Bajaj Finserv Banking and Financial Services Fund Direct Growth

Fund Overview

Fund Size

₹503 Cr

Expense Ratio

1.08%

ISIN

INF0QA701BZ6

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

01 Dec 2025

About this fund

Bajaj Finserv Banking and Financial Services Fund Direct Growth is a Sector - Financial Services mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 8 months and 27 days, having been launched on 01-Dec-25.
As of 27-Aug-26, it has a Net Asset Value (NAV) of ₹10.08, Assets Under Management (AUM) of 503.00 Crores, and an expense ratio of 1.08%.

Bajaj Finserv Banking and Financial Services Fund Direct Growth has given a CAGR return of 0.77% since inception.
The fund's asset allocation comprises around 97.84% in equities, 0.21% in debts, and 1.95% in cash & cash equivalents.
You can start investing in Bajaj Finserv Banking and Financial Services Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+0.77%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2026

Equity	₹492.13 Cr	97.84%
Debt	₹1.04 Cr	0.21%
Others	₹9.83 Cr	1.95%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹64.23 Cr	12.77%
HDFC Bank Ltd	Equity	₹63.5 Cr	12.62%
State Bank of India	Equity	₹36.41 Cr	7.24%
Bajaj Finance Ltd	Equity	₹28.15 Cr	5.60%
Kotak Mahindra Bank Ltd	Equity	₹24.44 Cr	4.86%
Axis Bank Ltd	Equity	₹22.17 Cr	4.41%
The Federal Bank Ltd	Equity	₹20.64 Cr	4.10%
Shriram Finance Ltd	Equity	₹19.33 Cr	3.84%
Jio Financial Services Ltd	Equity	₹14.07 Cr	2.80%
RBL Bank Ltd	Equity	₹13.1 Cr	2.60%
SBI Funds Management Ltd	Equity	₹12.86 Cr	2.56%
Manappuram Finance Ltd	Equity	₹12.47 Cr	2.48%
Prudent Corporate Advisory Services Ltd	Equity	₹12.45 Cr	2.48%
Sundaram Finance Ltd	Equity	₹10.77 Cr	2.14%
Go Digit General Insurance Ltd	Equity	₹10.63 Cr	2.11%
Bajaj Finserv Ltd	Equity	₹10.14 Cr	2.02%
SBI Life Insurance Co Ltd	Equity	₹9.68 Cr	1.92%
Angel One Ltd Ordinary Shares	Equity	₹9.32 Cr	1.85%
Niva Bupa Health Insurance Co Ltd	Equity	₹9.23 Cr	1.84%
Housing & Urban Development Corp Ltd	Equity	₹9.05 Cr	1.80%
CRISIL Ltd	Equity	₹8.32 Cr	1.65%
Five-Star Business Finance Ltd	Equity	₹7.52 Cr	1.49%
Repco Home Finance Ltd	Equity	₹7.41 Cr	1.47%
Canara Bank	Equity	₹7.34 Cr	1.46%
Net Receivables / (Payables)	Cash - Collateral	₹5.62 Cr	1.12%
BSE Ltd	Equity	₹5.57 Cr	1.11%
Max Financial Services Ltd	Equity	₹5.24 Cr	1.04%
Bajaj Money Market Dir Gr	Mutual Fund - Open End	₹5.22 Cr	1.04%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹5.18 Cr	1.03%
ICRA Ltd	Equity	₹4.84 Cr	0.96%
HDFC Life Future Aug 26	Equity - Future	₹4.55 Cr	0.90%
Turtlemint Fintech Solutions Ltd	Equity	₹3.9 Cr	0.77%
Nuvama Wealth Management Ltd	Equity	₹3.85 Cr	0.77%
DCB Bank Ltd	Equity	₹3.48 Cr	0.69%
Medi Assist Healthcare Services Ltd	Equity	₹3.02 Cr	0.60%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹2.6 Cr	0.52%
360 One Wam Ltd Ordinary Shares	Equity	₹2.5 Cr	0.50%
Cholamandalam Investment and Finance Co Ltd	Equity	₹1.86 Cr	0.37%
Central Depository Services (India) Ltd	Equity	₹1.2 Cr	0.24%
IIFL Capital Services Ltd Ordinary Shares	Equity	₹1.11 Cr	0.22%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹0.03 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹484.57 Cr	96.34%
Healthcare	₹3.02 Cr	0.60%

