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Fund Overview

Fund Size

Fund Size

₹3,972 Cr

Expense Ratio

Expense Ratio

0.58%

ISIN

ISIN

INF677K01AE7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

20 Sep 2007

About this fund

HSBC Banking & PSU Debt Regular Growth is a Banking & PSU mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 18 years, 7 months and 6 days, having been launched on 20-Sep-07.
As of 24-Apr-26, it has a Net Asset Value (NAV) of ₹25.17, Assets Under Management (AUM) of 3971.89 Crores, and an expense ratio of 0.58%.
  • HSBC Banking & PSU Debt Regular Growth has given a CAGR return of 5.09% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 86.49% in debts, and 13.51% in cash & cash equivalents.
  • You can start investing in HSBC Banking & PSU Debt Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+4.82%

+4.43% (Cat Avg.)

3 Years

+6.57%

+6.70% (Cat Avg.)

5 Years

+5.25%

+5.95% (Cat Avg.)

10 Years

+6.58%

+8.15% (Cat Avg.)

Since Inception

+5.09%

(Cat Avg.)

Portfolio Summaryas of 15th April 2026

Debt3,435.29 Cr86.49%
Others536.6 Cr13.51%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Export Import Bank Of IndiaBond - Corporate Bond178.7 Cr4.42%
Indian Oil Corporation LimitedBond - Corporate Bond158.95 Cr3.93%
6.48% Govt Stock 2035Bond - Gov't/Treasury146.31 Cr3.62%
HDFC Bank LimitedCash - CD/Time Deposit127.07 Cr3.15%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond126.56 Cr3.13%
Rec LimitedBond - Corporate Bond107.82 Cr2.67%
Indian Railway Finance Corporation LimitedBond - Corporate Bond106.83 Cr2.64%
Power Finance Corporation LimitedBond - Corporate Bond106.44 Cr2.63%
Housing And Urban Development Corporation LimitedBond - Corporate Bond104.22 Cr2.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond103.14 Cr2.55%
Bharti Telecom LimitedBond - Corporate Bond100.33 Cr2.48%
7.04% Govt Stock 2029Bond - Gov't/Treasury99.37 Cr2.46%
Export-Import Bank Of IndiaCash - CD/Time Deposit94.42 Cr2.34%
Small Industries Development Bank Of IndiaBond - Corporate Bond90.21 Cr2.23%
National Housing BankBond - Corporate Bond85.95 Cr2.13%
SHIVSHAKTI SECURITISATION TRUSTBond - Asset Backed84.16 Cr2.08%
Housing And Urban Development Corporation LimitedBond - Corporate Bond77.8 Cr1.93%
Bajaj Finance LimitedBond - Corporate Bond77.28 Cr1.91%
Export Import Bank Of IndiaBond - Corporate Bond75.89 Cr1.88%
Power Finance Corporation LimitedBond - Corporate Bond75.73 Cr1.87%
Canara BankCash - CD/Time Deposit70.99 Cr1.76%
Indian Railway Finance Corporation LimitedBond - Corporate Bond69.51 Cr1.72%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond67.96 Cr1.68%
Small Industries Development Bank Of IndiaBond - Corporate Bond62.73 Cr1.55%
ICICI Bank LimitedCash - CD/Time Deposit61.56 Cr1.52%
7.49% Maharashtra Sgs 2030Bond - Gov't/Treasury55.71 Cr1.38%
Rec LimitedBond - Corporate Bond53.63 Cr1.33%
Rec LimitedBond - Corporate Bond53.55 Cr1.33%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond53.45 Cr1.32%
HDFC Bank LimitedBond - Corporate Bond52.46 Cr1.30%
Indian Railway Finance Corporation LimitedBond - Corporate Bond52.31 Cr1.29%
Small Industries Development Bank Of IndiaBond - Corporate Bond51.83 Cr1.28%
7.26% Govt Stock 2033Bond - Gov't/Treasury51.72 Cr1.28%
7.61% Gujarat Sdl 2032Bond - Gov't/Treasury51.42 Cr1.27%
Rec LimitedBond - Corporate Bond50.73 Cr1.26%
National Housing BankBond - Corporate Bond50.49 Cr1.25%
6.78% Maharashtra Sdl 2031Bond - Gov't/Treasury50.45 Cr1.25%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond50.33 Cr1.25%
Indian Railway Finance Corporation LimitedBond - Corporate Bond50.28 Cr1.24%
Rec LimitedBond - Corporate Bond50.15 Cr1.24%
Embassy Office Parks ReitBond - Corporate Bond49.87 Cr1.23%
7.07% Gujarat Sgs 2034Bond - Gov't/Treasury48.56 Cr1.20%
Axis Bank LimitedCash - CD/Time Deposit47.55 Cr1.18%
Union Bank Of IndiaCash - CD/Time Deposit47.53 Cr1.18%
Canara BankCash - CD/Time Deposit47.17 Cr1.17%
SIDDHIVINAYAK SECURITISATION TRUSTBond - Asset Backed39.7 Cr0.98%
Indian Railway Finance Corporation LimitedBond - Corporate Bond38.08 Cr0.94%
TrepsCash - Repurchase Agreement36.12 Cr0.89%
Power Grid Corporation Of India LimitedBond - Corporate Bond31.26 Cr0.77%
Indian Railway Finance Corporation LimitedBond - Corporate Bond30.22 Cr0.75%
Indian Railway Finance Corporation LimitedBond - Corporate Bond26.88 Cr0.67%
Karnataka State Development LoansBond - Gov't/Treasury25.27 Cr0.63%
Power Finance Corporation LimitedBond - Corporate Bond25.24 Cr0.62%
Power Finance Corporation LimitedBond - Corporate Bond25.24 Cr0.62%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.22 Cr0.62%
7.09% Karnataka Sgs 2035Bond - Gov't/Treasury25.11 Cr0.62%
State Government SecuritiesBond - Gov't/Treasury24.97 Cr0.62%
Embassy Office Parks ReitBond - Corporate Bond24.96 Cr0.62%
6.01% Govt Stock 2030Bond - Gov't/Treasury24.96 Cr0.62%
Gujarat (Government of) 7.4%Bond - Sub-sovereign Government Debt24.92 Cr0.62%
Small Industries Development Bank Of IndiaBond - Corporate Bond20.79 Cr0.51%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond20.66 Cr0.51%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond20.34 Cr0.50%
Embassy Office Parks ReitBond - Corporate Bond17.99 Cr0.45%
Tamil Nadu (Government of) 6.64%Bond - Sub-sovereign Government Debt14.7 Cr0.36%
SBI Funds Management Private LtdBond - Corporate Bond13.72 Cr0.34%
Power Grid Corporation Of India LimitedBond - Corporate Bond10.97 Cr0.27%
Axis Bank LimitedCash - CD/Time Deposit9.8 Cr0.24%
Kotak Mahindra Bank LimitedBond - Corporate Bond5.03 Cr0.12%
Net Current Assets (Including Cash & Bank Balances)Cash-1.49 Cr0.04%
Pay_6.3875% &Rec_ois_15/04/31Interest Rate Swap-0.18 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond2,731.73 Cr67.62%
Bond - Gov't/Treasury603.84 Cr14.95%
Cash - CD/Time Deposit506.09 Cr12.53%
Bond - Asset Backed123.86 Cr3.07%
Bond - Sub-sovereign Government Debt39.63 Cr0.98%
Cash - Repurchase Agreement36.12 Cr0.89%
Cash-1.49 Cr0.04%
Interest Rate Swap-0.18 Cr0.00%
Bond - Gov't Agency Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

