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UTI Regular Savings Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (01-Sep-25)
₹74.690.24%1D
Returns (Since Inception)
9.70%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,707 Cr
Expense Ratio
1.18%
ISIN
INF789F01UJ7
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
UTI Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 8 months and 1 days, having been launched on 01-Jan-13.
As of 01-Sep-25, it has a Net Asset Value (NAV) of ₹74.69, Assets Under Management (AUM) of 1707.10 Crores, and an expense ratio of 1.18%.
As of 01-Sep-25, it has a Net Asset Value (NAV) of ₹74.69, Assets Under Management (AUM) of 1707.10 Crores, and an expense ratio of 1.18%.
- UTI Regular Savings Fund Direct Growth has given a CAGR return of 9.70% since inception.
- The fund's asset allocation comprises around 23.73% in equities, 73.87% in debts, and 2.12% in cash & cash equivalents.
- You can start investing in UTI Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+4.73%
+4.27% (Cat Avg.)
3 Years
+10.05%
+8.96% (Cat Avg.)
5 Years
+11.28%
+9.38% (Cat Avg.)
10 Years
+8.95%
+7.22% (Cat Avg.)
Since Inception
+9.70%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Equity | ₹405.12 Cr | 23.73% |
| Debt | ₹1,261.07 Cr | 73.87% |
| Others | ₹40.91 Cr | 2.40% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹260.56 Cr | 15.26% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹181.47 Cr | 10.63% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹77.72 Cr | 4.55% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹76.63 Cr | 4.49% |
| 6.33% Goi 2035 | Bond - Gov't/Treasury | ₹69.76 Cr | 4.09% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹52.31 Cr | 3.06% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹52.23 Cr | 3.06% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹51.14 Cr | 3.00% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.02 Cr | 2.99% |
| 7.29% Westbengal Sgs Mat - 26/06/39 | Bond - Gov't/Treasury | ₹50.79 Cr | 2.98% |
| Bajaj Finance Ltd. | Bond - Corporate Bond | ₹50.25 Cr | 2.94% |
| HDFC Bank Ltd | Equity | ₹40.36 Cr | 2.36% |
| Net Current Assets | Cash | ₹35.63 Cr | 2.09% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹26.1 Cr | 1.53% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.94 Cr | 1.52% |
| ICICI Bank Ltd | Equity | ₹25.92 Cr | 1.52% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.84 Cr | 1.51% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹25.64 Cr | 1.50% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹25.55 Cr | 1.50% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹25.42 Cr | 1.49% |
| West Bengal (Government of) 7.28% | Bond - Sub-sovereign Government Debt | ₹25.4 Cr | 1.49% |
| 7.08% A P Sgl Mat - 26/03/2037 | Bond - Gov't/Treasury | ₹25.14 Cr | 1.47% |
| Axis Finance Limited | Bond - Corporate Bond | ₹25.12 Cr | 1.47% |
| Bihar (Government of) 6.9% | Bond - Sub-sovereign Government Debt | ₹25.02 Cr | 1.47% |
| 6.80% Tamil Nadu SDL 02-Jul-35 | Bond - Gov't/Treasury | ₹24.89 Cr | 1.46% |
| Infosys Ltd | Equity | ₹18.11 Cr | 1.06% |
| Bharti Airtel Ltd | Equity | ₹17.71 Cr | 1.04% |
| Axis Bank Ltd | Equity | ₹14.96 Cr | 0.88% |
| Kotak Mahindra Bank Ltd | Equity | ₹14.44 Cr | 0.85% |
| State Bank of India | Equity | ₹12.74 Cr | 0.75% |
| Reliance Industries Ltd | Equity | ₹11.96 Cr | 0.70% |
| Mahindra & Mahindra Ltd | Equity | ₹11.53 Cr | 0.68% |
| Tech Mahindra Ltd | Equity | ₹10.39 Cr | 0.61% |
| Cipla Ltd | Equity | ₹8.55 Cr | 0.50% |
