Union Low Duration Fund Direct Growth

Fund Overview

Fund Size

₹767 Cr

Expense Ratio

0.25%

ISIN

INF582M01LQ6

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

16 Jul 2025

About this fund

Union Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 1 months and 8 days, having been launched on 16-Jul-25.
As of 22-Aug-25, it has a Net Asset Value (NAV) of ₹10.06, Assets Under Management (AUM) of 767.41 Crores, and an expense ratio of 0.25%.

Union Low Duration Fund Direct Growth has given a CAGR return of 0.60% since inception.
The fund's asset allocation comprises around 0.00% in equities, 59.58% in debts, and 40.42% in cash & cash equivalents.
You can start investing in Union Low Duration Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+0.60%

— (Cat Avg.)

Portfolio Summaryas of 15th August 2025

Debt	₹457.19 Cr	59.58%
Others	₹310.22 Cr	40.42%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹69.76 Cr	8.84%
Jamnagar Utilities & Power Private Limited	Bond - Corporate Bond	₹51.19 Cr	6.49%
Pnb Housing Finance Limited	Bond - Corporate Bond	₹50.64 Cr	6.42%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.48 Cr	6.40%
Power Finance Corporation Limited	Bond - Corporate Bond	₹50.45 Cr	6.39%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹50.42 Cr	6.39%
Hdb Financial Services Limited	Bond - Corporate Bond	₹50.34 Cr	6.38%
Titan Company Limited	Bond - Corporate Bond	₹50.14 Cr	6.36%
Canara Bank	Cash - CD/Time Deposit	₹49 Cr	6.21%
Axis Bank Limited	Cash - CD/Time Deposit	₹48.38 Cr	6.13%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹47.67 Cr	6.04%
Cholamandalam Investment And Finance Company Limited	Bond - Corporate Bond	₹25.5 Cr	3.23%
Cholamandalam Investment And Finance Company Limited	Bond - Corporate Bond	₹25.48 Cr	3.23%
Tata Capital Limited	Bond - Corporate Bond	₹25.34 Cr	3.21%
Rec Limited	Bond - Corporate Bond	₹25.15 Cr	3.19%
LIC Housing Finance Ltd.	Bond - Corporate Bond	₹25.03 Cr	3.17%
Rec Limited	Bond - Corporate Bond	₹24.95 Cr	3.16%
India (Republic of)	Bond - Short-term Government Bills	₹24.67 Cr	3.13%
Net Receivable / Payable	Cash - Collateral	₹19.38 Cr	2.46%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹15 Cr	1.90%
India (Republic of)	Bond - Short-term Government Bills	₹9.9 Cr	1.25%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹520.11 Cr	65.93%
Cash - CD/Time Deposit	₹145.04 Cr	18.39%
Cash - Repurchase Agreement	₹69.76 Cr	8.84%
Bond - Short-term Government Bills	₹34.57 Cr	4.38%
Cash - Collateral	₹19.38 Cr	2.46%

