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SBI Banking and PSU Fund Regular Growth
DebtBanking & PSUModerate Risk
Regular
NAV (30-Oct-26)
₹3313.330.02%1D
Returns (Since Inception)
7.28%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹3,512 Cr
Expense Ratio
0.77%
ISIN
INF200K01U41
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
09 Oct 2009
About this fund
SBI Banking and PSU Fund Regular Growth is a Banking & PSU mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 17 years and 22 days, having been launched on 09-Oct-09.
As of 30-Oct-26, it has a Net Asset Value (NAV) of ₹3313.33, Assets Under Management (AUM) of 3512.09 Crores, and an expense ratio of 0.77%.
As of 30-Oct-26, it has a Net Asset Value (NAV) of ₹3313.33, Assets Under Management (AUM) of 3512.09 Crores, and an expense ratio of 0.77%.
- SBI Banking and PSU Fund Regular Growth has given a CAGR return of 7.28% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 48.53% in debts, and 49.56% in cash & cash equivalents.
- You can start investing in SBI Banking and PSU Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+4.01%
+3.53% (Cat Avg.)
3 Years
+6.62%
+6.50% (Cat Avg.)
5 Years
+5.68%
+5.82% (Cat Avg.)
10 Years
+6.55%
+6.12% (Cat Avg.)
Since Inception
+7.28%
— (Cat Avg.)
Portfolio Summaryas of 15th October 2026
| Debt | ₹1,704.46 Cr | 48.53% |
| Others | ₹1,747.79 Cr | 49.76% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹820.41 Cr | 11.18% |
| State Bank Of India | Bond - Corporate Bond | ₹328.59 Cr | 4.48% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹293.09 Cr | 4.00% |
| 6.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹246.58 Cr | 3.36% |
| Rec Limited | Bond - Corporate Bond | ₹229.4 Cr | 3.13% |
| Canara Bank | Cash - CD/Time Deposit | ₹196.08 Cr | 2.67% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹190.55 Cr | 2.60% |
| Canara Bank | Bond - Gov't Agency Debt | ₹190.17 Cr | 2.59% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹187.1 Cr | 2.55% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹179.68 Cr | 2.45% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹175.19 Cr | 2.39% |
| GAil (India) Limited | Bond - Corporate Bond | ₹174.25 Cr | 2.38% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹171.38 Cr | 2.34% |
| Hdfc Bank Ltd. | Cash | ₹147.45 Cr | 2.01% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹145.95 Cr | 1.99% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹129.64 Cr | 1.77% |
| HSBC Bank PLC | Bond - Convertible | ₹125 Cr | 1.70% |
| Cash Offsets For Shorts & Derivatives | Cash - General Offset | ₹-125 Cr | 1.70% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹122.64 Cr | 1.67% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹122.41 Cr | 1.67% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹122.21 Cr | 1.67% |
| Canara Bank | Cash - CD/Time Deposit | ₹121.7 Cr | 1.66% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹121.42 Cr | 1.66% |
| India Infrastructure Finance Company Limited | Bond - Corporate Bond | ₹120.55 Cr | 1.64% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹99.1 Cr | 1.35% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.45 Cr | 1.34% |
| Axis Bank Ltd | Cash - CD/Time Deposit | ₹98.36 Cr | 1.34% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹98.32 Cr | 1.34% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹97.82 Cr | 1.33% |
| Canara Bank | Bond - Gov't Agency Debt | ₹97.53 Cr | 1.33% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹97.51 Cr | 1.33% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹97.39 Cr | 1.33% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹97.35 Cr | 1.33% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹97.35 Cr | 1.33% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹97.22 Cr | 1.33% |
| Punjab National Bank | Bond - Corporate Bond | ₹94.94 Cr | 1.29% |
| 7.66% Andhra Sdl 2027 | Bond - Gov't/Treasury | ₹80.46 Cr | 1.10% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.04 Cr | 1.02% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹74.78 Cr | 1.02% |
