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Fund Overview

Fund Size

Fund Size

₹387 Cr

Expense Ratio

Expense Ratio

2.25%

ISIN

ISIN

INF251K01TH4

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

31 May 2024

About this fund

Baroda BNP Paribas Retirement Fund Regular Growth is a Retirement mutual fund schemes offered by Baroda BNP Paribas Mutual Fund. This fund has been in existence for 2 years, 4 months and 27 days, having been launched on 31-May-24.
As of 26-Oct-26, it has a Net Asset Value (NAV) of ₹10.92, Assets Under Management (AUM) of 387.15 Crores, and an expense ratio of 2.25%.
  • Baroda BNP Paribas Retirement Fund Regular Growth has given a CAGR return of 3.77% since inception.
  • The fund's asset allocation comprises around 70.19% in equities, 25.62% in debts, and 4.19% in cash & cash equivalents.
  • You can start investing in Baroda BNP Paribas Retirement Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-4.09%

— (Cat Avg.)

Since Inception

+3.77%

— (Cat Avg.)

Portfolio Summaryas of 30th September 2026

Equity₹271.73 Cr70.19%
Debt₹99.19 Cr25.62%
Others₹16.23 Cr4.19%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
6.9% Govt Stock 2065Bond - Gov't/Treasury₹70.87 Cr18.30%
7.34% Govt Stock 2064Bond - Gov't/Treasury₹15.42 Cr3.98%
Clearing Corporation Of India LtdCash - Repurchase Agreement₹13.41 Cr3.46%
ICICI Bank LtdEquity₹10.57 Cr2.73%
Larsen & Toubro LtdEquity₹10.34 Cr2.67%
Divi's Laboratories LtdEquity₹10.22 Cr2.64%
State Bank of IndiaEquity₹8.64 Cr2.23%
HDFC Bank LtdEquity₹8.5 Cr2.20%
Titan Co LtdEquity₹7.8 Cr2.01%
Bharat Heavy Electricals LtdEquity₹7.56 Cr1.95%
Bharti Airtel LtdEquity₹7.29 Cr1.88%
Multi Commodity Exchange of India LtdEquity₹7.08 Cr1.83%
Axis Bank LtdEquity₹7.05 Cr1.82%
Radico Khaitan LtdEquity₹6.86 Cr1.77%
Navin Fluorine International LtdEquity₹6.6 Cr1.70%
Hitachi Energy India Ltd Ordinary SharesEquity₹6.13 Cr1.58%
Reliance Industries LtdEquity₹5.94 Cr1.53%
Mahindra & Mahindra LtdEquity₹5.9 Cr1.52%
TVS Motor Co LtdEquity₹5.6 Cr1.45%
PNB Housing Finance LtdEquity₹5.6 Cr1.45%
One97 Communications LtdEquity₹5.54 Cr1.43%
Tech Mahindra LtdEquity₹5.5 Cr1.42%
Britannia Industries LtdEquity₹5.48 Cr1.42%
Nippon Life India Asset Management Ltd Ordinary SharesEquity₹5.35 Cr1.38%
Travel Food Services LtdEquity₹5.29 Cr1.37%
Hindustan Petroleum Corp LtdEquity₹5.26 Cr1.36%
Bharat Electronics LtdEquity₹5.24 Cr1.35%
Mankind Pharma LtdEquity₹5.01 Cr1.29%
Kotak Mahindra Bank LtdEquity₹5 Cr1.29%
Jamnagar Utilities & Power Private LimitedBond - Corporate Bond₹5 Cr1.29%
Ujjivan Small Finance Bank Ltd Ordinary SharesEquity₹4.91 Cr1.27%
AU Small Finance Bank LtdEquity₹4.85 Cr1.25%
Cummins India LtdEquity₹4.76 Cr1.23%
City Union Bank LtdEquity₹4.52 Cr1.17%
Persistent Systems LtdEquity₹4.32 Cr1.12%
SBI Life Insurance Co LtdEquity₹4.24 Cr1.10%
Fortis Healthcare LtdEquity₹4.24 Cr1.09%
GE Vernova T&D India LtdEquity₹4.2 Cr1.09%
Tata Motors LtdEquity₹4.17 Cr1.08%
Piramal Finance LimitedBond - Corporate Bond₹4.09 Cr1.06%
Cholamandalam Investment and Finance Co LtdEquity₹3.87 Cr1.00%
Bajaj Finance LtdEquity₹3.84 Cr0.99%
UltraTech Cement LtdEquity₹3.83 Cr0.99%
The Federal Bank LtdEquity₹3.81 Cr0.98%
Pidilite Industries LtdEquity₹3.66 Cr0.95%
Linde India LtdEquity₹3.54 Cr0.91%
Infosys LtdEquity₹3.53 Cr0.91%
Ola Electric Mobility LtdEquity₹3.51 Cr0.91%
Vishal Mega Mart LtdEquity₹3.46 Cr0.89%
Max Financial Services LtdEquity₹3.39 Cr0.88%
Sagility LtdEquity₹3.31 Cr0.86%
NHPC LtdEquity₹3.28 Cr0.85%
Karur Vysya Bank LtdEquity₹3.25 Cr0.84%
Maruti Suzuki India LtdEquity₹3.11 Cr0.80%
Hindalco Industries LtdEquity₹2.83 Cr0.73%
Net Receivables / (Payables)Cash₹2.82 Cr0.73%
National Securities Depository LtdEquity₹2.41 Cr0.62%
6.01% Govt Stock 2030Bond - Gov't/Treasury₹1.94 Cr0.50%
7.09% Govt Stock 2054Bond - Gov't/Treasury₹1.87 Cr0.48%
India Cements LtdEquity₹1.53 Cr0.39%

