LIC MF Low Duration Fund Direct Growth

Fund Overview

Fund Size

₹1,938 Cr

Expense Ratio

0.25%

ISIN

INF767K01FM8

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

LIC MF Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 13 years, 1 months and 5 days, having been launched on 01-Jan-13.
As of 05-Feb-26, it has a Net Asset Value (NAV) of ₹44.49, Assets Under Management (AUM) of 1938.34 Crores, and an expense ratio of 0.25%.

LIC MF Low Duration Fund Direct Growth has given a CAGR return of 7.21% since inception.
The fund's asset allocation comprises around 0.00% in equities, 45.01% in debts, and 54.71% in cash & cash equivalents.
You can start investing in LIC MF Low Duration Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.30%

+6.96% (Cat Avg.)

3 Years

+7.51%

+7.14% (Cat Avg.)

5 Years

+6.21%

+6.01% (Cat Avg.)

10 Years

+6.69%

+5.85% (Cat Avg.)

Since Inception

+7.21%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2026

Debt	₹872.37 Cr	45.01%
Others	₹1,065.97 Cr	54.99%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹145.14 Cr	7.78%
Bank Of Baroda ** #	Cash - CD/Time Deposit	₹122.27 Cr	6.55%
Rec Limited	Bond - Corporate Bond	₹79.73 Cr	4.27%
ICICI Bank Ltd.	Bond - Corporate Bond	₹56.13 Cr	3.01%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹52.67 Cr	2.82%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹51.82 Cr	2.78%
360 One Prime Limited	Bond - Corporate Bond	₹51.62 Cr	2.77%
Rec Limited	Bond - Corporate Bond	₹51.61 Cr	2.76%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹51.54 Cr	2.76%
Bharti Telecom Limited	Bond - Corporate Bond	₹50.78 Cr	2.72%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹49.78 Cr	2.67%
Angel One Ltd	Cash - Commercial Paper	₹49.54 Cr	2.65%
21/05/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹49.19 Cr	2.64%
Standard Chartered Capital Limited	Cash - Commercial Paper	₹49.12 Cr	2.63%
Axis Bank Ltd.	Cash - CD/Time Deposit	₹48.99 Cr	2.62%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹48.95 Cr	2.62%
Canara Bank	Cash - CD/Time Deposit	₹48.9 Cr	2.62%
Time Technoplast Ltd	Cash - Commercial Paper	₹48.33 Cr	2.59%
HDFC Bank Limited	Cash - CD/Time Deposit	₹48.24 Cr	2.58%
Axis Bank Ltd. ** #	Cash - CD/Time Deposit	₹47.61 Cr	2.55%
HDFC Bank Limited	Cash - CD/Time Deposit	₹47.31 Cr	2.53%
Bank Of Baroda	Cash - CD/Time Deposit	₹47.18 Cr	2.53%
Punjab National Bank	Cash - CD/Time Deposit	₹47.09 Cr	2.52%
Canara Bank	Bond - Gov't Agency Debt	₹46.76 Cr	2.50%
National Bank for Agriculture and Rural Development	Bond - Gov't Agency Debt	₹46.73 Cr	2.50%
Small Industries Development Bank of India	Bond - Corporate Bond	₹46.69 Cr	2.50%
Indostar Capital Finance Limited	Cash - Commercial Paper	₹38.69 Cr	2.07%
Bajaj Finance Ltd	Cash - Commercial Paper	₹33.07 Cr	1.77%
Indian Bank	Bond - Gov't Agency Debt	₹29.75 Cr	1.59%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹28.4 Cr	1.52%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹26.16 Cr	1.40%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.57 Cr	1.37%
Poonawalla Fincorp Limited	Bond - Corporate Bond	₹25.54 Cr	1.37%
6.48% Gs 2035	Bond - Gov't/Treasury	₹25.14 Cr	1.35%
26/03/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹24.81 Cr	1.33%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹24.79 Cr	1.33%
Au Small Finance Bank Ltd. ** #	Cash - CD/Time Deposit	₹24.56 Cr	1.32%
Axis Bank Limited	Cash - CD/Time Deposit	₹24.09 Cr	1.29%
Net Receivables / (Payables)	Cash	₹-15.54 Cr	0.83%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹15.46 Cr	0.83%
Gs22oct2030c	Bond - Gov't/Treasury	₹11.31 Cr	0.61%
Gic Housing Finance Limited	Bond - Corporate Bond	₹10.15 Cr	0.54%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹5.4 Cr	0.29%
SBI CDMDF--A2	Mutual Fund - Open End	₹5.37 Cr	0.29%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹5.17 Cr	0.28%
Tata Capital Limited	Bond - Corporate Bond	₹5.16 Cr	0.28%
Indian Bank	Cash - CD/Time Deposit	₹4.97 Cr	0.27%
HDFC Bank Limited	Cash - CD/Time Deposit	₹4.9 Cr	0.26%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹660.98 Cr	35.41%
Cash - CD/Time Deposit	₹618.24 Cr	33.12%
Cash - Commercial Paper	₹218.76 Cr	11.72%
Cash - Repurchase Agreement	₹145.14 Cr	7.78%
Bond - Gov't Agency Debt	₹123.24 Cr	6.60%
Bond - Gov't/Treasury	₹110.44 Cr	5.92%
Cash	₹-15.54 Cr	0.83%
Mutual Fund - Open End	₹5.37 Cr	0.29%
Bond - Short-term Government Bills	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Rahul Singh

