HSBC Low Duration Fund Regular Growth

Fund Overview

Fund Size

₹1,017 Cr

Expense Ratio

0.89%

ISIN

INF677K01452

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

04 Dec 2010

About this fund

HSBC Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 14 years, 10 months and 15 days, having been launched on 04-Dec-10.
As of 17-Oct-25, it has a Net Asset Value (NAV) of ₹29.24, Assets Under Management (AUM) of 1016.82 Crores, and an expense ratio of 0.89%.

HSBC Low Duration Fund Regular Growth has given a CAGR return of 7.48% since inception.
The fund's asset allocation comprises around 0.00% in equities, 73.06% in debts, and 26.76% in cash & cash equivalents.
You can start investing in HSBC Low Duration Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.73%

+7.31% (Cat Avg.)

3 Years

+7.77%

+7.19% (Cat Avg.)

5 Years

+6.04%

+5.87% (Cat Avg.)

10 Years

+6.74%

+5.83% (Cat Avg.)

Since Inception

+7.48%

— (Cat Avg.)

Portfolio Summaryas of 30th September 2025

Debt	₹742.93 Cr	73.06%
Others	₹273.89 Cr	26.94%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Current Assets (Including Cash & Bank Balances)	Cash	₹-111.02 Cr	10.92%
Treps	Cash - Repurchase Agreement	₹82.53 Cr	8.12%
Union Bank Of India	Cash - CD/Time Deposit	₹49.03 Cr	4.82%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹47.56 Cr	4.68%
6.82% Govt Stock 2033	Bond - Gov't/Treasury	₹31.05 Cr	3.05%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹30.79 Cr	3.03%
364 Days Tbill Red 05-02-2026	Bond - Gov't/Treasury	₹29.44 Cr	2.89%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹27.01 Cr	2.66%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹26.96 Cr	2.65%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹26.79 Cr	2.63%
Power Finance Corporation Limited	Bond - Corporate Bond	₹26.49 Cr	2.61%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹26.22 Cr	2.58%
National Housing Bank	Bond - Corporate Bond	₹26.15 Cr	2.57%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹25.98 Cr	2.55%
Vedanta Limited	Bond - Corporate Bond	₹25.77 Cr	2.53%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.33 Cr	2.49%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.33 Cr	2.49%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.05 Cr	2.46%
Canara Bank**	Cash	₹24.52 Cr	2.41%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹24.48 Cr	2.41%
Bank Of Baroda**	Cash	₹24.41 Cr	2.40%
Canara Bank**	Cash	₹24.4 Cr	2.40%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹24.38 Cr	2.40%
Axis Bank Limited	Cash - CD/Time Deposit	₹24.37 Cr	2.40%
HDFC Bank Ltd.	Bond - Corporate Bond	₹24.3 Cr	2.39%
HDFC Bank Limited	Cash - CD/Time Deposit	₹23.9 Cr	2.35%
Union Bank Of India	Cash - CD/Time Deposit	₹23.9 Cr	2.35%
Bharti Telecom Limited**	Cash	₹23.37 Cr	2.30%
LIQUID GOLD SERIES 14	Bond - Asset Backed	₹23.03 Cr	2.26%
Muthoot Finance Limited	Bond - Corporate Bond	₹15.9 Cr	1.56%
Hdb Financial Services Limited	Bond - Corporate Bond	₹15.78 Cr	1.55%
Power Finance Corporation Limited	Bond - Corporate Bond	₹15.77 Cr	1.55%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹15.71 Cr	1.54%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹15.68 Cr	1.54%
7.11% Govt Stock 2028	Bond - Gov't/Treasury	₹15.67 Cr	1.54%
Rec Limited	Bond - Corporate Bond	₹15.29 Cr	1.50%
Piramal Finance Limited	Bond - Corporate Bond	₹15.28 Cr	1.50%
Mas Financial Services Limited	Bond - Corporate Bond	₹15.26 Cr	1.50%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹15.2 Cr	1.49%
Mindspace Business Parks REIT	Cash - Commercial Paper	₹14.42 Cr	1.42%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹10.81 Cr	1.06%
Piramal Capital & Housing Finance Limited	Bond - Corporate Bond	₹10.74 Cr	1.06%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹10.61 Cr	1.04%
Hinduja Leyland Finance Limited	Bond - Corporate Bond	₹10.4 Cr	1.02%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹10.29 Cr	1.01%
Aditya Birla Real Estate Limited	Bond - Corporate Bond	₹10.21 Cr	1.00%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹10.07 Cr	0.99%
Indostar Capital Finance Limited	Cash - Commercial Paper	₹9.86 Cr	0.97%
Axis Bank Limited	Cash - CD/Time Deposit	₹9.56 Cr	0.94%
IIFL Finance Limited	Bond - Corporate Bond	₹9.09 Cr	0.89%
Embassy Office Parks Reit	Bond - Corporate Bond	₹6.01 Cr	0.59%
Export Import Bank Of India	Bond - Corporate Bond	₹5.33 Cr	0.52%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹5.29 Cr	0.52%
7.02% Govt Stock 2027	Bond - Gov't/Treasury	₹5.22 Cr	0.51%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹5.09 Cr	0.50%
Indigrid Infrastructure Trust	Bond - Corporate Bond	₹5 Cr	0.49%
CDMDF CLASS A2	Mutual Fund - Open End	₹1.79 Cr	0.18%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹612.21 Cr	60.21%
Cash	₹-14.33 Cr	20.43%
Cash - CD/Time Deposit	₹179.62 Cr	17.66%
Bond - Gov't/Treasury	₹107.69 Cr	10.59%
Cash - Repurchase Agreement	₹82.53 Cr	8.12%
Cash - Commercial Paper	₹24.29 Cr	2.39%
Bond - Asset Backed	₹23.03 Cr	2.26%
Mutual Fund - Open End	₹1.79 Cr	0.18%

