ICICI Prudential Savings Fund Direct Growth

Fund Overview

Fund Size

₹31,023 Cr

Expense Ratio

0.42%

ISIN

INF109K01O82

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

ICICI Prudential Savings Fund Direct Growth is a Low Duration mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 13 years and 22 days, having been launched on 01-Jan-13.
As of 22-Jan-26, it has a Net Asset Value (NAV) of ₹571.23, Assets Under Management (AUM) of 31023.49 Crores, and an expense ratio of 0.42%.

ICICI Prudential Savings Fund Direct Growth has given a CAGR return of 7.79% since inception.
The fund's asset allocation comprises around 0.00% in equities, 56.75% in debts, and 43.01% in cash & cash equivalents.
You can start investing in ICICI Prudential Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.56%

+6.87% (Cat Avg.)

3 Years

+7.81%

+7.09% (Cat Avg.)

5 Years

+6.42%

+5.94% (Cat Avg.)

10 Years

+7.32%

+5.83% (Cat Avg.)

Since Inception

+7.79%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2025

Debt	₹17,606.8 Cr	56.75%
Others	₹13,416.69 Cr	43.25%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offsets For Shorts & Derivatives	Cash - General Offset	₹3,325 Cr	11.02%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹1,121.32 Cr	3.72%
6.82% Govt Stock 2033	Bond - Gov't/Treasury	₹987.04 Cr	3.27%
RADHAKRISHNA SECURITISATION TRUST	Bond - Asset Backed	₹875.17 Cr	2.90%
Interest Rate Swaps- Md -06-Oct-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-700 Cr	2.32%
6.52% Govt Stock 2031	Bond - Gov't/Treasury	₹616.26 Cr	2.04%
Interest Rate Swaps- Md -14-Jul-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-600 Cr	1.99%
Panatone Finvest Limited	Cash - Commercial Paper	₹508.9 Cr	1.69%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹505.38 Cr	1.68%
6.22% Govt Stock 2028	Bond - Gov't/Treasury	₹480.98 Cr	1.59%
Net Current Assets	Cash	₹452.47 Cr	1.50%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹446.46 Cr	1.48%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹401.47 Cr	1.33%
India (Republic of)	Bond - Short-term Government Bills	₹398.73 Cr	1.32%
Treps	Cash - Repurchase Agreement	₹394.01 Cr	1.31%
Bank of Baroda	Bond - Corporate Bond	₹390.54 Cr	1.29%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹351.2 Cr	1.16%
HDFC Bank Limited	Cash - CD/Time Deposit	₹347.98 Cr	1.15%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹341.56 Cr	1.13%
Rec Limited	Bond - Corporate Bond	₹311.42 Cr	1.03%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹311.12 Cr	1.03%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹308.07 Cr	1.02%
Muthoot Finance Limited	Bond - Corporate Bond	₹304.78 Cr	1.01%
Interest Rate Swaps- Md -18-Mar-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-300 Cr	0.99%
Interest Rate Swaps- Md -25-Mar-2030 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-300 Cr	0.99%
State Government Securities	Bond - Gov't/Treasury	₹299.31 Cr	0.99%
HDFC Bank Limited	Cash - CD/Time Deposit	₹291.76 Cr	0.97%
Jtpm Metal TRaders Limited	Bond - Corporate Bond	₹279.56 Cr	0.93%
360 One Prime Limited	Bond - Corporate Bond	₹275.69 Cr	0.91%
6.54% Govt Stock 2034	Bond - Gov't/Treasury	₹265.38 Cr	0.88%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹258.28 Cr	0.86%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹253.01 Cr	0.84%
Muthoot Finance Limited	Bond - Corporate Bond	₹252.7 Cr	0.84%
TATA Communications Limited	Bond - Corporate Bond	₹250.99 Cr	0.83%
Power Finance Corporation Limited	Bond - Corporate Bond	₹250.28 Cr	0.83%
Interest Rate Swaps- Md -13-Oct-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-250 Cr	0.83%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹249.49 Cr	0.83%
Tata Capital Limited	Cash - Commercial Paper	₹249.39 Cr	0.83%
HDFC Bank Limited	Cash - CD/Time Deposit	₹239.14 Cr	0.79%
Union Bank Of India	Cash - CD/Time Deposit	₹238.72 Cr	0.79%
Rec Limited	Bond - Corporate Bond	₹227.16 Cr	0.75%
Piramal Finance Limited	Bond - Corporate Bond	₹226.28 Cr	0.75%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹225.4 Cr	0.75%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹223.68 Cr	0.74%
Punjab National Bank (18/03/2026)	Cash - CD/Time Deposit	₹217.33 Cr	0.72%
