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Fund Overview

Fund Size

Fund Size

₹816 Cr

Expense Ratio

Expense Ratio

2.03%

ISIN

ISIN

INF789F1A744

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

30 Aug 2018

About this fund

UTI Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 8 years and 10 days, having been launched on 30-Aug-18.
As of 08-Sep-26, it has a Net Asset Value (NAV) of ₹18.85, Assets Under Management (AUM) of 816.21 Crores, and an expense ratio of 2.03%.
  • UTI Equity Savings Fund Regular Growth has given a CAGR return of 8.22% since inception.
  • The fund's asset allocation comprises around 41.35% in equities, 21.31% in debts, and 37.34% in cash & cash equivalents.
  • You can start investing in UTI Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.66%

+4.50% (Cat Avg.)

3 Years

+7.36%

+8.12% (Cat Avg.)

5 Years

+7.92%

+7.54% (Cat Avg.)

Since Inception

+8.22%

(Cat Avg.)

Portfolio Summaryas of 31st August 2026

Equity337.46 Cr41.35%
Debt173.93 Cr21.31%
Others304.81 Cr37.34%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset267.03 Cr32.72%
7.32% Govt Stock 2030Bond - Gov't/Treasury66.84 Cr8.19%
7.04% Govt Stock 2029Bond - Gov't/Treasury47.43 Cr5.81%
Axis Bank LtdEquity45.08 Cr5.52%
6.01% Govt Stock 2030Bond - Gov't/Treasury39.36 Cr4.82%
HDFC Bank LtdEquity37.41 Cr4.58%
Mahindra & Mahindra LtdEquity34.05 Cr4.17%
Net Current AssetsCash32.77 Cr4.02%
AXIS BANK LTD.-29-Sep-2026Equity - Future-31.06 Cr3.81%
Grasim Industries LtdEquity30.36 Cr3.72%
Kotak Mahindra Bank LtdEquity29.51 Cr3.62%
State Bank of IndiaEquity29.05 Cr3.56%
MAHINDRA & MAHINDRA LTD.-29-Sep-2026Equity - Future-28.35 Cr3.47%
ICICI Bank LtdEquity28.08 Cr3.44%
Bharti Airtel LtdEquity27.62 Cr3.38%
KOTAK MAHINDRA BANK LTD.-29-Sep-2026Equity - Future-24.75 Cr3.03%
GRASIM INDUSTRIES LTD.-29-Sep-2026Equity - Future-22.68 Cr2.78%
Larsen & Toubro LtdEquity20.31 Cr2.49%
7.06% Govt Stock 2028Bond - Gov't/Treasury20.29 Cr2.49%
Bajaj Finance LtdEquity20.25 Cr2.48%
Maruti Suzuki India LtdEquity19.76 Cr2.42%
STATE BANK OF INDIA-29-Sep-2026Equity - Future-19.12 Cr2.34%
BHARTI AIRTEL LTD.-29-Sep-2026Equity - Future-18.52 Cr2.27%
BAJAJ FINANCE LTD.-29-Sep-2026Equity - Future-18.47 Cr2.26%
MARUTI SUZUKI INDIA LTD.-29-Sep-2026Equity - Future-18.21 Cr2.23%
IRB InvIT Fund Units 2017-Series IVEquity16.52 Cr2.02%
Indus Infra Trust UnitEquity14.5 Cr1.78%
HDFC BANK LTD.-29-Sep-2026Equity - Future-14.27 Cr1.75%
