Aditya BSL Banking & PSU Debt Fund Direct Growth

Fund Overview

Fund Size

₹8,991 Cr

Expense Ratio

0.39%

ISIN

INF209K01YN0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Aditya BSL Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 13 years and 3 months, having been launched on 01-Jan-13.
As of 31-Mar-26, it has a Net Asset Value (NAV) of ₹392.81, Assets Under Management (AUM) of 8991.16 Crores, and an expense ratio of 0.39%.

Aditya BSL Banking & PSU Debt Fund Direct Growth has given a CAGR return of 8.25% since inception.
The fund's asset allocation comprises around 0.00% in equities, 77.85% in debts, and 21.84% in cash & cash equivalents.
You can start investing in Aditya BSL Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.55%

+5.17% (Cat Avg.)

3 Years

+7.23%

+6.76% (Cat Avg.)

5 Years

+6.28%

+5.89% (Cat Avg.)

10 Years

+7.53%

+8.17% (Cat Avg.)

Since Inception

+8.25%

— (Cat Avg.)

Portfolio Summaryas of 15th March 2026

Debt	₹6,999.35 Cr	77.85%
Others	₹1,991.81 Cr	22.15%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹300.8 Cr	3.38%
Net Receivables / (Payables)	Cash	₹298.52 Cr	3.35%
6.68% Gs 2040	Bond - Gov't/Treasury	₹198.16 Cr	2.23%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹195.26 Cr	2.19%
National Housing Bank	Bond - Corporate Bond	₹194.38 Cr	2.18%
Rec Limited	Bond - Corporate Bond	₹190.61 Cr	2.14%
HDFC Bank Limited	Bond - Corporate Bond	₹184.03 Cr	2.07%
Bajaj Finance Limited	Bond - Corporate Bond	₹166.24 Cr	1.87%
State Bank Of India	Bond - Corporate Bond	₹159.15 Cr	1.79%
Power Finance Corporation Limited	Bond - Corporate Bond	₹151.25 Cr	1.70%
National Bank For Financing Infrastructure And Development	Bond - Corporate Bond	₹148.25 Cr	1.66%
SHIVSHAKTI SECURITISATION TRUST	Bond - Asset Backed	₹144.2 Cr	1.62%
Indian Bank	Cash - CD/Time Deposit	₹141.33 Cr	1.59%
Punjab National Bank	Bond - Gov't Agency Debt	₹141.18 Cr	1.59%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹140.7 Cr	1.58%
HDFC Bank Limited	Bond - Corporate Bond	₹125.75 Cr	1.41%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹125.57 Cr	1.41%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹124.23 Cr	1.39%
Power Finance Corporation Limited	Bond - Corporate Bond	₹124.21 Cr	1.39%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹120.5 Cr	1.35%
Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹119.87 Cr	1.35%
Bharti Telecom Limited	Bond - Corporate Bond	₹119.07 Cr	1.34%
Punjab National Bank	Cash - CD/Time Deposit	₹117.43 Cr	1.32%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹116.99 Cr	1.31%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹102.35 Cr	1.15%
Bajaj Finance Limited	Bond - Corporate Bond	₹101.44 Cr	1.14%
Indian Renewable Energy Development Agency Limited	Bond - Corporate Bond	₹100.81 Cr	1.13%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹100.73 Cr	1.13%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹100.09 Cr	1.12%
Karnataka (Government of)	Bond - Sub-sovereign Government Debt	₹100.05 Cr	1.12%
7.45% Bihar Sgs 2034	Bond - Gov't/Treasury	₹99.72 Cr	1.12%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹98.61 Cr	1.11%
Small Industries Development Bank Of India (26/02/2027) ** #	Cash - CD/Time Deposit	₹98.11 Cr	1.10%
Rec Limited	Bond - Corporate Bond	₹95.12 Cr	1.07%
Indian Bank	Cash - Commercial Paper	₹94.01 Cr	1.06%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹93.98 Cr	1.06%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹93.83 Cr	1.05%