Allocation By Market Cap (Equity)

Large Cap Stocks

41.49%

Mid Cap Stocks

18.13%

Small Cap Stocks

10.57%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services₹96.9 Cr25.03%
Consumer Cyclical₹38.85 Cr10.03%
Industrials₹38.23 Cr9.88%
Healthcare₹22.78 Cr5.88%
Basic Materials₹21.99 Cr5.68%
Technology₹18.89 Cr4.88%
Consumer Defensive₹12.34 Cr3.19%
Energy₹11.19 Cr2.89%
Communication Services₹7.29 Cr1.88%
Utilities₹3.28 Cr0.85%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

VP

Vikram Pamnani

Since September 2026

SJ

Silky Jain

Since July 2026

YM

Yash Mehta

Since July 2026

Additional Scheme Detailsas of 30th September 2026

ISIN
INF251K01TH4
Expense Ratio
2.25%
Exit Load
No Charges
Fund Size
₹387 Cr
Age
2 years 4 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Very High Risk

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Nippon India Retirement Fund - Income Generation Scheme Direct Growth

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Nippon India Retirement Fund - Income Generation Scheme Regular Growth

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Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth

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1.3%0.0%₹2938.85 Cr-9.3%
ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth

Moderately High risk

2.1%0.0%₹79.47 Cr1.9%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

1.2%0.0%₹1267.94 Cr-2.8%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.9%0.0%₹2105.95 Cr-2.8%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Regular Growth

Very High Risk

2.5%0.0%₹1267.94 Cr-4.1%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk

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ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderately High risk

1.2%0.0%₹79.47 Cr2.9%
ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth

Very High Risk

2.1%0.0%₹2105.95 Cr-4.1%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Regular Growth

Moderately High risk

2.3%0.0%₹95.26 Cr0.5%
Tata Retirement Savings Moderate Fund Direct Growth

Very High Risk

0.8%1.0%₹2115.04 Cr-2.4%
Tata Retirement Savings Conservative Fund Direct Growth

Moderately High risk

1.1%1.0%₹165.48 Cr0.3%
Tata Retirement Savings Progressive Fund Direct Growth

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0.8%1.0%₹2104.38 Cr-3.2%
Franklin India Pension Plan Direct Growth