Risk & Performance Ratios

Fund Managers

Shriram Ramanathan

Since November 2012

Mohd Asif Rizwi

Since January 2024

Additional Scheme Detailsas of 30th September 2025

ISIN

INF677K01452

Expense Ratio

0.89%

Exit Load

No Charges

Fund Size

₹1,017 Cr

Age

14 years 10 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt Index TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹671.22 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹671.22 Cr	-
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹483.64 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹483.64 Cr	-
Franklin India Low Duration Fund Regular Growth Moderate Risk	0.8%	0.0%	₹395.23 Cr	-
Franklin India Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹395.23 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1016.82 Cr	9.4%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1705.18 Cr	7.9%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2231.96 Cr	8.1%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1555.40 Cr	7.8%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹14043.91 Cr	8.2%
Sundaram Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹389.65 Cr	7.9%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6604.06 Cr	7.7%
Nippon India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹10032.24 Cr	8.1%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹229.90 Cr	7.9%
SBI Magnum Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹16763.52 Cr	7.3%
Axis Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹7517.22 Cr	7.7%
DSP Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹5697.99 Cr	7.4%
JM Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹229.90 Cr	7.5%
Nippon India Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹10032.24 Cr	7.5%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹1555.40 Cr	6.8%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.5%	0.0%	₹2302.40 Cr	7.8%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5697.99 Cr	7.7%
HSBC Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹1016.82 Cr	8.7%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2302.40 Cr	7.9%
Axis Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7517.22 Cr	8.1%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹13096.92 Cr	8.0%
Baroda BNP Paribas Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹288.55 Cr	7.9%
ICICI Prudential Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹27720.41 Cr	8.0%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1325.55 Cr	7.8%
SBI Magnum Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16763.52 Cr	7.8%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2925.28 Cr	7.8%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹24466.14 Cr	8.0%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹13096.92 Cr	7.2%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹1705.18 Cr	7.1%
Baroda BNP Paribas Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹288.55 Cr	7.1%
Sundaram Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹389.65 Cr	7.1%
ICICI Prudential Savings Fund Regular Growth Moderate Risk	0.5%	0.0%	₹27720.41 Cr	7.8%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1325.55 Cr	7.4%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹6604.06 Cr	7.4%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹24466.14 Cr	7.4%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹2231.96 Cr	7.1%
Kotak Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹14043.91 Cr	7.3%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹2925.28 Cr	7.4%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹576.54 Cr	7.2%
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹576.54 Cr	8.1%

