Regular
NAV (25-Jul-24)
₹10.80-0.15%1D
Returns (Since Inception)
8.04%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹346 Cr
Expense Ratio
2.09%
ISIN
INF761K01FW0
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
28 Feb 2024
About this fund
This fund has been in existence for 4 months and 28 days, having been launched on 28-Feb-24.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹10.80, Assets Under Management (AUM) of 345.90 Crores, and an expense ratio of 2.09%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹10.80, Assets Under Management (AUM) of 345.90 Crores, and an expense ratio of 2.09%.
- Bank of India Multi Asset Allocation Fund Regular Growth has given a CAGR return of 8.04% since inception.
- The fund's asset allocation comprises around 39.80% in equities, 46.66% in debts, and 3.29% in cash & cash equivalents.
- You can start investing in Bank of India Multi Asset Allocation Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
+8.04%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Equity | ₹137.66 Cr | 39.80% |
| Debt | ₹161.38 Cr | 46.66% |
| Others | ₹46.86 Cr | 13.55% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Pru Gold ETF | Mutual Fund - ETF | ₹29.1 Cr | 8.27% |
| Indian Railway Finance Corp Ltd. 7.44% | Bond - Gov't Agency Debt | ₹25.1 Cr | 7.13% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹25.08 Cr | 7.12% |
| REC Ltd. 7.64% | Bond - Corporate Bond | ₹25.01 Cr | 7.10% |
| LIC Housing Finance Ltd. 7.835% | Bond - Corporate Bond | ₹24.96 Cr | 7.09% |
| Bajaj Finance Ltd. 8.1167% | Bond - Corporate Bond | ₹17.99 Cr | 5.11% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹16.04 Cr | 4.56% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹10.05 Cr | 2.86% |
| Small Industries Development Bank of India 7.68% | Bond - Corporate Bond | ₹10 Cr | 2.84% |
| State Bank of India | Equity | ₹9.66 Cr | 2.74% |
| REC Ltd | Equity | ₹6.74 Cr | 1.91% |
| Siemens Ltd | Equity | ₹6.49 Cr | 1.84% |
| Bank of Baroda | Equity | ₹6.42 Cr | 1.82% |
| Vedanta Ltd | Equity | ₹6.15 Cr | 1.75% |
| Mahindra & Mahindra Ltd | Equity | ₹5.6 Cr | 1.59% |
| Titagarh Rail Systems Ltd | Equity | ₹5.38 Cr | 1.53% |
| Trent Ltd | Equity | ₹5.11 Cr | 1.45% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹5.05 Cr | 1.43% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹4.97 Cr | 1.41% |
| Bharat Heavy Electricals Ltd | Equity | ₹4.96 Cr | 1.41% |
| ABB India Ltd | Equity | ₹4.79 Cr | 1.36% |
| Nippon India ETF Gold BeES | Mutual Fund - ETF | ₹4.71 Cr | 1.34% |
| Treps | Cash - Repurchase Agreement | ₹4.57 Cr | 1.30% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.54 Cr | 1.29% |
| Net Receivables / (Payables) | Cash - Collateral | ₹4.51 Cr | 1.28% |
| IndusInd Bank Ltd | Equity | ₹4.4 Cr | 1.25% |
| NTPC Ltd | Equity | ₹4.08 Cr | 1.16% |
| Grasim Industries Ltd | Equity | ₹3.89 Cr | 1.11% |
| Tata Power Co Ltd | Equity | ₹3.87 Cr | 1.10% |
| Housing & Urban Development Corp Ltd | Equity | ₹3.53 Cr | 1.00% |
| Rail Vikas Nigam Ltd | Equity | ₹3.44 Cr | 0.98% |
| Eicher Motors Ltd | Equity | ₹3.37 Cr | 0.96% |
| Triveni Turbine Ltd | Equity | ₹3.32 Cr | 0.94% |
| Jupiter Wagons Ltd | Equity | ₹3.16 Cr | 0.90% |
| DSP Gold ETF | Mutual Fund - ETF | ₹2.89 Cr | 0.82% |
| Rategain Travel Technologies Ltd | Equity | ₹2.85 Cr | 0.81% |
| Hitachi Energy India Ltd Ordinary Shares | Equity | ₹2.82 Cr | 0.80% |