Rec Limited	Bond - Corporate Bond	₹215.86 Cr	0.72%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹207.18 Cr	0.69%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹206.91 Cr	0.69%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹205.08 Cr	0.68%
Bank of Baroda	Bond - Corporate Bond	₹203.25 Cr	0.67%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹201.91 Cr	0.67%
Motilal Oswal Finvest Limited	Bond - Corporate Bond	₹201.57 Cr	0.67%
Piramal Finance Limited	Bond - Corporate Bond	₹201.33 Cr	0.67%
Nirma Limited	Bond - Corporate Bond	₹200.35 Cr	0.66%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹200.35 Cr	0.66%
Interest Rate Swaps- Md -07-May-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-200 Cr	0.66%
Interest Rate Swaps- Md -11-Mar-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-200 Cr	0.66%
Embassy Office Parks Reit	Bond - Corporate Bond	₹199.79 Cr	0.66%
Indusind Bank Limited	Cash - CD/Time Deposit	₹199.25 Cr	0.66%
IDBI Bank Limited	Cash - CD/Time Deposit	₹199.04 Cr	0.66%
Canara Bank	Cash - CD/Time Deposit	₹198.26 Cr	0.66%
Canara Bank (13/03/2026)	Cash - CD/Time Deposit	₹197.72 Cr	0.66%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹195.39 Cr	0.65%
HDFC Bank Limited	Cash - CD/Time Deposit	₹195.31 Cr	0.65%
Union Bank Of India	Cash - CD/Time Deposit	₹195.05 Cr	0.65%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹195.04 Cr	0.65%
Axis Bank Limited	Cash - CD/Time Deposit	₹194.49 Cr	0.64%
HDFC Bank Limited	Cash - CD/Time Deposit	₹194.11 Cr	0.64%
Axis Bank Limited	Cash - CD/Time Deposit	₹192.39 Cr	0.64%
Rec Limited	Bond - Corporate Bond	₹185.3 Cr	0.61%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹177.36 Cr	0.59%
Rec Limited	Bond - Corporate Bond	₹175.48 Cr	0.58%
Interest Rate Swaps- Md -28-Apr-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-175 Cr	0.58%
Power Finance Corporation Limited	Bond - Corporate Bond	₹174.13 Cr	0.58%
Power Finance Corporation Limited	Bond - Corporate Bond	₹173.97 Cr	0.58%
Embassy Office Parks Reit	Bond - Corporate Bond	₹165.47 Cr	0.55%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹160.1 Cr	0.53%
Mankind Pharma Limited	Bond - Corporate Bond	₹155.36 Cr	0.52%
Power Finance Corporation Limited	Bond - Corporate Bond	₹153.03 Cr	0.51%
Rec Limited	Bond - Corporate Bond	₹151.67 Cr	0.50%
Interest Rate Swaps- Md -14-Oct-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-150 Cr	0.50%
Bank Of India	Cash - CD/Time Deposit	₹149.12 Cr	0.49%
Rec Limited	Bond - Corporate Bond	₹145.56 Cr	0.48%
Kotak Mahindra Bank Ltd.	Bond - Corporate Bond	₹141.08 Cr	0.47%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹131.31 Cr	0.44%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹125.63 Cr	0.42%
SHIVSHAKTI SECURITISATION TRUST	Bond - Asset Backed	₹125.57 Cr	0.42%
Power Finance Corporation Limited	Bond - Corporate Bond	₹125.22 Cr	0.42%
360 One Prime Limited	Bond - Corporate Bond	₹125.05 Cr	0.41%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹124.31 Cr	0.41%
Bank Of India	Cash - CD/Time Deposit	₹122.07 Cr	0.40%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹122.03 Cr	0.40%
Bharti Telecom Limited	Bond - Corporate Bond	₹119.68 Cr	0.40%
SANSAR AUG 2024 VII TRUST	Bond - Asset Backed	₹114.62 Cr	0.38%
Indian Bank	Cash - CD/Time Deposit	₹111.98 Cr	0.37%
Bahadur Chand Investments Private Limited	Bond - Corporate Bond	₹110.48 Cr	0.37%
Bahadur Chand Investments Private Limited	Bond - Corporate Bond	₹110.1 Cr	0.37%
Axis Bank Limited	Cash - CD/Time Deposit	₹108.91 Cr	0.36%
JM Financial Credit Solutions Limited	Bond - Corporate Bond	₹108.49 Cr	0.36%
Oberoi Realty Limited	Bond - Corporate Bond	₹108.06 Cr	0.36%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹106.34 Cr	0.35%
Muthoot Finance Limited	Bond - Corporate Bond	₹101.86 Cr	0.34%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹101.4 Cr	0.34%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹100.85 Cr	0.33%
Sundaram Home Finance Limited	Bond - Corporate Bond	₹100.8 Cr	0.33%
Rec Limited	Bond - Corporate Bond	₹100.59 Cr	0.33%
Godrej Industries Limited	Bond - Corporate Bond	₹100.45 Cr	0.33%
6.99% Govt Stock 2026	Bond - Gov't/Treasury	₹100.42 Cr	0.33%
Nexus Select TRust	Bond - Corporate Bond	₹100.23 Cr	0.33%
Reverse Repo	Cash - Repurchase Agreement	₹100 Cr	0.33%
Interest Rate Swaps- Md -05-Feb-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-100 Cr	0.33%
