Aditya BSL Banking & PSU Debt Fund Direct Growth

Fund Overview

Fund Size

₹8,588 Cr

Expense Ratio

0.39%

ISIN

INF209K01YN0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Aditya BSL Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 3 months and 27 days, having been launched on 01-Jan-13.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹377.28, Assets Under Management (AUM) of 8588.22 Crores, and an expense ratio of 0.39%.

Aditya BSL Banking & PSU Debt Fund Direct Growth has given a CAGR return of 8.55% since inception.
The fund's asset allocation comprises around 0.00% in equities, 91.72% in debts, and 7.98% in cash & cash equivalents.
You can start investing in Aditya BSL Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.83%

+8.44% (Cat Avg.)

3 Years

+7.43%

+6.80% (Cat Avg.)

5 Years

+7.09%

+6.36% (Cat Avg.)

10 Years

+7.96%

+6.40% (Cat Avg.)

Since Inception

+8.55%

— (Cat Avg.)

Portfolio Summaryas of 15th April 2025

Debt	₹7,876.83 Cr	91.72%
Others	₹711.39 Cr	8.28%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹302.8 Cr	3.51%
Power Finance Corp Ltd. 7.6%	Bond - Corporate Bond	₹254.86 Cr	2.95%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹246.09 Cr	2.85%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹220.58 Cr	2.56%
State Bank Of India	Bond - Corporate Bond	₹214.23 Cr	2.48%
Net Receivables / (Payables)	Cash - Collateral	₹213.47 Cr	2.47%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹203.18 Cr	2.35%
7.48% National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹202.78 Cr	2.35%
REC Ltd. 7.71%	Bond - Corporate Bond	₹197.43 Cr	2.29%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹176.87 Cr	2.05%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹175.82 Cr	2.04%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹168.02 Cr	1.95%
Bajaj Finance Limited	Bond - Corporate Bond	₹167.76 Cr	1.94%
Canara Bank	Cash - CD/Time Deposit	₹167.58 Cr	1.94%
Rec Limited	Bond - Corporate Bond	₹166.93 Cr	1.93%
State Bank Of India	Bond - Corporate Bond	₹154.46 Cr	1.79%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹153.49 Cr	1.78%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹142.01 Cr	1.65%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹141.99 Cr	1.65%
LIC Housing Finance Limited	Bond - Corporate Bond	₹137.73 Cr	1.60%
HDFC Bank Limited	Bond - Corporate Bond	₹134.8 Cr	1.56%
7.17% Govt Stock 2030	Bond - Gov't/Treasury	₹130.61 Cr	1.51%
Bajaj Finance Ltd. 7.93%	Bond - Corporate Bond	₹128.09 Cr	1.48%
Power Finance Corporation Limited	Bond - Corporate Bond	₹126.63 Cr	1.47%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹121.77 Cr	1.41%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹121.77 Cr	1.41%
Indian Renewable Energy Development Agency Ltd. 7.59%	Bond - Gov't Agency Debt	₹103.56 Cr	1.20%
HDFC Bank Limited	Bond - Corporate Bond	₹102.85 Cr	1.19%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹101.45 Cr	1.18%
7.17% Indian Railway Finance Corporation Limited**	Bond - Corporate Bond	₹101.34 Cr	1.17%
National Bank for Financing Infrastructure & Development 7.03%	Bond - Gov't Agency Debt	₹100.02 Cr	1.16%
Rec Limited 7.34%	Bond - Corporate Bond	₹96.46 Cr	1.12%
Bank Of Baroda( Tier Ii Bond Under Basel Iii )	Bond - Corporate Bond	₹96.07 Cr	1.11%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹90.77 Cr	1.05%
