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UTI Equity Savings Fund Regular Growth
HybridEquity SavingsModerately High risk
Regular
NAV (23-Jan-26)
₹18.83-0.28%1D
Returns (Since Inception)
8.93%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹810 Cr
Expense Ratio
1.64%
ISIN
INF789F1A744
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Aug 2018
About this fund
UTI Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 7 years, 4 months and 28 days, having been launched on 30-Aug-18.
As of 23-Jan-26, it has a Net Asset Value (NAV) of ₹18.83, Assets Under Management (AUM) of 809.60 Crores, and an expense ratio of 1.64%.
As of 23-Jan-26, it has a Net Asset Value (NAV) of ₹18.83, Assets Under Management (AUM) of 809.60 Crores, and an expense ratio of 1.64%.
- UTI Equity Savings Fund Regular Growth has given a CAGR return of 8.93% since inception.
- The fund's asset allocation comprises around 41.58% in equities, 21.69% in debts, and 36.73% in cash & cash equivalents.
- You can start investing in UTI Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.50%
+5.93% (Cat Avg.)
3 Years
+10.43%
+9.72% (Cat Avg.)
5 Years
+10.08%
+8.97% (Cat Avg.)
Since Inception
+8.93%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2025
| Equity | ₹336.63 Cr | 41.58% |
| Debt | ₹175.63 Cr | 21.69% |
| Others | ₹297.34 Cr | 36.73% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹260.77 Cr | 32.21% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹67.5 Cr | 8.34% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹48.07 Cr | 5.94% |
| 6.01% Govt Stock 2030 | Bond - Gov't/Treasury | ₹39.51 Cr | 4.88% |
| Axis Bank Ltd | Equity | ₹39.28 Cr | 4.85% |
| HDFC Bank Ltd | Equity | ₹38.7 Cr | 4.78% |
| Mahindra & Mahindra Ltd | Equity | ₹33.69 Cr | 4.16% |
| Net Current Assets | Cash | ₹31.31 Cr | 3.87% |
| Axis Bank Ltd.-27-Jan-2026 | Equity - Future | ₹-31.06 Cr | 3.84% |
| Mahindra & Mahindra Ltd.-27-Jan-2026 | Equity - Future | ₹-29.34 Cr | 3.62% |
| Kotak Mahindra Bank Ltd | Equity | ₹26.93 Cr | 3.33% |
| Grasim Industries Ltd | Equity | ₹26.17 Cr | 3.23% |
| Reliance Industries Ltd | Equity | ₹25.97 Cr | 3.21% |
| Kotak Mahindra Bank Ltd.-27-Jan-2026 | Equity - Future | ₹-25.36 Cr | 3.13% |
| State Bank of India | Equity | ₹24.32 Cr | 3.00% |
| Hdfc Bank Ltd.-27-Jan-2026 | Equity - Future | ₹-22.11 Cr | 2.73% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹20.54 Cr | 2.54% |
| Larsen & Toubro Ltd | Equity | ₹19.56 Cr | 2.42% |
| Grasim Industries Ltd.-27-Jan-2026 | Equity - Future | ₹-19.33 Cr | 2.39% |
| Maruti Suzuki India Ltd | Equity | ₹18.9 Cr | 2.33% |
| ICICI Bank Ltd | Equity | ₹17.43 Cr | 2.15% |
| Tata Consultancy Services Ltd | Equity | ₹16.33 Cr | 2.02% |
| State Bank Of India-27-Jan-2026 | Equity - Future | ₹-16.05 Cr | 1.98% |
| Maruti Suzuki India Ltd.-27-Jan-2026 | Equity - Future | ₹-14.62 Cr | 1.81% |
