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Axis Retirement Savings Fund - Aggressive Plan Direct Growth
HybridRetirementHigh Risk
Direct
NAV (19-Feb-26)
₹20.16-1.13%1D
Returns (Since Inception)
12.04%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹729 Cr
Expense Ratio
1.08%
ISIN
INF846K01S86
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
20 Dec 2019
About this fund
Axis Retirement Savings Fund - Aggressive Plan Direct Growth is a Retirement mutual fund schemes offered by Axis Mutual Fund. This fund has been in existence for 6 years and 2 months, having been launched on 20-Dec-19.
As of 19-Feb-26, it has a Net Asset Value (NAV) of ₹20.16, Assets Under Management (AUM) of 729.25 Crores, and an expense ratio of 1.08%.
As of 19-Feb-26, it has a Net Asset Value (NAV) of ₹20.16, Assets Under Management (AUM) of 729.25 Crores, and an expense ratio of 1.08%.
- Axis Retirement Savings Fund - Aggressive Plan Direct Growth has given a CAGR return of 12.04% since inception.
- The fund's asset allocation comprises around 77.73% in equities, 18.90% in debts, and 3.37% in cash & cash equivalents.
- You can start investing in Axis Retirement Savings Fund - Aggressive Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.21%
— (Cat Avg.)
3 Years
+15.54%
— (Cat Avg.)
5 Years
+10.33%
— (Cat Avg.)
Since Inception
+12.04%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Equity | ₹566.82 Cr | 77.73% |
| Debt | ₹137.79 Cr | 18.90% |
| Others | ₹24.61 Cr | 3.37% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.10% Gs 2034 | Bond - Gov't/Treasury | ₹43.46 Cr | 5.96% |
| HDFC Bank Ltd | Equity | ₹42.32 Cr | 5.80% |
| Reliance Industries Ltd | Equity | ₹40.4 Cr | 5.54% |
| 6.79% Gs 2034 | Bond - Gov't/Treasury | ₹35.12 Cr | 4.82% |
| ICICI Bank Ltd | Equity | ₹35.09 Cr | 4.81% |
| Infosys Ltd | Equity | ₹31.05 Cr | 4.26% |
| State Bank of India | Equity | ₹24.37 Cr | 3.34% |
| 7.25% Gs 2063 | Bond - Gov't/Treasury | ₹24.34 Cr | 3.34% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹22.85 Cr | 3.13% |
| Larsen & Toubro Ltd | Equity | ₹21.24 Cr | 2.91% |
| 7.18% Gs 2037 | Bond - Gov't/Treasury | ₹20.39 Cr | 2.80% |
| Bharti Airtel Ltd | Equity | ₹20.38 Cr | 2.79% |
| Mahindra & Mahindra Ltd | Equity | ₹18.3 Cr | 2.51% |
| Divi's Laboratories Ltd | Equity | ₹14.87 Cr | 2.04% |
| Solar Industries India Ltd | Equity | ₹13.51 Cr | 1.85% |
| Bajaj Finance Ltd | Equity | ₹13.51 Cr | 1.85% |
| Pidilite Industries Ltd | Equity | ₹13.32 Cr | 1.83% |
| NTPC Ltd | Equity | ₹11.29 Cr | 1.55% |
| 7.57% Gs 2033 | Bond - Gov't/Treasury | ₹9.42 Cr | 1.29% |
| Fortis Healthcare Ltd | Equity | ₹8.46 Cr | 1.16% |
| Kotak Mahindra Bank Ltd | Equity | ₹8.14 Cr | 1.12% |
| Minda Corp Ltd | Equity | ₹7.51 Cr | 1.03% |
| HDFC Life Insurance Co Ltd | Equity | ₹7.18 Cr | 0.98% |
| Shriram Finance Ltd | Equity | ₹7.18 Cr | 0.98% |
