
DebtBanking & PSUModerate Risk
Direct
NAV (31-Mar-26)
Returns (Since Inception)
Fund Size
₹12,839 Cr
Expense Ratio
0.34%
ISIN
INF846K01CR6
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.84%
+5.08% (Cat Avg.)
3 Years
+7.12%
+6.78% (Cat Avg.)
5 Years
+6.04%
+5.94% (Cat Avg.)
10 Years
+7.27%
+8.33% (Cat Avg.)
Since Inception
+7.70%
— (Cat Avg.)
| Debt | ₹9,613.15 Cr | 74.88% |
| Others | ₹3,225.38 Cr | 25.12% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Punjab National Bank | Cash - CD/Time Deposit | ₹469.99 Cr | 3.70% |
| Rec Limited | Bond - Corporate Bond | ₹466.56 Cr | 3.67% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹395.57 Cr | 3.11% |
| Net Receivables / (Payables) | Cash | ₹365.58 Cr | 2.87% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹330.45 Cr | 2.60% |
| HDFC Bank Ltd | Cash - CD/Time Deposit | ₹327.21 Cr | 2.57% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹324.9 Cr | 2.55% |
| Canara Bank | Bond - Gov't Agency Debt | ₹280.7 Cr | 2.21% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹270.79 Cr | 2.13% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹245.7 Cr | 1.93% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹233.83 Cr | 1.84% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹222.65 Cr | 1.75% |
| National Housing Bank | Bond - Corporate Bond | ₹194.38 Cr | 1.53% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹192.25 Cr | 1.51% |
| Rec Limited | Bond - Corporate Bond | ₹187.74 Cr | 1.48% |
| 7.62% Punjab Sgs 2032 | Bond - Gov't/Treasury | ₹186.51 Cr | 1.47% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹173.27 Cr | 1.36% |
| Karnataka (Government of) 7.48% | Bond - Sub-sovereign Government Debt | ₹165.75 Cr | 1.30% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹164.76 Cr | 1.30% |
| Ntpc Limited | Bond - Corporate Bond | ₹150.52 Cr | 1.18% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹149.66 Cr | 1.18% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹142.17 Cr | 1.12% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹142.07 Cr | 1.12% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹141.19 Cr | 1.11% |
| Canara Bank | Cash - CD/Time Deposit | ₹141.04 Cr | 1.11% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹140.39 Cr | 1.10% |
| National Housing Bank | Bond - Corporate Bond | ₹134.56 Cr | 1.06% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹130.29 Cr | 1.02% |
| National Housing Bank | Bond - Corporate Bond | ₹125.59 Cr | 0.99% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹125.28 Cr | 0.99% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹124.38 Cr | 0.98% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹122.9 Cr | 0.97% |
| SHIVSHAKTI SECURITISATION TRUST | Bond - Asset Backed | ₹121.33 Cr | 0.95% |
| Maharashtra State Development Loans | Bond - Gov't/Treasury | ₹121.05 Cr | 0.95% |
| SIDDHIVINAYAK SECURITISATION TRUST | Bond - Asset Backed | ₹120.39 Cr | 0.95% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹108.17 Cr | 0.85% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹108.11 Cr | 0.85% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹101.26 Cr | 0.80% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹100.56 Cr | 0.79% |
| Karnataka State Development Loans | Bond - Gov't/Treasury | ₹100.36 Cr | 0.79% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹100.34 Cr | 0.79% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹99.93 Cr | 0.79% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹99.54 Cr | 0.78% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹95.87 Cr | 0.75% |
| Indian Bank | Cash - CD/Time Deposit | ₹94.4 Cr | 0.74% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹94.21 Cr | 0.74% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹94.13 Cr | 0.74% |
| Canara Bank | Cash - CD/Time Deposit | ₹94.12 Cr | 0.74% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹92.49 Cr | 0.73% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹90.33 Cr | 0.71% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹89.54 Cr | 0.70% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹80.63 Cr | 0.63% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹80.21 Cr | 0.63% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹77.62 Cr | 0.61% |
| RADHAKRISHNA SECURITISATION TRUST | Bond - Asset Backed | ₹77.34 Cr | 0.61% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.55 Cr | 0.59% |
| National Housing Bank | Bond - Corporate Bond | ₹75.4 Cr | 0.59% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.36 Cr | 0.59% |
| Nexus Select TRust | Bond - Corporate Bond | ₹75.08 Cr | 0.59% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.6 Cr | 0.59% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹74.51 Cr | 0.59% |