Interest Rate Swaps- Md -16-Sep-2030 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-100 Cr	0.33%
Interest Rate Swaps- Md -17-Mar-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-100 Cr	0.33%
Interest Rate Swaps- Md -25-Apr-2028 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-100 Cr	0.33%
L&T Metro Rail (Hyderabad) Limited	Bond - Corporate Bond	₹99.86 Cr	0.33%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹99.54 Cr	0.33%
Motilal Oswal Financial Services Limited	Bond - Corporate Bond	₹99.52 Cr	0.33%
Maharashtra (Government of)	Bond - Sub-sovereign Government Debt	₹99.48 Cr	0.33%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹99.45 Cr	0.33%
Axis Bank Limited	Cash - CD/Time Deposit	₹99.44 Cr	0.33%
Bank Of Baroda	Cash - CD/Time Deposit	₹99.42 Cr	0.33%
Canara Bank	Bond - Gov't Agency Debt	₹99.08 Cr	0.33%
HDFC Bank Ltd.	Bond - Corporate Bond	₹98.69 Cr	0.33%
IDFC Bank Limited	Cash - CD/Time Deposit	₹97.51 Cr	0.32%
Union Bank Of India	Cash - CD/Time Deposit	₹97.42 Cr	0.32%
Au Small Finance Bank Limited	Cash - CD/Time Deposit	₹97.36 Cr	0.32%
Aavas Financiers Limited	Cash - Commercial Paper	₹96.9 Cr	0.32%
Mashreq Bank Psc India Branch **	Cash	₹93.81 Cr	0.31%
Pipeline Infrastructure Limited	Bond - Corporate Bond	₹90.94 Cr	0.30%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹90.6 Cr	0.30%
JM Financial Credit Solutions Limited	Bond - Corporate Bond	₹90.6 Cr	0.30%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹90.26 Cr	0.30%
Power Finance Corporation Limited	Bond - Corporate Bond	₹88.12 Cr	0.29%
Altius Telecom Infrastructure Trust	Bond - Corporate Bond	₹85.49 Cr	0.28%
360 One Prime Limited	Bond - Corporate Bond	₹85.01 Cr	0.28%
Summit Digitel Infrastructure Limited	Bond - Corporate Bond	₹84.97 Cr	0.28%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹80.35 Cr	0.27%
Muthoot Finance Limited	Bond - Corporate Bond	₹80.07 Cr	0.27%
Power Finance Corporation Limited	Bond - Corporate Bond	₹79.82 Cr	0.26%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹78.08 Cr	0.26%
Bharti Telecom Limited	Bond - Corporate Bond	₹76.05 Cr	0.25%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹75.97 Cr	0.25%
SANSAR JUNE 2024 TRUST	Bond - Asset Backed	₹75.66 Cr	0.25%
Nirma Limited	Bond - Corporate Bond	₹75.63 Cr	0.25%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹75.17 Cr	0.25%
Rec Limited	Bond - Corporate Bond	₹75.16 Cr	0.25%
08.36 MH Sdl 2026	Bond - Gov't/Treasury	₹75.15 Cr	0.25%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹75.1 Cr	0.25%
Power Finance Corporation Limited	Bond - Corporate Bond	₹75.04 Cr	0.25%
JM Financial Services Limited	Bond - Corporate Bond	₹74.6 Cr	0.25%
HDFC Bank Limited	Cash - CD/Time Deposit	₹74.16 Cr	0.25%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹72.52 Cr	0.24%
Corporate Debt Market Development Fund (Class A2)	Mutual Fund - Open End	₹72.41 Cr	0.24%
Aavas Financiers Limited	Bond - Corporate Bond	₹70.17 Cr	0.23%
Mahindra Rural Housing Finance Limited	Bond - Corporate Bond	₹70.08 Cr	0.23%
Eris Lifesciences Limited	Bond - Corporate Bond	₹66.06 Cr	0.22%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹65.93 Cr	0.22%
ICICI Home Finance Company Limited	Bond - Corporate Bond	₹65.16 Cr	0.22%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹62.4 Cr	0.21%
Eris Lifesciences Limited	Bond - Corporate Bond	₹61.21 Cr	0.20%
Muthoot Finance Limited	Bond - Corporate Bond	₹60.79 Cr	0.20%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹60.46 Cr	0.20%
Smfg India Credit Company Limited	Bond - Corporate Bond	₹60.29 Cr	0.20%
Rec Limited	Bond - Corporate Bond	₹60.07 Cr	0.20%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹60.02 Cr	0.20%
360 One Prime Limited	Bond - Corporate Bond	₹59.98 Cr	0.20%
TVS Credit Services Limited	Bond - Corporate Bond	₹55.45 Cr	0.18%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹54.89 Cr	0.18%
Muthoot Finance Limited	Bond - Corporate Bond	₹50.72 Cr	0.17%
Mahindra Rural Housing Finance Limited	Bond - Corporate Bond	₹50.72 Cr	0.17%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹50.63 Cr	0.17%
Shriram Finance Limited	Bond - Corporate Bond	₹50.29 Cr	0.17%
Power Finance Corporation Limited	Bond - Corporate Bond	₹50.26 Cr	0.17%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹50.24 Cr	0.17%
