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ICICI Prudential Banking and PSU Debt Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (30-Oct-25)
₹34.89-0.02%1D
Returns (Since Inception)
8.20%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹9,744 Cr
Expense Ratio
0.39%
ISIN
INF109K010A6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
14 Mar 2013
About this fund
ICICI Prudential Banking and PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 12 years, 7 months and 17 days, having been launched on 14-Mar-13.
As of 30-Oct-25, it has a Net Asset Value (NAV) of ₹34.89, Assets Under Management (AUM) of 9743.57 Crores, and an expense ratio of 0.39%.
As of 30-Oct-25, it has a Net Asset Value (NAV) of ₹34.89, Assets Under Management (AUM) of 9743.57 Crores, and an expense ratio of 0.39%.
- ICICI Prudential Banking and PSU Debt Fund Direct Growth has given a CAGR return of 8.20% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 94.81% in debts, and 4.88% in cash & cash equivalents.
- You can start investing in ICICI Prudential Banking and PSU Debt Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.33%
+7.84% (Cat Avg.)
3 Years
+8.02%
+7.47% (Cat Avg.)
5 Years
+6.73%
+6.25% (Cat Avg.)
10 Years
+7.81%
+8.55% (Cat Avg.)
Since Inception
+8.20%
— (Cat Avg.)
Portfolio Summaryas of 15th October 2025
| Debt | ₹9,238.29 Cr | 94.81% |
| Others | ₹505.28 Cr | 5.19% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹458.85 Cr | 4.70% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹407.58 Cr | 4.17% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹373.25 Cr | 3.82% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹331 Cr | 3.39% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹305.52 Cr | 3.13% |
| Net Current Assets | Cash | ₹288.37 Cr | 2.95% |
| SHIVSHAKTI SECURITISATION TRUST | Bond - Asset Backed | ₹227.65 Cr | 2.33% |
| SIDDHIVINAYAK SECURITISATION TRUST | Bond - Asset Backed | ₹227.48 Cr | 2.33% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹224.88 Cr | 2.30% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹214.56 Cr | 2.20% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹203.6 Cr | 2.08% |
| Rec Limited | Bond - Corporate Bond | ₹200.94 Cr | 2.06% |
| Bharat Petroleum Corporation Limited | Bond - Corporate Bond | ₹200.91 Cr | 2.06% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹200.87 Cr | 2.06% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹198.25 Cr | 2.03% |
| Indian Bank | Bond - Corporate Bond | ₹184.77 Cr | 1.89% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹176.25 Cr | 1.80% |
| Rec Limited | Bond - Corporate Bond | ₹150 Cr | 1.54% |
| 7.24% Govt Stock 2055 | Bond - Gov't/Treasury | ₹144.72 Cr | 1.48% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹128.45 Cr | 1.32% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹127.15 Cr | 1.30% |
| State Government Of Madhya Pradesh | Bond - Gov't/Treasury | ₹125.76 Cr | 1.29% |
| 6.9% Govt Stock 2065 | Bond - Gov't/Treasury | ₹120.29 Cr | 1.23% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹110.94 Cr | 1.14% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹105.8 Cr | 1.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹105.4 Cr | 1.08% |
| State Government Of Madhya Pradesh | Bond - Gov't/Treasury | ₹102.82 Cr | 1.05% |
| Dme Development Limited | Bond - Corporate Bond | ₹102.78 Cr | 1.05% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹102 Cr | 1.04% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹101.99 Cr | 1.04% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹101.51 Cr | 1.04% |
| Rec Limited | Bond - Corporate Bond | ₹100.66 Cr | 1.03% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹100.48 Cr | 1.03% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹100.41 Cr | 1.03% |
| Rec Limited | Bond - Corporate Bond | ₹99.67 Cr | 1.02% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹99.6 Cr | 1.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹91.57 Cr | 0.94% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹91.51 Cr | 0.94% |
| 6.99% Govt Stock 2034 | Bond - Gov't/Treasury | ₹88.21 Cr | 0.90% |
| 6.33% Govt Stock 2035 | Bond - Gov't/Treasury | ₹84.08 Cr | 0.86% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹80.57 Cr | 0.82% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹78.76 Cr | 0.81% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹77.59 Cr | 0.79% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹76.2 Cr | 0.78% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹74.54 Cr | 0.76% |
| Bank Of Baroda | Cash | ₹73.43 Cr | 0.75% |
| Treps | Cash - Repurchase Agreement | ₹66.81 Cr | 0.68% |
| Citicorp Finance (India) Limited | Bond - Corporate Bond | ₹65 Cr | 0.67% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹61.99 Cr | 0.63% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹61.56 Cr | 0.63% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹55.94 Cr | 0.57% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹55.71 Cr | 0.57% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹55.14 Cr | 0.56% |