About the AMC

HSBC Mutual Fund

+91 22 66145000

https://www.assetmanagement.hsbc.co.in/en/mutual-funds

Total AUM

₹1,30,130 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹715.60 Cr	-
HSBC India Export Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹1615.86 Cr	-0.1%
HSBC Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹2288.57 Cr	10.8%
HSBC Consumption Fund Direct Growth Very High Risk	0.8%	1.0%	₹1698.86 Cr	2.4%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.9%	1.0%	₹1555.56 Cr	4.6%
HSBC Infrastructure Fund Direct Growth Very High Risk	1.1%	1.0%	₹2314.52 Cr	-7.2%
HSBC Aggressive Hybrid Fund Direct Growth Very High Risk	0.8%	1.0%	₹5546.10 Cr	4.5%
HSBC Value Fund Direct Growth Very High Risk	0.8%	1.0%	₹13712.18 Cr	1.7%
HSBC Credit Risk Fund Direct Growth Moderately High risk	1.0%	3.0%	₹562.38 Cr	21.5%
HSBC Banking & PSU Debt Direct Growth Moderate Risk	0.2%	0.0%	₹4425.66 Cr	8.5%
HSBC Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹11937.34 Cr	0.2%
HSBC ELSS Fund Direct Growth Very High Risk	1.2%	0.0%	₹4087.98 Cr	1.0%
HSBC Equity Savings Fund Direct Growth Moderately High risk	0.7%	0.0%	₹723.21 Cr	5.5%
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1016.82 Cr	9.4%
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4454.79 Cr	8.6%
HSBC Corporate Bond Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6169.79 Cr	8.7%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹168.42 Cr	7.0%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4357.62 Cr	7.7%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹288.27 Cr	5.5%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹757.98 Cr	9.0%
HSBC Focused Fund Direct Growth Very High Risk	1.0%	1.0%	₹1656.36 Cr	0.9%
HSBC Business Cycles Fund Direct Growth Very High Risk	1.1%	1.0%	₹1117.47 Cr	-2.0%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4650.16 Cr	6.1%
HSBC Conservative Hybrid Fund Direct Growth Moderately High risk	1.2%	0.0%	₹156.57 Cr	5.9%
HSBC Large Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1832.25 Cr	0.6%
HSBC Global Emerging Markets Fund Direct Growth Very High Risk	2.0%	1.0%	₹153.73 Cr	27.7%
HSBC Brazil Fund Direct Growth Very High Risk	1.9%	1.0%	₹195.71 Cr	18.4%
HSBC Medium to Long Duration Fund Direct Growth Moderate Risk	0.7%	0.0%	₹47.57 Cr	7.1%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹18734.78 Cr	6.8%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5049.19 Cr	1.3%
HSBC Tax Saver Equity Fund Direct Growth Very High Risk	1.8%	0.0%	₹240.95 Cr	3.4%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2496.30 Cr	7.4%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1885.24 Cr	8.3%
HSBC Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹16040.77 Cr	-9.6%
HSBC Global Equity Climate Change Fund of Fund Direct Growth Very High Risk	1.5%	1.0%	₹52.58 Cr	6.7%
HSBC Managed Solutions India Conservative Direct Growth Low to Moderate Risk	0.4%	0.0%	₹629.18 Cr	5.8%
HSBC Managed Solutions India Moderate Direct Growth Very High Risk	0.8%	1.0%	₹64.86 Cr	10.7%
HSBC Managed Solutions India Growth Direct Growth Very High Risk	0.9%	1.0%	₹41.57 Cr	1.7%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹195.50 Cr	8.0%
HSBC Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹2438.46 Cr	7.1%
HSBC Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	1.0%	₹138.69 Cr	-6.0%
HSBC Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	1.0%	₹347.37 Cr	4.9%
HSBC Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹4087.98 Cr	0.5%
HSBC Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹5033.17 Cr	1.2%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth Very High Risk	1.7%	1.0%	₹57.02 Cr	22.4%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of HSBC Low Duration Fund Regular Growth?

The NAV of HSBC Low Duration Fund Regular Growth, as of 17-Oct-2025, is ₹29.24.

What are the returns of HSBC Low Duration Fund Regular Growth?

The fund has generated 8.73% over the last 1 year and 7.77% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of HSBC Low Duration Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 73.06% in bonds, and 26.76% in cash and cash equivalents.

Who manages the HSBC Low Duration Fund Regular Growth?

The fund managers responsible for HSBC Low Duration Fund Regular Growth are:-

Shriram Ramanathan
Mohd Asif Rizwi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,017 Cr

Expense Ratio

0.89%

ISIN

INF677K01452

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

04 Dec 2010

Risk Level

Your principal amount will be at Low to Moderate Risk