Power Finance Corporation Limited	Bond - Corporate Bond	₹50.22 Cr	0.17%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.22 Cr	0.17%
6.48% Govt Stock 2035	Bond - Gov't/Treasury	₹50.17 Cr	0.17%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹50.16 Cr	0.17%
360 One Prime Limited	Bond - Corporate Bond	₹50.1 Cr	0.17%
07.22 GJ Sdl 2028	Bond - Gov't/Treasury	₹50.08 Cr	0.17%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹50.07 Cr	0.17%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹50.02 Cr	0.17%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹50.02 Cr	0.17%
360 One Prime Limited	Bond - Corporate Bond	₹50 Cr	0.17%
Interest Rate Swaps- Md -26-Feb-2027 (Pay Fixed/Receive Float)	Interest Rate Swap	₹-50 Cr	0.17%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.84 Cr	0.17%
AU Small Finance Bank Ltd.	Bond - Corporate Bond	₹49.84 Cr	0.17%
Union Bank Of India	Cash - CD/Time Deposit	₹49.74 Cr	0.16%
Axis Bank Limited	Cash - CD/Time Deposit	₹49.73 Cr	0.16%
Canara Bank	Cash - CD/Time Deposit	₹49.73 Cr	0.16%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹45.57 Cr	0.15%
Rec Limited	Bond - Corporate Bond	₹45.23 Cr	0.15%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹44.86 Cr	0.15%
Bharti Telecom Limited	Bond - Corporate Bond	₹39.93 Cr	0.13%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹38.93 Cr	0.13%
Aditya Birla Capital Limited	Cash - Commercial Paper	₹34.54 Cr	0.11%
08.37 MP Sdl 2028	Bond - Gov't/Treasury	₹26.27 Cr	0.09%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹25.89 Cr	0.09%
Muthoot Finance Limited	Bond - Corporate Bond	₹25.41 Cr	0.08%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.41 Cr	0.08%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.32 Cr	0.08%
Rec Limited	Bond - Corporate Bond	₹25.25 Cr	0.08%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.1 Cr	0.08%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹24.87 Cr	0.08%
Canara Bank	Cash - CD/Time Deposit	₹24.87 Cr	0.08%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.85 Cr	0.08%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.84 Cr	0.08%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹21.67 Cr	0.07%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹16.2 Cr	0.05%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹16.19 Cr	0.05%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹16.18 Cr	0.05%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹16.17 Cr	0.05%
Hdb Financial Services Limited	Bond - Corporate Bond	₹15.03 Cr	0.05%
Aditya Birla Capital Limited	Bond - Corporate Bond	₹15.02 Cr	0.05%
Bank Of Baroda	Cash - CD/Time Deposit	₹14.6 Cr	0.05%
07.38 RJ Sdl 2026	Bond - Gov't/Treasury	₹12.13 Cr	0.04%
Power Finance Corporation Limited	Bond - Corporate Bond	₹11.06 Cr	0.04%
Rajasthan (Government of )	Bond - Sub-sovereign Government Debt	₹10.74 Cr	0.04%
360 One Prime Limited	Bond - Corporate Bond	₹10.01 Cr	0.03%
Bajaj Finance Limited	Bond - Corporate Bond	₹10 Cr	0.03%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹9.96 Cr	0.03%
Mankind Pharma Limited	Bond - Corporate Bond	₹8.05 Cr	0.03%
6.33% Govt Stock 2035	Bond - Gov't/Treasury	₹6.07 Cr	0.02%
08.08 MH Sdl 2028	Bond - Gov't/Treasury	₹5.23 Cr	0.02%
Aditya Birla Capital Limited	Bond - Corporate Bond	₹5.03 Cr	0.02%
National Housing Bank	Bond - Corporate Bond	₹5.01 Cr	0.02%
364 DTB 12022026	Bond - Gov't/Treasury	₹4.97 Cr	0.02%
India (Republic of)	Bond - Short-term Government Bills	₹2.41 Cr	0.01%
Sundaram Finance Limited	Bond - Corporate Bond	₹1.51 Cr	0.01%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹0.31 Cr	0.00%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹0.18 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹17,160.01 Cr	56.89%
Cash - CD/Time Deposit	₹5,295.29 Cr	17.56%
Cash - General Offset	₹3,325 Cr	11.02%
Interest Rate Swap	₹-3,325 Cr	11.02%
Bond - Gov't/Treasury	₹3,184.72 Cr	10.56%
Bond - Asset Backed	₹1,910.2 Cr	6.33%
Cash - Commercial Paper	₹889.73 Cr	2.95%
Cash	₹546.29 Cr	1.81%
Cash - Repurchase Agreement	₹494.01 Cr	1.64%
Bond - Short-term Government Bills	₹401.13 Cr	1.33%
Bond - Sub-sovereign Government Debt	₹110.22 Cr	0.37%
Bond - Gov't Agency Debt	₹99.08 Cr	0.33%
Mutual Fund - Open End	₹72.41 Cr	0.24%