| Axis Bank Limited | Bond - Corporate Bond | ₹52.4 Cr | 0.54% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.49 Cr | 0.53% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹51.23 Cr | 0.52% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹51.05 Cr | 0.52% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.96 Cr | 0.52% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.93 Cr | 0.52% |
| Bharat Sanchar Nigam Limited | Bond - Corporate Bond | ₹50.9 Cr | 0.52% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.42 Cr | 0.52% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.39 Cr | 0.52% |
| Rec Limited | Bond - Corporate Bond | ₹50.36 Cr | 0.52% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹50.2 Cr | 0.51% |
| 7.23% Maharashtra Sdl-04/09/2035 | Bond - Gov't/Treasury | ₹49.37 Cr | 0.51% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹48.34 Cr | 0.49% |
| IDFC Bank Limited | Cash - CD/Time Deposit | ₹48.16 Cr | 0.49% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹45.21 Cr | 0.46% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹45 Cr | 0.46% |
| Kotak Mahindra Bank Limited | Bond - Corporate Bond | ₹40.35 Cr | 0.41% |
| 7.23% Maharashtra Sdl-04/09/2035 | Bond - Gov't/Treasury | ₹39.78 Cr | 0.41% |
| Rec Limited | Bond - Corporate Bond | ₹38.05 Cr | 0.39% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹35.62 Cr | 0.36% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹34.71 Cr | 0.36% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.95 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.7 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.69 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.67 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.64 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.64 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.53 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.3 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.25 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.19 Cr | 0.33% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹31.27 Cr | 0.32% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹31.07 Cr | 0.32% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹30.61 Cr | 0.31% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹30.36 Cr | 0.31% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹29.7 Cr | 0.30% |
| 07.32% Chattisgarh Sdl | Bond - Gov't/Treasury | ₹27.89 Cr | 0.29% |
| Maharashtra (Government of) | Bond - Sub-sovereign Government Debt | ₹27.3 Cr | 0.28% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹26.78 Cr | 0.27% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹26.14 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.59 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.31 Cr | 0.26% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.26 Cr | 0.26% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.26 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.22 Cr | 0.26% |
| Rec Limited | Bond - Corporate Bond | ₹25.18 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.18 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.16 Cr | 0.26% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹25.11 Cr | 0.26% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.09 Cr | 0.26% |
| 7.13% Karnataka SDL - 20-Aug-2034 | Bond - Gov't/Treasury | ₹23.38 Cr | 0.24% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.3 Cr | 0.21% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹18.28 Cr | 0.19% |
| State Government Of Bihar | Bond - Gov't/Treasury | ₹17.44 Cr | 0.18% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.14 Cr | 0.16% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹14.87 Cr | 0.15% |
| 7.09% Govt Stock 2054 | Bond - Gov't/Treasury | ₹7.74 Cr | 0.08% |
| State Government of Maharashtra | Bond - Gov't/Treasury | ₹6.62 Cr | 0.07% |
| 7.29% Westbengal Sgs Mat - 26/06/39 | Bond - Gov't/Treasury | ₹5.8 Cr | 0.06% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.55 Cr | 0.06% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹5.13 Cr | 0.05% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹3.04 Cr | 0.03% |
| Government Securities | Bond - Gov't/Treasury | ₹2.7 Cr | 0.03% |
| 6.82% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.87 Cr | 0.02% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹0.71 Cr | 0.01% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹0.33 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,234.38 Cr | 74.07% |
| Bond - Gov't/Treasury | ₹1,323.18 Cr | 13.55% |
| Bond - Asset Backed | ₹675.28 Cr | 6.91% |
| Cash | ₹361.8 Cr | 3.70% |
| Cash - Repurchase Agreement | ₹66.81 Cr | 0.68% |
| Cash - CD/Time Deposit | ₹48.16 Cr | 0.49% |
| Mutual Fund - Open End | ₹29.7 Cr | 0.30% |
| Bond - Sub-sovereign Government Debt | ₹27.3 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
0.87%
Cat. avg.
