LIC MF Low Duration Fund Direct Growth

Fund Overview

Fund Size

₹1,730 Cr

Expense Ratio

0.25%

ISIN

INF767K01FM8

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

LIC MF Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 12 years, 7 months and 12 days, having been launched on 01-Jan-13.
As of 12-Aug-25, it has a Net Asset Value (NAV) of ₹43.27, Assets Under Management (AUM) of 1730.30 Crores, and an expense ratio of 0.25%.

LIC MF Low Duration Fund Direct Growth has given a CAGR return of 7.26% since inception.
The fund's asset allocation comprises around 0.00% in equities, 40.18% in debts, and 59.55% in cash & cash equivalents.
You can start investing in LIC MF Low Duration Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.15%

+7.65% (Cat Avg.)

3 Years

+7.47%

+7.11% (Cat Avg.)

5 Years

+6.16%

+5.86% (Cat Avg.)

10 Years

+6.79%

+5.85% (Cat Avg.)

Since Inception

+7.26%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2025

Debt	₹695.28 Cr	40.18%
Others	₹1,035.01 Cr	59.82%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹121.68 Cr	7.03%
India (Republic of)	Bond - Short-term Government Bills	₹98.89 Cr	5.72%
Rec Limited	Bond - Corporate Bond	₹77.79 Cr	4.50%
HDFC Bank Limited	Cash - CD/Time Deposit	₹73.34 Cr	4.24%
Power Finance Corporation Limited	Bond - Corporate Bond	₹54.15 Cr	3.13%
Aditya Birla Capital Limited	Bond - Corporate Bond	₹53.76 Cr	3.11%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹52.68 Cr	3.04%
Tamil Nadu (Government of) 6.92%	Bond - Sub-sovereign Government Debt	₹52.37 Cr	3.03%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.51 Cr	2.92%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹50.41 Cr	2.91%
Poonawalla Fincorp Ltd 7.5285%	Bond - Corporate Bond	₹50.17 Cr	2.90%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹49.73 Cr	2.87%
Bank Of Baroda**	Cash - CD/Time Deposit	₹48.92 Cr	2.83%
Nuvama Wealth Management Ltd.	Cash - Commercial Paper	₹48.9 Cr	2.83%
Canara Bank	Cash - CD/Time Deposit	₹48.51 Cr	2.80%
Time Technoplast Limited	Cash - Commercial Paper	₹48.5 Cr	2.80%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹48.48 Cr	2.80%
Time Technoplast Limited	Cash - Commercial Paper	₹48.47 Cr	2.80%
ICICI Securities Limited	Cash - Commercial Paper	₹48.39 Cr	2.80%
Axis Bank Ltd.	Bond - Corporate Bond	₹47.65 Cr	2.75%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹47.62 Cr	2.75%
Standard Chartered Capital Limited	Cash - Commercial Paper	₹47.59 Cr	2.75%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹38.78 Cr	2.24%
Indostar Capital Finance Limited	Cash - Commercial Paper	₹37.19 Cr	2.15%
Indian Bank	Bond - Gov't Agency Debt	₹28.9 Cr	1.67%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹26.76 Cr	1.55%
Aditya Birla Housing Finance Limited	Bond - Corporate Bond	₹26.59 Cr	1.54%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹26.17 Cr	1.51%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹25.59 Cr	1.48%
GIC Housing Finance Ltd. 7.49%	Bond - Corporate Bond	₹25.03 Cr	1.45%
Axis Bank Limited	Cash - CD/Time Deposit	₹24.86 Cr	1.44%
Time Technoplast Limited	Cash - Commercial Paper	₹24.62 Cr	1.42%
Export-Import Bank Of India	Cash - Commercial Paper	₹24.57 Cr	1.42%
Indian Bank	Cash - CD/Time Deposit	₹24.5 Cr	1.42%
NTPC Ltd.	Cash - Commercial Paper	₹24.12 Cr	1.39%
Au Small Finance Bank Ltd. ** #	Cash - CD/Time Deposit	₹23.84 Cr	1.38%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹15.14 Cr	0.88%
Government Of India	Bond - Gov't/Treasury	₹11.12 Cr	0.64%
Power Finance Corp Ltd.	Cash - Commercial Paper	₹9.78 Cr	0.57%
Punjab National Bank (18/03/2026)	Cash - CD/Time Deposit	₹9.63 Cr	0.56%
Tata Capital Limited	Bond - Corporate Bond	₹5.41 Cr	0.31%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹5.28 Cr	0.31%
06.57 Tn SDL 2031	Bond - Gov't/Treasury	₹5.01 Cr	0.29%
Canara Bank	Cash - CD/Time Deposit	₹4.97 Cr	0.29%
Indusind Bank Limited	Cash - CD/Time Deposit	₹4.85 Cr	0.28%
HDFC Bank Ltd.	Bond - Corporate Bond	₹4.81 Cr	0.28%
SBI CDMDF--A2	Mutual Fund - Open End	₹4.61 Cr	0.27%
Net Receivables / (Payables)	Cash	₹-0.33 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹597.88 Cr	34.55%
Cash - Commercial Paper	₹411.86 Cr	23.80%
Cash - CD/Time Deposit	₹398.31 Cr	23.02%
Cash - Repurchase Agreement	₹121.68 Cr	7.03%
Bond - Short-term Government Bills	₹98.89 Cr	5.72%
Bond - Sub-sovereign Government Debt	₹52.37 Cr	3.03%
Bond - Gov't Agency Debt	₹28.9 Cr	1.67%
Bond - Gov't/Treasury	₹16.13 Cr	0.93%
Mutual Fund - Open End	₹4.61 Cr	0.27%
Cash	₹-0.33 Cr	0.02%