Reliance Industries LtdEquity13.89 Cr1.70%
JSW STEEL LTD.-29-Sep-2026Equity - Future-13.07 Cr1.60%
JSW Steel LtdEquity12.89 Cr1.58%
Indus Towers Ltd Ordinary SharesEquity10.64 Cr1.30%
Tata Consultancy Services LtdEquity10.49 Cr1.29%
Infosys LtdEquity9.56 Cr1.17%
Shriram Finance LtdEquity9.35 Cr1.15%
SBI Life Insurance Co LtdEquity9.08 Cr1.11%
IndusInd Bank LtdEquity9 Cr1.10%
Aurobindo Pharma LtdEquity8.85 Cr1.08%
SBI LIFE INSURANCE COMPANY LTD.-29-Sep-2026Equity - Future-8.7 Cr1.07%
InterGlobe Aviation LtdEquity8.6 Cr1.05%
ITC LtdEquity8.22 Cr1.01%
INDUS TOWERS LIMITED-29-Sep-2026Equity - Future-7.94 Cr0.97%
Embassy Office Parks REITEquity - REIT7.83 Cr0.96%
Knowledge Realty Trust UnitsEquity - REIT7.78 Cr0.95%
HCL Technologies LtdEquity7.49 Cr0.92%
ICICI BANK LTD-29-Sep-2026Equity - Future-7.03 Cr0.86%
Oil & Natural Gas Corp LtdEquity7.02 Cr0.86%
INDUS IND BANK LTD.-29-Sep-2026Equity - Future-7.02 Cr0.86%
Hero MotoCorp LtdEquity6.85 Cr0.84%
Life Insurance Corporation of IndiaEquity6.78 Cr0.83%
Power Grid Corp Of India LtdEquity6.74 Cr0.83%
Bajaj Auto LtdEquity6.7 Cr0.82%
Cipla LtdEquity6.63 Cr0.81%
Nexus Select Trust ReitsEquity - REIT6.62 Cr0.81%
DLF LtdEquity6.31 Cr0.77%
Tata Power Co LtdEquity6.28 Cr0.77%
Adani Ports & Special Economic Zone LtdEquity6.16 Cr0.76%
Tata Motors LtdEquity6.12 Cr0.75%
Bajaj Finserv LtdEquity6.06 Cr0.74%
BAJAJ FINSERV LTD.-29-Sep-2026Equity - Future-6.01 Cr0.74%
Brookfield India Real Estate TrustEquity - REIT5.71 Cr0.70%
NTPC LtdEquity5.55 Cr0.68%
Vedanta Aluminium Metal LtdEquity5.04 Cr0.62%
HINDUSTAN AERONAUTICS LTD-29-Sep-2026Equity - Future-5.01 Cr0.61%
Short Term Deposits -Cash - Collateral5.01 Cr0.61%
Axis Bank Ltd. Std - MarginCash - Repurchase Agreement5 Cr0.61%
Cash Offsets For Shorts & DerivativesCash - General Offset-5 Cr0.61%
Hindustan Aeronautics Ltd Ordinary SharesEquity4.97 Cr0.61%
Wipro LtdEquity4.85 Cr0.59%
CIPLA LTD.-29-Sep-2026Equity - Future-4.24 Cr0.52%
Dr Reddy's Laboratories LtdEquity4.06 Cr0.50%
Coal India LtdEquity4.03 Cr0.49%
LARSEN AND TOUBRO LIMITED-29-Sep-2026Equity - Future-3.69 Cr0.45%
DLF LTD.-29-Sep-2026Equity - Future-3.46 Cr0.42%
HINDALCO INDUSTRIES LTD.-29-Sep-2026Equity - Future-3.45 Cr0.42%
Hindalco Industries LtdEquity3.41 Cr0.42%
REC LtdEquity2.01 Cr0.25%
INTERGLOBE AVIATION LTD-29-Sep-2026Equity - Future-1.54 Cr0.19%
DABUR INDIA LTD.-29-Sep-2026Equity - Future-0.43 Cr0.05%
Dabur India LtdEquity0.43 Cr0.05%