Risk & Performance Ratios

Fund Managers

Nikhil Kabra

Since September 2024

Darshil Dedhia

Since June 2023

Additional Scheme Detailsas of 31st December 2025

ISIN

INF109K01O82

Expense Ratio

0.42%

Exit Load

No Charges

Fund Size

₹31,023 Cr

Age

13 years

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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JM Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹130.79 Cr	6.8%
Nippon India Low Duration Fund Regular Growth Moderate Risk	1.0%	0.0%	₹10405.76 Cr	6.9%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹1702.95 Cr	6.2%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.4%	0.0%	₹2667.29 Cr	7.2%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6367.49 Cr	7.1%
HSBC Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹973.76 Cr	8.2%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2667.29 Cr	7.3%
Axis Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5979.40 Cr	7.5%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹13565.04 Cr	7.5%
Baroda BNP Paribas Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹312.05 Cr	7.4%
ICICI Prudential Savings Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹31023.49 Cr	7.6%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1310.40 Cr	7.2%
SBI Magnum Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16162.70 Cr	7.3%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3934.81 Cr	7.2%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹24646.91 Cr	7.5%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹13565.04 Cr	6.6%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹1938.34 Cr	6.5%
Baroda BNP Paribas Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹312.05 Cr	6.6%
Sundaram Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹472.15 Cr	6.5%
ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹31023.49 Cr	7.4%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1310.40 Cr	6.9%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹6612.51 Cr	6.8%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹24646.91 Cr	6.9%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹2561.99 Cr	7.1%
Kotak Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹15282.84 Cr	6.7%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3934.81 Cr	6.8%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹599.35 Cr	6.6%
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹599.35 Cr	7.4%