Since September 2015

Pratik Shroff

Since October 2025

Additional Scheme Detailsas of 31st January 2026

ISIN

INF767K01FM8

Expense Ratio

0.25%

Exit Load

No Charges

Fund Size

₹1,938 Cr

Age

13 years 1 month

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Low Duration Debt B-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
JioBlackRock Low Duration Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Union Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹1000.26 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1000.26 Cr	-
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹506.29 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹506.29 Cr	-
Franklin India Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹392.71 Cr	-
Franklin India Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹392.71 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹973.76 Cr	8.9%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1938.34 Cr	7.3%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2561.99 Cr	7.5%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1702.95 Cr	7.2%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹15282.84 Cr	7.6%
Sundaram Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹472.15 Cr	7.3%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6612.51 Cr	7.1%
Nippon India Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹10405.76 Cr	7.5%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹130.79 Cr	7.3%
SBI Magnum Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹16162.70 Cr	6.8%
Axis Treasury Advantage Fund Regular Growth Moderate Risk	0.7%	0.0%	₹5979.40 Cr	7.2%
DSP Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹6367.49 Cr	6.8%
JM Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹130.79 Cr	6.9%
Nippon India Low Duration Fund Regular Growth Moderate Risk	1.0%	0.0%	₹10405.76 Cr	6.9%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹1702.95 Cr	6.2%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.4%	0.0%	₹2667.29 Cr	7.3%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6367.49 Cr	7.1%
HSBC Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹973.76 Cr	8.2%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2667.29 Cr	7.4%
Axis Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5979.40 Cr	7.6%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹13565.04 Cr	7.5%
Baroda BNP Paribas Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹312.05 Cr	7.4%
ICICI Prudential Savings Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹31023.49 Cr	7.6%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1310.40 Cr	7.3%
SBI Magnum Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16162.70 Cr	7.3%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3934.81 Cr	7.2%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹24646.91 Cr	7.6%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹13565.04 Cr	6.7%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹1938.34 Cr	6.5%
Baroda BNP Paribas Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹312.05 Cr	6.6%
Sundaram Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹472.15 Cr	6.4%
ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹31023.49 Cr	7.5%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1310.40 Cr	7.0%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹6612.51 Cr	6.8%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹24646.91 Cr	7.0%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹2561.99 Cr	7.1%
Kotak Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹15282.84 Cr	6.7%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3934.81 Cr	6.8%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹599.35 Cr	6.7%
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹599.35 Cr	7.5%

About the AMC

LIC Mutual Fund

+91 022-66016000

https://www.licmf.com/

Total AUM

₹46,280 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
LIC MF Consumption Fund Direct Growth Very High Risk	0.6%	1.0%	₹527.27 Cr	-
LIC MF Multi Asset Allocation Fund Regular Growth Very High Risk	0.5%	1.0%	₹904.43 Cr	-
LIC MF Manufacturing Fund Direct Growth Very High Risk	0.7%	1.0%	₹749.76 Cr	14.0%
LIC MF Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2992.97 Cr	6.1%
LIC MF Aggressive Hybrid Fund Direct Growth Very High Risk	1.4%	1.0%	₹534.47 Cr	7.7%
LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹199.40 Cr	6.5%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1765.96 Cr	5.1%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹56.96 Cr	2.6%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1873.26 Cr	7.4%
LIC MF Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1433.80 Cr	6.5%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1938.34 Cr	7.3%
LIC MF S & P Sensex Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹90.87 Cr	7.0%
LIC MF Nifty 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹358.74 Cr	9.0%
LIC MF Infrastructure Fund Direct Growth Very High Risk	0.8%	1.0%	₹946.24 Cr	11.0%
LIC MF Liquid Plan Direct Growth Moderate Risk	0.1%	0.0%	₹12352.47 Cr	6.4%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1053.61 Cr	2.8%
LIC MF Gold ETF FOF Direct Growth High Risk	0.3%	1.0%	₹623.38 Cr	75.6%
LIC MF Equity Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹36.23 Cr	6.3%
LIC MF Nifty Next 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹99.93 Cr	8.3%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹264.03 Cr	7.6%
LIC MF Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹281.47 Cr	6.7%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹718.69 Cr	5.0%
LIC MF Focused 30 Equity Direct Growth Very High Risk	1.6%	1.0%	₹172.37 Cr	0.3%
LIC MF Long Term Value Fund Direct Growth Very High Risk	1.4%	1.0%	₹199.33 Cr	3.3%
LIC MF Healthcare Fund Direct Growth Very High Risk	1.2%	1.0%	₹83.12 Cr	-3.4%
LIC MF Small Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹619.16 Cr	-5.7%
LIC MF Conservative Hybrid Fund Direct Growth Moderately High risk	1.4%	1.0%	₹49.19 Cr	5.4%
LIC MF Midcap Fund Direct Growth Very High Risk	1.4%	1.0%	₹345.56 Cr	3.3%
LIC MF Banking & Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹278.17 Cr	20.2%
LIC MF Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹4006.23 Cr	7.0%
LIC MF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹712.15 Cr	5.7%
LIC MF Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1828.32 Cr	7.7%
LIC MF Dividend Yield Fund Direct Growth Very High Risk	0.7%	1.0%	₹688.69 Cr	7.7%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹220.41 Cr	6.9%

Risk Level

Your principal amount will be at Low to Moderate Risk

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What is the current NAV of LIC MF Low Duration Fund Direct Growth?

The NAV of LIC MF Low Duration Fund Direct Growth, as of 05-Feb-2026, is ₹44.49.

What are the returns of LIC MF Low Duration Fund Direct Growth?

The fund has generated 7.30% over the last 1 year and 7.51% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of LIC MF Low Duration Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 45.01% in bonds, and 54.71% in cash and cash equivalents.

Who manages the LIC MF Low Duration Fund Direct Growth?

The fund managers responsible for LIC MF Low Duration Fund Direct Growth are:-

Rahul Singh
Pratik Shroff

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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LIC MF Low Duration Fund Direct Growth

Fund Overview