
DebtBanking & PSUModerate Risk
Regular
NAV (26-Feb-26)
Returns (Since Inception)
Fund Size
₹4,352 Cr
Expense Ratio
0.58%
ISIN
INF677K01AE7
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
20 Sep 2007
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.20%
+6.89% (Cat Avg.)
3 Years
+7.15%
+7.25% (Cat Avg.)
5 Years
+5.45%
+6.30% (Cat Avg.)
10 Years
+6.71%
+8.44% (Cat Avg.)
Since Inception
+5.12%
— (Cat Avg.)
| Debt | ₹3,764.37 Cr | 86.50% |
| Others | ₹587.41 Cr | 13.50% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹158.63 Cr | 3.66% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹152.1 Cr | 3.51% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹140.81 Cr | 3.25% |
| Treps | Cash - Repurchase Agreement | ₹132.88 Cr | 3.07% |
| 6.48% Gs 2035 | Bond - Gov't/Treasury | ₹126.28 Cr | 2.91% |
| 6.01% Gs 2030 | Bond - Gov't/Treasury | ₹124.06 Cr | 2.86% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹114.61 Cr | 2.64% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹106.47 Cr | 2.46% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹103.83 Cr | 2.40% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹103.43 Cr | 2.39% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹102.66 Cr | 2.37% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹102.22 Cr | 2.36% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹99.95 Cr | 2.31% |
| 7.04% Gs 2029 | Bond - Gov't/Treasury | ₹99.11 Cr | 2.29% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹97.87 Cr | 2.26% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹96.67 Cr | 2.23% |
| Bank of Baroda | Bond - Corporate Bond | ₹94.61 Cr | 2.18% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹93.74 Cr | 2.16% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹86.29 Cr | 1.99% |
| SHIVSHAKTI SECURITISATION TRUST | Bond - Asset Backed | ₹85.83 Cr | 1.98% |
| National Housing Bank | Bond - Corporate Bond | ₹85.64 Cr | 1.98% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹81.13 Cr | 1.87% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹80.98 Cr | 1.87% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹78.04 Cr | 1.80% |
| Canara Bank | Bond - Gov't Agency Debt | ₹70.26 Cr | 1.62% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹69.25 Cr | 1.60% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹62.62 Cr | 1.44% |
| Rec Limited | Bond - Corporate Bond | ₹53.91 Cr | 1.24% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹53.75 Cr | 1.24% |
| Rec Limited | Bond - Corporate Bond | ₹53.41 Cr | 1.23% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹53.35 Cr | 1.23% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹52.82 Cr | 1.22% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹52.19 Cr | 1.20% |
| 7.26% Gs 2033 | Bond - Gov't/Treasury | ₹51.76 Cr | 1.19% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹51.69 Cr | 1.19% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.56 Cr | 1.19% |
| 7.61% Gujarat Sdl 2032 | Bond - Gov't/Treasury | ₹51.31 Cr | 1.18% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹50.59 Cr | 1.17% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹50.46 Cr | 1.16% |
| 7.07% Gujarat Sgs 2034 | Bond - Gov't/Treasury | ₹50.3 Cr | 1.16% |
| National Housing Bank | Bond - Corporate Bond | ₹50.19 Cr | 1.16% |
| Rec Limited | Bond - Corporate Bond | ₹49.8 Cr | 1.15% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹48.95 Cr | 1.13% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.81 Cr | 1.13% |
| Axis Bank Ltd | Cash - CD/Time Deposit | ₹47.45 Cr | 1.09% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹47.13 Cr | 1.09% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹47.07 Cr | 1.09% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹47.03 Cr | 1.09% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹46.97 Cr | 1.08% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹46.93 Cr | 1.08% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹46.61 Cr | 1.08% |
| SIDDHIVINAYAK SECURITISATION TRUST | Bond - Asset Backed | ₹40.43 Cr | 0.93% |
| Net Current Assets (Including Cash & Bank Balances) | Cash | ₹-34.82 Cr | 0.80% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹32.27 Cr | 0.74% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹31.22 Cr | 0.72% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹27.03 Cr | 0.62% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹27.03 Cr | 0.62% |
| 7.67% Karnataka Sgs 2032 | Bond - Gov't/Treasury | ₹26.16 Cr | 0.60% |
| 7.09% Gujarat Sdl 2032 | Bond - Gov't/Treasury | ₹25.78 Cr | 0.59% |
| 7.49% Karnataka Sgs 2035 | Bond - Gov't/Treasury | ₹25.24 Cr | 0.58% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹25.23 Cr | 0.58% |
| Tamilnadu State Development Loans | Bond - Gov't/Treasury | ₹25.22 Cr | 0.58% |
| 7.09% Karnataka Sgs 2035 | Bond - Gov't/Treasury | ₹25.1 Cr | 0.58% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹24.63 Cr | 0.57% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹18.12 Cr | 0.42% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹16.01 Cr | 0.37% |
| SBI Funds Management Private Ltd | Bond - Corporate Bond | ₹13.61 Cr | 0.31% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.91 Cr | 0.25% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹9.68 Cr | 0.22% |
| Gujarat State Development Loans | Bond - Gov't/Treasury | ₹5.73 Cr | 0.13% |
| Kotak Mahindra Bank Limited | Bond - Corporate Bond | ₹5.38 Cr | 0.12% |
| Pay_6.09% &Rec_ois_13/02/31 Icici Bank | Interest Rate Swap | ₹-0.06 Cr | 0.00% |
| Pay_6.07% &Rec_ois_09/02/31 Hsbc Bank | Interest Rate Swap | ₹-0.03 Cr | 0.00% |
AAA
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹2,797.07 Cr | 64.54% |
| Bond - Gov't/Treasury | ₹636.03 Cr | 14.68% |
| Cash - CD/Time Deposit | ₹465.55 Cr | 10.74% |
| Bond - Gov't Agency Debt | ₹210.97 Cr | 4.87% |
| Cash - Repurchase Agreement | ₹132.88 Cr | 3.07% |
| Bond - Asset Backed | ₹126.26 Cr | 2.91% |
| Cash | ₹-34.82 Cr | 0.80% |
| Interest Rate Swap | ₹-0.09 Cr | 0.00% |
Standard Deviation
This fund
1.14%
Cat. avg.
1.45%
Lower the better
Sharpe Ratio
This fund
0.23
Cat. avg.
0.38
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.71
Higher the better
Since November 2022
Since May 2024
ISIN INF677K01AE7 | Expense Ratio 0.58% | Exit Load No Charges | Fund Size ₹4,352 Cr | Age 18 years 5 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking and PSU Debt A-II TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹1,38,393 Cr
Address
16, V N Road, Mumbai, 400 001
Your principal amount will be at Moderate Risk

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