Fund Overview
Fund Size
₹17,752 Cr
Expense Ratio
0.19%
ISIN
INF740K01FK9
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
23 Nov 2005
About this fund
DSP Liquidity Fund Regular Growth is a Liquid mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 19 years, 6 months and 27 days, having been launched on 23-Nov-05.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹3720.65, Assets Under Management (AUM) of 17751.61 Crores, and an expense ratio of 0.19%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹3720.65, Assets Under Management (AUM) of 17751.61 Crores, and an expense ratio of 0.19%.
- DSP Liquidity Fund Regular Growth has given a CAGR return of 6.95% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.75% in cash & cash equivalents.
- You can start investing in DSP Liquidity Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.23%
+7.26% (Cat Avg.)
3 Years
+6.94%
+6.85% (Cat Avg.)
5 Years
+5.48%
+5.49% (Cat Avg.)
10 Years
+6.22%
+5.50% (Cat Avg.)
Since Inception
+6.95%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Others | ₹17,751.61 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹1,679.17 Cr | 9.46% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹665.36 Cr | 3.75% |
| HDFC Bank Ltd. ** # | Cash - CD/Time Deposit | ₹523.55 Cr | 2.95% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹498.61 Cr | 2.81% |
| Canara Bank | Cash - CD/Time Deposit | ₹449.61 Cr | 2.53% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹447.62 Cr | 2.52% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹446.93 Cr | 2.52% |
| 91 Days Tbill (Md 28/08/2025) | Bond - Gov't/Treasury | ₹444.01 Cr | 2.50% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹398.26 Cr | 2.24% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹395.32 Cr | 2.23% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹393.68 Cr | 2.22% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹349.09 Cr | 1.97% |
| Treps / Reverse Repo Investments / Corporate Debt Repo | Cash - Repurchase Agreement | ₹323.74 Cr | 1.82% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹299.79 Cr | 1.69% |
| National Bank For Agriculture And Rural Development 16-Jun-2025 ** | Cash - Commercial Paper | ₹299.22 Cr | 1.69% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹299 Cr | 1.68% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹296.6 Cr | 1.67% |
| Axis Securities Limited | Cash - Commercial Paper | ₹296.05 Cr | 1.67% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹271.08 Cr | 1.53% |
| 91 Days Tbill Red 05-06-2025 | Bond - Gov't/Treasury | ₹229.85 Cr | 1.29% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹224.69 Cr | 1.27% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹199.89 Cr | 1.13% |
| Small Industries Dev Bank Of India (05/06/2025) ** | Cash - Commercial Paper | ₹199.86 Cr | 1.13% |
| Indian Bank | Cash - CD/Time Deposit | ₹199.69 Cr | 1.12% |
| National Bank For Agriculture And Rural Development (10/06/2025) ** | Cash - Commercial Paper | ₹199.69 Cr | 1.12% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹199.68 Cr | 1.12% |
| National Bk For Agriculture & Rural Dev. ** | Cash - Commercial Paper | ₹199.65 Cr | 1.12% |
| Godrej Consumer Products Ltd. | Cash - Commercial Paper | ₹199.2 Cr | 1.12% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹199.03 Cr | 1.12% |
| Canara Bank | Cash - CD/Time Deposit | ₹198.99 Cr | 1.12% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹198.77 Cr | 1.12% |
| Mangalore Refinery And Petrochemicals Limited | Cash - Commercial Paper | ₹198.19 Cr | 1.12% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹197.88 Cr | 1.11% |
| Bank Of India | Cash - CD/Time Deposit | ₹197.76 Cr | 1.11% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹197.75 Cr | 1.11% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹197.6 Cr | 1.11% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹197.55 Cr | 1.11% |
| Dalmia Cement Bharat Ltd. | Cash - Commercial Paper | ₹197.5 Cr | 1.11% |
| Icici Securities Limited | Cash - Commercial Paper | ₹197.43 Cr | 1.11% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹197.42 Cr | 1.11% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹197.38 Cr | 1.11% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹197.33 Cr | 1.11% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹196.81 Cr | 1.11% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹149.37 Cr | 0.84% |
| Bank of India Ltd. | Bond - Corporate Bond | ₹149.35 Cr | 0.84% |
| Power Finance Corp Ltd. | Cash - Commercial Paper | ₹148.87 Cr | 0.84% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹148.6 Cr | 0.84% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹133.96 Cr | 0.75% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹124.96 Cr | 0.70% |
| Aditya Birla Money Ltd. | Cash - Commercial Paper | ₹124.93 Cr | 0.70% |
| Bajaj Housing Finance Ltd. | Cash - Commercial Paper | ₹123.12 Cr | 0.69% |
| Treps / Reverse Repo Investments / Corporate Debt Repo | Cash - Repurchase Agreement | ₹106.52 Cr | 0.60% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹106.26 Cr | 0.60% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹104.75 Cr | 0.59% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.91 Cr | 0.56% |