Rec Limited	Bond - Corporate Bond	₹87.71 Cr	1.02%
HDFC Bank Limited	Bond - Corporate Bond	₹82.54 Cr	0.96%
LIC Housing Finance Limited	Bond - Corporate Bond	₹76.84 Cr	0.89%
LIC Housing Finance Limited	Bond - Corporate Bond	₹76.68 Cr	0.89%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹76.45 Cr	0.89%
Small Industries Development Bank of India 7.39%	Bond - Corporate Bond	₹76.07 Cr	0.88%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹76 Cr	0.88%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹75.51 Cr	0.87%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹75.41 Cr	0.87%
State Bank Of India	Bond - Corporate Bond	₹71.84 Cr	0.83%
Canara Bank	Cash - CD/Time Deposit	₹71.14 Cr	0.82%
LIC Housing Finance Ltd. 7.69%	Bond - Corporate Bond	₹66.6 Cr	0.77%
Mangalore Refinery And Petrochemicals Limited	Bond - Corporate Bond	₹63.76 Cr	0.74%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹51.19 Cr	0.59%
Bank Of Baroda	Bond - Corporate Bond	₹50.74 Cr	0.59%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹50.73 Cr	0.59%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.65 Cr	0.59%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹50.37 Cr	0.58%
National Housing Bank	Bond - Corporate Bond	₹50.31 Cr	0.58%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.31 Cr	0.58%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹50.18 Cr	0.58%
National Bank for Financing Infrastructure & Development 7.04%	Bond - Gov't Agency Debt	₹50.04 Cr	0.58%
HDFC Bank Limited	Cash - CD/Time Deposit	₹48.23 Cr	0.56%
ICICI Bank Ltd.	Cash - CD/Time Deposit	₹48.13 Cr	0.56%
HDFC Bank Limited	Cash - CD/Time Deposit	₹47.24 Cr	0.55%
7.23% Govt Stock 2039	Bond - Gov't/Treasury	₹45.86 Cr	0.53%
Indian Railway Finance Corp Ltd. 7.39%	Bond - Gov't Agency Debt	₹41.1 Cr	0.48%
Embassy Office Parks Reit	Bond - Corporate Bond	₹40.56 Cr	0.47%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹36.91 Cr	0.43%
Smfg India Home Finance Company Ltd.	Bond - Corporate Bond	₹35.36 Cr	0.41%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹35.2 Cr	0.41%
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹32.86 Cr	0.38%
6.92% Govt Stock 2039	Bond - Gov't/Treasury	₹28.6 Cr	0.33%
SBI - Corporate Debt Market Development Fund - A2 Units	Mutual Fund - Open End	₹26.43 Cr	0.31%
7.26% Ntpc Limited	Bond - Corporate Bond	₹25.67 Cr	0.30%
HDFC Bank Limited	Bond - Corporate Bond	₹25.64 Cr	0.30%
LIC Housing Finance Limited	Bond - Corporate Bond	₹25.62 Cr	0.30%
National Bank For Financing Infrastructure And Development	Bond - Corporate Bond	₹25.6 Cr	0.30%
GS CG 22/8/2028 - (STRIPS) Strips	Bond - Gov't/Treasury	₹25.55 Cr	0.30%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.52 Cr	0.30%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.42 Cr	0.29%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.36 Cr	0.29%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.36 Cr	0.29%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.33 Cr	0.29%
Smfg India Home Finance Co. Ltd.	Bond - Corporate Bond	₹25.31 Cr	0.29%
Tata Capital Financial Services Ltd. 7.97%	Bond - Corporate Bond	₹25.25 Cr	0.29%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹25.24 Cr	0.29%
Axis Finance Limited	Bond - Corporate Bond	₹25.23 Cr	0.29%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹25.22 Cr	0.29%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.13 Cr	0.29%