1.42%
Lower the better
Sharpe Ratio
This fund
1.28
Cat. avg.
0.46
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.94
Higher the better
Fund Managers
Manish Banthia
Since September 2024
RL
Rohit Lakhotia
Since June 2023
Additional Scheme Detailsas of 15th October 2025
ISIN INF109K010A6 | Expense Ratio 0.39% | Exit Load No Charges | Fund Size ₹9,744 Cr | Age 12 years 7 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Banking & PSU Debt Idx A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹10,52,087 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth, as of 30-Oct-2025, is ₹34.89.
What are the returns of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The fund has generated 8.33% over the last 1 year and 8.02% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 94.81% in bonds, and 4.88% in cash and cash equivalents.
Who manages the ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The fund managers responsible for ICICI Prudential Banking and PSU Debt Fund Direct Growth are:-
- Manish Banthia
- Rohit Lakhotia
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
ICICI Prudential Banking and PSU Debt Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (30-Oct-25)
₹34.89-0.02%1D
Returns (Since Inception)
8.20%
Rated ★4.3+ on
Fund Overview
Fund Size
₹9,744 Cr
Expense Ratio
0.39%
ISIN
INF109K010A6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
14 Mar 2013
Risk Level
Your principal amount will be at Moderate Risk
About this fund
ICICI Prudential Banking and PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 12 years, 7 months and 17 days, having been launched on 14-Mar-13.
As of 30-Oct-25, it has a Net Asset Value (NAV) of ₹34.89, Assets Under Management (AUM) of 9743.57 Crores, and an expense ratio of 0.39%.
As of 30-Oct-25, it has a Net Asset Value (NAV) of ₹34.89, Assets Under Management (AUM) of 9743.57 Crores, and an expense ratio of 0.39%.
- ICICI Prudential Banking and PSU Debt Fund Direct Growth has given a CAGR return of 8.20% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 94.81% in debts, and 4.88% in cash & cash equivalents.
- You can start investing in ICICI Prudential Banking and PSU Debt Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.33%
+7.84% (Cat Avg.)
3 Years
+8.02%
+7.47% (Cat Avg.)
5 Years
+6.73%
+6.25% (Cat Avg.)
10 Years
+7.81%
+8.55% (Cat Avg.)
Since Inception
+8.20%
— (Cat Avg.)
