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Fund Overview

Fund Size

Fund Size

₹115 Cr

Expense Ratio

Expense Ratio

1.25%

ISIN

ISIN

INF582M01EC1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

06 Aug 2018

About this fund

Union Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 8 years, 1 months and 13 days, having been launched on 06-Aug-18.
As of 18-Sep-26, it has a Net Asset Value (NAV) of ₹18.18, Assets Under Management (AUM) of 115.17 Crores, and an expense ratio of 1.25%.
  • Union Equity Savings Fund Direct Growth has given a CAGR return of 7.64% since inception.
  • The fund's asset allocation comprises around 39.45% in equities, 12.84% in debts, and 47.70% in cash & cash equivalents.
  • You can start investing in Union Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.06%

+2.81% (Cat Avg.)

3 Years

+6.69%

+7.65% (Cat Avg.)

5 Years

+6.13%

+7.23% (Cat Avg.)

Since Inception

+7.64%

(Cat Avg.)

Portfolio Summaryas of 31st August 2026

Equity45.43 Cr39.45%
Debt14.79 Cr12.84%
Others54.94 Cr47.70%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset32.78 Cr28.46%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond9.9 Cr8.60%
TrepsCash - Repurchase Agreement9.86 Cr8.56%
HDFC Bank LtdEquity5.51 Cr4.78%
India (Republic of)Bond - Short-term Government Bills4.95 Cr4.30%
Indian Railway Finance Corporation LimitedBond - Corporate Bond4.89 Cr4.24%
Indus Towers Ltd Ordinary SharesEquity4.36 Cr3.79%
Future on Indus Towers Ltd Ordinary SharesEquity - Future-4.33 Cr3.76%
Max Healthcare Institute Ltd Ordinary SharesEquity4.32 Cr3.75%
Net Receivable / PayableCash - Collateral4.27 Cr3.71%
Future on Max Healthcare Institute Ltd Ordinary SharesEquity - Future-4.21 Cr3.66%
Bajaj Finance LtdEquity3.81 Cr3.31%
ICICI Bank LtdEquity3.42 Cr2.97%
Future on Bajaj Finance LtdEquity - Future-3.21 Cr2.79%
Bharti Airtel LtdEquity3.1 Cr2.69%
India (Republic of)Bond - Short-term Government Bills3.08 Cr2.68%
NTPC LtdEquity3.05 Cr2.65%
Reliance Industries LtdEquity2.85 Cr2.47%
Kotak Mahindra Bank LtdEquity2.71 Cr2.35%
Future on NTPC LtdEquity - Future-2.64 Cr2.29%
Axis Bank LtdEquity2.62 Cr2.28%
Grasim Industries LtdEquity2.61 Cr2.27%
Future on Grasim Industries LtdEquity - Future-2.59 Cr2.24%
Future on HDFC Bank LtdEquity - Future-2.23 Cr1.94%
Future on Kotak Mahindra Bank LtdEquity - Future-2.13 Cr1.85%
Future on Glenmark Pharmaceuticals LtdEquity - Future-1.97 Cr1.71%
Glenmark Pharmaceuticals LtdEquity1.95 Cr1.70%
InterGlobe Aviation LtdEquity1.57 Cr1.36%
Future on InterGlobe Aviation LtdEquity - Future-1.54 Cr1.33%
State Bank of IndiaEquity1.48 Cr1.28%
Future on Bharti Airtel LtdEquity - Future-1.42 Cr1.24%
Future on Mahindra & Mahindra LtdEquity - Future-1.35 Cr1.17%
Mahindra & Mahindra LtdEquity1.31 Cr1.14%
Infosys LtdEquity1.15 Cr1.00%
Tata Steel LtdEquity1.12 Cr0.97%
Future on Tata Steel Ltd.Equity - Future-1.11 Cr0.96%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-1.1 Cr0.95%
Adani Ports & Special Economic Zone LtdEquity1.06 Cr0.92%
Future on Axis Bank LtdEquity - Future-1.03 Cr0.90%
Ujjivan Small Finance Bank Ltd Ordinary SharesEquity1 Cr0.86%