| Hindalco Industries Ltd | Equity | ₹7.68 Cr | 0.45% |
| Mphasis Ltd | Equity | ₹6.98 Cr | 0.41% |
| Eicher Motors Ltd | Equity | ₹6.84 Cr | 0.40% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹6.83 Cr | 0.40% |
| Power Grid Corp Of India Ltd | Equity | ₹6.69 Cr | 0.39% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹6.65 Cr | 0.39% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.49 Cr | 0.38% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹6.46 Cr | 0.38% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹6.31 Cr | 0.37% |
| HCL Technologies Ltd | Equity | ₹5.87 Cr | 0.34% |
| IndusInd Bank Ltd | Equity | ₹5.85 Cr | 0.34% |
| Dabur India Ltd | Equity | ₹5.82 Cr | 0.34% |
| Dalmia Bharat Ltd | Equity | ₹5.81 Cr | 0.34% |
| Fortis Healthcare Ltd | Equity | ₹5.74 Cr | 0.34% |
| Maruti Suzuki India Ltd | Equity | ₹5.67 Cr | 0.33% |
| Coal India Ltd | Equity | ₹5.65 Cr | 0.33% |
| Bajaj Auto Ltd | Equity | ₹5.61 Cr | 0.33% |
| Tata Steel Ltd | Equity | ₹5.53 Cr | 0.32% |
| Phoenix Mills Ltd | Equity | ₹5.49 Cr | 0.32% |
| Sapphire Foods India Ltd | Equity | ₹5.1 Cr | 0.30% |
| Bharat Petroleum Corp Ltd | Equity | ₹4.94 Cr | 0.29% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹4.93 Cr | 0.29% |
| Great Eastern Shipping Co Ltd | Equity | ₹4.82 Cr | 0.28% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹4.79 Cr | 0.28% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.79 Cr | 0.28% |
| Kajaria Ceramics Ltd | Equity | ₹4.71 Cr | 0.28% |
| PI Industries Ltd | Equity | ₹4.68 Cr | 0.27% |
| Metropolis Healthcare Ltd | Equity | ₹4.67 Cr | 0.27% |
| Info Edge (India) Ltd | Equity | ₹4.53 Cr | 0.27% |
| Bharat Electronics Ltd | Equity | ₹4.41 Cr | 0.26% |
| Samvardhana Motherson International Ltd | Equity | ₹4.37 Cr | 0.26% |
| PNC Infratech Ltd | Equity | ₹4.31 Cr | 0.25% |
| Swiggy Ltd | Equity | ₹4.04 Cr | 0.24% |
| Emami Ltd | Equity | ₹4.03 Cr | 0.24% |
| Mahanagar Gas Ltd | Equity | ₹3.97 Cr | 0.23% |
| NMDC Ltd | Equity | ₹3.96 Cr | 0.23% |
| JSW Infrastructure Ltd | Equity | ₹3.5 Cr | 0.21% |
| PVR INOX Ltd | Equity | ₹3.48 Cr | 0.20% |
| JK Paper Ltd | Equity | ₹3.41 Cr | 0.20% |
| AIA Engineering Ltd | Equity | ₹3.12 Cr | 0.18% |
| Greenpanel Industries Ltd Ordinary Shares | Equity | ₹2.97 Cr | 0.17% |
| IndiaMART InterMESH Ltd | Equity | ₹2.83 Cr | 0.17% |
| Symphony Ltd | Equity | ₹2.65 Cr | 0.16% |
| Aditya Birla Lifestyle Brands Ltd | Equity | ₹2.3 Cr | 0.13% |
| Orchid Pharma Ltd | Equity | ₹2.08 Cr | 0.12% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹2.07 Cr | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.96 Cr | 0.11% |
| Raymond Lifestyle Ltd | Equity | ₹1.91 Cr | 0.11% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.88 Cr | 0.11% |
| 7.05% ODisha Sgs Mat - 26/03/2035 | Bond - Gov't/Treasury | ₹0.66 Cr | 0.04% |
| 7.38% PN Sgs Mat - 03/07/2034 | Bond - Gov't/Treasury | ₹0.61 Cr | 0.04% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.45 Cr | 0.03% |
Allocation By Market Cap (Equity)
Large Cap Stocks
15.29%
Mid Cap Stocks
4.67%
Small Cap Stocks
3.78%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹136.96 Cr | 8.02% |
| Consumer Cyclical | ₹56.46 Cr | 3.31% |
| Technology | ₹41.35 Cr | 2.42% |
| Healthcare | ₹34.35 Cr | 2.01% |
| Basic Materials | ₹34.04 Cr | 1.99% |
| Communication Services | ₹28.55 Cr | 1.67% |
| Industrials | ₹24.86 Cr | 1.46% |
| Energy | ₹22.54 Cr | 1.32% |
| Utilities | ₹10.66 Cr | 0.62% |
| Consumer Defensive | ₹9.85 Cr | 0.58% |
| Real Estate | ₹5.49 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
3.86%
Cat. avg.
