
HybridRetirementVery High Risk
Direct
NAV (16-Jan-26)
Returns (Since Inception)
Fund Size
₹3,194 Cr
Expense Ratio
0.98%
ISIN
INF204KA1B72
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
11 Feb 2015
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.00%
— (Cat Avg.)
3 Years
+18.31%
— (Cat Avg.)
5 Years
+16.63%
— (Cat Avg.)
10 Years
+12.98%
— (Cat Avg.)
Since Inception
+11.39%
— (Cat Avg.)
| Equity | ₹3,169 Cr | 99.22% |
| Others | ₹24.71 Cr | 0.77% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹230.95 Cr | 7.23% |
| ICICI Bank Ltd | Equity | ₹202.11 Cr | 6.33% |
| Reliance Industries Ltd | Equity | ₹160.97 Cr | 5.04% |
| State Bank of India | Equity | ₹127.69 Cr | 4.00% |
| Larsen & Toubro Ltd | Equity | ₹112.3 Cr | 3.52% |
| Infosys Ltd | Equity | ₹111.35 Cr | 3.49% |
| Bajaj Finance Ltd | Equity | ₹103.61 Cr | 3.24% |
| Bharti Airtel Ltd | Equity | ₹94.54 Cr | 2.96% |
| Mahindra & Mahindra Ltd | Equity | ₹86.8 Cr | 2.72% |
| NTPC Ltd | Equity | ₹82.39 Cr | 2.58% |
| Axis Bank Ltd | Equity | ₹76.16 Cr | 2.38% |
| Vedanta Ltd | Equity | ₹72.53 Cr | 2.27% |
| SBI Life Insurance Co Ltd | Equity | ₹71.22 Cr | 2.23% |
| Tech Mahindra Ltd | Equity | ₹67.61 Cr | 2.12% |
| Power Finance Corp Ltd | Equity | ₹63.97 Cr | 2.00% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹59.25 Cr | 1.85% |
| UltraTech Cement Ltd | Equity | ₹58.92 Cr | 1.84% |
| Samvardhana Motherson International Ltd | Equity | ₹53.18 Cr | 1.66% |
| Hindustan Unilever Ltd | Equity | ₹50.95 Cr | 1.60% |
| InterGlobe Aviation Ltd | Equity | ₹50.6 Cr | 1.58% |
| HDFC Asset Management Co Ltd | Equity | ₹48.1 Cr | 1.51% |
| Eternal Ltd | Equity | ₹47.27 Cr | 1.48% |
| Cummins India Ltd | Equity | ₹46.56 Cr | 1.46% |
| JSW Energy Ltd | Equity | ₹43.42 Cr | 1.36% |
| NLC India Ltd | Equity | ₹42.54 Cr | 1.33% |
| Titan Co Ltd | Equity | ₹40.52 Cr | 1.27% |
| United Spirits Ltd | Equity | ₹39.7 Cr | 1.24% |
| Bharat Petroleum Corp Ltd | Equity | ₹38.4 Cr | 1.20% |
| Lupin Ltd | Equity | ₹37.97 Cr | 1.19% |
| The Federal Bank Ltd | Equity | ₹37.39 Cr | 1.17% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹35.32 Cr | 1.11% |
| Dixon Technologies (India) Ltd | Equity | ₹35.1 Cr | 1.10% |
| Hyundai Motor India Ltd | Equity | ₹31.93 Cr | 1.00% |
| Brigade Enterprises Ltd | Equity | ₹30.98 Cr | 0.97% |
| Eicher Motors Ltd | Equity | ₹29.25 Cr | 0.92% |
| Page Industries Ltd | Equity | ₹28.84 Cr | 0.90% |
| Triparty Repo | Cash - Repurchase Agreement | ₹28.09 Cr | 0.88% |
| Cyient DLM Ltd | Equity | ₹26.9 Cr | 0.84% |
| TVS Motor Co Ltd | Equity | ₹26.04 Cr | 0.82% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹24.65 Cr | 0.77% |
| Britannia Industries Ltd | Equity | ₹24.12 Cr | 0.76% |
| JSW Steel Ltd | Equity | ₹23.3 Cr | 0.73% |
| Abbott India Ltd | Equity | ₹23.22 Cr | 0.73% |
| SRF Ltd | Equity | ₹23.06 Cr | 0.72% |