Larsen & Toubro LtdEquity0.94 Cr0.82%
Max Financial Services LtdEquity0.9 Cr0.78%
Crompton Greaves Consumer Electricals LtdEquity0.86 Cr0.75%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-0.86 Cr0.75%
Engineers India LtdEquity0.78 Cr0.68%
Sai Life Sciences LtdEquity0.76 Cr0.66%
One97 Communications LtdEquity0.76 Cr0.66%
Dr. Lal PathLabs LtdEquity0.74 Cr0.64%
Maruti Suzuki India LtdEquity0.74 Cr0.64%
Delhivery LtdEquity0.73 Cr0.63%
CG Power & Industrial Solutions LtdEquity0.73 Cr0.63%
Ather Energy LtdEquity0.72 Cr0.62%
Trent LtdEquity0.69 Cr0.60%
Torrent Pharmaceuticals LtdEquity0.69 Cr0.60%
Swiggy LtdEquity0.68 Cr0.59%
Tata Consumer Products LtdEquity0.68 Cr0.59%
Shadowfax Technologies LtdEquity0.67 Cr0.59%
Future on Reliance Industries LtdEquity - Future-0.65 Cr0.56%
Hindustan Unilever LtdEquity0.61 Cr0.53%
KRN Heat Exchanger and Refrigeration LtdEquity0.61 Cr0.53%
Solar Industries India LtdEquity0.6 Cr0.52%
Inventurus Knowledge Solutions LtdEquity0.6 Cr0.52%
Gabriel India LtdEquity0.59 Cr0.51%
Sona BLW Precision Forgings LtdEquity0.57 Cr0.49%
Clean Max Enviro Energy Solutions LtdEquity0.56 Cr0.49%
Mphasis LtdEquity0.56 Cr0.49%
Eternal LtdEquity0.54 Cr0.47%
RBL Bank LtdEquity0.54 Cr0.47%
Ajanta Pharma LtdEquity0.53 Cr0.46%
Shriram Finance LtdEquity0.53 Cr0.46%
Syrma SGS Technology LtdEquity0.52 Cr0.45%
JSW Infrastructure LtdEquity0.51 Cr0.44%
Data Patterns (India) LtdEquity0.5 Cr0.43%
Cemindia Projects LtdEquity0.5 Cr0.43%
Aarti Industries LtdEquity0.49 Cr0.43%
ZF Commercial Vehicle Control Systems India LtdEquity0.49 Cr0.42%
Godrej Properties LtdEquity0.46 Cr0.40%
Bharat Heavy Electricals LtdEquity0.46 Cr0.40%
Nippon Life India Asset Management Ltd Ordinary SharesEquity0.46 Cr0.40%
Varun Beverages LtdEquity0.46 Cr0.40%
Kirloskar Oil Engines LtdEquity0.45 Cr0.39%
Manipal Health Enterprises LtdEquity0.42 Cr0.36%
Tata Motors LtdEquity0.42 Cr0.36%
Future on ICICI Bank LtdEquity - Future-0.41 Cr0.35%
GlaxoSmithKline Pharmaceuticals LtdEquity0.4 Cr0.34%
Oil India LtdEquity0.39 Cr0.34%
Gokaldas Exports LtdEquity0.38 Cr0.33%
Ipca Laboratories LtdEquity0.38 Cr0.33%
FSN E-Commerce Ventures LtdEquity0.38 Cr0.33%
JSW Energy LtdEquity0.35 Cr0.30%
Karur Vysya Bank LtdEquity0.34 Cr0.29%
Sun Pharmaceuticals Industries LtdEquity0.33 Cr0.29%
UltraTech Cement LtdEquity0.32 Cr0.28%
Billionbrains Garage Ventures LtdEquity0.29 Cr0.25%
Bharat Electronics LtdEquity0.27 Cr0.23%
Jindal Steel LtdEquity0.21 Cr0.18%
Wockhardt LtdEquity0.13 Cr0.12%
Tvs Motor Company LimitedPreferred Stock0.01 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

23.11%

Mid Cap Stocks

6.43%

Small Cap Stocks

10.50%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services23.61 Cr20.50%
Healthcare11.26 Cr9.78%
Industrials9.16 Cr7.95%
Consumer Cyclical8.37 Cr7.26%
Communication Services7.46 Cr6.48%
Basic Materials5.36 Cr4.65%
Utilities3.97 Cr3.44%
Technology3.59 Cr3.12%
Energy3.23 Cr2.81%
Consumer Defensive1.74 Cr1.51%
Real Estate0.46 Cr0.40%

Risk & Performance Ratios

Standard Deviation

This fund

4.87%

Cat. avg.

5.04%

Lower the better

Sharpe Ratio

This fund

0.26

Cat. avg.