| Rec Limited | Bond - Corporate Bond | ₹74 Cr | 0.58% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹73.06 Cr | 0.57% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹69.94 Cr | 0.55% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹69.23 Cr | 0.54% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹68.24 Cr | 0.54% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹60.16 Cr | 0.47% |
| 7.81% Uttarpradesh Sgs 2034 | Bond - Gov't/Treasury | ₹56.36 Cr | 0.44% |
| Rec Limited | Bond - Corporate Bond | ₹55.18 Cr | 0.43% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.55 Cr | 0.40% |
| Andhra Pradesh State Development Loans | Bond - Gov't/Treasury | ₹50.46 Cr | 0.40% |
| Tamilnadu State Development Loans | Bond - Gov't/Treasury | ₹50.4 Cr | 0.40% |
| Tamilnadu State Development Loans | Bond - Gov't/Treasury | ₹50.38 Cr | 0.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.38 Cr | 0.40% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹50.35 Cr | 0.40% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹50.29 Cr | 0.40% |
| Karnataka State Development Loans | Bond - Gov't/Treasury | ₹50.28 Cr | 0.40% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹50.28 Cr | 0.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.27 Cr | 0.40% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹50.11 Cr | 0.39% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.07 Cr | 0.39% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹49.95 Cr | 0.39% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.8 Cr | 0.39% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.78 Cr | 0.39% |
| Tata Capital Limited | Bond - Corporate Bond | ₹49.37 Cr | 0.39% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹49.3 Cr | 0.39% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹49.24 Cr | 0.39% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹49 Cr | 0.39% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹47.48 Cr | 0.37% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹46.97 Cr | 0.37% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹46.92 Cr | 0.37% |
| Rec Limited | Bond - Corporate Bond | ₹45.17 Cr | 0.36% |
| Sbi - Corporate Debt Market Development Fund (Cdmdf) - Class A2 | Mutual Fund - Unspecified | ₹41.23 Cr | 0.32% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹41.19 Cr | 0.32% |
| Karnataka State Development Loans | Bond - Gov't/Treasury | ₹37.53 Cr | 0.30% |
| Gujarat State Development Loans | Bond - Gov't/Treasury | ₹35.19 Cr | 0.28% |
| Maharashtra State Development Loans | Bond - Gov't/Treasury | ₹35.15 Cr | 0.28% |
| 7.18% Gs 2033 | Bond - Gov't/Treasury | ₹30.91 Cr | 0.24% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹30.46 Cr | 0.24% |
| 7.08% Karnataka Sgs 2031 | Bond - Gov't/Treasury | ₹30.14 Cr | 0.24% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹29.31 Cr | 0.23% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹26.62 Cr | 0.21% |
| Ntpc Limited | Bond - Corporate Bond | ₹25.74 Cr | 0.20% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.43 Cr | 0.20% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.25 Cr | 0.20% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.22 Cr | 0.20% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.21 Cr | 0.20% |
| 6.97% Karnataka Sdl 2030 | Bond - Gov't/Treasury | ₹25.19 Cr | 0.20% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.18 Cr | 0.20% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.17 Cr | 0.20% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.15 Cr | 0.20% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.15 Cr | 0.20% |
| Tata Capital Limited | Bond - Corporate Bond | ₹25.15 Cr | 0.20% |
| Rec Limited | Bond - Corporate Bond | ₹25.12 Cr | 0.20% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.11 Cr | 0.20% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.11 Cr | 0.20% |
| Bihar State Development Loans | Bond - Gov't/Treasury | ₹25.11 Cr | 0.20% |
| Nexus Select TRust | Bond - Corporate Bond | ₹25.09 Cr | 0.20% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹25.08 Cr | 0.20% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.06 Cr | 0.20% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.03 Cr | 0.20% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹25 Cr | 0.20% |
| Rec Limited | Bond - Corporate Bond | ₹24.98 Cr | 0.20% |
| 26/03/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹24.97 Cr | 0.20% |
| Rec Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.20% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹24.89 Cr | 0.20% |