Allocation By Market Cap (Equity)

Large Cap Stocks

31.21%

Mid Cap Stocks

4.82%

Small Cap Stocks

1.51%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services246.15 Cr30.16%
Consumer Cyclical73.49 Cr9.00%
Industrials56.57 Cr6.93%
Basic Materials51.7 Cr6.33%
Communication Services38.26 Cr4.69%
Technology32.39 Cr3.97%
Energy24.95 Cr3.06%
Healthcare19.54 Cr2.39%
Utilities18.57 Cr2.27%
Consumer Defensive8.65 Cr1.06%
Real Estate6.31 Cr0.77%

Risk & Performance Ratios

Standard Deviation

This fund

4.90%

Cat. avg.

5.04%

Lower the better

Sharpe Ratio

This fund

0.34

Cat. avg.

0.36

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.54

Higher the better

Fund Managers

VS

V Srivatsa

Since August 2018

Anurag Mittal

Anurag Mittal

Since February 2026

Additional Scheme Detailsas of 31st August 2026

ISIN
INF789F1A744
Expense Ratio
2.03%
Exit Load
1.00%
Fund Size
₹816 Cr
Age
8 years
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
Crisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Equity Savings Fund Direct Growth

Moderate Risk

1.2%0.0%₹40.99 Cr5.3%
Bajaj Finserv Equity Savings Fund Regular Growth

Moderate Risk

2.4%0.0%₹40.99 Cr4.2%
quant Equity Savings Fund Regular Growth

Moderately High risk

3.8%1.0%₹54.76 Cr9.1%
quant Equity Savings Fund Direct Growth

Moderately High risk

2.1%1.0%₹54.76 Cr11.0%
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

1.6%0.0%₹269.31 Cr8.0%
WhiteOak Capital Equity Savings Fund Regular Growth

Moderate Risk

3.0%0.0%₹269.31 Cr6.4%
HSBC Equity Savings Fund Direct Growth

Moderate Risk

1.7%0.0%₹1326.05 Cr8.8%
Invesco India Equity Savings Fund Regular Growth

Moderate Risk

2.1%0.0%₹291.98 Cr-1.1%
Invesco India Equity Savings Fund Direct Growth

Moderate Risk

0.8%0.0%₹291.98 Cr0.5%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.7%0.0%₹1032.00 Cr3.0%
LIC MF Equity Savings Fund Direct Growth

Moderate Risk

2.0%1.0%₹37.69 Cr4.1%
ICICI Prudential Equity Savings Fund Regular Growth

Low to Moderate Risk

1.6%0.0%₹16179.00 Cr2.6%
ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

1.1%0.0%₹16179.00 Cr3.2%
LIC MF Equity Savings Fund Regular Growth

Moderate Risk

2.9%1.0%₹37.69 Cr3.0%
Aditya Birla Sun Life Equity Savings Fund Regular Growth

Moderate Risk

0.9%0.0%₹1123.48 Cr5.4%
Aditya Birla Sun Life Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹1123.48 Cr5.9%
Franklin India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.6%0.0%₹594.58 Cr3.5%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.8%0.0%₹594.58 Cr4.3%
Union Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹114.80 Cr4.6%
Union Equity Savings Fund Regular Growth

Moderately High risk

1.7%1.0%₹114.80 Cr4.1%
Axis Equity Saver Fund Regular Growth

Moderately High risk

2.7%1.0%₹888.91 Cr4.5%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹5698.91 Cr3.8%
Axis Equity Saver Fund Direct Growth

Moderately High risk

1.5%1.0%₹888.91 Cr5.8%
Tata Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹284.62 Cr7.5%
SBI Equity Savings Fund Direct Growth

Moderate Risk

1.5%0.0%₹5557.91 Cr3.6%
SBI Equity Savings Fund Regular Growth

Moderate Risk

2.0%0.0%₹5557.91 Cr3.1%
Nippon India Equity Savings Fund Regular Growth

Moderate Risk

2.0%1.0%₹800.46 Cr2.3%
Nippon India Equity Savings Fund Direct Growth

Moderate Risk

0.9%1.0%₹800.46 Cr3.4%
PGIM India Equity Savings Fund Direct Growth

Moderate Risk

1.1%0.0%₹59.72 Cr4.0%
DSP Equity Savings Fund Direct Growth

Moderately High risk

1.1%0.0%₹3464.28 Cr2.6%
DSP Equity Savings Fund Regular Growth

Moderately High risk

2.0%0.0%₹3464.28 Cr1.8%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹400.08 Cr4.4%
UTI Equity Savings Fund Regular Growth

Moderately High risk

2.0%1.0%₹816.21 Cr3.7%
UTI Equity Savings Fund Direct Growth

Moderately High risk

1.1%1.0%₹816.21 Cr4.7%
Mirae Asset Equity Savings Fund Direct Growth

Moderately High risk

0.3%1.0%₹2006.88 Cr6.2%
Mirae Asset Equity Savings Fund Regular Growth

Moderately High risk

1.2%1.0%₹2006.88 Cr5.2%
HSBC Equity Savings Fund Regular Growth

Moderate Risk

2.5%0.0%₹1326.05 Cr7.9%
Mahindra Manulife Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹535.42 Cr7.6%
Mahindra Manulife Equity Savings Fund Regular Growth