Risk & Performance Ratios

Fund Managers

Rahul Singh

Since September 2015

Additional Scheme Detailsas of 31st July 2025

ISIN

INF767K01FM8

Expense Ratio

0.25%

Exit Load

No Charges

Fund Size

₹1,730 Cr

Age

12 years 7 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Low Duration Debt B-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Low Duration Fund Regular Growth Low to Moderate Risk	-	0.0%	-	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹634.40 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹634.40 Cr	-
Franklin India Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹374.09 Cr	-
Franklin India Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹374.09 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹848.15 Cr	9.7%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1730.30 Cr	8.2%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1565.38 Cr	8.3%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹2003.14 Cr	8.1%
Kotak Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹14131.32 Cr	8.5%
Sundaram Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹516.26 Cr	8.4%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6275.64 Cr	8.0%
Nippon India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹8587.68 Cr	8.4%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹227.03 Cr	8.2%
SBI Magnum Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹15812.36 Cr	7.6%
Axis Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹7154.68 Cr	8.0%
DSP Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹5824.75 Cr	7.7%
JM Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹227.03 Cr	7.7%
Nippon India Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹8587.68 Cr	7.8%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹2003.14 Cr	7.1%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.4%	0.0%	₹3211.14 Cr	8.1%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5824.75 Cr	8.1%
HSBC Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹848.15 Cr	9.1%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3211.14 Cr	8.2%
Axis Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7154.68 Cr	8.4%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹14426.16 Cr	8.3%
Baroda BNP Paribas Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹275.72 Cr	8.2%
ICICI Prudential Savings Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹26280.98 Cr	8.3%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1506.24 Cr	8.1%
SBI Magnum Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹15812.36 Cr	8.1%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3296.03 Cr	8.1%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹24641.27 Cr	8.3%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹14426.16 Cr	7.5%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹1730.30 Cr	7.4%
Baroda BNP Paribas Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹275.72 Cr	7.4%
Sundaram Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹516.26 Cr	7.6%
ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹26280.98 Cr	8.1%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1506.24 Cr	7.7%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹6275.64 Cr	7.7%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹24641.27 Cr	7.7%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1565.38 Cr	7.1%
Kotak Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹14131.32 Cr	7.7%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3296.03 Cr	7.7%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹630.06 Cr	7.5%
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹630.06 Cr	8.3%

About the AMC

LIC Mutual Fund

+91 022-66016000

https://www.licmf.com/

Total AUM

₹34,611 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
LIC MF Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹3100.87 Cr	-2.1%
LIC MF Aggressive Hybrid Fund Direct Growth Very High Risk	1.4%	1.0%	₹528.95 Cr	2.4%
LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹204.28 Cr	9.1%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1021.23 Cr	-4.9%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹80.54 Cr	5.2%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1851.38 Cr	9.0%
LIC MF Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1459.14 Cr	-0.3%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1730.30 Cr	8.2%
LIC MF S & P Sensex Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹88.70 Cr	1.5%
LIC MF Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹332.95 Cr	1.6%
LIC MF Infrastructure Fund Direct Growth Very High Risk	0.5%	1.0%	₹1038.27 Cr	-4.8%
LIC MF Liquid Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹11199.32 Cr	7.0%
LIC MF ELSS Direct Growth Very High Risk	0.9%	0.0%	₹1114.91 Cr	0.7%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹168.26 Cr	9.0%
LIC MF Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹191.72 Cr	7.2%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹827.64 Cr	5.0%
LIC MF Conservative Hybrid Fund Direct Growth Moderately High risk	1.2%	1.0%	₹50.64 Cr	5.3%
LIC MF Banking & Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹275.43 Cr	7.3%
LIC MF Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2055.87 Cr	7.1%
LIC MF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹866.33 Cr	6.3%
LIC MF Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1678.95 Cr	-0.5%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹220.83 Cr	7.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of LIC MF Low Duration Fund Direct Growth?

The NAV of LIC MF Low Duration Fund Direct Growth, as of 12-Aug-2025, is ₹43.27.

What are the returns of LIC MF Low Duration Fund Direct Growth?

The fund has generated 8.15% over the last 1 year and 7.47% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of LIC MF Low Duration Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 40.18% in bonds, and 59.55% in cash and cash equivalents.

Who manages the LIC MF Low Duration Fund Direct Growth?

The fund managers responsible for LIC MF Low Duration Fund Direct Growth are:-

Rahul Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,730 Cr

Expense Ratio

0.25%

ISIN

INF767K01FM8

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk