been launched on 19-Mar-13.
As of 16-Feb-26, it has a Net Asset Value (NAV) of ₹74.44, Assets Under Management (AUM) of 14943.80 Crores, and an expense ratio of 0.58%.
As of 16-Feb-26, it has a Net Asset Value (NAV) of ₹74.44, Assets Under Management (AUM) of 14943.80 Crores, and an expense ratio of 0.58%.
- SBI Multi Asset Allocation Fund Direct Growth has given a CAGR return of 12.90% since inception.
- The fund's asset allocation comprises around 46.65% in equities, 29.40% in debts, and 14.55% in cash & cash equivalents.
- You can start investing in SBI Multi Asset Allocation Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+23.64%
— (Cat Avg.)
3 Years
+20.90%
— (Cat Avg.)
5 Years
+15.77%
— (Cat Avg.)
10 Years
+13.16%
— (Cat Avg.)
Since Inception
+12.90%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Equity | ₹6,971.28 Cr | 46.65% |
| Debt | ₹4,393.73 Cr | 29.40% |
| Others | ₹3,578.79 Cr | 23.95% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹1,877.5 Cr | 12.56% |
| SBI Silver ETF | Mutual Fund - ETF | ₹919.83 Cr | 6.16% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹535.18 Cr | 3.58% |
| SBI Gold ETF | Mutual Fund - ETF | ₹507.97 Cr | 3.40% |
| Adani Power Limited | Bond - Corporate Bond | ₹298.53 Cr | 2.00% |
| Punjab National Bank | Equity | ₹262.9 Cr | 1.76% |
| Jtpm Metal TRaders Limited | Bond - Corporate Bond | ₹257.86 Cr | 1.73% |
| HDFC Bank Ltd | Equity | ₹247.37 Cr | 1.66% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹243.8 Cr | 1.63% |
| GAIL (India) Ltd | Equity | ₹240.07 Cr | 1.61% |
| Reliance Industries Ltd | Equity | ₹240.01 Cr | 1.61% |
| UPL Ltd | Equity | ₹229.51 Cr | 1.54% |
| 6.01% Gs 2030 | Bond - Gov't/Treasury | ₹226.88 Cr | 1.52% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹222.15 Cr | 1.49% |
| 7.24% Gs 2055 | Bond - Gov't/Treasury | ₹221.93 Cr | 1.49% |
| Biocon Ltd | Equity | ₹221.75 Cr | 1.48% |
| Embassy Office Parks REIT | Equity - REIT | ₹212.79 Cr | 1.42% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹206.15 Cr | 1.38% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹204.7 Cr | 1.37% |
| TATA Power Renewable Energy Limited | Bond - Corporate Bond | ₹204.52 Cr | 1.37% |
| PB Fintech Ltd | Equity | ₹202.26 Cr | 1.35% |
| Oil & Natural Gas Corp Ltd | Equity | ₹201.72 Cr | 1.35% |
| Aditya Birla Renewables Limited | Bond - Corporate Bond | ₹200.97 Cr | 1.34% |
| Restaurant Brands Asia Ltd Ordinary Shares | Equity | ₹193.43 Cr | 1.29% |
| The Federal Bank Ltd | Equity | ₹187.04 Cr | 1.25% |
| Bandhan Bank Ltd | Equity | ₹177.85 Cr | 1.19% |
| Privi Speciality Chemicals Ltd | Equity | ₹170.16 Cr | 1.14% |
| Indian Oil Corp Ltd | Equity | ₹163.24 Cr | 1.09% |
| Infopark Properties Limited | Bond - Corporate Bond | ₹159.91 Cr | 1.07% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹151.27 Cr | 1.01% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹149.79 Cr | 1.00% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹149.05 Cr | 1.00% |
| Bandhan Bank Ltd. 24-Feb-26 | Equity - Future | ₹139.6 Cr | 0.93% |
| Coromandel International Ltd | Equity | ₹136.96 Cr | 0.92% |
| HCL Technologies Ltd | Equity | ₹132.26 Cr | 0.89% |
| Cash Offset For Derivatives | Cash - General Offset | ₹-130.77 Cr | 0.88% |
| VRL Logistics Ltd | Equity | ₹127.96 Cr | 0.86% |
| VIP Industries Ltd | Equity | ₹126.6 Cr | 0.85% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹126.23 Cr | 0.84% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹124.14 Cr | 0.83% |