1.20%

Cat. avg.

1.57%

Lower the better

Sharpe Ratio

This fund

0.07

Cat. avg.

0.18

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.34

Higher the better

Fund Managers

MC

Mahesh Chhabria

Since November 2022

MA

Mohd Asif Rizwi

Since May 2024

Additional Scheme Detailsas of 15th April 2026

ISIN
INF677K01AE7
Expense Ratio
0.58%
Exit Load
No Charges
Fund Size
₹3,972 Cr
Age
18 years 7 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking and PSU Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Banking and PSU Fund Regular Growth

Moderate Risk

0.9%0.0%₹322.54 Cr4.0%
Bajaj Finserv Banking and PSU Fund Direct Growth

Moderate Risk

0.3%0.0%₹322.54 Cr4.6%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹3971.89 Cr5.2%
LIC MF Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹1842.77 Cr4.9%
Axis Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹12598.09 Cr5.2%
Invesco India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹96.51 Cr4.1%
DSP Banking & PSU Debt Fund Regular Growth

Low Risk

0.6%0.0%₹3451.38 Cr3.3%
DSP Banking & PSU Debt Fund Direct Growth

Low Risk

0.3%0.0%₹3451.38 Cr3.6%
Edelweiss Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹465.97 Cr4.4%
Edelweiss Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹465.97 Cr4.1%
Kotak Banking & PSU Debt Direct Growth

Low to Moderate Risk

0.4%0.0%₹5172.76 Cr5.2%
Nippon India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹5181.37 Cr4.6%
Nippon India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹5181.37 Cr4.2%
TrustMF Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹130.72 Cr6.7%
TrustMF Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹130.72 Cr7.3%
UTI Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹1116.17 Cr5.9%
UTI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1116.17 Cr6.2%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹9109.42 Cr5.3%
HDFC Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹5370.00 Cr4.4%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹5370.00 Cr4.8%
Axis Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹12598.09 Cr4.9%
LIC MF Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹1842.77 Cr4.4%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹26.92 Cr8.2%
Baroda BNP Paribas Banking and PSU Bond Fund Regular Growth