| Indian Bank | Cash - CD/Time Deposit | ₹73.78 Cr | 1.01% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹73.38 Cr | 1.00% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹73.22 Cr | 1.00% |
| Union Bank of India | Bond - Corporate Bond | ₹73.18 Cr | 1.00% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹72.96 Cr | 0.99% |
| 8.26% Gujarat Sdl 2028 | Bond - Gov't/Treasury | ₹71.06 Cr | 0.97% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹68.69 Cr | 0.94% |
| 8.29% Haryana Sdl 2028 | Bond - Gov't/Treasury | ₹60.85 Cr | 0.83% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹54.98 Cr | 0.75% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹54.83 Cr | 0.75% |
| 8.25% Haryana Sdl 2028 | Bond - Gov't/Treasury | ₹50.65 Cr | 0.69% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50 Cr | 0.68% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.08 Cr | 0.67% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹48.98 Cr | 0.67% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹48.95 Cr | 0.67% |
| Pnb Housing Finance Limited | Bond - Corporate Bond | ₹44.26 Cr | 0.60% |
| Nhpc Limited | Bond - Corporate Bond | ₹42.82 Cr | 0.58% |
| 7.59% Uttarpradesh Sdl 2027 | Bond - Gov't/Treasury | ₹40.23 Cr | 0.55% |
| 7.64% Haryana Sdl 2027 | Bond - Gov't/Treasury | ₹35.15 Cr | 0.48% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹34.98 Cr | 0.48% |
| 8.45% Haryana Sdl 2028 | Bond - Gov't/Treasury | ₹25.4 Cr | 0.35% |
| 7.67% ASsam Sdl 2027 | Bond - Gov't/Treasury | ₹25.14 Cr | 0.34% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.04 Cr | 0.34% |
| Nhpc Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.34% |
| Rec Limited | Bond - Corporate Bond | ₹24.86 Cr | 0.34% |
| Rec Limited | Bond - Corporate Bond | ₹24.68 Cr | 0.34% |
| State Bank Of India | Bond - Corporate Bond | ₹24.64 Cr | 0.34% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.45 Cr | 0.33% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹24.31 Cr | 0.33% |
| Net Receivable / Payable | Cash - Collateral | ₹19.62 Cr | 0.27% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Unspecified | ₹15.19 Cr | 0.21% |
| Canara Bank | Bond - Corporate Bond | ₹10.06 Cr | 0.14% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.06 Cr | 0.07% |
| Nhpc Limited | Bond - Corporate Bond | ₹1.98 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹2,772.82 Cr | 37.80% |
| Bond - Corporate Bond | ₹2,636.76 Cr | 35.95% |
| Cash - Repurchase Agreement | ₹820.41 Cr | 11.18% |
| Bond - Gov't/Treasury | ₹635.53 Cr | 8.66% |
| Bond - Gov't Agency Debt | ₹287.7 Cr | 3.92% |
| Cash | ₹147.45 Cr | 2.01% |
| Cash - General Offset | ₹-125 Cr | 1.70% |
| Bond - Convertible | ₹125 Cr | 1.70% |
| Cash - Collateral | ₹19.62 Cr | 0.27% |
| Mutual Fund - Unspecified | ₹15.19 Cr | 0.21% |
| Bond - Short-term Government Bills | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
1.52%
Cat. avg.
1.73%
Lower the better
Sharpe Ratio
This fund
0.22
Cat. avg.
0.23
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.43
Higher the better
Fund Managers
Ardhendu Bhattacharya
Since December 2023
Additional Scheme Detailsas of 15th October 2026
ISIN INF200K01U41 | Expense Ratio 0.77% | Exit Load No Charges | Fund Size ₹3,512 Cr | Age 17 years | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking & PSU Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
About the AMC
SBI Mutual Fund
Total AUM
₹13,50,916 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of SBI Banking and PSU Fund Regular Growth?
The NAV of SBI Banking and PSU Fund Regular Growth, as of 30-Oct-2026, is ₹3313.33.
What are the returns of SBI Banking and PSU Fund Regular Growth?
The fund has generated 4.01% over the last 1 year and 6.62% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Banking and PSU Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 48.53% in bonds, and 49.56% in cash and cash equivalents.
Who manages the SBI Banking and PSU Fund Regular Growth?
The fund managers responsible for SBI Banking and PSU Fund Regular Growth are:-
- Ardhendu Bhattacharya
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