HDFC Bank Ltd.	Bond - Corporate Bond	₹93.22 Cr	1.05%
Rec Limited	Bond - Corporate Bond	₹89.9 Cr	1.01%
Rec Limited	Bond - Corporate Bond	₹85.33 Cr	0.96%
Rec Limited	Bond - Corporate Bond	₹84.3 Cr	0.95%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹74.98 Cr	0.84%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹73.86 Cr	0.83%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹73.76 Cr	0.83%
Canara Bank	Cash - CD/Time Deposit	₹70.67 Cr	0.79%
Punjab National Bank (05/02/2027) ** #	Cash - CD/Time Deposit	₹70.5 Cr	0.79%
Indian Bank (05/02/2027) ** #	Cash - CD/Time Deposit	₹70.48 Cr	0.79%
Export Import Bank Of India (01/03/2027) ** #	Cash - CD/Time Deposit	₹70.18 Cr	0.79%
HDFC Bank Ltd	Cash - CD/Time Deposit	₹70.12 Cr	0.79%
HDFC Bank Ltd.	Bond - Corporate Bond	₹70.08 Cr	0.79%
Power Finance Corporation Limited	Bond - Corporate Bond	₹69.94 Cr	0.79%
Bharti Telecom Limited	Bond - Corporate Bond	₹64.42 Cr	0.72%
7.72% Rajasthan Sgs 2033	Bond - Gov't/Treasury	₹51.06 Cr	0.57%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹50.69 Cr	0.57%
Tata Capital Limited	Bond - Corporate Bond	₹50.31 Cr	0.56%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹50.25 Cr	0.56%
Poonawalla Fincorp Limited	Bond - Corporate Bond	₹49.92 Cr	0.56%
Poonawalla Fincorp Limited	Bond - Corporate Bond	₹49.89 Cr	0.56%
Maharashtra (Government of)	Bond - Sub-sovereign Government Debt	₹49.88 Cr	0.56%
Kotak Mahindra Investments Limited	Bond - Corporate Bond	₹49.58 Cr	0.56%
Bank Of Baroda	Bond - Corporate Bond	₹49.26 Cr	0.55%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹48.94 Cr	0.55%
National Bank For Financing Infrastructure And Development	Bond - Corporate Bond	₹48.77 Cr	0.55%
Axis Bank Ltd.	Bond - Corporate Bond	₹47.4 Cr	0.53%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹47.1 Cr	0.53%
ICICI Bank Limited	Cash - CD/Time Deposit	₹47.07 Cr	0.53%
Indian Bank	Bond - Gov't Agency Debt	₹46.95 Cr	0.53%
Kotak Mahindra Bank Limited (12/02/2027) ** #	Cash - CD/Time Deposit	₹46.93 Cr	0.53%
Bank Of Baroda (12/02/2027) ** #	Cash - CD/Time Deposit	₹46.93 Cr	0.53%
Small Industries Development Bank Of India (05/02/2027) ** #	Cash - CD/Time Deposit	₹46.91 Cr	0.53%
National Bank for Financing Infrastructure & Development	Bond - Gov't Agency Debt	₹46.83 Cr	0.53%
Punjab National Bank	Bond - Gov't Agency Debt	₹46.77 Cr	0.53%
ICICI Bank Ltd.	Bond - Corporate Bond	₹46.74 Cr	0.52%
Punjab National Bank	Bond - Gov't Agency Debt	₹46.7 Cr	0.52%
6.90% Gs 2065	Bond - Gov't/Treasury	₹46.11 Cr	0.52%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹45.43 Cr	0.51%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹39.92 Cr	0.45%
Bharti Telecom Limited	Bond - Corporate Bond	₹39.69 Cr	0.45%
SIDDHIVINAYAK SECURITISATION TRUST	Bond - Asset Backed	₹35.82 Cr	0.40%
HDFC Bank Limited	Bond - Corporate Bond	₹35.16 Cr	0.39%
ICICI Home Finance Company Limited	Bond - Corporate Bond	₹34.74 Cr	0.39%
HDFC Bank Limited	Bond - Corporate Bond	₹30.23 Cr	0.34%
Tata Capital Limited	Bond - Corporate Bond	₹29.93 Cr	0.34%
7.46% Gs 2073	Bond - Gov't/Treasury	₹29.71 Cr	0.33%
Knowledge Realty TRust	Bond - Corporate Bond	₹28.83 Cr	0.32%
Sbi - Corporate Debt Market Development Fund - A2 Units	Mutual Fund - Unspecified	₹27.84 Cr	0.31%
Gs22aug2028c	Bond - Gov't/Treasury	₹27.03 Cr	0.30%
Gs15oct2033c	Bond - Gov't/Treasury	₹26.86 Cr	0.30%