3.71%
Lower the better
Sharpe Ratio
This fund
0.80
Cat. avg.
0.74
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.31
Higher the better
Fund Managers
Amit Premchandani
Since January 2022
Jaydeep Bhowal
Since April 2023
Additional Scheme Detailsas of 31st July 2025
ISIN INF789F01UJ7 | Expense Ratio 1.18% | Exit Load 1.00% | Fund Size ₹1,707 Cr | Age 12 years 8 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 Hybrid Comp Debt 15: 85 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
About the AMC
UTI Mutual Fund
Total AUM
₹3,46,197 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Regular Savings Fund Direct Growth?
The NAV of UTI Regular Savings Fund Direct Growth, as of 01-Sep-2025, is ₹74.69.
What are the returns of UTI Regular Savings Fund Direct Growth?
The fund has generated 4.73% over the last 1 year and 10.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 23.73% in equities, 73.87% in bonds, and 2.12% in cash and cash equivalents.
Who manages the UTI Regular Savings Fund Direct Growth?
The fund managers responsible for UTI Regular Savings Fund Direct Growth are:-
- Amit Premchandani
- Jaydeep Bhowal
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
UTI Regular Savings Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (01-Sep-25)
₹74.690.24%1D
Returns (Since Inception)
9.70%
Rated ★4.3+ on
Fund Overview
Fund Size
₹1,707 Cr
Expense Ratio
1.18%
ISIN
INF789F01UJ7
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Moderately High risk
About this fund
UTI Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 8 months and 1 days, having been launched on 01-Jan-13.
As of 01-Sep-25, it has a Net Asset Value (NAV) of ₹74.69, Assets Under Management (AUM) of 1707.10 Crores, and an expense ratio of 1.18%.
As of 01-Sep-25, it has a Net Asset Value (NAV) of ₹74.69, Assets Under Management (AUM) of 1707.10 Crores, and an expense ratio of 1.18%.
- UTI Regular Savings Fund Direct Growth has given a CAGR return of 9.70% since inception.
- The fund's asset allocation comprises around 23.73% in equities, 73.87% in debts, and 2.12% in cash & cash equivalents.
- You can start investing in UTI Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+4.73%
+4.27% (Cat Avg.)
3 Years
+10.05%
+8.96% (Cat Avg.)
5 Years
+11.28%
+9.38% (Cat Avg.)
10 Years
+8.95%
+7.22% (Cat Avg.)