| Infosys Ltd | Equity | ₹14.31 Cr | 1.77% |
| ITC Ltd | Equity | ₹13.82 Cr | 1.71% |
| Embassy Office Parks REIT | Equity - REIT | ₹12.11 Cr | 1.50% |
| Power Grid Corp Of India Ltd | Equity | ₹11.85 Cr | 1.46% |
| Bharti Airtel Ltd | Equity | ₹11.62 Cr | 1.44% |
| IRB InvIT Fund Units 2017-Series IV | Equity | ₹11.59 Cr | 1.43% |
| Jsw Steel Ltd.-27-Jan-2026 | Equity - Future | ₹-11.55 Cr | 1.43% |
| JSW Steel Ltd | Equity | ₹11.48 Cr | 1.42% |
| HCL Technologies Ltd | Equity | ₹11.18 Cr | 1.38% |
| SBI Life Insurance Co Ltd | Equity | ₹11.12 Cr | 1.37% |
| Vedanta Ltd | Equity | ₹10.59 Cr | 1.31% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹10.38 Cr | 1.28% |
| Nmdc Ltd.-27-Jan-2026 | Equity - Future | ₹-10.26 Cr | 1.27% |
| NMDC Ltd | Equity | ₹10.22 Cr | 1.26% |
| Nexus Select Trust Reits | Equity - REIT | ₹10.19 Cr | 1.26% |
| Sbi Life Insurance Company Ltd.-27-Jan-2026 | Equity - Future | ₹-10.14 Cr | 1.25% |
| Wipro Ltd | Equity | ₹9.91 Cr | 1.22% |
| Knowledge Realty Trust Units | Equity - REIT | ₹9.2 Cr | 1.14% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹9.15 Cr | 1.13% |
| IndusInd Bank Ltd | Equity | ₹7.65 Cr | 0.94% |
| Bharat Petroleum Corp Ltd | Equity | ₹7.58 Cr | 0.94% |
| Shriram Finance Ltd | Equity | ₹7.35 Cr | 0.91% |
| InterGlobe Aviation Ltd | Equity | ₹7.34 Cr | 0.91% |
| Bajaj Auto Ltd.-27-Jan-2026 | Equity - Future | ₹-7.33 Cr | 0.91% |
| Bajaj Auto Ltd | Equity | ₹7.29 Cr | 0.90% |
| Aurobindo Pharma Ltd | Equity | ₹7.11 Cr | 0.88% |
| Hero MotoCorp Ltd | Equity | ₹6.98 Cr | 0.86% |
| Cipla Ltd | Equity | ₹6.85 Cr | 0.85% |
| Coal India Ltd | Equity | ₹6.63 Cr | 0.82% |
| Icici Bank Ltd-27-Jan-2026 | Equity - Future | ₹-6.52 Cr | 0.81% |
| Bharti Airtel Ltd.-27-Jan-2026 | Equity - Future | ₹-6.34 Cr | 0.78% |
| Life Insurance Corporation of India | Equity | ₹6.34 Cr | 0.78% |
| HDFC Life Insurance Co Ltd | Equity | ₹6.3 Cr | 0.78% |
| Bajaj Finserv Ltd.-27-Jan-2026 | Equity - Future | ₹-6.14 Cr | 0.76% |
| REC Ltd | Equity | ₹6.14 Cr | 0.76% |
| Bajaj Finserv Ltd | Equity | ₹6.12 Cr | 0.76% |
| Indus Ind Bank Ltd.-27-Jan-2026 | Equity - Future | ₹-6.07 Cr | 0.75% |
| NTPC Ltd | Equity | ₹5.61 Cr | 0.69% |
| Tata Motors Ltd | Equity | ₹5.4 Cr | 0.67% |
| Hdfc Life Insurance Company Limited-27-Jan-2026 | Equity - Future | ₹-5.39 Cr | 0.67% |
| Eicher Motors Ltd | Equity | ₹5.27 Cr | 0.65% |
| DLF Ltd | Equity | ₹5.1 Cr | 0.63% |
| Axis Bank Ltd. Std - Margin | Cash - Repurchase Agreement | ₹5 Cr | 0.62% |
| Bajaj Finance Ltd | Equity | ₹4.59 Cr | 0.57% |
| Hindustan Aeronautics Ltd-27-Jan-2026 | Equity - Future | ₹-4.57 Cr | 0.56% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.54 Cr | 0.56% |
| Cipla Ltd.-27-Jan-2026 | Equity - Future | ₹-4.49 Cr | 0.55% |
| Tata Steel Ltd | Equity | ₹3.86 Cr | 0.48% |