Hdb Financial Services Limited	Bond - Corporate Bond	₹25.08 Cr	0.29%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹25.07 Cr	0.29%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.06 Cr	0.29%
HDB Financial Services Ltd. 7.65%	Bond - Corporate Bond	₹24.99 Cr	0.29%
Rec Limited	Bond - Corporate Bond	₹24.81 Cr	0.29%
GS CG 22/2/2029 - (STRIPS) Strips	Bond - Gov't/Treasury	₹24.69 Cr	0.29%
Union Bank Of India	Cash - CD/Time Deposit	₹23.91 Cr	0.28%
Axis Bank Limited	Cash - CD/Time Deposit	₹23.58 Cr	0.27%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹21.41 Cr	0.25%
Goi 06.05.2030 Gov	Bond - Gov't/Treasury	₹21.1 Cr	0.24%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹20.61 Cr	0.24%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹20.51 Cr	0.24%
State Government Securities (21/11/2034)	Bond - Gov't/Treasury	₹20.51 Cr	0.24%
State Government Securities	Bond - Gov't/Treasury	₹20.48 Cr	0.24%
Tata Capital Financial Services Limited	Bond - Corporate Bond	₹20.43 Cr	0.24%
Power Finance Corporation Limited	Bond - Corporate Bond	₹20.29 Cr	0.24%
Goi Strips 12032029	Bond - Gov't/Treasury	₹19.59 Cr	0.23%
Canara Bank	Cash - CD/Time Deposit	₹19.13 Cr	0.22%
Goi Strips - Mat 190326	Bond - Gov't/Treasury	₹18.91 Cr	0.22%
Gs CG 16/6/2030 - (Strips) Tb	Bond - Gov't/Treasury	₹18.35 Cr	0.21%
Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹16.35 Cr	0.19%
Pipeline Infrastructure Ltd. 7.96%	Bond - Corporate Bond	₹16.31 Cr	0.19%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹15.69 Cr	0.18%
7.26 MP Gs 2035	Bond - Gov't/Treasury	₹15.55 Cr	0.18%
State Government Securities (26/12/2039)	Bond - Gov't/Treasury	₹15.44 Cr	0.18%
State Government Securities (26/12/2033)	Bond - Gov't/Treasury	₹15.39 Cr	0.18%
Aditya Birla Finance Limited	Bond - Corporate Bond	₹15.23 Cr	0.18%
LIC Housing Finance Limited	Bond - Corporate Bond	₹15.22 Cr	0.18%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹15.11 Cr	0.18%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹15.02 Cr	0.17%
06.98 MH Sdl 2028	Bond - Gov't/Treasury	₹14.29 Cr	0.17%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹14.18 Cr	0.16%
Goi Strips - Mat 160628	Bond - Gov't/Treasury	₹12.74 Cr	0.15%
Goi Strips - Mat 120328	Bond - Gov't/Treasury	₹12.52 Cr	0.15%
7.26% Govt Stock 2032	Bond - Gov't/Treasury	₹12.36 Cr	0.14%
GS CG 22/8/2029 - (STRIPS) Strips	Bond - Gov't/Treasury	₹11.57 Cr	0.13%
7.46% Govt Stock 2073	Bond - Gov't/Treasury	₹10.78 Cr	0.12%
7.17% Govt Stock 2028	Bond - Gov't/Treasury	₹10.69 Cr	0.12%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹10.53 Cr	0.12%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹10.52 Cr	0.12%
7.09% Govt Stock 2074	Bond - Gov't/Treasury	₹10.27 Cr	0.12%
State Government Securities	Bond - Gov't/Treasury	₹10.24 Cr	0.12%
Nuclear Power Corporation Of India Limited	Bond - Corporate Bond	₹10.18 Cr	0.12%
Axis Bank Limited	Cash - CD/Time Deposit	₹9.74 Cr	0.11%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹9.36 Cr	0.11%
India (Republic of) 0%	Bond - Gov't/Treasury	₹8.94 Cr	0.10%
0% GOI - 17062027 STRIPS	Bond - Gov't/Treasury	₹8.75 Cr	0.10%
Goi Strips 12092028	Bond - Gov't/Treasury	₹8.62 Cr	0.10%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹8.47 Cr	0.10%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹7.95 Cr	0.09%
