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Fund Overview

Fund Size

Fund Size

₹3,119 Cr

Expense Ratio

Expense Ratio

1.94%

ISIN

ISIN

INF204KA1B64

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

11 Feb 2015

About this fund

Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth is a Retirement mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 11 years and 14 days, having been launched on 11-Feb-15.
As of 24-Feb-26, it has a Net Asset Value (NAV) of ₹28.83, Assets Under Management (AUM) of 3118.55 Crores, and an expense ratio of 1.94%.
  • Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth has given a CAGR return of 10.07% since inception.
  • The fund's asset allocation comprises around 99.07% in equities, 0.00% in debts, and 0.92% in cash & cash equivalents.
  • You can start investing in Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+12.75%

(Cat Avg.)

3 Years

+18.32%

(Cat Avg.)

5 Years

+14.69%

(Cat Avg.)

10 Years

+12.82%

(Cat Avg.)

Since Inception

+10.07%

(Cat Avg.)

Portfolio Summaryas of 31st January 2026

Equity3,089.67 Cr99.07%
Others28.6 Cr0.92%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity233.74 Cr7.50%
HDFC Bank LtdEquity232.31 Cr7.45%
Reliance Industries LtdEquity143.03 Cr4.59%
State Bank of IndiaEquity126.03 Cr4.04%
Infosys LtdEquity113.11 Cr3.63%
Larsen & Toubro LtdEquity104.21 Cr3.34%
Axis Bank LtdEquity99.35 Cr3.19%
NTPC LtdEquity89 Cr2.85%
Bharti Airtel LtdEquity88.39 Cr2.83%
Bajaj Finance LtdEquity83.69 Cr2.68%
Mahindra & Mahindra LtdEquity80.31 Cr2.58%
Tech Mahindra LtdEquity74.08 Cr2.38%
Power Finance Corp LtdEquity68.28 Cr2.19%
Hindustan Aeronautics Ltd Ordinary SharesEquity62.36 Cr2.00%
SBI Life Insurance Co LtdEquity59.96 Cr1.92%
Vedanta LtdEquity54.52 Cr1.75%
UltraTech Cement LtdEquity50.78 Cr1.63%
Samvardhana Motherson International LtdEquity50.06 Cr1.61%
Cummins India LtdEquity47.16 Cr1.51%
Eternal LtdEquity46.51 Cr1.49%
InterGlobe Aviation LtdEquity45.97 Cr1.47%
HDFC Asset Management Co LtdEquity45.28 Cr1.45%
NLC India LtdEquity44.05 Cr1.41%
JSW Energy LtdEquity41.38 Cr1.33%
Titan Co LtdEquity39.77 Cr1.28%
Lupin LtdEquity38.75 Cr1.24%
United Spirits LtdEquity37.47 Cr1.20%
Bharat Petroleum Corp LtdEquity36.45 Cr1.17%
Blue Star LtdEquity36.34 Cr1.17%
Nestle India LtdEquity35.8 Cr1.15%
Triparty RepoCash - Repurchase Agreement35.37 Cr1.13%
Crompton Greaves Consumer Electricals LtdEquity31 Cr0.99%
Dixon Technologies (India) LtdEquity30.29 Cr0.97%
Eicher Motors LtdEquity27.13 Cr0.87%
Page Industries LtdEquity26.4 Cr0.85%
TVS Motor Co LtdEquity25.74 Cr0.83%
Max Financial Services LtdEquity24.67 Cr0.79%
Apollo Hospitals Enterprise LtdEquity24.36 Cr0.78%
Delhivery LtdEquity24.32 Cr0.78%
JSW Steel LtdEquity24.29 Cr0.78%
Mishra Dhatu Nigam Ltd Ordinary SharesEquity24.1 Cr0.77%
Britannia Industries LtdEquity23.44 Cr0.75%
L&T Finance LtdEquity22.93 Cr0.74%
Ipca Laboratories LtdEquity22.06 Cr0.71%
Abbott India LtdEquity22.05 Cr0.71%
SRF LtdEquity21.12 Cr0.68%
Hindustan Unilever LtdEquity20.85 Cr0.67%
Gland Pharma LtdEquity20.27 Cr0.65%
Info Edge (India) LtdEquity19.96 Cr0.64%
NTPC Green Energy LtdEquity18.97 Cr0.61%
Varun Beverages LtdEquity18.85 Cr0.60%
Emcure Pharmaceuticals LtdEquity18.84 Cr0.60%
Cyient DLM LtdEquity18.71 Cr0.60%
United Breweries LtdEquity18.55 Cr0.59%
Kaynes Technology India LtdEquity18.4 Cr0.59%
Indian Hotels Co LtdEquity18.2 Cr0.58%
Schneider Electric Infrastructure LtdEquity17.32 Cr0.56%
Gillette India LtdEquity17.31 Cr0.56%
Alkem Laboratories LtdEquity17.03 Cr0.55%
Mankind Pharma LtdEquity15.72 Cr0.50%
Escorts Kubota LtdEquity15.06 Cr0.48%
Coforge LtdEquity14.88 Cr0.48%
Hindalco Industries LtdEquity14.44 Cr0.46%
ISGEC Heavy Engineering LtdEquity14.2 Cr0.46%
Sharda Motor Industries LtdEquity12.97 Cr0.42%
Vikram Solar LtdEquity12.29 Cr0.39%
Ellenbarrie Industrial Gases LtdEquity11.39 Cr0.37%
Bajel Projects LtdEquity11.03 Cr0.35%
Ion Exchange (India) LtdEquity10.63 Cr0.34%
PVR INOX LtdEquity9.75 Cr0.31%
EIH LtdEquity7.65 Cr0.25%
Afcons Infrastructure LtdEquity7.45 Cr0.24%
Net Current AssetsCash-6.82 Cr0.22%
K.P.R. Mill LtdEquity4.35 Cr0.14%
Cyient LtdEquity1.67 Cr0.05%
Kwality Walls (India) Limited**Equity0.88 Cr0.03%
Tvs Motor Company LimitedPreferred Stock0.29 Cr0.01%
Cash Margin - CcilCash - Repurchase Agreement0.05 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