| Larsen And Toubro Limited-27-Jan-2026 | Equity - Future | ₹-3.74 Cr | 0.46% |
| Hindustan Zinc Ltd | Equity | ₹3.67 Cr | 0.45% |
| Dlf Ltd.-27-Jan-2026 | Equity - Future | ₹-3.54 Cr | 0.44% |
| Indus Towers Limited-27-Jan-2026 | Equity - Future | ₹-3.29 Cr | 0.41% |
| Bajaj Finance Ltd.-27-Jan-2026 | Equity - Future | ₹-3.28 Cr | 0.40% |
| Power Grid Corporation Of India Ltd-27-Jan-2026 | Equity - Future | ₹-2.98 Cr | 0.37% |
| Tata Consultancy Services Ltd.-27-Jan-2026 | Equity - Future | ₹-2.82 Cr | 0.35% |
| Eicher Motors Ltd-27-Jan-2026 | Equity - Future | ₹-2.35 Cr | 0.29% |
| Dr Reddy's Laboratories Ltd | Equity | ₹2.06 Cr | 0.25% |
| Interglobe Aviation Ltd-27-Jan-2026 | Equity - Future | ₹-1.52 Cr | 0.19% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹1.04 Cr | 0.13% |
| Dabur India Ltd.-27-Jan-2026 | Equity - Future | ₹-0.57 Cr | 0.07% |
| Dabur India Ltd | Equity | ₹0.57 Cr | 0.07% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.26 Cr | 0.03% |
Allocation By Market Cap (Equity)
Large Cap Stocks
62.14%
Mid Cap Stocks
5.04%
Small Cap Stocks
--
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹202.28 Cr | 24.98% |
| Consumer Cyclical | ₹77.54 Cr | 9.58% |
| Basic Materials | ₹65.99 Cr | 8.15% |
| Technology | ₹51.72 Cr | 6.39% |
| Industrials | ₹43.03 Cr | 5.32% |
| Energy | ₹40.18 Cr | 4.96% |
| Communication Services | ₹21.81 Cr | 2.69% |
| Utilities | ₹17.46 Cr | 2.16% |
| Healthcare | ₹16.03 Cr | 1.98% |
| Consumer Defensive | ₹14.38 Cr | 1.78% |
| Real Estate | ₹5.1 Cr | 0.63% |
Risk & Performance Ratios
Standard Deviation
This fund
4.02%
Cat. avg.
4.30%
Lower the better
Sharpe Ratio
This fund
1.03
Cat. avg.
0.80
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.36
Higher the better
Fund Managers
VS
V Srivatsa
Since August 2018
Sunil Patil
Since August 2018
Additional Scheme Detailsas of 31st December 2025
ISIN INF789F1A744 | Expense Ratio 1.64% | Exit Load 1.00% | Fund Size ₹810 Cr | Age 7 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Crisil Equity Savings Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
About the AMC
UTI Mutual Fund
Total AUM
₹3,64,771 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of UTI Equity Savings Fund Regular Growth?
The NAV of UTI Equity Savings Fund Regular Growth, as of 23-Jan-2026, is ₹18.83.
What are the returns of UTI Equity Savings Fund Regular Growth?
The fund has generated 7.50% over the last 1 year and 10.43% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Equity Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 41.58% in equities, 21.69% in bonds, and 36.73% in cash and cash equivalents.
Who manages the UTI Equity Savings Fund Regular Growth?
The fund managers responsible for UTI Equity Savings Fund Regular Growth are:-
- V Srivatsa
- Sunil Patil
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