Moderate Risk

0.8%0.0%₹26.92 Cr7.8%
ITI Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹37.74 Cr4.8%
ITI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹37.74 Cr5.3%
Aditya BSL Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹8807.05 Cr4.8%
Invesco India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹96.51 Cr4.5%
Sundaram Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹272.43 Cr4.9%
SBI Banking and PSU Fund Regular Growth

Moderate Risk

0.7%0.0%₹3813.28 Cr4.5%
SBI Banking and PSU Fund Direct Growth

Moderate Risk

0.4%0.0%₹3813.28 Cr4.9%
HSBC Banking & PSU Debt Regular Growth

Moderate Risk

0.6%0.0%₹3971.89 Cr4.8%
Kotak Banking & PSU Debt Regular Growth

Low to Moderate Risk

0.8%0.0%₹5172.76 Cr4.9%
Mirae Asset Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹43.06 Cr3.7%
Mirae Asset Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹43.06 Cr4.2%
Aditya BSL Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹8807.05 Cr4.4%
Sundaram Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.4%0.0%₹272.43 Cr4.8%
ICICI Prudential Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹9109.42 Cr5.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹185.88 Cr4.4%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹185.88 Cr4.1%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹473.03 Cr6.0%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹473.03 Cr5.7%
Bandhan Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹12289.21 Cr4.9%
Bandhan Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹12289.21 Cr5.3%

About the AMC

HSBC Mutual Fund

HSBC Mutual Fund

Total AUM

₹1,38,259 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Gold ETF Fund of Fund Direct Growth

High Risk

0.5%1.0%--
HSBC Financial Services Fund Direct Growth

Very High Risk

0.5%1.0%₹746.86 Cr11.1%
HSBC India Export Opportunities Fund Direct Growth

Very High Risk

1.0%1.0%₹1086.18 Cr8.2%
HSBC Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%1.0%₹2588.62 Cr21.9%
HSBC Consumption Fund Direct Growth

Very High Risk

1.0%1.0%₹1495.79 Cr1.7%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%1.0%₹1447.69 Cr2.8%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2057.60 Cr11.5%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5005.34 Cr9.8%
HSBC Value Fund Direct Growth

Very High Risk

0.7%1.0%₹13371.21 Cr10.0%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹475.54 Cr17.8%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹3971.89 Cr5.2%
HSBC Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹11341.83 Cr20.3%
HSBC ELSS Fund Direct Growth

Very High Risk

1.2%0.0%₹3561.32 Cr5.8%
HSBC Equity Savings Fund Direct Growth

Moderately High risk

0.7%0.0%₹796.12 Cr12.6%
HSBC Low Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹980.88 Cr7.8%
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3799.27 Cr5.3%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5979.02 Cr5.5%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹126.29 Cr1.4%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹5970.36 Cr6.5%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹194.72 Cr-1.4%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹737.20 Cr5.4%
HSBC Focused Fund Direct Growth

Very High Risk

1.0%1.0%₹1490.66 Cr8.6%
HSBC Business Cycles Fund Direct Growth

Very High Risk

0.9%1.0%₹976.62 Cr3.7%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2589.07 Cr5.4%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.1%0.0%₹134.25 Cr4.8%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹1667.50 Cr2.3%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.4%1.0%₹399.61 Cr70.7%
HSBC Brazil Fund Direct Growth

Very High Risk

1.9%1.0%₹378.79 Cr65.4%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹48.67 Cr1.6%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13434.18 Cr6.3%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹4724.03 Cr6.7%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.8%0.0%₹243.60 Cr4.7%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2470.01 Cr6.5%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1954.50 Cr5.8%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹13881.79 Cr4.7%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

0.9%1.0%₹54.40 Cr22.6%
HSBC Managed Solutions India Conservative Direct Growth

Low to Moderate Risk

0.5%0.0%₹553.82 Cr5.0%
HSBC Managed Solutions India Moderate Direct Growth

Very High Risk

1.3%1.0%₹83.89 Cr17.8%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

0.9%1.0%₹40.87 Cr6.3%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹182.15 Cr6.1%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹2525.80 Cr6.5%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹128.91 Cr6.7%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹352.74 Cr-0.5%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹4238.34 Cr13.8%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹4799.95 Cr7.6%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.3%1.0%₹63.83 Cr61.5%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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What is the current NAV of HSBC Banking & PSU Debt Regular Growth?

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The NAV of HSBC Banking & PSU Debt Regular Growth, as of 24-Apr-2026, is ₹25.17.
The fund has generated 4.82% over the last 1 year and 6.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 86.49% in bonds, and 13.51% in cash and cash equivalents.
The fund managers responsible for HSBC Banking & PSU Debt Regular Growth are:-
  1. Mahesh Chhabria
  2. Mohd Asif Rizwi
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