Since Inception
+9.70%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Equity | ₹405.12 Cr | 23.73% |
| Debt | ₹1,261.07 Cr | 73.87% |
| Others | ₹40.91 Cr | 2.40% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹260.56 Cr | 15.26% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹181.47 Cr | 10.63% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹77.72 Cr | 4.55% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹76.63 Cr | 4.49% |
| 6.33% Goi 2035 | Bond - Gov't/Treasury | ₹69.76 Cr | 4.09% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹52.31 Cr | 3.06% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹52.23 Cr | 3.06% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹51.14 Cr | 3.00% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.02 Cr | 2.99% |
| 7.29% Westbengal Sgs Mat - 26/06/39 | Bond - Gov't/Treasury | ₹50.79 Cr | 2.98% |
| Bajaj Finance Ltd. | Bond - Corporate Bond | ₹50.25 Cr | 2.94% |
| HDFC Bank Ltd | Equity | ₹40.36 Cr | 2.36% |
| Net Current Assets | Cash | ₹35.63 Cr | 2.09% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹26.1 Cr | 1.53% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.94 Cr | 1.52% |
| ICICI Bank Ltd | Equity | ₹25.92 Cr | 1.52% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.84 Cr | 1.51% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹25.64 Cr | 1.50% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹25.55 Cr | 1.50% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹25.42 Cr | 1.49% |
| West Bengal (Government of) 7.28% | Bond - Sub-sovereign Government Debt | ₹25.4 Cr | 1.49% |
| 7.08% A P Sgl Mat - 26/03/2037 | Bond - Gov't/Treasury | ₹25.14 Cr | 1.47% |
| Axis Finance Limited | Bond - Corporate Bond | ₹25.12 Cr | 1.47% |
| Bihar (Government of) 6.9% | Bond - Sub-sovereign Government Debt | ₹25.02 Cr | 1.47% |
| 6.80% Tamil Nadu SDL 02-Jul-35 | Bond - Gov't/Treasury | ₹24.89 Cr | 1.46% |
| Infosys Ltd | Equity | ₹18.11 Cr | 1.06% |
| Bharti Airtel Ltd | Equity | ₹17.71 Cr | 1.04% |
| Axis Bank Ltd | Equity | ₹14.96 Cr | 0.88% |
| Kotak Mahindra Bank Ltd | Equity | ₹14.44 Cr | 0.85% |
| State Bank of India | Equity | ₹12.74 Cr | 0.75% |
| Reliance Industries Ltd | Equity | ₹11.96 Cr | 0.70% |
| Mahindra & Mahindra Ltd | Equity | ₹11.53 Cr | 0.68% |
| Tech Mahindra Ltd | Equity | ₹10.39 Cr | 0.61% |
| Cipla Ltd | Equity | ₹8.55 Cr | 0.50% |
| Hindalco Industries Ltd | Equity | ₹7.68 Cr | 0.45% |
| Mphasis Ltd | Equity | ₹6.98 Cr | 0.41% |
| Eicher Motors Ltd | Equity | ₹6.84 Cr | 0.40% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹6.83 Cr | 0.40% |
| Power Grid Corp Of India Ltd | Equity | ₹6.69 Cr | 0.39% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹6.65 Cr | 0.39% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.49 Cr | 0.38% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹6.46 Cr | 0.38% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹6.31 Cr | 0.37% |
| HCL Technologies Ltd | Equity | ₹5.87 Cr | 0.34% |
| IndusInd Bank Ltd | Equity | ₹5.85 Cr | 0.34% |
| Dabur India Ltd | Equity | ₹5.82 Cr | 0.34% |
| Dalmia Bharat Ltd | Equity | ₹5.81 Cr | 0.34% |
| Fortis Healthcare Ltd | Equity | ₹5.74 Cr | 0.34% |
| Maruti Suzuki India Ltd | Equity | ₹5.67 Cr | 0.33% |
| Coal India Ltd | Equity | ₹5.65 Cr | 0.33% |
| Bajaj Auto Ltd | Equity | ₹5.61 Cr | 0.33% |
| Tata Steel Ltd | Equity | ₹5.53 Cr | 0.32% |
| Phoenix Mills Ltd | Equity | ₹5.49 Cr | 0.32% |
| Sapphire Foods India Ltd | Equity | ₹5.1 Cr | 0.30% |
| Bharat Petroleum Corp Ltd | Equity | ₹4.94 Cr | 0.29% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹4.93 Cr | 0.29% |