| Century Textiles & Industries Ltd | Equity | ₹2.77 Cr | 0.79% |
| UNO Minda Ltd | Equity | ₹2.77 Cr | 0.79% |
| Jindal Stainless Ltd | Equity | ₹2.69 Cr | 0.76% |
| Multi Commodity Exchange of India Ltd | Equity | ₹2.5 Cr | 0.71% |
| Welspun Living Ltd | Equity | ₹2.47 Cr | 0.70% |
| Bharat Forge Ltd | Equity | ₹2.26 Cr | 0.64% |
| JSW Steel Ltd | Equity | ₹2.24 Cr | 0.64% |
| Mastek Ltd | Equity | ₹2.11 Cr | 0.60% |
| Larsen & Toubro Ltd | Equity | ₹1.97 Cr | 0.56% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹1.91 Cr | 0.54% |
| Blue Star Ltd | Equity | ₹1.86 Cr | 0.53% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.76 Cr | 0.50% |
| CarTrade Tech Ltd | Equity | ₹1.75 Cr | 0.50% |
| Ami Organics Ltd | Equity | ₹1.64 Cr | 0.47% |
| Reliance Industries Ltd | Equity | ₹1.6 Cr | 0.45% |
| IRCON International Ltd | Equity | ₹1.51 Cr | 0.43% |
| TeamLease Services Ltd | Equity | ₹1.43 Cr | 0.41% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹1.41 Cr | 0.40% |
| Schneider Electric Infrastructure Ltd | Equity | ₹0.82 Cr | 0.23% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹43.67 Cr | 12.41% |
| Financial Services | ₹34.65 Cr | 9.84% |
| Consumer Cyclical | ₹23.32 Cr | 6.62% |
| Basic Materials | ₹19.38 Cr | 5.51% |
| Utilities | ₹7.94 Cr | 2.26% |
| Technology | ₹7.77 Cr | 2.21% |
| Communication Services | ₹1.76 Cr | 0.50% |
| Energy | ₹1.6 Cr | 0.45% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Mithraem Bharucha
Since February 2024
AS
Alok Singh
Since February 2024
Additional Scheme Detailsas of 15th July 2024
ISIN | INF761K01FW0 | Expense Ratio | 2.09% | Exit Load | 1.00% | Fund Size | ₹346 Cr | Age | 28 Feb 2024 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3404.39 Cr | 23.2% |
| Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹3404.39 Cr | 25.2% |
| Nippon India Multi Asset fund Direct Growth Very High Risk | 0.3% | 1.0% | ₹3601.88 Cr | 32.0% |
| Nippon India Multi Asset fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹3601.88 Cr | 30.3% |
| SBI Multi Asset Allocation Fund Regular Growth High Risk | 1.5% | 1.0% | ₹5537.39 Cr | 27.0% |
| Quant Multi Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹2541.51 Cr | 41.7% |
| UTI Multi Asset Fund Regular Growth High Risk | 2.0% | 1.0% | ₹2418.31 Cr | 37.2% |
| ICICI Prudential Multi-Asset Fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹43928.78 Cr | 31.0% |
| HDFC Multi - Asset Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3141.18 Cr | 22.7% |
| Motilal Oswal Multi Asset Fund Direct Growth High Risk | 0.9% | 1.0% | ₹101.71 Cr | 16.0% |
Risk Level
Your principal amount will be at Very High Risk
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Still got questions?
We're here to help.
What is the current NAV of Bank of India Multi Asset Allocation Fund Regular Growth?
The NAV of Bank of India Multi Asset Allocation Fund Regular Growth, as of 25-Jul-2024, is ₹10.80.
What is the portfolio composition of Bank of India Multi Asset Allocation Fund Regular Growth?
The fund's allocation of assets is distributed as 39.80% in equities, 46.66% in bonds, and 3.29% in cash and cash equivalents.
Who manages the Bank of India Multi Asset Allocation Fund Regular Growth?
The fund managers responsible for Bank of India Multi Asset Allocation Fund Regular Growth are:-
- Mithraem Bharucha
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.