7.63% ASsam Sgs 2035	Bond - Gov't/Treasury	₹25.3 Cr	0.28%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.22 Cr	0.28%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.17 Cr	0.28%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.12 Cr	0.28%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.1 Cr	0.28%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.1 Cr	0.28%
Rec Limited	Bond - Corporate Bond	₹25.08 Cr	0.28%
Rec Limited	Bond - Corporate Bond	₹25.07 Cr	0.28%
Smfg India Home Finance Company Limited	Bond - Corporate Bond	₹25.05 Cr	0.28%
National Bank For Financing Infrastructure And Development	Bond - Corporate Bond	₹25 Cr	0.28%
Power Finance Corporation Limited	Bond - Corporate Bond	₹24.94 Cr	0.28%
Hdb Financial Services Limited	Bond - Corporate Bond	₹24.85 Cr	0.28%
Hdb Financial Services Limited	Bond - Corporate Bond	₹24.76 Cr	0.28%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹24.61 Cr	0.28%
7.34% Gs 2064	Bond - Gov't/Treasury	₹24.61 Cr	0.28%
National Bank For Financing Infrastructure And Development	Bond - Corporate Bond	₹24.56 Cr	0.28%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹23.62 Cr	0.27%
Union Bank Of India	Cash - CD/Time Deposit	₹23.57 Cr	0.26%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹23.55 Cr	0.26%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹23.49 Cr	0.26%
Gs06may2030c	Bond - Gov't/Treasury	₹22.16 Cr	0.25%
6.48% Gs 2035	Bond - Gov't/Treasury	₹21.7 Cr	0.24%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹20.59 Cr	0.23%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹20.31 Cr	0.23%
Power Finance Corporation Limited	Bond - Corporate Bond	₹20.1 Cr	0.23%
Rec Limited	Bond - Corporate Bond	₹20.02 Cr	0.22%
Gs16jun2030c	Bond - Gov't/Treasury	₹19.23 Cr	0.22%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹19.02 Cr	0.21%
Pipeline Infrastructure Limited	Bond - Corporate Bond	₹16.18 Cr	0.18%
7.23% Gs 2039	Bond - Gov't/Treasury	₹15.39 Cr	0.17%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹15.09 Cr	0.17%
Bihar State Development Loans	Bond - Gov't/Treasury	₹15.06 Cr	0.17%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹15.05 Cr	0.17%
Export Import Bank Of India	Bond - Corporate Bond	₹14.96 Cr	0.17%
6.77% Maharashtra Sgs 2037	Bond - Gov't/Treasury	₹14.28 Cr	0.16%
6.98% Maharashtra Sdl 2028	Bond - Gov't/Treasury	₹14.24 Cr	0.16%
Gs15oct2034c	Bond - Gov't/Treasury	₹13.97 Cr	0.16%
Gs16jun2028c	Bond - Gov't/Treasury	₹13.5 Cr	0.15%
Gs12mar2028c	Bond - Gov't/Treasury	₹13.28 Cr	0.15%
Rajasthan State Development Loans	Bond - Gov't/Treasury	₹12.74 Cr	0.14%
Gs22aug2029c	Bond - Gov't/Treasury	₹12.24 Cr	0.14%
7.26% Gs 2032	Bond - Gov't/Treasury	₹12.16 Cr	0.14%
Gs15apr2036c	Bond - Gov't/Treasury	₹10.42 Cr	0.12%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹10.36 Cr	0.12%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹10.35 Cr	0.12%
Gs15oct2036c	Bond - Gov't/Treasury	₹10 Cr	0.11%
7.09% Karnataka Sgs 2035	Bond - Gov't/Treasury	₹9.79 Cr	0.11%
Gs15apr2037c	Bond - Gov't/Treasury	₹9.6 Cr	0.11%
Gs19mar2028c	Bond - Gov't/Treasury	₹9.48 Cr	0.11%
Gs17jun2027c	Bond - Gov't/Treasury	₹9.3 Cr	0.10%
Gs15oct2037c	Bond - Gov't/Treasury	₹9.27 Cr	0.10%
Gs12sep2028c	Bond - Gov't/Treasury	₹9.12 Cr	0.10%
Gs15apr2038c	Bond - Gov't/Treasury	₹8.93 Cr	0.10%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹8.31 Cr	0.09%
Gs22oct2029c	Bond - Gov't/Treasury	₹8.28 Cr	0.09%
