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Fund Overview

Fund Size

Fund Size

₹495 Cr

Expense Ratio

Expense Ratio

1.51%

ISIN

ISIN

INF090I01JZ3

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

3.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

Franklin India Pension Plan Direct Growth is a Retirement mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 13 years, 7 months and 30 days, having been launched on 01-Jan-13.
As of 28-Aug-26, it has a Net Asset Value (NAV) of ₹242.67, Assets Under Management (AUM) of 494.69 Crores, and an expense ratio of 1.51%.
  • Franklin India Pension Plan Direct Growth has given a CAGR return of 9.73% since inception.
  • The fund's asset allocation comprises around 35.55% in equities, 58.08% in debts, and 6.37% in cash & cash equivalents.
  • You can start investing in Franklin India Pension Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+1.81%

(Cat Avg.)

3 Years

+8.53%

(Cat Avg.)

5 Years

+7.80%

(Cat Avg.)

10 Years

+8.01%

(Cat Avg.)

Since Inception

+9.73%

(Cat Avg.)

Portfolio Summaryas of 15th August 2026

Equity175.89 Cr35.55%
Debt287.3 Cr58.08%
Others31.5 Cr6.37%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond48.21 Cr9.71%
Call, Cash & Other AssetsCash - Collateral31.4 Cr6.33%
Jubilant Bevco LimitedBond - Corporate Bond29.87 Cr6.02%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.82 Cr5.20%
Bajaj Housing Finance LimitedBond - Corporate Bond25.71 Cr5.18%
Poonawalla Fincorp LimitedBond - Corporate Bond25.43 Cr5.12%
LIC Housing Finance LtdBond - Corporate Bond25.4 Cr5.12%
National Bank For Financing Infrastructure And DevelopmentBond - Corporate Bond25.31 Cr5.10%
Jubilant Beverages LimitedBond - Corporate Bond19.91 Cr4.01%
Canara BankBond - Gov't Agency Debt14.72 Cr2.97%
HDFC Bank LtdEquity13.09 Cr2.64%
Maharashtra SDLBond - Gov't/Treasury10.93 Cr2.20%
Bharti Telecom LimitedBond - Corporate Bond10.84 Cr2.18%
State Bank of IndiaEquity10.68 Cr2.15%
ICICI Bank LtdEquity9.92 Cr2.00%
7.71% Govt Stock 2066Bond - Gov't/Treasury9.48 Cr1.91%
Rec LimitedBond - Corporate Bond8.63 Cr1.74%
Axis Bank LtdEquity8.16 Cr1.64%
Bharti Airtel LtdEquity6.97 Cr1.40%
Reliance Industries LtdEquity6.88 Cr1.39%
Infosys LtdEquity6.62 Cr1.33%
Mahindra & Mahindra LtdEquity6.51 Cr1.31%
Eternal LtdEquity6.37 Cr1.28%
Larsen & Toubro LtdEquity6.13 Cr1.23%
HCL Technologies LtdEquity5.58 Cr1.12%
Bharat Electronics LtdEquity5.55 Cr1.12%
Kotak Mahindra Investments LimitedBond - Corporate Bond5.09 Cr1.03%
Kirloskar Oil Engines LtdEquity4.18 Cr0.84%
UltraTech Cement LtdEquity3.95 Cr0.80%
Cipla LtdEquity3.92 Cr0.79%
Tata Power Co LtdEquity3.82 Cr0.77%
Britannia Industries LtdEquity3.72 Cr0.75%
Marico LtdEquity3.63 Cr0.73%
Global Health LtdEquity3.54 Cr0.71%
Dixon Technologies (India) LtdEquity3.39 Cr0.68%
Pine Labs LtdEquity3.3 Cr0.66%
PB Fintech LtdEquity3.13 Cr0.63%
Tata Steel LtdEquity3.12 Cr0.63%
Franklin India Long Term Dir GrMutual Fund - Open End3.09 Cr0.62%
Amber Enterprises India Ltd Ordinary SharesEquity2.82 Cr0.57%
Eris Lifesciences Ltd Registered ShsEquity2.74 Cr0.55%
Phoenix Mills LtdEquity2.74 Cr0.55%
Metropolis Healthcare LtdEquity2.73 Cr0.55%
Asian Paints LtdEquity2.7 Cr0.54%
CESC LtdEquity2.69 Cr0.54%
InterGlobe Aviation LtdEquity2.66 Cr0.53%
Hyundai Motor India LtdEquity2.64 Cr0.53%
Ashok Leyland LtdEquity2.57 Cr0.52%
Suzlon Energy LtdEquity2.36 Cr0.47%
RBL Bank LtdEquity2.31 Cr0.47%
ICICI Lombard General Insurance Co LtdEquity2.28 Cr0.46%
Cholamandalam Investment and Finance Co LtdEquity2.27 Cr0.46%
Lenskart Solutions LtdEquity2.06 Cr0.41%
TBO Tek LtdEquity1.96 Cr0.39%
Hindustan Aeronautics Ltd Ordinary SharesEquity1.76 Cr0.35%
Emmvee Photovoltaic Power LtdEquity1.61 Cr0.32%
ZF Commercial Vehicle Control Systems India LtdEquity1.32 Cr0.27%
Aptus Value Housing Finance India LtdEquity1.25 Cr0.25%
Angel One Ltd Ordinary SharesEquity0.43 Cr0.09%
Lemon Tree Hotels LtdEquity0.42 Cr0.08%
Data Patterns (India) LtdEquity0.01 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