0.36

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.54

Higher the better

Fund Managers

PA

Parijat Agrawal

Since August 2018

SB

Sanjay Bembalkar

Since January 2023

Gaurav Chopra

Gaurav Chopra

Since November 2024

Additional Scheme Detailsas of 31st August 2026

ISIN
INF582M01EC1
Expense Ratio
1.25%
Exit Load
1.00%
Fund Size
₹115 Cr
Age
8 years 1 month
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Crisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Equity Savings Fund Direct Growth

Moderate Risk

1.1%0.0%₹40.36 Cr4.9%
Bajaj Finserv Equity Savings Fund Regular Growth

Moderate Risk

2.3%0.0%₹40.36 Cr3.8%
quant Equity Savings Fund Regular Growth

Moderate Risk

3.8%1.0%₹59.44 Cr7.1%
quant Equity Savings Fund Direct Growth

Moderate Risk

2.1%1.0%₹59.44 Cr9.0%
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

1.6%0.0%₹273.07 Cr6.1%
WhiteOak Capital Equity Savings Fund Regular Growth

Moderate Risk

3.0%0.0%₹273.07 Cr4.6%
HSBC Equity Savings Fund Direct Growth

Moderate Risk

1.7%0.0%₹1475.34 Cr7.1%
Invesco India Equity Savings Fund Regular Growth

Moderate Risk

2.1%0.0%₹280.05 Cr-2.3%
Invesco India Equity Savings Fund Direct Growth

Moderate Risk

0.8%0.0%₹280.05 Cr-0.8%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.7%0.0%₹1002.49 Cr1.6%
LIC MF Equity Savings Fund Direct Growth

Moderate Risk

1.9%1.0%₹38.78 Cr2.7%
ICICI Prudential Equity Savings Fund Regular Growth

Low to Moderate Risk

1.6%0.0%₹15794.73 Cr1.8%
ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

1.1%0.0%₹15794.73 Cr2.3%
LIC MF Equity Savings Fund Regular Growth

Moderate Risk

2.9%1.0%₹38.78 Cr1.7%
Aditya Birla Sun Life Equity Savings Fund Regular Growth

Moderate Risk

0.9%0.0%₹1129.84 Cr4.6%
Aditya Birla Sun Life Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹1129.84 Cr5.1%
Franklin India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.6%0.0%₹587.24 Cr2.7%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.8%0.0%₹587.24 Cr3.5%
Union Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹115.17 Cr3.1%
Union Equity Savings Fund Regular Growth

Moderately High risk

1.7%1.0%₹115.17 Cr2.5%
Axis Equity Saver Fund Regular Growth

Moderately High risk

2.7%1.0%₹885.96 Cr3.1%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹5758.13 Cr2.1%
Axis Equity Saver Fund Direct Growth

Moderately High risk

1.5%1.0%₹885.96 Cr4.3%
Tata Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹284.62 Cr7.5%
SBI Equity Savings Fund Direct Growth

Moderate Risk

1.5%0.0%₹5485.53 Cr2.9%
SBI Equity Savings Fund Regular Growth

Moderate Risk

2.0%0.0%₹5485.53 Cr2.3%
Nippon India Equity Savings Fund Regular Growth

Moderate Risk

2.0%1.0%₹771.07 Cr1.2%
Nippon India Equity Savings Fund Direct Growth

Moderate Risk

0.9%1.0%₹771.07 Cr2.3%
PGIM India Equity Savings Fund Direct Growth

Moderate Risk

1.1%0.0%₹59.07 Cr3.2%
DSP Equity Savings Fund Direct Growth

Moderately High risk

1.1%0.0%₹3306.27 Cr1.8%
DSP Equity Savings Fund Regular Growth

Moderately High risk

2.0%0.0%₹3306.27 Cr0.9%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.7%0.0%₹400.08 Cr3.9%
UTI Equity Savings Fund Regular Growth

Moderately High risk

2.0%1.0%₹816.21 Cr1.9%
UTI Equity Savings Fund Direct Growth

Moderately High risk

1.1%1.0%₹816.21 Cr2.9%
Mirae Asset Equity Savings Fund Direct Growth

Moderately High risk

0.3%1.0%₹2040.61 Cr4.8%
Mirae Asset Equity Savings Fund Regular Growth

Moderately High risk

1.2%1.0%₹2040.61 Cr3.8%
HSBC Equity Savings Fund Regular Growth

Moderate Risk

2.5%0.0%₹1475.34 Cr6.2%
Mahindra Manulife Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹530.31 Cr5.3%
Mahindra Manulife Equity Savings Fund Regular Growth