Goi - 22oct29 Strips 0%	Bond - Gov't/Treasury	₹7.84 Cr	0.09%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹7.41 Cr	0.09%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹7.25 Cr	0.08%
06.47 MH Sdl 2028	Bond - Gov't/Treasury	₹5.86 Cr	0.07%
Karnataka (Government of)	Bond - Sub-sovereign Government Debt	₹5.2 Cr	0.06%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹5.16 Cr	0.06%
HDFC Bank Limited	Bond - Corporate Bond	₹5.15 Cr	0.06%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹5.14 Cr	0.06%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹5.13 Cr	0.06%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹5.12 Cr	0.06%
Tata Capital Limited	Bond - Corporate Bond	₹5.12 Cr	0.06%
State Government Securities (21/11/2032)	Bond - Gov't/Treasury	₹5.12 Cr	0.06%
08.42 KL Sdl 2026	Bond - Gov't/Treasury	₹5.08 Cr	0.06%
07.99 KL Sdl 2025	Bond - Gov't/Treasury	₹5.04 Cr	0.06%
06.75 KA Sdl 2035	Bond - Gov't/Treasury	₹5 Cr	0.06%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹5 Cr	0.06%
6.45% Govt Stock 2029	Bond - Gov't/Treasury	₹4.82 Cr	0.06%
08.53 Tn SDL 2028	Bond - Gov't/Treasury	₹4.26 Cr	0.05%
7.25% Govt Stock 2063	Bond - Gov't/Treasury	₹4.19 Cr	0.05%
Goi Strips - Mat 161228	Bond - Gov't/Treasury	₹4.15 Cr	0.05%
7.26% Govt Stock 2033	Bond - Gov't/Treasury	₹4.1 Cr	0.05%
GS CG 17/06/2029 - (STRIPS) Strips	Bond - Gov't/Treasury	₹3.99 Cr	0.05%
Goi Strips - Mat 161229	Bond - Gov't/Treasury	₹3.89 Cr	0.05%
GS CG 22/2/2031 - (STRIPS) Strips	Bond - Gov't/Treasury	₹3.5 Cr	0.04%
GS CG 22/8/2031 - (STRIPS) Strips	Bond - Gov't/Treasury	₹3.38 Cr	0.04%
7.54% Govt Stock 2036	Bond - Gov't/Treasury	₹3.24 Cr	0.04%
07.20 MH Sdl 2027	Bond - Gov't/Treasury	₹3.05 Cr	0.04%
7.37% Govt Stock 2028	Bond - Gov't/Treasury	₹2.45 Cr	0.03%
7.59% Govt Stock 2029	Bond - Gov't/Treasury	₹2.19 Cr	0.03%
07.76 Uk SDL 2033	Bond - Gov't/Treasury	₹2.12 Cr	0.02%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹2.06 Cr	0.02%
Uttar Pradesh (Government of)	Bond - Sub-sovereign Government Debt	₹1.97 Cr	0.02%
07.98 KA Sdl 2025	Bond - Gov't/Treasury	₹1.92 Cr	0.02%
Uttar Pradesh (Government of)	Bond - Sub-sovereign Government Debt	₹1.75 Cr	0.02%
07.46 MP Sgs 2032	Bond - Gov't/Treasury	₹1.46 Cr	0.02%
08.36 MH Sdl 2026	Bond - Gov't/Treasury	₹1.42 Cr	0.02%
06.63 GJ Sdl 2029	Bond - Gov't/Treasury	₹1.21 Cr	0.01%
7.57% Govt Stock 2033	Bond - Gov't/Treasury	₹1.07 Cr	0.01%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹1.02 Cr	0.01%
08.39 MP Sdl 2026	Bond - Gov't/Treasury	₹0.76 Cr	0.01%
07.66 Up SDL 2032	Bond - Gov't/Treasury	₹0.53 Cr	0.01%
National Highways Authority Of India	Bond - Corporate Bond	₹0.51 Cr	0.01%
Reserve Bank Of India 0%	Bond - Gov't Agency Debt	₹0.51 Cr	0.01%
08.46 GJ Sdl 2026	Bond - Gov't/Treasury	₹0.51 Cr	0.01%
Gs CG 01/6/2029 - (Strips) Tb	Bond - Gov't/Treasury	₹0.48 Cr	0.01%
7.1% Govt Stock 2029	Bond - Gov't/Treasury	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹6,342.94 Cr	73.49%
Bond - Gov't/Treasury	₹1,202.28 Cr	13.93%
Cash - CD/Time Deposit	₹458.69 Cr	5.31%
Bond - Gov't Agency Debt	₹295.22 Cr	3.42%
Cash - Collateral	₹213.47 Cr	2.47%
Bond - Asset Backed	₹66.65 Cr	0.77%
Mutual Fund - Open End	₹26.43 Cr	0.31%
Cash - Repurchase Agreement	₹16.35 Cr	0.19%
Bond - Sub-sovereign Government Debt	₹8.92 Cr	0.10%

