Loading...

Fund Overview

Fund Size

Fund Size

₹3,056 Cr

Expense Ratio

Expense Ratio

1.67%

ISIN

ISIN

INF204KA1B64

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

11 Feb 2015

About this fund

Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth is a Retirement mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 11 years, 3 months and 15 days, having been launched on 11-Feb-15.
As of 25-May-26, it has a Net Asset Value (NAV) of ₹28.22, Assets Under Management (AUM) of 3055.82 Crores, and an expense ratio of 1.67%.
  • Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth has given a CAGR return of 9.63% since inception.
  • The fund's asset allocation comprises around 96.67% in equities, 0.00% in debts, and 3.33% in cash & cash equivalents.
  • You can start investing in Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+0.13%

(Cat Avg.)

3 Years

+15.24%

(Cat Avg.)

5 Years

+13.46%

(Cat Avg.)

10 Years

+11.38%

(Cat Avg.)

Since Inception

+9.63%

(Cat Avg.)

Portfolio Summaryas of 30th April 2026

Equity2,954.01 Cr96.67%
Others101.81 Cr3.33%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity223.62 Cr7.32%
HDFC Bank LtdEquity218.01 Cr7.13%
Reliance Industries LtdEquity146.66 Cr4.80%
Axis Bank LtdEquity126.83 Cr4.15%
State Bank of IndiaEquity111.12 Cr3.64%
Larsen & Toubro LtdEquity106.37 Cr3.48%
Infosys LtdEquity100.37 Cr3.28%
NTPC LtdEquity86.22 Cr2.82%
Mahindra & Mahindra LtdEquity72.49 Cr2.37%
Tech Mahindra LtdEquity62.62 Cr2.05%
Hindustan Aeronautics Ltd Ordinary SharesEquity58.57 Cr1.92%
Varun Beverages LtdEquity56.51 Cr1.85%
Net Current AssetsCash55.25 Cr1.81%
SBI Life Insurance Co LtdEquity54.57 Cr1.79%
Samvardhana Motherson International LtdEquity53.74 Cr1.76%
Cummins India LtdEquity52.66 Cr1.72%
JSW Energy LtdEquity50.5 Cr1.65%
HDFC Asset Management Co LtdEquity48.83 Cr1.60%
Bajaj Finance LtdEquity46.85 Cr1.53%
Triparty RepoCash - Repurchase Agreement46.26 Cr1.51%
Blue Star LtdEquity44.53 Cr1.46%
InterGlobe Aviation LtdEquity42.95 Cr1.41%
Cholamandalam Investment and Finance Co LtdEquity42.95 Cr1.41%
Eternal LtdEquity42 Cr1.37%
Nestle India LtdEquity39.19 Cr1.28%
NLC India LtdEquity37.99 Cr1.24%
United Spirits LtdEquity36.45 Cr1.19%
Crompton Greaves Consumer Electricals LtdEquity35.41 Cr1.16%
Alkem Laboratories LtdEquity35.31 Cr1.16%
NTPC Green Energy LtdEquity32.96 Cr1.08%
Dixon Technologies (India) LtdEquity32.38 Cr1.06%
Tata Power Co LtdEquity32.23 Cr1.05%
Indus Towers Ltd Ordinary SharesEquity31.77 Cr1.04%
Power Finance Corp LtdEquity31.39 Cr1.03%
L&T Finance LtdEquity30.77 Cr1.01%
Titan Co LtdEquity30.7 Cr1.00%
Bharat Petroleum Corp LtdEquity30.05 Cr0.98%
Swiggy LtdEquity29.73 Cr0.97%
Page Industries LtdEquity29.43 Cr0.96%
PB Fintech LtdEquity26.66 Cr0.87%
Coforge LtdEquity26.31 Cr0.86%
Info Edge (India) LtdEquity26.24 Cr0.86%
JSW Steel LtdEquity25.29 Cr0.83%
Mishra Dhatu Nigam Ltd Ordinary SharesEquity25.05 Cr0.82%
TVS Motor Co LtdEquity24.45 Cr0.80%
Bharti Airtel LtdEquity23.59 Cr0.77%
UltraTech Cement LtdEquity23.17 Cr0.76%
Britannia Industries LtdEquity22.9 Cr0.75%
Indian Hotels Co LtdEquity22.06 Cr0.72%
Kaynes Technology India LtdEquity21.42 Cr0.70%
Shriram Finance LtdEquity21.2 Cr0.69%
ISGEC Heavy Engineering LtdEquity20.46 Cr0.67%
Abbott India LtdEquity20.35 Cr0.67%
Mankind Pharma LtdEquity19.48 Cr0.64%
Gland Pharma LtdEquity19.22 Cr0.63%
SRF LtdEquity18.89 Cr0.62%
United Breweries LtdEquity18.43 Cr0.60%
Syngene International LtdEquity17.21 Cr0.56%
Vedanta Aluminium Metal Limited**Equity16.49 Cr0.54%
Gillette India LtdEquity15.65 Cr0.51%
Bharti Hexacom LtdEquity14.48 Cr0.47%
Escorts Kubota LtdEquity14.44 Cr0.47%
Delhivery LtdEquity14.01 Cr0.46%
Bajel Projects LtdEquity13.42 Cr0.44%
Vikram Solar LtdEquity13.22 Cr0.43%
Bharat Heavy Electricals LtdEquity13.17 Cr0.43%
Sharda Motor Industries LtdEquity13.15 Cr0.43%
Schneider Electric Infrastructure LtdEquity12.44 Cr0.41%
Vedanta LtdEquity11.68 Cr0.38%
Ellenbarrie Industrial Gases LtdEquity11.26 Cr0.37%
Afcons Infrastructure LtdEquity7.63 Cr0.25%
Max Financial Services LtdEquity5.36 Cr0.18%
Ion Exchange (India) LtdEquity3.96 Cr0.13%
Talwandi Sabo Power Limited**Equity1.66 Cr0.05%
Malco Energy Limited**Equity1.63 Cr0.05%
Cyient LtdEquity1.49 Cr0.05%
Vedanta Iron And Steel Limited**Equity1.04 Cr0.03%
Kwality Walls India LtdEquity0.6 Cr0.02%
Cash Margin - CcilCash - Repurchase Agreement0.3 Cr0.01%
LIC Housing Finance LtdEquity0.14 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