7.2% Maharashtra Sgs 2034	Bond - Gov't/Treasury	₹8.04 Cr	0.09%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹7.96 Cr	0.09%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹7.55 Cr	0.08%
Gs15apr2039c	Bond - Gov't/Treasury	₹5.88 Cr	0.07%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹5.62 Cr	0.06%
Gs15oct2039c	Bond - Gov't/Treasury	₹5.6 Cr	0.06%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹5.18 Cr	0.06%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹5.1 Cr	0.06%
Tata Capital Limited	Bond - Corporate Bond	₹5.09 Cr	0.06%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹5.07 Cr	0.06%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹5.07 Cr	0.06%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹5.06 Cr	0.06%
HDFC Bank Limited	Bond - Corporate Bond	₹5.03 Cr	0.06%
Gs16dec2028c	Bond - Gov't/Treasury	₹4.39 Cr	0.05%
Gs17jun2029c	Bond - Gov't/Treasury	₹4.22 Cr	0.05%
8.53% Tamilnadu SDL 2028	Bond - Gov't/Treasury	₹4.2 Cr	0.05%
Gs16dec2029c	Bond - Gov't/Treasury	₹4.1 Cr	0.05%
7.25% Gs 2063	Bond - Gov't/Treasury	₹3.88 Cr	0.04%
Gs22feb2031c	Bond - Gov't/Treasury	₹3.66 Cr	0.04%
Gs22aug2031c	Bond - Gov't/Treasury	₹3.54 Cr	0.04%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹3.04 Cr	0.03%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹2.31 Cr	0.03%
7.59% Gs 2029	Bond - Gov't/Treasury	₹2.18 Cr	0.02%
7.76% Uttarakhand Sgs 2033	Bond - Gov't/Treasury	₹2.04 Cr	0.02%
7.51% Uttarpradesh Sgs 2040	Bond - Gov't/Treasury	₹1.85 Cr	0.02%
7.49% Uttarpradesh Sgs 2036	Bond - Gov't/Treasury	₹1.66 Cr	0.02%
7.46% Madhyapradesh Sgs 2032	Bond - Gov't/Treasury	₹1.42 Cr	0.02%
6.63% Gujarat Sdl 2029	Bond - Gov't/Treasury	₹1.2 Cr	0.01%
7.6% Maharashtra Sdl 2030	Bond - Gov't/Treasury	₹1.01 Cr	0.01%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹1.01 Cr	0.01%
6.47% Maharashtra Sdl 2028	Bond - Gov't/Treasury	₹0.85 Cr	0.01%
7.09% Gs 2074	Bond - Gov't/Treasury	₹0.68 Cr	0.01%
Gs15jun2029c	Bond - Gov't/Treasury	₹0.54 Cr	0.01%
7.66% Uttarpradesh Sgs 2032	Bond - Gov't/Treasury	₹0.51 Cr	0.01%
Gs01jun2029c	Bond - Gov't/Treasury	₹0.51 Cr	0.01%
National Highways Authority Of India	Bond - Corporate Bond	₹0.5 Cr	0.01%
7.37% Gs 2028	Bond - Gov't/Treasury	₹0.48 Cr	0.01%
Interest Rate Swaps Pay Fixed And Receive Floating (09/03/2028)	Interest Rate Swap	₹0.47 Cr	0.01%
Interest Rate Swaps Pay Fixed And Receive Floating (09/02/2028)	Interest Rate Swap	₹0.44 Cr	0.00%
7.17% Gs 2028	Bond - Gov't/Treasury	₹0.44 Cr	0.00%
Interest Rate Swaps Pay Floating And Receive Fix (11/03/2031)	Interest Rate Swap	₹-0.24 Cr	0.00%
Interest Rate Swaps Pay Fixed And Receive Floating (09/03/2027)	Interest Rate Swap	₹0.12 Cr	0.00%
Interest Rate Swaps Pay Fixed And Receive Floating (29/10/2029)	Interest Rate Swap	₹-0.01 Cr	0.00%
Interest Rate Swaps Pay Fixed And Receive Floating (10/03/2028)	Interest Rate Swap	₹-0.01 Cr	0.00%
Gs12mar2029c	Bond - Gov't/Treasury	₹0 Cr	0.00%
7.10% Gs 2029	Bond - Gov't/Treasury	₹0 Cr	0.00%
Gs16jun2027c	Bond - Gov't/Treasury	₹0 Cr	0.00%
7.68% Madhyapradesh Sgs 2043	Bond - Gov't/Treasury	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹5,432.7 Cr	61.00%
Cash - CD/Time Deposit	₹1,342.8 Cr	15.08%
Bond - Gov't/Treasury	₹885.58 Cr	9.94%
Bond - Gov't Agency Debt	₹328.42 Cr	3.69%
Cash	₹298.52 Cr	3.35%
Bond - Asset Backed	₹225.53 Cr	2.53%
Bond - Sub-sovereign Government Debt	₹149.93 Cr	1.68%
Cash - Repurchase Agreement	₹119.87 Cr	1.35%
Cash - Commercial Paper	₹94.01 Cr	1.06%
Mutual Fund - Unspecified	₹27.84 Cr	0.31%
Interest Rate Swap	₹0.77 Cr	0.01%