| ITC Ltd | Equity | ₹122.42 Cr | 0.82% |
| Dabur India Ltd | Equity | ₹121.58 Cr | 0.81% |
| Motilal Oswal Finvest Limited | Bond - Corporate Bond | ₹120.91 Cr | 0.81% |
| Gokaldas Exports Ltd | Equity | ₹119.91 Cr | 0.80% |
| Bank of Baroda | Equity | ₹116.77 Cr | 0.78% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹114.85 Cr | 0.77% |
| Axis Bank Ltd | Equity | ₹109.63 Cr | 0.73% |
| TATA Projects Limited | Bond - Corporate Bond | ₹105.29 Cr | 0.70% |
| State Bank of India | Equity | ₹102.33 Cr | 0.68% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹100.67 Cr | 0.67% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹100.63 Cr | 0.67% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹100.48 Cr | 0.67% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹100.21 Cr | 0.67% |
| 6.28% Gs 2032 | Bond - Gov't/Treasury | ₹98.25 Cr | 0.66% |
| Bajaj Finserv Ltd | Equity | ₹97.63 Cr | 0.65% |
| GMR Airports Limited | Bond - Corporate Bond | ₹97.11 Cr | 0.65% |
| ZF Commercial Vehicle Control Systems India Ltd | Equity | ₹95.26 Cr | 0.64% |
| Steel Authority Of India Ltd | Equity | ₹93.3 Cr | 0.62% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹92.36 Cr | 0.62% |
| Tech Mahindra Ltd | Equity | ₹81.05 Cr | 0.54% |
| Pb Fintech Ltd. 24-Feb-26 | Equity - Future | ₹-80.94 Cr | 0.54% |
| LTIMindtree Ltd | Equity | ₹80.8 Cr | 0.54% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹79.82 Cr | 0.53% |
| FSN E-Commerce Ventures Ltd | Equity | ₹78.38 Cr | 0.52% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹75.76 Cr | 0.51% |
| CESC Ltd | Equity | ₹75.08 Cr | 0.50% |
| Canara Bank | Cash - CD/Time Deposit | ₹74.97 Cr | 0.50% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹74.58 Cr | 0.50% |
| The Federal Bank Ltd. 24-Feb-26 | Equity - Future | ₹72.11 Cr | 0.48% |
| Wipro Ltd | Equity | ₹71.07 Cr | 0.48% |
| Sagar Cements Ltd | Equity | ₹65.12 Cr | 0.44% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹64.45 Cr | 0.43% |
| Kalpataru Projects International Ltd | Equity | ₹64.19 Cr | 0.43% |
| Mahindra Lifespace Developers Ltd | Equity | ₹64.06 Cr | 0.43% |
| Colgate-Palmolive (India) Ltd | Equity | ₹63.43 Cr | 0.42% |
| Vishal Mega Mart Ltd | Equity | ₹62.98 Cr | 0.42% |
| Infosys Ltd | Equity | ₹57.31 Cr | 0.38% |
| HeidelbergCement India Ltd | Equity | ₹51.85 Cr | 0.35% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹50.46 Cr | 0.34% |
| Smfg India Home Finance Company Limited | Bond - Corporate Bond | ₹50.3 Cr | 0.34% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.25 Cr | 0.34% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.25 Cr | 0.34% |
| JM Financial Credit Solutions Limited | Bond - Corporate Bond | ₹50.1 Cr | 0.34% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹49.47 Cr | 0.33% |
| Emami Ltd | Equity | ₹48.38 Cr | 0.32% |
| Tata Technologies Ltd | Equity | ₹45.96 Cr | 0.31% |
| Ashoka Buildcon Ltd | Equity | ₹45.89 Cr | 0.31% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹44.59 Cr | 0.30% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹44.5 Cr | 0.30% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹44.43 Cr | 0.30% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹44.4 Cr | 0.30% |
| Indian Energy Exchange Ltd | Equity | ₹44.38 Cr | 0.30% |
| ICICI Bank Ltd | Equity | ₹43.36 Cr | 0.29% |