73.99%

Mid Cap Stocks

14.96%

Small Cap Stocks

10.10%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services996.24 Cr31.95%
Industrials407.79 Cr13.08%
Consumer Cyclical370.08 Cr11.87%
Technology281.78 Cr9.04%
Utilities204.42 Cr6.56%
Basic Materials179.53 Cr5.76%
Energy179.48 Cr5.76%
Healthcare179.08 Cr5.74%
Consumer Defensive172.27 Cr5.52%
Communication Services118.1 Cr3.79%

Risk & Performance Ratios

Standard Deviation

This fund

12.70%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.84

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Pranay Sinha

Pranay Sinha

Since March 2021

RR

Ritesh Rathod

Since January 2026

Additional Scheme Detailsas of 31st January 2026

ISIN
INF204KA1B64
Expense Ratio
1.94%
Exit Load
No Charges
Fund Size
₹3,119 Cr
Age
11 years
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

Nippon India Mutual Fund

Nippon India Mutual Fund

Total AUM

₹7,25,431 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Nippon India CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth

Low to Moderate Risk

-0.0%--
Nippon India Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.3%0.0%₹36.80 Cr-
Nippon India MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹425.65 Cr-
Nippon India Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderate Risk

0.4%0.0%₹623.45 Cr-
Nippon India BSE Sensex Next 30 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹38.01 Cr-
Nippon India Nifty 500 Low Volatility 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹20.44 Cr-
Nippon India Nifty 500 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹43.18 Cr-
Nippon India Active Momentum Fund Direct Growth

Very High Risk

0.7%1.0%₹338.26 Cr-
Nippon India Nifty Auto Index Fund Direct Growth

Very High Risk

0.3%0.0%₹40.39 Cr30.3%
Nippon India Nifty Realty Index Fund Direct Growth

Very High Risk

0.3%0.0%₹31.62 Cr-4.9%
Nippon India CRISIL-IBX AAA Financial Services - Dec 2026 Index Fund Regular Growth

Moderate Risk

0.1%0.0%₹98.23 Cr7.7%
Nippon India CRISIL-IBX AAA Financial Services - Jan 2028 Index Fund Regular Growth

Low to Moderate Risk

0.1%0.0%₹85.07 Cr8.2%
Nippon India Nifty 500 Momentum 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1033.35 Cr11.4%
Nippon India Nifty 500 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹401.77 Cr12.8%
Nippon India Fixed Maturity Plan - XLVI - Series 5 - 1868 Days Direct Growth

High Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 2 - 366 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 3 - 368 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 2 - 367 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹213.47 Cr-22.1%
Nippon India Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹185.38 Cr26.1%
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth

Moderately High risk

-0.0%--
Nippon India Innovation Fund Direct Growth

Very High Risk

0.7%1.0%₹2696.94 Cr14.8%
Nippon India Fixed Horizon Fund - XLV - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund - XLV - Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹2.33 Cr5.7%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth

Low Risk

--₹51.85 Cr6.9%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Annual Series I Direct Growth

Low Risk

-0.0%₹3.06 Cr6.9%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth

Low Risk

-0.0%₹220.19 Cr7.0%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth

Low to Moderate Risk

-0.0%₹72.20 Cr7.7%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth

Low to Moderate Risk

-0.0%₹184.13 Cr8.0%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth

Low Risk

--₹40.32 Cr9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth

Low Risk

-0.0%₹2.74 Cr5.8%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XXXX Series 9 Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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The NAV of Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth, as of 24-Feb-2026, is ₹28.83.
The fund has generated 12.75% over the last 1 year and 18.32% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 99.07% in equities, 0.00% in bonds, and 0.92% in cash and cash equivalents.
The fund managers responsible for Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth are:-
  1. Pranay Sinha
  2. Ritesh Rathod
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