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Fund Overview

Fund Size

Fund Size

₹3,133 Cr

Expense Ratio

Expense Ratio

0.98%

ISIN

ISIN

INF204KA1B72

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

11 Feb 2015

About this fund

Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth is a Retirement mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 11 years, 1 months and 7 days, having been launched on 11-Feb-15.
As of 17-Mar-26, it has a Net Asset Value (NAV) of ₹30.54, Assets Under Management (AUM) of 3133.09 Crores, and an expense ratio of 0.98%.
  • Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth has given a CAGR return of 10.59% since inception.
  • The fund's asset allocation comprises around 99.37% in equities, 0.00% in debts, and 0.62% in cash & cash equivalents.
  • You can start investing in Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.01%

(Cat Avg.)

3 Years

+17.44%

(Cat Avg.)

5 Years

+14.32%

(Cat Avg.)

10 Years

+12.62%

(Cat Avg.)

Since Inception

+10.59%

(Cat Avg.)

Portfolio Summaryas of 28th February 2026

Equity3,113.36 Cr99.37%
Others19.45 Cr0.62%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity237.86 Cr7.59%
HDFC Bank LtdEquity221.94 Cr7.08%
Reliance Industries LtdEquity142.87 Cr4.56%
State Bank of IndiaEquity124.98 Cr3.99%
Larsen & Toubro LtdEquity113.38 Cr3.62%
Axis Bank LtdEquity100.33 Cr3.20%
NTPC LtdEquity91.66 Cr2.93%
Bajaj Finance LtdEquity89.63 Cr2.86%
Infosys LtdEquity89.61 Cr2.86%
Bharti Airtel LtdEquity84.38 Cr2.69%
Mahindra & Mahindra LtdEquity79.5 Cr2.54%
SBI Life Insurance Co LtdEquity61.12 Cr1.95%
Samvardhana Motherson International LtdEquity59.12 Cr1.89%
Tech Mahindra LtdEquity57.71 Cr1.84%
Hindustan Aeronautics Ltd Ordinary SharesEquity52.83 Cr1.69%
UltraTech Cement LtdEquity50.71 Cr1.62%
Vedanta LtdEquity49.21 Cr1.57%
Cummins India LtdEquity48.98 Cr1.56%
HDFC Asset Management Co LtdEquity48.57 Cr1.55%
InterGlobe Aviation LtdEquity48.27 Cr1.54%
NLC India LtdEquity44.21 Cr1.41%
JSW Energy LtdEquity43.9 Cr1.40%
Titan Co LtdEquity43.28 Cr1.38%
Eternal LtdEquity41.87 Cr1.34%
Lupin LtdEquity41.43 Cr1.32%
Power Finance Corp LtdEquity41.38 Cr1.32%
Blue Star LtdEquity38.82 Cr1.24%
Bharat Petroleum Corp LtdEquity38.54 Cr1.23%
United Spirits LtdEquity37.97 Cr1.21%
Varun Beverages LtdEquity36.11 Cr1.15%
Crompton Greaves Consumer Electricals LtdEquity36.1 Cr1.15%
Nestle India LtdEquity34.7 Cr1.11%
L&T Finance LtdEquity31.23 Cr1.00%
Dixon Technologies (India) LtdEquity30.53 Cr0.97%
Cholamandalam Investment and Finance Co LtdEquity30.09 Cr0.96%
Alkem Laboratories LtdEquity28.2 Cr0.90%
Apollo Hospitals Enterprise LtdEquity27.38 Cr0.87%
TVS Motor Co LtdEquity27.09 Cr0.86%
Page Industries LtdEquity25.69 Cr0.82%
JSW Steel LtdEquity25.29 Cr0.81%
Delhivery LtdEquity24.92 Cr0.80%
Shriram Finance LtdEquity24.42 Cr0.78%
Britannia Industries LtdEquity24.01 Cr0.77%
PB Fintech LtdEquity23.71 Cr0.76%
Tata Power Co LtdEquity22.65 Cr0.72%
Mishra Dhatu Nigam Ltd Ordinary SharesEquity22.24 Cr0.71%
NTPC Green Energy LtdEquity21.35 Cr0.68%
Triparty RepoCash - Repurchase Agreement21.3 Cr0.68%
Abbott India LtdEquity21.22 Cr0.68%
Kaynes Technology India LtdEquity20.42 Cr0.65%
United Breweries LtdEquity20.28 Cr0.65%
Gland Pharma LtdEquity20 Cr0.64%
SRF LtdEquity19.22 Cr0.61%
Emcure Pharmaceuticals LtdEquity18.73 Cr0.60%
Indian Hotels Co LtdEquity18.01 Cr0.57%
Ipca Laboratories LtdEquity17.15 Cr0.55%
ISGEC Heavy Engineering LtdEquity16.7 Cr0.53%
Mankind Pharma LtdEquity16.63 Cr0.53%
Info Edge (India) LtdEquity16.44 Cr0.52%
Gillette India LtdEquity16.41 Cr0.52%
Swiggy LtdEquity15.69 Cr0.50%
Escorts Kubota LtdEquity15.67 Cr0.50%
Syngene International LtdEquity14.81 Cr0.47%
Sharda Motor Industries LtdEquity14.19 Cr0.45%
Hindalco Industries LtdEquity13.87 Cr0.44%
Bajel Projects LtdEquity11.51 Cr0.37%
Coforge LtdEquity10.67 Cr0.34%
Vikram Solar LtdEquity10.48 Cr0.33%
Cyient DLM LtdEquity10.47 Cr0.33%
PVR INOX LtdEquity10.22 Cr0.33%
Ellenbarrie Industrial Gases LtdEquity9.63 Cr0.31%
Schneider Electric Infrastructure LtdEquity9.06 Cr0.29%
EIH LtdEquity7.62 Cr0.24%
Afcons Infrastructure LtdEquity6.56 Cr0.21%
Max Financial Services LtdEquity6.13 Cr0.20%
Ion Exchange (India) LtdEquity3.64 Cr0.12%
Net Current AssetsCash-1.99 Cr0.06%
Cyient LtdEquity1.56 Cr0.05%
Kwality Walls India LtdEquity0.57 Cr0.02%
Tvs Motor Company LimitedPreferred Stock0.29 Cr0.01%
Cash Margin - CcilCash - Repurchase Agreement0.14 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