Portfolio Summaryas of 15th October 2025
| Debt | ₹9,238.29 Cr | 94.81% |
| Others | ₹505.28 Cr | 5.19% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹458.85 Cr | 4.70% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹407.58 Cr | 4.17% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹373.25 Cr | 3.82% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹331 Cr | 3.39% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹305.52 Cr | 3.13% |
| Net Current Assets | Cash | ₹288.37 Cr | 2.95% |
| SHIVSHAKTI SECURITISATION TRUST | Bond - Asset Backed | ₹227.65 Cr | 2.33% |
| SIDDHIVINAYAK SECURITISATION TRUST | Bond - Asset Backed | ₹227.48 Cr | 2.33% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹224.88 Cr | 2.30% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹214.56 Cr | 2.20% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹203.6 Cr | 2.08% |
| Rec Limited | Bond - Corporate Bond | ₹200.94 Cr | 2.06% |
| Bharat Petroleum Corporation Limited | Bond - Corporate Bond | ₹200.91 Cr | 2.06% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹200.87 Cr | 2.06% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹198.25 Cr | 2.03% |
| Indian Bank | Bond - Corporate Bond | ₹184.77 Cr | 1.89% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹176.25 Cr | 1.80% |
| Rec Limited | Bond - Corporate Bond | ₹150 Cr | 1.54% |
| 7.24% Govt Stock 2055 | Bond - Gov't/Treasury | ₹144.72 Cr | 1.48% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹128.45 Cr | 1.32% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹127.15 Cr | 1.30% |
| State Government Of Madhya Pradesh | Bond - Gov't/Treasury | ₹125.76 Cr | 1.29% |
| 6.9% Govt Stock 2065 | Bond - Gov't/Treasury | ₹120.29 Cr | 1.23% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹110.94 Cr | 1.14% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹105.8 Cr | 1.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹105.4 Cr | 1.08% |
| State Government Of Madhya Pradesh | Bond - Gov't/Treasury | ₹102.82 Cr | 1.05% |
| Dme Development Limited | Bond - Corporate Bond | ₹102.78 Cr | 1.05% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹102 Cr | 1.04% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹101.99 Cr | 1.04% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹101.51 Cr | 1.04% |
| Rec Limited | Bond - Corporate Bond | ₹100.66 Cr | 1.03% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹100.48 Cr | 1.03% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹100.41 Cr | 1.03% |
| Rec Limited | Bond - Corporate Bond | ₹99.67 Cr | 1.02% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹99.6 Cr | 1.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹91.57 Cr | 0.94% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹91.51 Cr | 0.94% |
| 6.99% Govt Stock 2034 | Bond - Gov't/Treasury | ₹88.21 Cr | 0.90% |
| 6.33% Govt Stock 2035 | Bond - Gov't/Treasury | ₹84.08 Cr | 0.86% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹80.57 Cr | 0.82% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹78.76 Cr | 0.81% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹77.59 Cr | 0.79% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹76.2 Cr | 0.78% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹74.54 Cr | 0.76% |
| Bank Of Baroda | Cash | ₹73.43 Cr | 0.75% |
| Treps | Cash - Repurchase Agreement | ₹66.81 Cr | 0.68% |
| Citicorp Finance (India) Limited | Bond - Corporate Bond | ₹65 Cr | 0.67% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹61.99 Cr | 0.63% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹61.56 Cr | 0.63% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹55.94 Cr | 0.57% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹55.71 Cr | 0.57% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹55.14 Cr | 0.56% |
| Axis Bank Limited | Bond - Corporate Bond | ₹52.4 Cr | 0.54% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.49 Cr | 0.53% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹51.23 Cr | 0.52% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹51.05 Cr | 0.52% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.96 Cr | 0.52% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.93 Cr | 0.52% |
| Bharat Sanchar Nigam Limited | Bond - Corporate Bond | ₹50.9 Cr | 0.52% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.42 Cr | 0.52% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.39 Cr | 0.52% |
| Rec Limited | Bond - Corporate Bond | ₹50.36 Cr | 0.52% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹50.2 Cr | 0.51% |
| 7.23% Maharashtra Sdl-04/09/2035 | Bond - Gov't/Treasury | ₹49.37 Cr | 0.51% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹48.34 Cr | 0.49% |
| IDFC Bank Limited | Cash - CD/Time Deposit | ₹48.16 Cr | 0.49% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹45.21 Cr | 0.46% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹45 Cr | 0.46% |