Moderately High risk

2.8%1.0%₹530.31 Cr3.6%
HDFC Equity Savings Fund Regular Growth

Moderately High risk

2.2%1.0%₹5758.13 Cr1.2%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

1.9%0.0%₹1002.49 Cr0.1%
PGIM India Equity Savings Fund Regular Growth

Moderate Risk

1.8%0.0%₹59.07 Cr2.5%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.6%0.0%₹400.08 Cr3.0%
Tata Equity Savings Fund Regular Growth

Moderate Risk

1.1%0.0%₹284.62 Cr6.9%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹288.71 Cr4.6%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹288.71 Cr3.5%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

1.2%0.0%₹1659.50 Cr7.7%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹1659.50 Cr6.7%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

2.1%1.0%₹10683.93 Cr3.0%
Kotak Equity Savings Fund Direct Growth

Moderate Risk

1.1%1.0%₹10683.93 Cr4.1%

About the AMC

Union Mutual Fund

Union Mutual Fund

Total AUM

₹28,567 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Arthaya Equity Long Short Fund Direct Growth

Very High Risk

0.9%1.0%--
Union Consumption Fund Direct Growth

Very High Risk

1.0%1.0%₹336.42 Cr-
Union Diversified Equity All Cap Active FOF Direct Growth

Very High Risk

0.4%1.0%₹204.77 Cr-
Union Low Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹360.64 Cr6.0%
Union Income Plus Arbitrage Active FOF Direct Growth

Low to Moderate Risk

0.1%0.0%₹58.76 Cr4.7%
Union Gold ETF Fund of Fund Direct Growth

High Risk

0.3%1.0%₹171.96 Cr37.3%
Union Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹112.31 Cr5.0%
Union Active Momentum Fund Direct Growth

Very High Risk

0.9%1.0%₹535.78 Cr18.8%
Union Multi Asset Allocation Fund Direct Growth

Very High Risk

0.9%1.0%₹1020.13 Cr10.4%
Union Business Cycle Fund Direct Growth

Very High Risk

1.0%1.0%₹517.90 Cr3.0%
Union Children's Fund Direct Growth

Very High Risk

1.1%0.0%₹95.19 Cr0.8%
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹1344.41 Cr11.0%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Low Risk

-0.0%₹25.17 Cr6.0%
Union Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹2667.47 Cr21.3%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹776.78 Cr1.8%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹80.25 Cr8.2%
Union Value Discovery Fund Direct Growth

Very High Risk

1.1%1.0%₹398.93 Cr-1.1%
Union Multicap Fund Direct Growth

Very High Risk

0.8%1.0%₹1561.67 Cr9.0%
Union Balanced Advantage Fund Direct Growth

Very High Risk

0.9%1.0%₹1240.12 Cr0.5%
Union Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹115.17 Cr3.1%
Union Arbitrage Fund Direct Growth

Low Risk

1.4%0.0%₹220.56 Cr6.7%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.2%0.0%₹871.91 Cr-2.0%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.1%1.0%₹62.60 Cr1.6%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹2452.32 Cr0.8%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹7577.89 Cr6.5%
Union Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹2005.31 Cr8.5%
Union Gilt Fund Direct Growth

Moderate Risk

0.6%0.0%₹81.29 Cr1.4%
Union Largecap Fund Direct Growth

Very High Risk

1.3%1.0%₹437.27 Cr-4.9%
Union Retirement Fund Direct Growth

Very High Risk

1.0%0.0%₹216.22 Cr3.3%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.3%1.0%₹289.12 Cr4.5%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹411.35 Cr5.3%
Union Focused Fund Direct Growth

Very High Risk

1.3%1.0%₹462.18 Cr4.2%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1020.13 Cr6.8%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹1017.77 Cr3.9%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk

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What is the current NAV of Union Equity Savings Fund Direct Growth?

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The NAV of Union Equity Savings Fund Direct Growth, as of 18-Sep-2026, is ₹18.18.
The fund has generated 3.06% over the last 1 year and 6.69% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 39.45% in equities, 12.84% in bonds, and 47.70% in cash and cash equivalents.
The fund managers responsible for Union Equity Savings Fund Direct Growth are:-
  1. Parijat Agrawal
  2. Sanjay Bembalkar
  3. Gaurav Chopra
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