About the AMC

ICICI Prudential Mutual Fund

+91 22 26428000

https://www.icicipruamc.com/

Total AUM

₹11,35,842 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
iSIF Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
iSIF Hybrid Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
ICICI Prudential Conglomerate Fund Direct Growth Moderately High risk	1.1%	1.0%	₹877.10 Cr	-
ICICI Prudential Active Momentum Fund Direct Growth Moderate Risk	1.0%	1.0%	₹1438.36 Cr	-
ICICI Prudential Nifty Private Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹20.77 Cr	-
ICICI Prudential Nifty Top 15 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹26.63 Cr	-
ICICI Prudential Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹22.85 Cr	-
ICICI Prudential Quality Fund Direct Growth Very High Risk	0.8%	1.0%	₹2316.38 Cr	-
ICICI Prudential Nifty EV & New Age Automotive ETF FOF Direct Growth Very High Risk	0.6%	0.0%	₹32.05 Cr	-
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹443.73 Cr	-
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8.51 Cr	-
ICICI Prudential Rural Opportunities Fund Direct Growth Moderate Risk	0.9%	1.0%	₹2289.94 Cr	-
ICICI Prudential Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹63.22 Cr	8.1%
ICICI Prudential Equity Minimum Variance Fund Direct Growth Very High Risk	0.7%	1.0%	₹3843.27 Cr	12.6%
ICICI Prudential Nifty200 Value 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹115.38 Cr	25.9%
ICICI Prudential Energy Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹9828.30 Cr	9.1%
ICICI Prudential Fixed Maturity Plan Series 89 91 Days Plan G Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹248.60 Cr	9.4%
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹109.88 Cr	2.1%
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth Low Risk	-	-	₹129.54 Cr	7.0%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	10.1%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth Moderately High risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth Low to Moderate Risk	-	0.0%	₹62.28 Cr	7.5%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth Very High Risk	0.9%	1.0%	₹8561.80 Cr	9.2%
ICICI Prudential Floating Interest Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7445.95 Cr	8.1%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹9227.02 Cr	6.8%
ICICI Prudential All Seasons Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹14944.14 Cr	7.4%
ICICI Prudential Long Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1038.80 Cr	4.8%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹45244.37 Cr	6.5%
ICICI Prudential Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹7536.12 Cr	10.9%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth Very High Risk	1.2%	1.0%	₹91.05 Cr	17.2%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹2922.30 Cr	6.6%
ICICI Prudential Smallcap Fund Direct Growth Very High Risk	0.8%	1.0%	₹8427.64 Cr	0.8%
ICICI Prudential Midcap Fund Direct Growth Very High Risk	1.0%	1.0%	₹7132.04 Cr	14.9%
ICICI Prudential Infrastructure Fund Direct Growth Very High Risk	1.1%	1.0%	₹8133.93 Cr	7.3%
ICICI Prudential Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹15404.53 Cr	10.3%
ICICI Prudential Regular Savings Fund Direct Growth High Risk	1.0%	1.0%	₹3358.65 Cr	8.4%
ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹31850.85 Cr	7.4%
ICICI Prudential Nifty Next 50 Index Direct Growth Very High Risk	0.3%	0.0%	₹8190.06 Cr	8.0%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth High Risk	0.6%	1.0%	₹4481.52 Cr	83.6%
ICICI Prudential Credit Risk Fund Direct Growth Very High Risk	0.8%	1.0%	₹5919.75 Cr	9.8%

Risk Level

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What is the current NAV of ICICI Prudential Savings Fund Direct Growth?

The NAV of ICICI Prudential Savings Fund Direct Growth, as of 22-Jan-2026, is ₹571.23.

What are the returns of ICICI Prudential Savings Fund Direct Growth?

The fund has generated 7.56% over the last 1 year and 7.81% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ICICI Prudential Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 56.75% in bonds, and 43.01% in cash and cash equivalents.

Who manages the ICICI Prudential Savings Fund Direct Growth?

The fund managers responsible for ICICI Prudential Savings Fund Direct Growth are:-

Nikhil Kabra
Darshil Dedhia

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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ICICI Prudential Savings Fund Direct Growth

Fund Overview