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1.5%3.0%₹479.34 Cr-3.7%
SBI Retirement Benefit Fund - Aggressive Plan Regular Growth

Very High Risk

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SBI Retirement Benefit Fund - Aggressive Plan Direct Growth

Very High Risk

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SBI Retirement Benefit Fund - Conservative Plan Regular Growth

Moderately High risk

1.4%0.0%₹137.53 Cr-0.2%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct Growth

Very High Risk

1.2%0.0%₹1587.47 Cr-4.1%
SBI Retirement Benefit Fund - Conservative Plan Direct Growth

Moderately High risk

1.0%0.0%₹137.53 Cr0.3%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Regular Growth

Very High Risk

2.2%0.0%₹1587.47 Cr-5.0%
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth

Very High Risk

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Aditya Birla Sun Life Retirement Fund - The 30s Plan Regular Growth

Very High Risk

2.6%0.0%₹465.36 Cr3.7%
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct Growth

Moderate Risk

0.9%0.0%₹13.55 Cr2.5%
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth

Very High Risk

1.2%0.0%₹109.90 Cr-4.4%
Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular Growth

Very High Risk

2.4%0.0%₹109.90 Cr-5.7%
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular Growth

Moderate Risk

2.0%0.0%₹13.55 Cr1.4%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth

Moderate Risk

0.6%0.0%₹26.62 Cr1.3%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular Growth

Moderate Risk

2.0%0.0%₹26.62 Cr-0.1%
SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular Growth

Moderately High risk

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Moderately High risk

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Union Retirement Fund Regular Growth

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Axis Retirement Savings Fund - Dynamic Plan Direct Growth

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Axis Retirement Savings Fund - Dynamic Plan Regular Growth

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Axis Retirement Savings Fund - Aggressive Plan Direct Growth

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Axis Retirement Savings Fund - Aggressive Plan Regular Growth

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Tata Retirement Savings Progressive Fund Regular Growth

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Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

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Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.2%1.0%₹2115.04 Cr-3.8%

About the AMC

Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund

Total AUM

₹56,059 Cr

Address

Crescenzo, 7th Floor, G-Block, Mumbai, 400 051

Other Funds by Baroda BNP Paribas Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Baroda BNP Paribas Services Fund Direct Growth

Very High Risk

0.5%1.0%₹573.29 Cr-
BARODA BNP PARIBAS ESG Best-in-Class Strategy FUND Direct Growth

Very High Risk

0.9%1.0%₹564.43 Cr-
Baroda BNP Paribas Business Conglomerates Fund Direct Growth

Very High Risk

0.8%1.0%₹579.06 Cr-7.9%
Baroda BNP Paribas Gold ETF Fund Of Fund Direct Growth

High Risk

0.1%1.0%₹185.70 Cr15.0%
Baroda BNP Paribas Health and Wellness Fund Direct Growth

Very High Risk

1.2%1.0%₹487.35 Cr5.0%
Baroda BNP Paribas Multi Asset Active Fund of Funds Regular Growth

Moderately High risk

0.3%1.0%₹110.61 Cr4.7%
Baroda BNP Paribas Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderate Risk

0.1%0.0%₹81.49 Cr5.3%
Baroda BNP Paribas Energy Opportunities Fund Direct Growth

Very High Risk

1.4%1.0%₹591.56 Cr-6.2%
Baroda BNP Paribas Children's Fund Direct Growth

Very High Risk

1.1%1.0%₹123.34 Cr-4.1%
Baroda BNP Paribas NIFTY Midcap 150 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹9.83 Cr-5.1%
Baroda BNP Paribas Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹20.67 Cr-12.4%
Baroda BNP Paribas Dividend Yield Fund Direct Growth