68.45%

Mid Cap Stocks

18.95%

Small Cap Stocks

8.56%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services988.3 Cr32.34%
Industrials411.58 Cr13.47%
Consumer Cyclical353.15 Cr11.56%
Technology256.32 Cr8.39%
Utilities253.33 Cr8.29%
Consumer Defensive189.73 Cr6.21%
Energy176.7 Cr5.78%
Healthcare111.56 Cr3.65%
Basic Materials96.45 Cr3.16%
Communication Services96.08 Cr3.14%

Risk & Performance Ratios

Standard Deviation

This fund

15.35%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Pranay Sinha

Pranay Sinha

Since March 2021

RR

Ritesh Rathod

Since January 2026

Additional Scheme Detailsas of 30th April 2026

ISIN
INF204KA1B64
Expense Ratio
1.67%
Exit Load
No Charges
Fund Size
₹3,056 Cr
Age
11 years 3 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Baroda BNP Paribas Retirement Fund Regular Growth

Very High Risk

2.1%0.0%₹385.27 Cr3.1%
Baroda BNP Paribas Retirement Fund Direct Growth

Very High Risk

0.9%0.0%₹385.27 Cr4.5%
PGIM India Retirement Fund Direct Growth

Very High Risk

0.9%0.0%₹97.14 Cr1.8%
PGIM India Retirement Fund Regular Growth

Very High Risk

2.5%0.0%₹97.14 Cr0.3%
Bandhan Retirement Fund Regular Growth

Moderately High risk

2.1%0.0%₹182.68 Cr-0.0%
Bandhan Retirement Fund Direct Growth

Moderately High risk

0.7%0.0%₹182.68 Cr1.7%
Nippon India Retirement Fund - Income Generation Scheme Direct Growth