24.78%

Mid Cap Stocks

4.47%

Small Cap Stocks

6.31%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services53.52 Cr10.78%
Industrials25.21 Cr5.08%
Consumer Cyclical22.04 Cr4.44%
Technology20.49 Cr4.13%
Healthcare14.99 Cr3.02%
Basic Materials9.77 Cr1.97%
Consumer Defensive7.36 Cr1.48%
Communication Services6.97 Cr1.40%
Energy6.88 Cr1.39%
Utilities6.51 Cr1.31%
Real Estate2.74 Cr0.55%

Risk & Performance Ratios

Standard Deviation

This fund

5.98%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.34

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Ajay Argal

Ajay Argal

Since October 2024

PR

Pallab Roy

Since March 2024

Anuj Tagra

Anuj Tagra

Since April 2024

RK

Rajasa Kakulavarapu

Since September 2021

Additional Scheme Detailsas of 15th August 2026

ISIN
INF090I01JZ3
Expense Ratio
1.51%
Exit Load
3.00%
Fund Size
₹495 Cr
Age
13 years 7 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Composite Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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0.5%0.0%₹27.26 Cr6.8%
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About the AMC

Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund

Total AUM

₹1,28,504 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Short Term Fund Direct Growth

Moderate Risk

-0.0%--
Sapphire Equity Long-Short SIF Direct Growth

Very High Risk

0.6%1.0%₹153.04 Cr-
Franklin India Multi-Factor Fund Direct Growth

Very High Risk

1.2%0.0%₹605.14 Cr-
Franklin India Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹2889.54 Cr14.7%
Franklin India Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹420.33 Cr6.4%
Franklin India Long Duration Fund Direct Growth

Moderately High risk

0.3%0.0%₹48.49 Cr6.6%
Franklin India Arbitrage Fund Direct Growth

Low Risk

1.2%0.0%₹1505.08 Cr6.9%
Franklin India Medium to Long Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹43.52 Cr6.0%
Franklin India Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹288.69 Cr6.5%
Franklin India Multi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹5095.56 Cr11.6%
Franklin India Multi-Asset Solution Fund of Funds Direct Growth

Low to Moderate Risk

0.2%0.0%₹140.57 Cr6.5%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.8%0.0%₹594.58 Cr4.9%
Franklin India Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹926.37 Cr5.4%
Franklin India Floating Rate Fund Direct Growth

Moderate Risk

0.4%0.0%₹289.91 Cr6.8%
Franklin India Credit Risk Fund Direct Growth

High Risk

-3.0%₹104.00 Cr7.5%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹4204.96 Cr6.5%
Templeton India Value Fund Direct Growth

Very High Risk

1.1%1.0%₹2007.20 Cr-0.2%
Templeton India Equity Income Fund Direct Growth

Very High Risk

1.4%1.0%₹2300.48 Cr2.7%
Franklin India Government Securities Direct Growth

Low to Moderate Risk

0.6%0.0%₹148.78 Cr7.3%
Franklin India Corporate Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1344.85 Cr6.4%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.5%3.0%₹494.69 Cr1.8%
Franklin India Short Term Income Plan Direct Growth

Moderate Risk

-0.0%₹12.51 Cr6.6%
Franklin Asian Equity Fund Direct Growth

Very High Risk

1.7%1.0%₹953.71 Cr46.3%
Franklin India Opportunities Fund Direct Growth

Very High Risk

0.9%1.0%₹9344.06 Cr7.1%
Franklin Build India Direct Growth

Very High Risk

1.1%1.0%₹3199.02 Cr4.1%
Franklin India Bluechip Fund Direct Growth

Very High Risk

1.4%1.0%₹7488.46 Cr2.4%
Franklin India Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹19509.44 Cr1.8%
Franklin India Prima Fund Direct Growth

Very High Risk

1.1%1.0%₹12870.79 Cr7.2%
Franklin India Equity Advantage Fund Direct Growth

Very High Risk

1.5%1.0%₹3575.75 Cr3.4%
Franklin India Smaller Companies Fund Direct Growth

Very High Risk

1.0%1.0%₹14466.52 Cr9.9%
Franklin India Focused Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹11510.35 Cr-3.8%
Franklin India Taxshield Fund Direct Growth

Very High Risk

1.2%0.0%₹6239.46 Cr0.6%
Franklin India Technology Fund Direct Growth

Very High Risk

1.1%1.0%₹1753.91 Cr-4.0%
Franklin India Equity Hybrid Fund Direct Growth

Very High Risk

1.1%1.0%₹2363.59 Cr1.9%
Franklin India Dynamic Asset Allo FOF Direct Growth

Moderately High risk

1.0%1.0%₹1246.24 Cr3.7%
Franklin India NSE Nifty 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹732.67 Cr-0.5%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹5799.78 Cr15.7%
Franklin India Debt Hybrid Fund Direct Growth

Moderately High risk

0.8%0.0%₹197.20 Cr3.5%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹18.41 Cr13.1%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹164.26 Cr309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹45.54 Cr309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹47.42 Cr308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth

Low Risk

-0.0%₹29.52 Cr309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth

Very High Risk

-0.0%₹105.84 Cr309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth

Moderately High risk

0.7%0.0%--
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth

Very High Risk

-0.0%--
Franklin India Balanced Advantage Fund Direct Growth

High Risk

0.8%1.0%₹2834.38 Cr3.8%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹585.13 Cr6.6%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk

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What is the current NAV of Franklin India Pension Plan Direct Growth?

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The NAV of Franklin India Pension Plan Direct Growth, as of 28-Aug-2026, is ₹242.67.
The fund has generated 1.81% over the last 1 year and 8.53% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 35.55% in equities, 58.08% in bonds, and 6.37% in cash and cash equivalents.
The fund managers responsible for Franklin India Pension Plan Direct Growth are:-
  1. Ajay Argal
  2. Pallab Roy
  3. Anuj Tagra
  4. Rajasa Kakulavarapu
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