| Great Eastern Shipping Co Ltd | Equity | ₹4.82 Cr | 0.28% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹4.79 Cr | 0.28% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.79 Cr | 0.28% |
| Kajaria Ceramics Ltd | Equity | ₹4.71 Cr | 0.28% |
| PI Industries Ltd | Equity | ₹4.68 Cr | 0.27% |
| Metropolis Healthcare Ltd | Equity | ₹4.67 Cr | 0.27% |
| Info Edge (India) Ltd | Equity | ₹4.53 Cr | 0.27% |
| Bharat Electronics Ltd | Equity | ₹4.41 Cr | 0.26% |
| Samvardhana Motherson International Ltd | Equity | ₹4.37 Cr | 0.26% |
| PNC Infratech Ltd | Equity | ₹4.31 Cr | 0.25% |
| Swiggy Ltd | Equity | ₹4.04 Cr | 0.24% |
| Emami Ltd | Equity | ₹4.03 Cr | 0.24% |
| Mahanagar Gas Ltd | Equity | ₹3.97 Cr | 0.23% |
| NMDC Ltd | Equity | ₹3.96 Cr | 0.23% |
| JSW Infrastructure Ltd | Equity | ₹3.5 Cr | 0.21% |
| PVR INOX Ltd | Equity | ₹3.48 Cr | 0.20% |
| JK Paper Ltd | Equity | ₹3.41 Cr | 0.20% |
| AIA Engineering Ltd | Equity | ₹3.12 Cr | 0.18% |
| Greenpanel Industries Ltd Ordinary Shares | Equity | ₹2.97 Cr | 0.17% |
| IndiaMART InterMESH Ltd | Equity | ₹2.83 Cr | 0.17% |
| Symphony Ltd | Equity | ₹2.65 Cr | 0.16% |
| Aditya Birla Lifestyle Brands Ltd | Equity | ₹2.3 Cr | 0.13% |
| Orchid Pharma Ltd | Equity | ₹2.08 Cr | 0.12% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹2.07 Cr | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.96 Cr | 0.11% |
| Raymond Lifestyle Ltd | Equity | ₹1.91 Cr | 0.11% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.88 Cr | 0.11% |
| 7.05% ODisha Sgs Mat - 26/03/2035 | Bond - Gov't/Treasury | ₹0.66 Cr | 0.04% |
| 7.38% PN Sgs Mat - 03/07/2034 | Bond - Gov't/Treasury | ₹0.61 Cr | 0.04% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.45 Cr | 0.03% |
Allocation By Market Cap (Equity)
Large Cap Stocks
15.29%
Mid Cap Stocks
4.67%
Small Cap Stocks
3.78%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹136.96 Cr | 8.02% |
| Consumer Cyclical | ₹56.46 Cr | 3.31% |
| Technology | ₹41.35 Cr | 2.42% |
| Healthcare | ₹34.35 Cr | 2.01% |
| Basic Materials | ₹34.04 Cr | 1.99% |
| Communication Services | ₹28.55 Cr | 1.67% |
| Industrials | ₹24.86 Cr | 1.46% |
| Energy | ₹22.54 Cr | 1.32% |
| Utilities | ₹10.66 Cr | 0.62% |
| Consumer Defensive | ₹9.85 Cr | 0.58% |
| Real Estate | ₹5.49 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
3.86%
Cat. avg.
3.71%
Lower the better
Sharpe Ratio
This fund
0.80
Cat. avg.
0.74
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.31
Higher the better
Fund Managers
Amit Premchandani
Since January 2022
Jaydeep Bhowal
Since April 2023
Additional Scheme Detailsas of 31st July 2025
ISIN INF789F01UJ7 | Expense Ratio 1.18% | Exit Load 1.00% | Fund Size ₹1,707 Cr | Age 12 years 8 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 Hybrid Comp Debt 15: 85 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
About the AMC
UTI Mutual Fund
Total AUM
₹3,46,197 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Regular Savings Fund Direct Growth?
The NAV of UTI Regular Savings Fund Direct Growth, as of 01-Sep-2025, is ₹74.69.
What are the returns of UTI Regular Savings Fund Direct Growth?
The fund has generated 4.73% over the last 1 year and 10.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 23.73% in equities, 73.87% in bonds, and 2.12% in cash and cash equivalents.
Who manages the UTI Regular Savings Fund Direct Growth?
The fund managers responsible for UTI Regular Savings Fund Direct Growth are:-
- Amit Premchandani
- Jaydeep Bhowal
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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