| Tata Consultancy Services Ltd | Equity | ₹7.12 Cr | 0.98% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹6.42 Cr | 0.88% |
| Torrent Power Ltd | Equity | ₹6.41 Cr | 0.88% |
| PNB Housing Finance Ltd | Equity | ₹6.34 Cr | 0.87% |
| Eternal Ltd | Equity | ₹6.33 Cr | 0.87% |
| Sundaram Finance Ltd | Equity | ₹5.88 Cr | 0.81% |
| eClerx Services Ltd | Equity | ₹5.83 Cr | 0.80% |
| Titan Co Ltd | Equity | ₹5.78 Cr | 0.79% |
| Tata Motors Ltd | Equity | ₹5.74 Cr | 0.79% |
| Tech Mahindra Ltd | Equity | ₹5.69 Cr | 0.78% |
| Phoenix Mills Ltd | Equity | ₹5.68 Cr | 0.78% |
| Mankind Pharma Ltd | Equity | ₹5.67 Cr | 0.78% |
| Varun Beverages Ltd | Equity | ₹5.64 Cr | 0.77% |
| Samvardhana Motherson International Ltd | Equity | ₹5.45 Cr | 0.75% |
| GE Vernova T&D India Ltd | Equity | ₹5.36 Cr | 0.74% |
| Britannia Industries Ltd | Equity | ₹5.35 Cr | 0.73% |
| Bharat Electronics Ltd | Equity | ₹5.11 Cr | 0.70% |
| DOMS Industries Ltd | Equity | ₹5.1 Cr | 0.70% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹5.07 Cr | 0.69% |
| United Spirits Ltd | Equity | ₹5 Cr | 0.68% |
| Linde India Ltd | Equity | ₹4.99 Cr | 0.68% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹4.99 Cr | 0.68% |
| Tata Power Co Ltd | Equity | ₹4.53 Cr | 0.62% |
| Arvind Fashions Ltd | Equity | ₹4.42 Cr | 0.61% |
| Jyoti CNC Automation Ltd | Equity | ₹4.42 Cr | 0.61% |
| Bharat Petroleum Corp Ltd | Equity | ₹4.39 Cr | 0.60% |
| PI Industries Ltd | Equity | ₹4.37 Cr | 0.60% |
| Premier Energies Ltd | Equity | ₹4.33 Cr | 0.59% |
| CG Power & Industrial Solutions Ltd | Equity | ₹4.33 Cr | 0.59% |
| Tata Steel Ltd | Equity | ₹4.29 Cr | 0.59% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.08 Cr | 0.56% |
| PG Electroplast Ltd | Equity | ₹4.05 Cr | 0.56% |
| Indus Infra Trust Unit | Equity | ₹4.01 Cr | 0.55% |
| Awfis Space Solutions Ltd | Equity | ₹3.71 Cr | 0.51% |
| Cipla Ltd | Equity | ₹3.49 Cr | 0.48% |
| Hindustan Unilever Ltd | Equity | ₹3.44 Cr | 0.47% |
| REC Ltd | Equity | ₹3.34 Cr | 0.46% |
| InterGlobe Aviation Ltd | Equity | ₹3.33 Cr | 0.46% |
| Dixon Technologies (India) Ltd | Equity | ₹3.33 Cr | 0.46% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹3.29 Cr | 0.45% |
| Brigade Enterprises Ltd | Equity | ₹3.15 Cr | 0.43% |
| Sona BLW Precision Forgings Ltd | Equity | ₹3.12 Cr | 0.43% |
| Bank of Baroda | Equity | ₹2.97 Cr | 0.41% |
| Hindalco Industries Ltd | Equity | ₹2.95 Cr | 0.40% |
| TVS Motor Co Ltd | Equity | ₹2.74 Cr | 0.38% |
| Mphasis Ltd | Equity | ₹2.39 Cr | 0.33% |
| Coforge Ltd | Equity | ₹2.38 Cr | 0.33% |
| Avenue Supermarts Ltd | Equity | ₹2.12 Cr | 0.29% |
| ITC Ltd | Equity | ₹1.8 Cr | 0.25% |
| Schaeffler India Ltd | Equity | ₹1.76 Cr | 0.24% |
| Net Receivables / (Payables) | Cash - Collateral | ₹1.76 Cr | 0.24% |
| Kaynes Technology India Ltd | Equity | ₹1.71 Cr | 0.24% |
| Hyundai Motor India Ltd | Equity | ₹1.6 Cr | 0.22% |
| Cohance Lifesciences Ltd | Equity | ₹1.57 Cr | 0.22% |