| Mishra Dhatu Nigam Ltd Ordinary Shares | Equity | ₹22.06 Cr | 0.69% |
| Ipca Laboratories Ltd | Equity | ₹21.28 Cr | 0.67% |
| Kaynes Technology India Ltd | Equity | ₹21.25 Cr | 0.67% |
| United Breweries Ltd | Equity | ₹20.49 Cr | 0.64% |
| Hindalco Industries Ltd | Equity | ₹19.95 Cr | 0.62% |
| Indian Hotels Co Ltd | Equity | ₹19.95 Cr | 0.62% |
| One97 Communications Ltd | Equity | ₹19.48 Cr | 0.61% |
| Gland Pharma Ltd | Equity | ₹18.9 Cr | 0.59% |
| K.P.R. Mill Ltd | Equity | ₹18.85 Cr | 0.59% |
| Schneider Electric Infrastructure Ltd | Equity | ₹18.07 Cr | 0.57% |
| Emcure Pharmaceuticals Ltd | Equity | ₹17.56 Cr | 0.55% |
| Blue Star Ltd | Equity | ₹17.31 Cr | 0.54% |
| ISGEC Heavy Engineering Ltd | Equity | ₹17.13 Cr | 0.54% |
| Max Financial Services Ltd | Equity | ₹16.72 Cr | 0.52% |
| EIH Ltd | Equity | ₹16.57 Cr | 0.52% |
| Alkem Laboratories Ltd | Equity | ₹16.52 Cr | 0.52% |
| Gillette India Ltd | Equity | ₹16.45 Cr | 0.52% |
| Delhivery Ltd | Equity | ₹16.15 Cr | 0.51% |
| Coforge Ltd | Equity | ₹14.97 Cr | 0.47% |
| Vikram Solar Ltd | Equity | ₹14.34 Cr | 0.45% |
| Sharda Motor Industries Ltd | Equity | ₹14.31 Cr | 0.45% |
| Ellenbarrie Industrial Gases Ltd | Equity | ₹14.28 Cr | 0.45% |
| Bajel Projects Ltd | Equity | ₹12.35 Cr | 0.39% |
| Ion Exchange (India) Ltd | Equity | ₹11.42 Cr | 0.36% |
| Marico Ltd | Equity | ₹11.26 Cr | 0.35% |
| PVR INOX Ltd | Equity | ₹10.15 Cr | 0.32% |
| Afcons Infrastructure Ltd | Equity | ₹8.69 Cr | 0.27% |
| Net Current Assets | Cash | ₹-3.55 Cr | 0.11% |
| Kwality Walls (India) Limited** | Equity | ₹0.88 Cr | 0.03% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.29 Cr | 0.01% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0.17 Cr | 0.01% |
Large Cap Stocks
73.80%
Mid Cap Stocks
13.99%
Small Cap Stocks
11.40%
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹977.93 Cr | 30.62% |
| Consumer Cyclical | ₹448.82 Cr | 14.05% |
| Industrials | ₹380.53 Cr | 11.91% |
| Technology | ₹311 Cr | 9.74% |
| Basic Materials | ₹211.04 Cr | 6.61% |
| Energy | ₹199.37 Cr | 6.24% |
| Utilities | ₹180.69 Cr | 5.66% |
| Consumer Defensive | ₹162.97 Cr | 5.10% |
| Healthcare | ₹160.11 Cr | 5.01% |
| Communication Services | ₹104.69 Cr | 3.28% |
| Real Estate | ₹30.98 Cr | 0.97% |
Standard Deviation
This fund
12.90%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.85
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better

Since March 2021
Since January 2026
Since May 2018
Since September 2025
Since September 2025
ISIN INF204KA1B72 | Expense Ratio 0.98% | Exit Load No Charges | Fund Size ₹3,194 Cr | Age 10 years 11 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark BSE 500 India TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹7,21,961 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Your principal amount will be at Very High Risk

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