| Canara Bank | Cash - CD/Time Deposit | ₹99.86 Cr | 0.56% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.74 Cr | 0.56% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹99.54 Cr | 0.56% |
| Tata Motors Finance Ltd. | Cash - Commercial Paper | ₹99.52 Cr | 0.56% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.49 Cr | 0.56% |
| Godrej Properties Ltd. | Cash - Commercial Paper | ₹99.35 Cr | 0.56% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹99.23 Cr | 0.56% |
| 364 DTB 24072025 | Bond - Gov't/Treasury | ₹99.19 Cr | 0.56% |
| Reliance Jio Infocomm Ltd. | Cash - Commercial Paper | ₹99.01 Cr | 0.56% |
| Mangalore Refinery And Petrochemicals Limited | Cash - Commercial Paper | ₹98.89 Cr | 0.56% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹98.77 Cr | 0.56% |
| Icici Securities Limited | Cash - Commercial Paper | ₹98.73 Cr | 0.56% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹98.73 Cr | 0.56% |
| Tata Power Renewable Energy Limited | Cash - Commercial Paper | ₹98.49 Cr | 0.55% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹80.84 Cr | 0.46% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹80.78 Cr | 0.46% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹80.13 Cr | 0.45% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹79.63 Cr | 0.45% |
| L&T Finance Limited | Bond - Corporate Bond | ₹74.88 Cr | 0.42% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹74.66 Cr | 0.42% |
| Godrej Properties Ltd. | Cash - Commercial Paper | ₹74.52 Cr | 0.42% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹74.17 Cr | 0.42% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹74.17 Cr | 0.42% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹66.89 Cr | 0.38% |
| Sundaram Finance Limited | Bond - Corporate Bond | ₹53.79 Cr | 0.30% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹53.25 Cr | 0.30% |
| Bajaj Housing Finance Ltd. | Cash - Commercial Paper | ₹49.8 Cr | 0.28% |
| Godrej Finance Ltd. | Cash - Commercial Paper | ₹49.2 Cr | 0.28% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹44.57 Cr | 0.25% |
| Net Receivables/Payables | Cash | ₹-35.54 Cr | 0.20% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹26.52 Cr | 0.15% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.97 Cr | 0.14% |
| Indian Bank | Cash - CD/Time Deposit | ₹24.97 Cr | 0.14% |
| Punjab National Bank ** # | Cash - CD/Time Deposit | ₹24.94 Cr | 0.14% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹24.93 Cr | 0.14% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24.92 Cr | 0.14% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹24.9 Cr | 0.14% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹24.9 Cr | 0.14% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.81 Cr | 0.14% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹24.71 Cr | 0.14% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.95 Cr | 0.06% |
| 364 DTB 31072025 | Bond - Gov't/Treasury | ₹9.91 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹9,601.21 Cr | 54.09% |
| Cash - CD/Time Deposit | ₹3,482.64 Cr | 19.62% |
| Bond - Gov't/Treasury | ₹2,462.13 Cr | 13.87% |
| Bond - Corporate Bond | ₹1,091.04 Cr | 6.15% |
| Bond - Gov't Agency Debt | ₹665.36 Cr | 3.75% |
| Cash - Repurchase Agreement | ₹430.26 Cr | 2.42% |
| Mutual Fund - Open End | ₹44.57 Cr | 0.25% |
| Cash | ₹-35.54 Cr | 0.20% |
| Bond - Short-term Government Bills | ₹9.95 Cr | 0.06% |
Risk & Performance Ratios
Standard Deviation
This fund
0.22%
Cat. avg.
0.45%
Lower the better
Sharpe Ratio
This fund
1.65
Cat. avg.
-1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.23
Higher the better
Fund Managers
Karan Mundhra
Since May 2021
SV
Shalini Vasanta
Since August 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF740K01FK9 | Expense Ratio | 0.19% | Exit Load | No Charges | Fund Size | ₹17,752 Cr | Age | 19 years 6 months | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹120.12 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹59.53 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹27.99 Cr | 5.3% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹277.02 Cr | - |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹177.17 Cr | - |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹177.17 Cr | - |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹80.00 Cr | - |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹846.26 Cr | 3.5% |
About the AMC
Total AUM
₹1,88,100 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of DSP Liquidity Fund Regular Growth?
The NAV of DSP Liquidity Fund Regular Growth, as of 18-Jun-2025, is ₹3720.65.
What are the returns of DSP Liquidity Fund Regular Growth?
The fund has generated 7.23% over the last 1 year and 6.94% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Liquidity Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.75% in cash and cash equivalents.
Who manages the DSP Liquidity Fund Regular Growth?
The fund managers responsible for DSP Liquidity Fund Regular Growth are:-
- Karan Mundhra
- Shalini Vasanta
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.