| Life Insurance Corporation of India | Equity | ₹41.23 Cr | 0.28% |
| Torrent Power Limited | Bond - Corporate Bond | ₹40.28 Cr | 0.27% |
| Tata Steel Ltd | Equity | ₹37.39 Cr | 0.25% |
| Billionbrains Garage Ventures Ltd | Equity | ₹35.4 Cr | 0.24% |
| Max Financial Services Ltd | Equity | ₹35.34 Cr | 0.24% |
| Jubilant Foodworks Ltd | Equity | ₹31.78 Cr | 0.21% |
| Bharti Airtel Ltd | Equity | ₹31.5 Cr | 0.21% |
| Gland Pharma Ltd | Equity | ₹27.16 Cr | 0.18% |
| Afcons Infrastructure Ltd | Equity | ₹26.53 Cr | 0.18% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹25.56 Cr | 0.17% |
| Sundaram Finance Limited | Bond - Corporate Bond | ₹25.43 Cr | 0.17% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.17% |
| Ashiana Housing Ltd | Equity | ₹24.52 Cr | 0.16% |
| United Spirits Ltd | Equity | ₹24.41 Cr | 0.16% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹24.29 Cr | 0.16% |
| JM Financial Services Limited | Bond - Corporate Bond | ₹24.01 Cr | 0.16% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹17.99 Cr | 0.12% |
| V-Mart Retail Ltd | Equity | ₹17.89 Cr | 0.12% |
| Net Receivable / Payable | Cash - Collateral | ₹14.19 Cr | 0.09% |
| Rallis India Ltd | Equity | ₹13.74 Cr | 0.09% |
| ICICI Prudential Asset Management Co Ltd | Equity | ₹12.33 Cr | 0.08% |
| Elin Electronics Ltd | Equity | ₹10.15 Cr | 0.07% |
| PVR INOX Ltd | Equity | ₹7.31 Cr | 0.05% |
| Urban Co Ltd | Equity | ₹6.18 Cr | 0.04% |
| Nuvoco Vista Corp Ltd | Equity | ₹0.78 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.68%
Mid Cap Stocks
12.88%
Small Cap Stocks
11.21%
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹1,919.4 Cr | 12.84% |
| Basic Materials | ₹798.8 Cr | 5.35% |
| Consumer Cyclical | ₹726.21 Cr | 4.86% |
| Energy | ₹604.97 Cr | 4.05% |
| Technology | ₹474.64 Cr | 3.18% |
| Consumer Defensive | ₹380.22 Cr | 2.54% |
| Utilities | ₹315.15 Cr | 2.11% |
| Industrials | ₹274.72 Cr | 1.84% |
| Communication Services | ₹260.96 Cr | 1.75% |
| Healthcare | ₹248.91 Cr | 1.67% |
| Real Estate | ₹88.58 Cr | 0.59% |
Risk & Performance Ratios
Standard Deviation
This fund
6.47%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.99
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Dinesh Balachandran
Since October 2021
MS
Mansi Sajeja
Since December 2023
VS
Vandna Soni
Since January 2024
Additional Scheme Detailsas of 31st January 2026
ISIN INF200K01TZ3 | Expense Ratio 0.58% | Exit Load 1.00% | Fund Size ₹14,944 Cr | Age 12 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
About the AMC
SBI Mutual Fund
Total AUM
₹12,78,133 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at High Risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of SBI Multi Asset Allocation Fund Direct Growth?
The NAV of SBI Multi Asset Allocation Fund Direct Growth, as of 16-Feb-2026, is ₹74.44.
What are the returns of SBI Multi Asset Allocation Fund Direct Growth?
The fund has generated 23.64% over the last 1 year and 20.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Multi Asset Allocation Fund Direct Growth?
The fund's allocation of assets is distributed as 46.65% in equities, 29.40% in bonds, and 14.55% in cash and cash equivalents.
Who manages the SBI Multi Asset Allocation Fund Direct Growth?
The fund managers responsible for SBI Multi Asset Allocation Fund Direct Growth are:-
- Dinesh Balachandran
- Mansi Sajeja
- Vandna Soni
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