| Zydus Lifesciences Ltd | Equity | ₹1.56 Cr | 0.21% |
| Jubilant Foodworks Ltd | Equity | ₹1.01 Cr | 0.14% |
| The Federal Bank Ltd | Equity | ₹0.99 Cr | 0.14% |
| RHI Magnesita India Ltd | Equity | ₹0.8 Cr | 0.11% |
| Titagarh Rail Systems Ltd | Equity | ₹0.79 Cr | 0.11% |
| Coal India Ltd | Equity | ₹0.48 Cr | 0.07% |
| Oil & Natural Gas Corp Ltd | Equity | ₹0.47 Cr | 0.06% |
| Union Bank of India | Equity | ₹0.45 Cr | 0.06% |
| Nestle India Ltd | Equity | ₹0.41 Cr | 0.06% |
| Power Grid Corp Of India Ltd | Equity | ₹0.36 Cr | 0.05% |
| Kwality Walls (India) Limited | Equity | ₹0.06 Cr | 0.01% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.03 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
59.97%
Mid Cap Stocks
10.23%
Small Cap Stocks
6.97%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹165.06 Cr | 22.63% |
| Technology | ₹67.89 Cr | 9.31% |
| Consumer Cyclical | ₹63.78 Cr | 8.75% |
| Industrials | ₹58.26 Cr | 7.99% |
| Healthcare | ₹47.03 Cr | 6.45% |
| Energy | ₹45.74 Cr | 6.27% |
| Basic Materials | ₹43.44 Cr | 5.96% |
| Consumer Defensive | ₹23.77 Cr | 3.26% |
| Utilities | ₹22.58 Cr | 3.10% |
| Communication Services | ₹20.38 Cr | 2.79% |
| Real Estate | ₹8.83 Cr | 1.21% |
Risk & Performance Ratios
Standard Deviation
This fund
10.24%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.88
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Devang Shah
Since April 2024
Hardik Shah
Since April 2024
Jayesh Sundar
Since January 2024
KN
Krishnaa N
Since March 2024
Additional Scheme Detailsas of 31st January 2026
ISIN INF846K01S86 | Expense Ratio 1.08% | Exit Load No Charges | Fund Size ₹729 Cr | Age 6 years 2 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 25+75-Aggressive TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
About the AMC
Axis Mutual Fund
Total AUM
₹3,61,213 Cr
Address
Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025
Other Funds by Axis Mutual Fund
Risk Level
Your principal amount will be at High Risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of Axis Retirement Savings Fund - Aggressive Plan Direct Growth?
The NAV of Axis Retirement Savings Fund - Aggressive Plan Direct Growth, as of 19-Feb-2026, is ₹20.16.
What are the returns of Axis Retirement Savings Fund - Aggressive Plan Direct Growth?
The fund has generated 9.21% over the last 1 year and 15.54% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Axis Retirement Savings Fund - Aggressive Plan Direct Growth?
The fund's allocation of assets is distributed as 77.73% in equities, 18.90% in bonds, and 3.37% in cash and cash equivalents.
Who manages the Axis Retirement Savings Fund - Aggressive Plan Direct Growth?
The fund managers responsible for Axis Retirement Savings Fund - Aggressive Plan Direct Growth are:-
- Devang Shah
- Hardik Shah
- Jayesh Sundar
- Krishnaa N
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