Risk & Performance Ratios

Fund Managers

Kaustubh Gupta

Since September 2009

Harshil Suvarnkar

Since March 2021

Additional Scheme Detailsas of 15th March 2026

ISIN

INF209K01YN0

Expense Ratio

0.39%

Exit Load

No Charges

Fund Size

₹8,991 Cr

Age

13 years 3 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Banking & PSU Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Banking and PSU Fund Regular Growth Moderate Risk	0.9%	0.0%	₹332.61 Cr	5.0%
Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk	0.3%	0.0%	₹332.61 Cr	5.6%
HSBC Banking & PSU Debt Direct Growth Moderate Risk	0.2%	0.0%	₹4431.12 Cr	5.9%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1879.49 Cr	5.8%
Axis Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹12838.53 Cr	5.8%
Invesco India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.6%	0.0%	₹97.49 Cr	4.9%
DSP Banking & PSU Debt Fund Regular Growth Low Risk	0.6%	0.0%	₹3575.45 Cr	4.2%
DSP Banking & PSU Debt Fund Direct Growth Low Risk	0.3%	0.0%	₹3575.45 Cr	4.5%
Edelweiss Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹516.73 Cr	5.3%
Edelweiss Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹516.73 Cr	5.0%
Kotak Banking & PSU Debt Direct Growth Low to Moderate Risk	0.4%	0.0%	₹5408.68 Cr	6.2%
Nippon India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹5293.59 Cr	5.4%
Nippon India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.8%	0.0%	₹5293.59 Cr	5.0%
TrustMF Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹130.72 Cr	6.7%
TrustMF Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹130.72 Cr	7.3%
UTI Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1098.92 Cr	6.5%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1098.92 Cr	6.8%
ICICI Prudential Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹9489.48 Cr	5.9%
HDFC Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹5598.58 Cr	5.2%
HDFC Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹5598.58 Cr	5.6%
Axis Banking & PSU Debt Fund Regular Growth Moderate Risk	0.6%	0.0%	₹12838.53 Cr	5.5%
LIC MF Banking & PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹1879.49 Cr	5.3%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹26.92 Cr	8.2%
Baroda BNP Paribas Banking and PSU Bond Fund Regular Growth Moderate Risk	0.8%	0.0%	₹26.92 Cr	7.8%
ITI Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹37.58 Cr	5.4%
ITI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹37.58 Cr	6.0%
Aditya BSL Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹8991.16 Cr	5.5%
Invesco India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹97.49 Cr	5.3%
Sundaram Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹281.42 Cr	5.8%
SBI Banking and PSU Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹4025.08 Cr	5.2%
SBI Banking and PSU Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹4025.08 Cr	5.6%
HSBC Banking & PSU Debt Regular Growth Moderate Risk	0.6%	0.0%	₹4431.12 Cr	5.5%
Kotak Banking & PSU Debt Regular Growth Low to Moderate Risk	0.8%	0.0%	₹5408.68 Cr	5.8%
Mirae Asset Banking and PSU Debt Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹43.67 Cr	4.7%
Mirae Asset Banking and PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹43.67 Cr	5.2%
Aditya BSL Banking & PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹8991.16 Cr	5.2%
Sundaram Banking & PSU Debt Fund Regular Growth Moderate Risk	0.4%	0.0%	₹281.42 Cr	5.6%
ICICI Prudential Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹9489.48 Cr	5.6%
Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹207.53 Cr	6.5%
Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹207.53 Cr	7.0%
Canara Robeco Banking and PSU Debt Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹194.32 Cr	5.0%
Canara Robeco Banking and PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹194.32 Cr	4.7%
PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk	0.4%	0.0%	₹45.38 Cr	6.6%
PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.38 Cr	6.8%
Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹479.38 Cr	6.8%
Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹479.38 Cr	6.4%
Bandhan Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹12534.99 Cr	5.5%
Bandhan Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹12534.99 Cr	5.9%