Very High Risk

1.2%1.0%₹532.32 Cr-5.6%
Baroda Bnp Paribas Manufacturing Fund Direct Growth

Very High Risk

1.2%1.0%₹782.62 Cr1.7%
Baroda BNP Paribas Retirement Fund Direct Growth

Very High Risk

1.0%0.0%₹387.15 Cr-2.7%
Baroda BNP Paribas Innovation Fund Direct Growth

Very High Risk

1.0%1.0%₹859.44 Cr2.7%
Baroda BNP Paribas NIFTY 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹50.28 Cr-11.0%
Baroda BNP Paribas Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1277.21 Cr1.0%
Baroda BNP Paribas Aqua Fund of Fund Direct Growth

Very High Risk

0.5%1.0%₹69.27 Cr10.0%
Baroda BNP Paribas Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹656.89 Cr5.3%
Baroda BNP Paribas Business Cycle Fund Direct Growth

Very High Risk

1.0%1.0%₹534.72 Cr-2.8%
Baroda BNP Paribas Multi Asset Fund Direct Growth

High Risk

0.9%1.0%₹1397.92 Cr-1.1%
Baroda BNP Paribas Floater Fund Direct Growth

Moderate Risk

0.2%0.0%₹17.70 Cr8.8%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹26.92 Cr8.2%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

Very High Risk

0.8%1.0%₹516.27 Cr-6.3%
Baroda BNP Paribas Gilt Fund Direct Growth

Moderate Risk

0.1%0.0%₹515.35 Cr1.5%
Baroda BNP Paribas Multi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹3296.83 Cr-5.7%
Baroda BNP Paribas Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹12914.22 Cr6.4%
Baroda BNP Paribas Corporate Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹269.15 Cr4.8%
Baroda BNP Paribas Large Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹2465.19 Cr-5.2%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹114.14 Cr1.4%
Baroda BNP Paribas Mid Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2503.01 Cr0.2%
Baroda BNP Paribas Conservative Hybrid Fund Direct Growth

Moderate Risk

0.5%1.0%₹949.15 Cr2.2%
Baroda BNP Paribas Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹330.22 Cr6.0%
Baroda BNP Paribas ELSS Fund Direct Growth

Very High Risk

1.1%0.0%₹857.05 Cr-4.4%
Baroda BNP Paribas Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹419.27 Cr4.5%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹5162.17 Cr-1.1%
Baroda BNP Paribas Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹3392.64 Cr6.3%
Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth

Very High Risk

0.6%1.0%₹1197.19 Cr-3.7%
Baroda BNP Paribas Focused Fund Direct Growth

Very High Risk

0.6%1.0%₹520.41 Cr-9.5%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹100.22 Cr4.1%
Baroda BNP Paribas India Consumption Fund Direct Growth

Very High Risk

0.7%1.0%₹1354.15 Cr-11.9%
Baroda BNP Paribas Value Fund Direct Growth

Very High Risk

1.2%1.0%₹919.99 Cr-7.4%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹177.69 Cr7.0%
Baroda BNP Paribas Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹1015.03 Cr6.3%
Baroda BNP Paribas Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1762.37 Cr-4.3%
Baroda BNP Paribas Medium Duration Fund Direct Growth

Moderate Risk

0.7%1.0%₹28.33 Cr7.7%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderate Risk

1.3%1.0%₹267.44 Cr1.3%
Baroda BNP Paribas NIFTY SDL December 2026 Index Fund Direct Growth

Low Risk

0.2%0.0%₹88.97 Cr6.0%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹596.37 Cr6.4%
Baroda BNP Paribas Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹1185.41 Cr-4.1%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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What is the current NAV of Baroda BNP Paribas Retirement Fund Regular Growth?

img
The NAV of Baroda BNP Paribas Retirement Fund Regular Growth, as of 26-Oct-2026, is ₹10.92.
The fund's allocation of assets is distributed as 70.19% in equities, 25.62% in bonds, and 4.19% in cash and cash equivalents.
The fund managers responsible for Baroda BNP Paribas Retirement Fund Regular Growth are:-
  1. Vikram Pamnani
  2. Silky Jain
  3. Yash Mehta
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