Risk & Performance Ratios

Fund Managers

Devesh Thacker

Since July 2025

Anindya Sarkar

Since August 2025

Additional Scheme Detailsas of 15th August 2025

ISIN

INF582M01LQ6

Expense Ratio

0.25%

Exit Load

No Charges

Fund Size

₹767 Cr

Age

1 month

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt Idx A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹767.41 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹767.41 Cr	-
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹634.40 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹634.40 Cr	-
Franklin India Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹374.09 Cr	-
Franklin India Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹374.09 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹848.15 Cr	9.6%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1730.30 Cr	8.1%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1971.74 Cr	8.3%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹2003.14 Cr	8.0%
Kotak Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹14389.08 Cr	8.4%
Sundaram Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹516.26 Cr	8.4%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6275.64 Cr	7.9%
Nippon India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹9943.76 Cr	8.4%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹209.54 Cr	8.1%
SBI Magnum Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹16032.99 Cr	7.5%
Axis Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹7449.25 Cr	8.0%
DSP Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹6094.58 Cr	7.7%
JM Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹209.54 Cr	7.7%
Nippon India Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹9943.76 Cr	7.8%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹2003.14 Cr	7.1%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.4%	0.0%	₹3211.14 Cr	8.1%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6094.58 Cr	8.0%
HSBC Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹848.15 Cr	9.0%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3211.14 Cr	8.2%
Axis Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7449.25 Cr	8.3%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹15492.10 Cr	8.3%
Baroda BNP Paribas Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹288.83 Cr	8.2%
ICICI Prudential Savings Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹27443.29 Cr	8.2%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1506.24 Cr	8.0%
SBI Magnum Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16032.99 Cr	8.0%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3429.61 Cr	8.0%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹25259.81 Cr	8.3%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹15492.10 Cr	7.4%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹1730.30 Cr	7.4%
Baroda BNP Paribas Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹288.83 Cr	7.3%
Sundaram Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹516.26 Cr	7.6%
ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹27443.29 Cr	8.1%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1506.24 Cr	7.7%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹6275.64 Cr	7.7%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹25259.81 Cr	7.6%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1971.74 Cr	7.1%
Kotak Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹14389.08 Cr	7.6%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3429.61 Cr	7.7%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹647.22 Cr	7.4%
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹647.22 Cr	8.3%

About the AMC

Union Mutual Fund

+91 022 67483333

https://www.unionmf.com/

Total AUM

₹19,678 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹767.41 Cr	-
Union Income Plus Arbitrage Active FOF Direct Growth Low to Moderate Risk	0.1%	0.0%	₹153.80 Cr	-
Union Children's Fund Direct Growth Very High Risk	1.3%	0.0%	₹73.07 Cr	4.0%
Union Innovation & Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹1015.12 Cr	4.4%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk	-	0.0%	₹25.17 Cr	7.4%
Union Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1681.61 Cr	-0.4%
Union Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹661.64 Cr	3.8%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Union Value Discovery Fund Direct Growth Very High Risk	1.2%	1.0%	₹333.36 Cr	0.6%
Union Multicap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1165.36 Cr	1.2%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1371.61 Cr	3.6%
Union Equity Savings Fund Direct Growth Moderate Risk	1.5%	1.0%	₹154.66 Cr	3.9%
Union Arbitrage Fund Direct Growth Low Risk	0.5%	0.0%	₹305.99 Cr	7.1%
Union Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.4%	0.0%	₹908.22 Cr	1.9%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	0.0%	₹108.22 Cr	4.9%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2344.43 Cr	1.6%
Union Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5837.62 Cr	7.1%
Union Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1502.53 Cr	2.3%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹134.59 Cr	3.9%
Union Largecap Fund Direct Growth Very High Risk	1.4%	1.0%	₹452.75 Cr	-
Union Retirement Fund Direct Growth Very High Risk	1.0%	0.0%	₹175.24 Cr	2.5%
Union Corporate Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹489.97 Cr	8.8%
Union Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹355.57 Cr	6.2%
Union Focused Fund Direct Growth Very High Risk	1.5%	1.0%	₹421.67 Cr	2.2%
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹173.63 Cr	7.7%
Union Large & Midcap Fund Direct Growth Very High Risk	0.9%	1.0%	₹887.44 Cr	1.8%

Risk Level

Your principal amount will be at Low to Moderate Risk

Take control of your wealth

Track and Analyse all your investments with Wealth Monitor

Rated ★ 4.3+ on

Still got questions?
We're here to help.

What is the current NAV of Union Low Duration Fund Direct Growth?

The NAV of Union Low Duration Fund Direct Growth, as of 22-Aug-2025, is ₹10.06.

What is the portfolio composition of Union Low Duration Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 59.58% in bonds, and 40.42% in cash and cash equivalents.

Who manages the Union Low Duration Fund Direct Growth?

The fund managers responsible for Union Low Duration Fund Direct Growth are:-

Devesh Thacker
Anindya Sarkar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

;

Fund Overview

Fund Size

₹767 Cr

Expense Ratio

0.25%

ISIN

INF582M01LQ6

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

16 Jul 2025

Risk Level

Your principal amount will be at Low to Moderate Risk