Bajaj Finserv Banking and PSU Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (18-Aug-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹149 Cr
Expense Ratio
0.34%
ISIN
INF0QA701607
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
15 Nov 2023
About this fund
As of 18-Aug-25, it has a Net Asset Value (NAV) of ₹11.61, Assets Under Management (AUM) of 149.22 Crores, and an expense ratio of 0.34%.
- Bajaj Finserv Banking and PSU Fund Direct Growth has given a CAGR return of 8.74% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 92.95% in debts, and 6.79% in cash & cash equivalents.
- You can start investing in Bajaj Finserv Banking and PSU Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.90%
+8.24% (Cat Avg.)
Since Inception
+8.74%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Debt | ₹138.7 Cr | 92.95% |
| Others | ₹10.53 Cr | 7.05% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.32 Cr | 10.27% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.58 Cr | 7.09% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹10.57 Cr | 7.09% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹10.4 Cr | 6.97% |
| National Housing Bank | Bond - Corporate Bond | ₹10.33 Cr | 6.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10.23 Cr | 6.85% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹10.17 Cr | 6.81% |
| Bajaj Finance Ltd. | Bond - Corporate Bond | ₹10.05 Cr | 6.74% |
| Ntpc Limited | Bond - Corporate Bond | ₹9.97 Cr | 6.68% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹9.96 Cr | 6.68% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹9.92 Cr | 6.65% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹6.79 Cr | 4.55% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.47 Cr | 3.67% |
| Food Corporation Of India | Bond - Corporate Bond | ₹5.13 Cr | 3.44% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹4.95 Cr | 3.32% |
| Net Receivables / (Payables) | Cash | ₹3.34 Cr | 2.24% |
| 07.11 MH Sdl 2029 | Bond - Gov't/Treasury | ₹3.09 Cr | 2.07% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.56 Cr | 1.72% |
| SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2 | Mutual Fund - Open End | ₹0.4 Cr | 0.26% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹122.65 Cr | 82.19% |
| Bond - Gov't/Treasury | ₹16.05 Cr | 10.75% |
| Cash - Repurchase Agreement | ₹6.79 Cr | 4.55% |
| Cash | ₹3.34 Cr | 2.24% |
| Mutual Fund - Open End | ₹0.4 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
1.36%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.54
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.12
Higher the better
Fund Managers
Nimesh Chandan
Since November 2023
Siddharth Chaudhary
Since November 2023
Additional Scheme Detailsas of 31st July 2025
ISIN INF0QA701607 | Expense Ratio 0.34% | Exit Load No Charges | Fund Size ₹149 Cr | Age 1 year 9 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking & PSU Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
About the AMC
Bajaj Finserv Mutual Fund
Total AUM
₹18,004 Cr
Address
8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014
Other Funds by Bajaj Finserv Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv Small Cap Fund Direct Growth Very High Risk | - | 0.0% | ₹1201.14 Cr | - |
| Bajaj Finserv Nifty 50 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹7.91 Cr | - |
| Bajaj Finserv Nifty Next 50 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹9.91 Cr | - |
| Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1298.54 Cr | 1.2% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹149.22 Cr | 8.9% |
| Bajaj Finserv Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹906.18 Cr | 6.9% |
| Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹701.11 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4554.89 Cr | 7.1% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5828.18 Cr | 8.2% |
| Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹5244.12 Cr | 5.4% |
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of Bajaj Finserv Banking and PSU Fund Direct Growth?
What is the portfolio composition of Bajaj Finserv Banking and PSU Fund Direct Growth?
Who manages the Bajaj Finserv Banking and PSU Fund Direct Growth?
- Nimesh Chandan
- Siddharth Chaudhary
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
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Bajaj Finserv Banking and PSU Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (18-Aug-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹149 Cr
Expense Ratio
0.34%
ISIN
INF0QA701607
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
15 Nov 2023
Risk Level
Your principal amount will be at Moderate Risk
About this fund
As of 18-Aug-25, it has a Net Asset Value (NAV) of ₹11.61, Assets Under Management (AUM) of 149.22 Crores, and an expense ratio of 0.34%.
- Bajaj Finserv Banking and PSU Fund Direct Growth has given a CAGR return of 8.74% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 92.95% in debts, and 6.79% in cash & cash equivalents.
- You can start investing in Bajaj Finserv Banking and PSU Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.90%
+8.24% (Cat Avg.)
Since Inception
+8.74%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Debt | ₹138.7 Cr | 92.95% |
| Others | ₹10.53 Cr | 7.05% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.32 Cr | 10.27% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.58 Cr | 7.09% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹10.57 Cr | 7.09% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹10.4 Cr | 6.97% |
| National Housing Bank | Bond - Corporate Bond | ₹10.33 Cr | 6.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10.23 Cr | 6.85% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹10.17 Cr | 6.81% |
| Bajaj Finance Ltd. | Bond - Corporate Bond | ₹10.05 Cr | 6.74% |
| Ntpc Limited | Bond - Corporate Bond | ₹9.97 Cr | 6.68% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹9.96 Cr | 6.68% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹9.92 Cr | 6.65% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹6.79 Cr | 4.55% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.47 Cr | 3.67% |
| Food Corporation Of India | Bond - Corporate Bond | ₹5.13 Cr | 3.44% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹4.95 Cr | 3.32% |
| Net Receivables / (Payables) | Cash | ₹3.34 Cr | 2.24% |
| 07.11 MH Sdl 2029 | Bond - Gov't/Treasury | ₹3.09 Cr | 2.07% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹2.56 Cr | 1.72% |
| SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2 | Mutual Fund - Open End | ₹0.4 Cr | 0.26% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹122.65 Cr | 82.19% |
| Bond - Gov't/Treasury | ₹16.05 Cr | 10.75% |
| Cash - Repurchase Agreement | ₹6.79 Cr | 4.55% |
| Cash | ₹3.34 Cr | 2.24% |
| Mutual Fund - Open End | ₹0.4 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
1.36%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.54
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.12
Higher the better
Fund Managers
Nimesh Chandan
Since November 2023
Siddharth Chaudhary
Since November 2023
Additional Scheme Detailsas of 31st July 2025
ISIN INF0QA701607 | Expense Ratio 0.34% | Exit Load No Charges | Fund Size ₹149 Cr | Age 1 year 9 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking & PSU Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
About the AMC
Bajaj Finserv Mutual Fund
Total AUM
₹18,004 Cr
Address
8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014
Other Funds by Bajaj Finserv Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Bajaj Finserv Small Cap Fund Direct Growth Very High Risk | - | 0.0% | ₹1201.14 Cr | - |
| Bajaj Finserv Nifty 50 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹7.91 Cr | - |
| Bajaj Finserv Nifty Next 50 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹9.91 Cr | - |
| Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1298.54 Cr | 1.2% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹149.22 Cr | 8.9% |
| Bajaj Finserv Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹906.18 Cr | 6.9% |
| Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹701.11 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4554.89 Cr | 7.1% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5828.18 Cr | 8.2% |
| Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹5244.12 Cr | 5.4% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bajaj Finserv Banking and PSU Fund Direct Growth?
What is the portfolio composition of Bajaj Finserv Banking and PSU Fund Direct Growth?
Who manages the Bajaj Finserv Banking and PSU Fund Direct Growth?
- Nimesh Chandan
- Siddharth Chaudhary
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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