| Kotak Mahindra Bank Limited | Bond - Corporate Bond | ₹40.35 Cr | 0.41% |
| 7.23% Maharashtra Sdl-04/09/2035 | Bond - Gov't/Treasury | ₹39.78 Cr | 0.41% |
| Rec Limited | Bond - Corporate Bond | ₹38.05 Cr | 0.39% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹35.62 Cr | 0.36% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹34.71 Cr | 0.36% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.95 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.7 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.69 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.67 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.64 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.64 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.53 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.3 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.25 Cr | 0.33% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.19 Cr | 0.33% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹31.27 Cr | 0.32% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹31.07 Cr | 0.32% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹30.61 Cr | 0.31% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹30.36 Cr | 0.31% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹29.7 Cr | 0.30% |
| 07.32% Chattisgarh Sdl | Bond - Gov't/Treasury | ₹27.89 Cr | 0.29% |
| Maharashtra (Government of) | Bond - Sub-sovereign Government Debt | ₹27.3 Cr | 0.28% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹26.78 Cr | 0.27% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹26.14 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.59 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.31 Cr | 0.26% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.26 Cr | 0.26% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.26 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.22 Cr | 0.26% |
| Rec Limited | Bond - Corporate Bond | ₹25.18 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.18 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.16 Cr | 0.26% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹25.11 Cr | 0.26% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.09 Cr | 0.26% |
| 7.13% Karnataka SDL - 20-Aug-2034 | Bond - Gov't/Treasury | ₹23.38 Cr | 0.24% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.3 Cr | 0.21% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹18.28 Cr | 0.19% |
| State Government Of Bihar | Bond - Gov't/Treasury | ₹17.44 Cr | 0.18% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.14 Cr | 0.16% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹14.87 Cr | 0.15% |
| 7.09% Govt Stock 2054 | Bond - Gov't/Treasury | ₹7.74 Cr | 0.08% |
| State Government of Maharashtra | Bond - Gov't/Treasury | ₹6.62 Cr | 0.07% |
| 7.29% Westbengal Sgs Mat - 26/06/39 | Bond - Gov't/Treasury | ₹5.8 Cr | 0.06% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.55 Cr | 0.06% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹5.13 Cr | 0.05% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹3.04 Cr | 0.03% |
| Government Securities | Bond - Gov't/Treasury | ₹2.7 Cr | 0.03% |
| 6.82% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.87 Cr | 0.02% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹0.71 Cr | 0.01% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹0.33 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,234.38 Cr | 74.07% |
| Bond - Gov't/Treasury | ₹1,323.18 Cr | 13.55% |
| Bond - Asset Backed | ₹675.28 Cr | 6.91% |
| Cash | ₹361.8 Cr | 3.70% |
| Cash - Repurchase Agreement | ₹66.81 Cr | 0.68% |
| Cash - CD/Time Deposit | ₹48.16 Cr | 0.49% |
| Mutual Fund - Open End | ₹29.7 Cr | 0.30% |
| Bond - Sub-sovereign Government Debt | ₹27.3 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
0.87%
Cat. avg.
1.42%
Lower the better
Sharpe Ratio
This fund
1.28
Cat. avg.
0.46
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.94
Higher the better
Fund Managers
Manish Banthia
Since September 2024
RL
Rohit Lakhotia
Since June 2023
Additional Scheme Detailsas of 15th October 2025
ISIN INF109K010A6 | Expense Ratio 0.39% | Exit Load No Charges | Fund Size ₹9,744 Cr | Age 12 years 7 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Banking & PSU Debt Idx A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹10,52,087 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth, as of 30-Oct-2025, is ₹34.89.
What are the returns of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The fund has generated 8.33% over the last 1 year and 8.02% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 94.81% in bonds, and 4.88% in cash and cash equivalents.
Who manages the ICICI Prudential Banking and PSU Debt Fund Direct Growth?
The fund managers responsible for ICICI Prudential Banking and PSU Debt Fund Direct Growth are:-
- Manish Banthia
- Rohit Lakhotia
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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