| Rec Limited | Bond - Corporate Bond | ₹24.79 Cr | 0.19% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹24.79 Cr | 0.19% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹24.78 Cr | 0.19% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹24.72 Cr | 0.19% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹24.7 Cr | 0.19% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹24.66 Cr | 0.19% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹24.39 Cr | 0.19% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹22.85 Cr | 0.18% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹22.11 Cr | 0.17% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹18.12 Cr | 0.14% |
| Ntpc Limited | Bond - Corporate Bond | ₹17.5 Cr | 0.14% |
| Sundaram Home Finance Limited | Bond - Corporate Bond | ₹15.07 Cr | 0.12% |
| 7.54% Bihar Sgs 2033 | Bond - Gov't/Treasury | ₹11.75 Cr | 0.09% |
| 7.39% Maharashtra Sdl 2030 | Bond - Gov't/Treasury | ₹10.23 Cr | 0.08% |
| Tamilnadu State Development Loans | Bond - Gov't/Treasury | ₹10.12 Cr | 0.08% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹10.09 Cr | 0.08% |
| L&T Finance Limited | Bond - Corporate Bond | ₹10.08 Cr | 0.08% |
| 6.79% Gs 2034 | Bond - Gov't/Treasury | ₹10.06 Cr | 0.08% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹10.05 Cr | 0.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.02 Cr | 0.08% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹10 Cr | 0.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹9.99 Cr | 0.08% |
| Rajasthan State Development Loans | Bond - Gov't/Treasury | ₹9.97 Cr | 0.08% |
| 5.74% Gs 2026 | Bond - Gov't/Treasury | ₹5.5 Cr | 0.04% |
| 7.26% Gs 2033 | Bond - Gov't/Treasury | ₹5.16 Cr | 0.04% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.05 Cr | 0.04% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.04% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5 Cr | 0.04% |
| 8.04% Chhattisgarh Sdl 2026 | Bond - Gov't/Treasury | ₹5 Cr | 0.04% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹5 Cr | 0.04% |
| 6.28% Gs 2032 | Bond - Gov't/Treasury | ₹4.93 Cr | 0.04% |
| 5.79% Gs 2030 | Bond - Gov't/Treasury | ₹4.91 Cr | 0.04% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.49 Cr | 0.04% |
| 5.63% Gs 2026 | Bond - Gov't/Treasury | ₹3.5 Cr | 0.03% |
| 6.92% Gs 2039 | Bond - Gov't/Treasury | ₹3.45 Cr | 0.03% |
| Tata Capital Limited | Bond - Corporate Bond | ₹2.52 Cr | 0.02% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹2.5 Cr | 0.02% |
| 8.72% Tamilnadu SDL 2026 | Bond - Gov't/Treasury | ₹1.52 Cr | 0.01% |
| 7.08% Andhra Sgs 2037 | Bond - Gov't/Treasury | ₹1.37 Cr | 0.01% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹1.1 Cr | 0.01% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹1.01 Cr | 0.01% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹1 Cr | 0.01% |
| Bharat Petroleum Corporation Limited | Bond - Corporate Bond | ₹1 Cr | 0.01% |
| National Housing Bank | Bond - Corporate Bond | ₹1 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating -Hsbc Bank (22/12/2027) (Fv 10 | Interest Rate Swap | ₹0.68 Cr | 0.01% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹0.5 Cr | 0.00% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹0.49 Cr | 0.00% |
| Interest Rate Swaps Pay Fix Receive Floating -Icici Bank (11/03/2027) (Fv 1 | Interest Rate Swap | ₹-0.2 Cr | 0.00% |
| Interest Rate Swaps Pay Fix Receive Floating -Icisecpd (29/01/2030) (Fv 250 | Interest Rate Swap | ₹0.18 Cr | 0.00% |
| Interest Rate Swaps Pay Fix Receive Floating -Icisecpd (06/03/2027) (Fv 500 | Interest Rate Swap | ₹-0.1 Cr | 0.00% |
| Interest Rate Swaps Pay Fix Receive Floating -Icisecpd (21/03/2027) (Fv 750 | Interest Rate Swap | ₹-0.04 Cr | 0.00% |
AAA
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,595.67 Cr | 59.73% |
| Cash - CD/Time Deposit | ₹2,591.15 Cr | 20.37% |
| Bond - Gov't/Treasury | ₹997.47 Cr | 7.84% |
| Bond - Gov't Agency Debt | ₹614.46 Cr | 4.83% |
| Cash | ₹365.58 Cr | 2.87% |
| Bond - Asset Backed | ₹319.06 Cr | 2.51% |
| Bond - Sub-sovereign Government Debt | ₹165.75 Cr | 1.30% |
| Mutual Fund - Unspecified | ₹41.23 Cr | 0.32% |
| Cash - Repurchase Agreement | ₹26.62 Cr | 0.21% |
| Interest Rate Swap | ₹0.52 Cr | 0.01% |
Standard Deviation
This fund
1.04%
Cat. avg.
1.46%
Lower the better
Sharpe Ratio
This fund
0.86
Cat. avg.
0.52
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.98
Higher the better
Since August 2016

Since July 2023
ISIN INF846K01CR6 | Expense Ratio 0.34% | Exit Load No Charges | Fund Size ₹12,839 Cr | Age 13 years 3 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking & PSU Debt TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹3,74,067 Cr
Address
Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025
Your principal amount will be at Moderate Risk

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