Risk & Performance Ratios

Fund Managers

Kaustubh Gupta

Since September 2009

Harshil Suvarnkar

Since March 2021

Additional Scheme Detailsas of 15th April 2025

ISIN

INF209K01YN0

Expense Ratio

0.39%

Exit Load

No Charges

Fund Size

₹8,588 Cr

Age

12 years 3 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Banking & PSU Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Banking and PSU Fund Regular Growth Moderate Risk	0.9%	0.0%	₹112.90 Cr	9.4%
Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk	0.3%	0.0%	₹112.90 Cr	10.0%
HSBC Banking & PSU Debt Direct Growth Moderate Risk	0.2%	0.0%	₹4250.58 Cr	9.0%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1701.81 Cr	9.9%
Axis Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹13075.00 Cr	9.3%
Invesco India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.6%	0.0%	₹101.73 Cr	9.5%
DSP Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3534.42 Cr	10.1%
DSP Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3534.42 Cr	10.4%
Edelweiss Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹263.53 Cr	10.1%
Edelweiss Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹263.53 Cr	9.8%
Kotak Banking & PSU Debt Direct Growth Low to Moderate Risk	0.4%	0.0%	₹6011.31 Cr	9.9%
Nippon India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹5702.05 Cr	9.9%
Nippon India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.8%	0.0%	₹5702.05 Cr	9.5%
TrustMF Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹131.36 Cr	8.6%
TrustMF Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹131.36 Cr	9.1%
UTI Banking & PSU Debt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹785.18 Cr	8.8%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹785.18 Cr	9.0%
ICICI Prudential Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹10414.87 Cr	9.5%
HDFC Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹6247.11 Cr	9.4%
HDFC Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹6247.11 Cr	9.8%
Axis Banking & PSU Debt Fund Regular Growth Moderate Risk	0.6%	0.0%	₹13075.00 Cr	9.0%
LIC MF Banking & PSU Debt Fund Regular Growth Moderate Risk	0.8%	0.0%	₹1701.81 Cr	9.4%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹25.57 Cr	9.9%
Baroda BNP Paribas Banking and PSU Bond Fund Regular Growth Moderate Risk	0.8%	0.0%	₹25.57 Cr	9.5%
ITI Banking & PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹34.80 Cr	8.6%
ITI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹34.80 Cr	9.2%
Aditya BSL Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹8588.22 Cr	9.8%
Invesco India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹101.73 Cr	9.9%
Sundaram Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹352.67 Cr	9.7%
SBI Banking and PSU Fund Regular Growth Moderate Risk	0.8%	0.0%	₹3835.11 Cr	9.3%
SBI Banking and PSU Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3835.11 Cr	9.8%
HSBC Banking & PSU Debt Regular Growth Moderate Risk	0.6%	0.0%	₹4250.58 Cr	8.6%
Kotak Banking & PSU Debt Regular Growth Low to Moderate Risk	0.8%	0.0%	₹6011.31 Cr	9.5%
Mirae Asset Banking and PSU Debt Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹47.03 Cr	9.4%
Mirae Asset Banking and PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹47.03 Cr	9.9%
Aditya BSL Banking & PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹8588.22 Cr	9.5%
Sundaram Banking & PSU Debt Fund Regular Growth Moderate Risk	0.4%	0.0%	₹352.67 Cr	9.6%
ICICI Prudential Banking and PSU Debt Fund Regular Growth Moderate Risk	0.7%	0.0%	₹10414.87 Cr	9.1%
Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹207.53 Cr	6.5%
Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹207.53 Cr	7.0%
Canara Robeco Banking and PSU Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹225.42 Cr	9.0%
Canara Robeco Banking and PSU Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹225.42 Cr	8.7%
PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk	0.4%	0.0%	₹45.38 Cr	6.6%
PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.38 Cr	6.8%
Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹547.06 Cr	9.3%
Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹547.06 Cr	8.9%
Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk	0.6%	0.0%	₹13396.58 Cr	8.9%
Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹13396.58 Cr	9.2%

About the AMC

Aditya Birla SL Mutual Fund

+91 22 43568000

https://mutualfund.adityabirlacapital.com/

Total AUM

₹3,67,306 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth Low to Moderate Risk	-	0.0%	₹104.95 Cr	-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹80.71 Cr	12.3%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth Very High Risk	1.0%	1.0%	₹1343.85 Cr	-1.9%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.3%	0.0%	₹87.20 Cr	8.8%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹182.16 Cr	10.5%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SM Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹28.75 Cr	7.1%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹24.33 Cr	8.3%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth Low to Moderate Risk	-	0.0%	₹25.60 Cr	8.8%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth Low to Moderate Risk	-	0.0%	₹311.04 Cr	8.6%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth Low to Moderate Risk	-	0.0%	₹216.34 Cr	9.4%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth Low to Moderate Risk	-	0.0%	₹73.34 Cr	8.2%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth Low to Moderate Risk	-	-	-	-
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth Moderate Risk	-	0.0%	-	-

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Aditya BSL Banking & PSU Debt Fund Direct Growth?

The NAV of Aditya BSL Banking & PSU Debt Fund Direct Growth, as of 25-Apr-2025, is ₹377.28.

What are the returns of Aditya BSL Banking & PSU Debt Fund Direct Growth?

The fund has generated 9.83% over the last 1 year and 7.43% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Aditya BSL Banking & PSU Debt Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 91.72% in bonds, and 7.98% in cash and cash equivalents.

Who manages the Aditya BSL Banking & PSU Debt Fund Direct Growth?

The fund managers responsible for Aditya BSL Banking & PSU Debt Fund Direct Growth are:-

Kaustubh Gupta
Harshil Suvarnkar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹8,588 Cr

Expense Ratio

0.39%

ISIN

INF209K01YN0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderate Risk