About the AMC

Aditya Birla SL Mutual Fund

+91 22 43568000

https://mutualfund.adityabirlacapital.com/

Total AUM

₹4,44,063 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Apex Hybrid Long-Short Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life BSE 500 Quality 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹67.77 Cr	-
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹66.70 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1751.13 Cr	6.7%
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3013.89 Cr	6.7%
Aditya Birla Sun Life Conglomerate Fund Direct Growth Very High Risk	0.7%	0.0%	₹1636.46 Cr	-5.4%
Aditya Birla Sun Life BSE India Infrastructure Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹29.69 Cr	-3.8%
Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index Sep 2027 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹35.84 Cr	7.2%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Dec 2025 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹276.54 Cr	7.6%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Sep 2026 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹202.72 Cr	7.5%
Aditya Birla Sun Life Nifty India Defence Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹900.35 Cr	12.8%
Aditya Birla Sun Life Quant Fund Direct Growth Very High Risk	0.7%	0.0%	₹2161.25 Cr	2.5%
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹12.22 Cr	6.8%
Aditya Birla Sun Life Fixed Maturity Plan-Series UU (98 days) Direct Growth Moderately High risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series UT (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth Low to Moderate Risk	-	0.0%	₹104.95 Cr	-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.79 Cr	4.7%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth Very High Risk	0.8%	1.0%	₹1540.23 Cr	8.4%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹81.30 Cr	14.6%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.1%	0.0%	₹145.02 Cr	15.2%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SM Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹28.97 Cr	6.1%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth Low Risk	-	0.0%	₹24.33 Cr	6.4%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth Low Risk	-	0.0%	₹27.24 Cr	6.9%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth Low Risk	-	0.0%	₹330.52 Cr	6.7%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth Low to Moderate Risk	-	-	-	-

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of Aditya BSL Banking & PSU Debt Fund Direct Growth?

The NAV of Aditya BSL Banking & PSU Debt Fund Direct Growth, as of 31-Mar-2026, is ₹392.81.

What are the returns of Aditya BSL Banking & PSU Debt Fund Direct Growth?

The fund has generated 5.55% over the last 1 year and 7.23% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Aditya BSL Banking & PSU Debt Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 77.85% in bonds, and 21.84% in cash and cash equivalents.

Who manages the Aditya BSL Banking & PSU Debt Fund Direct Growth?

The fund managers responsible for Aditya BSL Banking & PSU Debt Fund Direct Growth are:-

Kaustubh Gupta
Harshil Suvarnkar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Aditya BSL Banking & PSU Debt Fund Direct Growth

Fund Overview