Moderately High risk

2.8%1.0%₹535.42 Cr5.9%
HDFC Equity Savings Fund Regular Growth

Moderately High risk

2.2%1.0%₹5698.91 Cr2.9%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

1.9%0.0%₹1032.00 Cr1.5%
PGIM India Equity Savings Fund Regular Growth

Moderate Risk

1.8%0.0%₹59.72 Cr3.2%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹400.08 Cr3.4%
Tata Equity Savings Fund Regular Growth

Moderate Risk

1.1%0.0%₹284.62 Cr6.9%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.1%1.0%₹285.81 Cr6.0%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.1%1.0%₹285.81 Cr4.8%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

1.2%0.0%₹1529.64 Cr8.7%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹1529.64 Cr7.7%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.7%1.0%₹10409.45 Cr4.5%
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹10409.45 Cr5.6%

About the AMC

UTI Mutual Fund

UTI Mutual Fund

Total AUM

₹3,66,598 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI BSE India Sector Leaders Index Fund Direct Growth

Very High Risk

-0.0%--
UTI Balanced Hybrid Fund Direct Growth

High Risk

-1.0%--
UTI Nifty 500 Index Fund Direct Growth

Very High Risk

-0.0%--
UTI Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹29217.85 Cr6.6%
UTI Nifty500 Shariah Index Fund Direct Growth

Very High Risk

0.7%0.0%₹87.88 Cr-
UTI Children's Equity Fund Direct Growth

Very High Risk

1.2%0.0%₹1132.84 Cr-4.2%
UTI Multi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹2177.65 Cr6.2%
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderately High risk

0.2%0.0%₹185.30 Cr5.9%
UTI Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.8%0.0%₹31.57 Cr9.6%
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth

Very High Risk

1.0%0.0%₹133.75 Cr8.7%
UTI Quant Fund Direct Growth

Very High Risk

0.6%1.0%₹1489.16 Cr1.0%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth

Very High Risk

0.9%0.0%₹69.89 Cr0.7%
UTI Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹79.27 Cr8.7%
UTI Nifty Private Bank Index Fund Direct Growth

Very High Risk

0.6%0.0%₹238.52 Cr4.3%
UTI Nifty200 Quality 30 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹552.55 Cr-1.8%
UTI Innovation Fund Direct Growth

Very High Risk

1.1%1.0%₹837.37 Cr0.6%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹13.13 Cr5.2%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low Risk

-0.0%₹316.65 Cr6.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%₹42.79 Cr6.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹2.20 Cr6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹9.74 Cr6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹8.54 Cr6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Low Risk

--₹176.51 Cr6.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%₹57.60 Cr6.1%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹1519.48 Cr6.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.8%0.0%₹846.22 Cr14.2%
UTI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1482.56 Cr6.4%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.9%1.0%₹2474.88 Cr0.9%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹654.52 Cr81.7%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

1.2%0.0%₹8513.34 Cr2.6%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹5647.53 Cr5.3%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4718.36 Cr5.7%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.8%0.0%₹270.42 Cr0.1%
UTI Arbitrage Fund Direct Growth

Low Risk

1.3%0.0%₹11131.60 Cr6.6%
UTI Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹5447.65 Cr8.9%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹3444.00 Cr6.8%
UTI Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹249.38 Cr7.0%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.5%1.0%₹3772.44 Cr-0.4%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.4%1.0%₹1451.73 Cr6.3%
UTI Dynamic Bond Fund Direct Growth

Low to Moderate Risk

0.9%0.0%₹405.91 Cr5.5%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹6740.42 Cr1.9%
UTI Long Term Equity Fund Direct Growth

Very High Risk

1.0%0.0%₹3482.37 Cr-1.6%
UTI Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹24163.23 Cr-0.0%
UTI Bond Fund Direct Growth

Moderately High risk

1.3%0.0%₹302.16 Cr4.4%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹33248.42 Cr6.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹419.51 Cr5.2%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹733.44 Cr-3.6%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk

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What is the current NAV of UTI Equity Savings Fund Regular Growth?

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The NAV of UTI Equity Savings Fund Regular Growth, as of 08-Sep-2026, is ₹18.85.
The fund has generated 3.66% over the last 1 year and 7.36% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 41.35% in equities, 21.31% in bonds, and 37.34% in cash and cash equivalents.
The fund managers responsible for UTI Equity Savings Fund Regular Growth are:-
  1. V Srivatsa
  2. Anurag Mittal
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