Risk & Performance Ratios

Fund Managers

Siddharth Chaudhary

Since December 2025

Sayan Sharma

Since May 2026

Kishore Agarwal

Since May 2026

Additional Scheme Detailsas of 31st July 2026

ISIN

INF0QA701BZ6

Expense Ratio

1.08%

Exit Load

1.00%

Fund Size

₹503 Cr

Age

8 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TRI

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
DSP BSE MidSmall Private Banks ETF Very High Risk	-	-	-	-
Invesco India Nifty Bank ETF Very High Risk	-	-	-	-
Edelweiss BSE Top 10 Bank ETF Very High Risk	0.1%	-	₹20.77 Cr	-
Kotak Nifty Private Bank ETF Very High Risk	0.1%	-	-	-
Bajaj Finserv BSE Top 10 Banks ETF Very High Risk	0.1%	-	-	-
ICICI Prudential BSE Insurance ETF Very High Risk	-	-	-	-
Kotak Nifty PSU Bank ETF Very High Risk	0.5%	-	₹2432.96 Cr	25.6%
Groww Nifty Private Bank ETF Very High Risk	0.3%	-	₹6.82 Cr	-
Motilal Oswal BSE Top 10 Banks ETF Very High Risk	0.6%	-	₹5.86 Cr	-
Groww Nifty PSU Bank ETF Very High Risk	0.5%	-	₹6.28 Cr	-
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹4685.26 Cr	6.1%
DSP BSE Top 10 Banks ETF Very High Risk	1.3%	-	₹293.27 Cr	-
Canara Robeco Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹631.64 Cr	-
Canara Robeco Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹631.64 Cr	-
Aditya Birla Sun Life BSE Top 10 Banks ETF Very High Risk	0.1%	-	₹369.17 Cr	-
Motilal Oswal Financial Services Fund Regular Growth Very High Risk	2.8%	1.0%	₹202.54 Cr	-
Motilal Oswal Financial Services Fund Direct Growth Very High Risk	1.3%	1.0%	₹202.54 Cr	-
Edelweiss Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹282.35 Cr	-
Edelweiss Financial Services Fund Regular Growth Very High Risk	2.5%	1.0%	₹282.35 Cr	-
Bank of India Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹273.76 Cr	-
Bank of India Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹273.76 Cr	-
Groww Nifty Capital Markets ETF Very High Risk	0.5%	-	₹45.04 Cr	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹503.00 Cr	-
Bajaj Finserv Banking and Financial Services Fund Regular Growth Very High Risk	2.8%	1.0%	₹503.00 Cr	-
Mahindra Manulife Banking & Financial Services Fund Regular Growth Very High Risk	2.9%	0.0%	₹460.44 Cr	13.3%
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	1.2%	0.0%	₹460.44 Cr	15.3%
SBI BSE PSU Bank ETF Very High Risk	0.3%	-	₹801.14 Cr	23.8%
HSBC Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹928.79 Cr	14.4%
HSBC Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹928.79 Cr	16.1%
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2259.96 Cr	6.1%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹47.67 Cr	26.0%
Edelweiss Nifty Bank ETF Very High Risk	1.1%	-	₹3.30 Cr	6.0%
Helios Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹203.08 Cr	5.8%
Helios Financial Services Fund Regular Growth Very High Risk	2.6%	1.0%	₹203.08 Cr	4.2%
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.3%	-	₹4.25 Cr	6.0%
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.2%	-	₹4002.47 Cr	5.9%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹492.60 Cr	5.8%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹83.19 Cr	15.5%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	1.0%	₹83.19 Cr	17.8%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.8%	0.0%	₹652.60 Cr	7.2%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	1.1%	0.0%	₹652.60 Cr	9.0%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹63.97 Cr	25.8%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.2%	-	₹410.07 Cr	6.1%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	2.2%	0.0%	₹2065.31 Cr	18.6%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	0.0%	₹2065.31 Cr	20.3%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹417.84 Cr	2.0%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹6341.50 Cr	26.6%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹7774.49 Cr	7.6%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹1845.19 Cr	12.0%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3128.20 Cr	6.1%

About the AMC

Bajaj Finserv Mutual Fund

1800-309-3900

https://www.bajajamc.com/

Total AUM

₹33,660 Cr

Address

8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014

Other Funds by Bajaj Finserv Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹647.38 Cr	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹503.00 Cr	-
Bajaj Finserv Equity Savings Fund Direct Growth Moderate Risk	1.2%	0.0%	₹40.99 Cr	5.3%
Bajaj Finserv Small Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹2363.72 Cr	21.8%
Bajaj Finserv Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹39.16 Cr	-2.0%
Bajaj Finserv Nifty Next 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹32.34 Cr	11.2%
Bajaj Finserv Multi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹1510.55 Cr	14.8%
Bajaj Finserv Gilt Fund Direct Growth Moderately High risk	0.5%	0.0%	₹25.28 Cr	5.7%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	1.3%	0.0%	₹89.10 Cr	8.7%
Bajaj Finserv Healthcare Fund Direct Growth Very High Risk	0.9%	1.0%	₹376.77 Cr	24.8%
Bajaj Finserv Consumption Fund Direct Growth Very High Risk	1.3%	1.0%	₹619.53 Cr	-0.3%
Bajaj Finserv Large Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1671.20 Cr	6.2%
Bajaj Finserv Multi Asset Allocation Fund Direct Growth Very High Risk	0.8%	1.0%	₹1943.33 Cr	16.1%
Bajaj Finserv Large and Mid Cap Fund Direct Growth Low Risk	1.3%	1.0%	₹2444.72 Cr	6.1%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1262.98 Cr	7.9%
Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk	0.3%	0.0%	₹369.80 Cr	5.4%
Bajaj Finserv Arbitrage Fund Direct Growth Low Risk	1.4%	0.0%	₹1193.06 Cr	6.3%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹676.93 Cr	5.4%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8322.27 Cr	6.5%
Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4478.00 Cr	6.5%
Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹8173.32 Cr	10.9%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of Bajaj Finserv Banking and Financial Services Fund Direct Growth?

The NAV of Bajaj Finserv Banking and Financial Services Fund Direct Growth, as of 27-Aug-2026, is ₹10.08.

What is the portfolio composition of Bajaj Finserv Banking and Financial Services Fund Direct Growth?

The fund's allocation of assets is distributed as 97.84% in equities, 0.21% in bonds, and 1.95% in cash and cash equivalents.

Who manages the Bajaj Finserv Banking and Financial Services Fund Direct Growth?

The fund managers responsible for Bajaj Finserv Banking and Financial Services Fund Direct Growth are:-

Siddharth Chaudhary
Sayan Sharma
Kishore Agarwal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Bajaj Finserv Banking and Financial Services Fund Direct Growth

Fund Overview