Moderately High risk

0.8%0.0%₹141.12 Cr-2.0%
Nippon India Retirement Fund - Income Generation Scheme Regular Growth

Moderately High risk

1.8%0.0%₹141.12 Cr-3.1%
Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth

Very High Risk

1.7%0.0%₹3055.82 Cr0.1%
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth

Very High Risk

0.9%0.0%₹3055.82 Cr1.1%
ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth

Moderately High risk

1.8%0.0%₹82.21 Cr2.0%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

0.7%0.0%₹1156.55 Cr12.4%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.6%0.0%₹1868.90 Cr13.1%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Regular Growth

Very High Risk

1.9%0.0%₹1156.55 Cr10.8%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk

0.8%0.0%₹89.95 Cr6.4%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderately High risk

1.0%0.0%₹82.21 Cr2.9%
ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth

Very High Risk

1.8%0.0%₹1868.90 Cr11.6%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Regular Growth

Moderately High risk

1.8%0.0%₹89.95 Cr5.1%
Tata Retirement Savings Moderate Fund Direct Growth

Very High Risk

0.6%1.0%₹2113.71 Cr5.8%
Tata Retirement Savings Conservative Fund Direct Growth

Moderately High risk

0.9%1.0%₹164.26 Cr3.4%
Tata Retirement Savings Progressive Fund Direct Growth

Very High Risk

0.6%1.0%₹2086.41 Cr5.7%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.2%3.0%₹496.83 Cr-0.2%
SBI Retirement Benefit Fund - Aggressive Plan Regular Growth

Very High Risk

1.9%0.0%₹3013.35 Cr-1.3%
SBI Retirement Benefit Fund - Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹3013.35 Cr-0.3%
SBI Retirement Benefit Fund - Conservative Plan Regular Growth

Moderately High risk

1.4%0.0%₹147.71 Cr-1.0%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct Growth

Very High Risk

1.1%0.0%₹1581.78 Cr3.4%
SBI Retirement Benefit Fund - Conservative Plan Direct Growth

Moderately High risk

1.0%0.0%₹147.71 Cr-0.5%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Regular Growth

Very High Risk

2.1%0.0%₹1581.78 Cr2.3%
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth

Very High Risk

1.0%0.0%₹433.33 Cr11.2%
Aditya Birla Sun Life Retirement Fund - The 30s Plan Regular Growth

Very High Risk

2.1%0.0%₹433.33 Cr9.7%
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct Growth

Moderate Risk

0.8%0.0%₹14.09 Cr2.9%
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth

Very High Risk

0.9%0.0%₹112.93 Cr3.7%
Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular Growth

Very High Risk

2.1%0.0%₹112.93 Cr2.3%
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular Growth

Moderate Risk

1.8%0.0%₹14.09 Cr1.9%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth

Moderate Risk

0.5%0.0%₹26.40 Cr4.9%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular Growth

Moderate Risk

1.7%0.0%₹26.40 Cr3.5%
SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular Growth

Moderately High risk

1.7%0.0%₹255.28 Cr-0.9%
SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct Growth

Moderately High risk

1.2%0.0%₹255.28 Cr-0.4%
Union Retirement Fund Regular Growth

Very High Risk

2.1%0.0%₹195.84 Cr6.0%
Union Retirement Fund Direct Growth

Very High Risk

1.0%0.0%₹195.84 Cr7.4%
Franklin India Pension Plan Regular Growth

Moderately High risk

1.9%3.0%₹496.83 Cr-1.0%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹47.59 Cr-2.0%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