73.45%

Mid Cap Stocks

16.03%

Small Cap Stocks

9.87%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services1,041.38 Cr33.24%
Industrials399.62 Cr12.75%
Consumer Cyclical368.15 Cr11.75%
Utilities235.28 Cr7.51%
Technology229.9 Cr7.34%
Healthcare205.56 Cr6.56%
Energy181.41 Cr5.79%
Basic Materials170.95 Cr5.46%
Consumer Defensive170.06 Cr5.43%
Communication Services111.05 Cr3.54%

Risk & Performance Ratios

Standard Deviation

This fund

12.62%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.98

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Pranay Sinha

Pranay Sinha

Since March 2021

RR

Ritesh Rathod

Since January 2026

Additional Scheme Detailsas of 28th February 2026

ISIN
INF204KA1B72
Expense Ratio
0.98%
Exit Load
No Charges
Fund Size
₹3,133 Cr
Age
11 years 1 month
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

Nippon India Mutual Fund

Nippon India Mutual Fund

Total AUM

₹7,53,043 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Nippon India CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

-0.0%--
Nippon India CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth

Low to Moderate Risk

-0.0%--
Nippon India Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.3%0.0%₹40.13 Cr-
Nippon India MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹425.17 Cr-
Nippon India Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderate Risk

0.4%0.0%₹621.18 Cr-
Nippon India BSE Sensex Next 30 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹72.56 Cr-
Nippon India Nifty 500 Low Volatility 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹28.14 Cr-
Nippon India Nifty 500 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹43.18 Cr-
Nippon India Active Momentum Fund Direct Growth

Very High Risk

0.7%1.0%₹362.26 Cr13.2%
Nippon India Nifty Auto Index Fund Direct Growth

Very High Risk

0.3%0.0%₹43.71 Cr21.8%
Nippon India Nifty Realty Index Fund Direct Growth

Very High Risk

0.3%0.0%₹35.40 Cr-10.9%
Nippon India CRISIL-IBX AAA Financial Services - Dec 2026 Index Fund Regular Growth

Moderate Risk

0.1%0.0%₹106.51 Cr7.6%
Nippon India CRISIL-IBX AAA Financial Services - Jan 2028 Index Fund Regular Growth

Low to Moderate Risk

0.1%0.0%₹85.91 Cr7.9%
Nippon India Nifty 500 Momentum 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1084.18 Cr8.1%
Nippon India Nifty 500 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹396.41 Cr7.3%
Nippon India Fixed Maturity Plan - XLVI - Series 5 - 1868 Days Direct Growth

High Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 2 - 366 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 3 - 368 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Maturity Plan - XLVI - Series 2 - 367 Days Direct Growth

Moderate Risk

-0.0%--
Nippon India Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹186.25 Cr-18.7%
Nippon India Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹188.58 Cr14.0%
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth

Moderately High risk

-0.0%--
Nippon India Innovation Fund Direct Growth

Very High Risk

0.7%1.0%₹2754.98 Cr8.9%
Nippon India Fixed Horizon Fund - XLV - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund - XLV - Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹2.33 Cr5.7%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth

Low Risk

--₹51.85 Cr6.8%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Annual Series I Direct Growth

Low Risk

-0.0%₹3.08 Cr6.8%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth

Low Risk

-0.0%₹220.19 Cr6.9%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth

Low to Moderate Risk

-0.0%₹72.20 Cr7.6%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth

Low to Moderate Risk

-0.0%₹185.82 Cr7.8%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth

Low Risk

--₹40.32 Cr9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth

Low Risk

-0.0%₹2.74 Cr5.8%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth

Moderate Risk

----

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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What is the current NAV of Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth?

img
The NAV of Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth, as of 17-Mar-2026, is ₹30.54.
The fund has generated 7.01% over the last 1 year and 17.44% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 99.37% in equities, 0.00% in bonds, and 0.62% in cash and cash equivalents.
The fund managers responsible for Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth are:-
  1. Pranay Sinha
  2. Ritesh Rathod
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