Bank of India Liquid Regular Growth
Capital PreservationLiquidLow to Moderate Risk
Regular
NAV (15-Jul-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,339 Cr
Expense Ratio
0.12%
ISIN
INF761K01306
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
16 Jul 2008
About this fund
As of 15-Jul-26, it has a Net Asset Value (NAV) of ₹3204.81, Assets Under Management (AUM) of 1339.28 Crores, and an expense ratio of 0.12%.
- Bank of India Liquid Regular Growth has given a CAGR return of 6.69% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.58% in cash & cash equivalents.
- You can start investing in Bank of India Liquid Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.30%
+5.67% (Cat Avg.)
3 Years
+6.96%
+6.36% (Cat Avg.)
5 Years
+6.22%
+5.70% (Cat Avg.)
10 Years
+6.06%
+5.20% (Cat Avg.)
Since Inception
+6.69%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2026
| Others | ₹1,339.28 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash - Collateral | ₹-249.21 Cr | 18.61% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.18 Cr | 7.41% |
| India (Republic of) | Bond - Short-term Government Bills | ₹98.9 Cr | 7.38% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹98.78 Cr | 7.38% |
| Bank of Baroda | Bond - Corporate Bond | ₹74.3 Cr | 5.55% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹74.21 Cr | 5.54% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.64 Cr | 3.71% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹49.62 Cr | 3.71% |
| Canara Bank | Bond - Gov't Agency Debt | ₹49.62 Cr | 3.70% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹49.56 Cr | 3.70% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.53 Cr | 3.70% |
| Indian Bank | Bond - Gov't Agency Debt | ₹49.48 Cr | 3.69% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹49.48 Cr | 3.69% |
| Canara Bank | Bond - Gov't Agency Debt | ₹49.47 Cr | 3.69% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.47 Cr | 3.69% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹49.42 Cr | 3.69% |
| Icici Securities Limited | Cash - Commercial Paper | ₹49.41 Cr | 3.69% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.41 Cr | 3.69% |
| Export-Import Bank of India | Cash - Commercial Paper | ₹49.4 Cr | 3.69% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹49.4 Cr | 3.69% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹49.39 Cr | 3.69% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.38 Cr | 3.69% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹49.37 Cr | 3.69% |
| Poonawalla Fincorp Ltd | Cash - Commercial Paper | ₹49.35 Cr | 3.68% |
| Union Bank of India | Bond - Corporate Bond | ₹49.29 Cr | 3.68% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹34.6 Cr | 2.58% |
| Manappuram Finance Limited | Bond - Corporate Bond | ₹25.04 Cr | 1.87% |
| Tbill | Bond - Gov't/Treasury | ₹24.77 Cr | 1.85% |
| Export-Import Bank of India | Cash - Commercial Paper | ₹24.68 Cr | 1.84% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹24.66 Cr | 1.84% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹24.65 Cr | 1.84% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹24.64 Cr | 1.84% |
| Punjab National Bank Red | Cash - CD/Time Deposit | ₹14.81 Cr | 1.11% |
| Corporate Debt Market Development Fund # | Mutual Fund - Unspecified | ₹5.6 Cr | 0.42% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹504.21 Cr | 37.65% |
| Bond - Corporate Bond | ₹346.37 Cr | 25.86% |
| Cash - CD/Time Deposit | ₹311.24 Cr | 23.24% |
| Cash - Collateral | ₹-249.21 Cr | 18.61% |
| Bond - Short-term Government Bills | ₹247.72 Cr | 18.50% |
| Bond - Gov't Agency Debt | ₹148.57 Cr | 11.09% |
| Bond - Gov't/Treasury | ₹24.77 Cr | 1.85% |
| Mutual Fund - Unspecified | ₹5.6 Cr | 0.42% |
Risk & Performance Ratios
Standard Deviation
This fund
0.20%
Cat. avg.
0.34%
Lower the better
Sharpe Ratio
This fund
2.77
Cat. avg.
-0.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
10.11
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 30th June 2026
ISIN INF761K01306 | Expense Ratio 0.12% | Exit Load No Charges | Fund Size ₹1,339 Cr | Age 18 years | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| UTI Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹27632.16 Cr | 6.4% |
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹27632.16 Cr | 6.3% |
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹516.38 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹386.50 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹386.50 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹111.31 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹111.31 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹516.38 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8652.99 Cr | 6.4% |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹89.64 Cr | 5.9% |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹89.64 Cr | 6.0% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.2% | - | ₹904.71 Cr | 5.1% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹169.47 Cr | 6.2% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹169.47 Cr | 6.0% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1624.77 Cr | 5.0% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10973.24 Cr | 6.3% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹13416.47 Cr | 6.4% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹54543.06 Cr | 6.3% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹50.55 Cr | 6.0% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹50.55 Cr | 6.2% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹74.71 Cr | 5.7% |
| Sundaram Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹7537.73 Cr | 6.3% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17285.70 Cr | 6.3% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹279.27 Cr | 6.4% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹35870.39 Cr | 6.4% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6649.97 Cr | 6.3% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹1759.18 Cr | 6.2% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12258.55 Cr | 6.4% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹18645.26 Cr | 6.3% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹39816.84 Cr | 6.3% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹640.01 Cr | 6.2% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹640.01 Cr | 6.1% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹1019.02 Cr | 6.2% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1019.02 Cr | 6.4% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹531.31 Cr | 5.7% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹10973.24 Cr | 6.2% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹44865.85 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5973.05 Cr | 6.2% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5973.05 Cr | 6.4% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹71448.39 Cr | 6.2% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹33248.42 Cr | 6.4% |
| Axis Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹44865.85 Cr | 6.4% |
| Baroda BNP Paribas Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8086.65 Cr | 6.3% |
| Aditya BSL Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹63686.62 Cr | 6.4% |
| HDFC Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹65878.25 Cr | 6.3% |
About the AMC
BOI Mutual Fund
Total AUM
₹15,654 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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Who manages the Bank of India Liquid Regular Growth?
- Mithraem Bharucha
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