High Risk

1.3%0.0%₹283.00 Cr-1.2%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

High Risk

2.6%0.0%₹283.00 Cr-2.4%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

High Risk

1.2%0.0%₹700.72 Cr-1.5%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

1.3%0.0%₹47.59 Cr-1.0%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

High Risk

2.5%0.0%₹700.72 Cr-2.8%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

1.8%1.0%₹2086.41 Cr4.2%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

1.8%1.0%₹164.26 Cr2.2%
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

1.8%1.0%₹2113.71 Cr4.3%

About the AMC

Nippon India Mutual Fund

Nippon India Mutual Fund

Total AUM

₹6,89,081 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Nippon India CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹300.18 Cr-
Nippon India CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹725.43 Cr-
Nippon India Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.2%0.0%₹37.73 Cr-
Nippon India MNC Fund Direct Growth

Very High Risk

1.0%1.0%₹418.01 Cr-
Nippon India Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderate Risk

0.3%0.0%₹621.80 Cr-
Nippon India BSE Sensex Next 30 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹79.09 Cr-
Nippon India Nifty 500 Low Volatility 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹32.90 Cr4.1%
Nippon India Nifty 500 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹47.31 Cr2.8%
Nippon India Active Momentum Fund Direct Growth

Very High Risk

0.6%1.0%₹402.86 Cr8.1%
Nippon India Nifty Auto Index Fund Direct Growth

Very High Risk

0.3%0.0%₹40.82 Cr13.1%
Nippon India Nifty Realty Index Fund Direct Growth

Very High Risk

0.3%0.0%₹45.57 Cr-16.2%
Nippon India CRISIL-IBX AAA Financial Services - Dec 2026 Index Fund Regular Growth

Moderate Risk

0.1%0.0%₹88.04 Cr6.3%
Nippon India CRISIL-IBX AAA Financial Services - Jan 2028 Index Fund Regular Growth

Low to Moderate Risk

0.1%0.0%₹86.12 Cr5.3%
Nippon India Nifty 500 Momentum 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹1152.19 Cr2.6%
Nippon India Nifty 500 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹434.79 Cr3.3%
Nippon India Fixed Maturity Plan - XLVI - Series 5 - 1868 Days Direct Growth

High Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 2 - 366 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 3 - 368 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 2 - 367 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Nifty IT Index Fund Direct Growth

Very High Risk

0.2%0.0%₹195.33 Cr-20.6%
Nippon India Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹195.84 Cr0.3%
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth

Moderately High risk

-0.0%--
Nippon India Innovation Fund Direct Growth

Very High Risk

0.6%1.0%₹2778.33 Cr3.8%
Nippon India Fixed Horizon Fund - XLV - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund - XLV - Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹2.33 Cr5.7%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth

Low Risk

--₹51.85 Cr6.2%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Annual Series I Direct Growth

Low to Moderate Risk

-0.0%₹3.08 Cr6.6%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth

Low Risk

-0.0%₹220.19 Cr5.9%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth

Low to Moderate Risk

-0.0%₹72.20 Cr5.6%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth

Low to Moderate Risk

-0.0%₹185.78 Cr4.1%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth

Low Risk

--₹40.32 Cr9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth

Low Risk

-0.0%₹2.74 Cr5.8%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth

Moderate Risk

----

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

Take control of your wealth

Track and Analyse all your investments with Dezerv

qr

Rated ★ 4.3+ on

playstoreappstore

Still got questions?
We're here to help.

What is the current NAV of Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth?

img
The NAV of Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth, as of 25-May-2026, is ₹28.22.
The fund has generated 0.13% over the last 1 year and 15.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 96.67% in equities, 0.00% in bonds, and 3.33% in cash and cash equivalents.
The fund managers responsible for Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth are:-
  1. Pranay Sinha
  2. Ritesh Rathod
qr

Track all your investments in one place

Download Dezerv App

cross
wm logo

Track and monitor all
your investments